Expat on a Budget

Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can also find a video of this podcast on YouTube if you’d rather watch there 😃The original article 👇🏽👇🏽👇🏽Thank you so much for listening! My podcasts and articles here on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here!My DIY Class teaches you how to move abroad on a budget! Click here to learn more!**I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—Are you interested in being (or finding) a petsitter? I recommend Trusted Housesitters. I’ve use them on multiple occasions with wonderful results!—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can also find a video of this podcast on YouTube if you’d rather watch there 😃The original article 👇🏽👇🏽👇🏽Thank you so much for listening! My podcasts and articles here on Substack will always remain FREE. I will not put them behind a paywall. If you don’t want to become a paid subscriber but enjoyed this episode, I’d be every so grateful if you’d buy me a coffee as a one time donation. Regardless, I’m thrilled you’re here!Resources* Internations Expat City Ranking 2024* Why Comfort is Key to Moving Abroad Article* Language Learning Article* Learn How to Meditate Article* How to FindCommunity Abroad Article* How to be an Ethical Expat Article* Moving Solo Article* Healthcare in Portugal Article* Solo Greek Birthday Vacation Article* Expat on a Budget’s ArchivesMy DIY Class teaches you how to move abroad on a budget! Click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Mary Bartnikowski and I had a wonderful live chat on Monday!! For anyone who may have missed it and is interested in watching, here it is 🥰🤗For those of you who don’t know Mary, you simply must! She’s more proof that you’re never too old to be a full time traveler! At 69, Mary is a fearless, solo, digital nomad and professional photographer. We can all learn oodles from this amazing woman! Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can also find a video of this podcast on YouTube if you’d rather watch there 😃The original article 👇🏽👇🏽👇🏽Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.Questions for You to Think/Journal About* What does comfort mean to you? Is it physical, emotional, or something else entirely?* Are you truly “comfortable” where you are now, or are you just afraid of losing what feels familiar?* What’s one thing you’re holding onto that’s keeping you from moving abroad? Is it really as important as it feels?* What’s one area of your life where comfort has turned into stagnation?* If you could redefine comfort, what would it look like in a new, unfamiliar place?* What scares you most about leaving your comfort zone to move abroad?* What’s the worst thing that could happen if you gave up your current comforts to live your dream? And what’s the best thing that could happen?* What’s one small step you can take today to get closer to your dream of moving abroad?* Do you believe it’s possible to feel “comfortable” in discomfort? Why or why not?* What’s one fear about moving abroad that feels tied to your attachment to comfort?* If someone told you that staying comfortable would eventually lead to regret, would you still choose it?My DIY Class teaches you how to move abroad on a budget! Click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the original article here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* Ethical Expating* My bio* Moving with animals* Community Article and PodcastMy DIY Class teaches you how to move abroad on a budget! Click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the original article here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* Language Learning Article or Podcast Episode.* Funny Language Mistakes Article (accidentally asking for a dick)* Dr. CK | Beyond Borders 🛫 * My journals/planners* Greece travelogue* Tanessa Shears The Freedom Diaries * My bio* ColonizationMy Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the original article here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* The Why I left the US Series (Numbers 1 - 6) Links Are Below.* Identified Patient/Black Sheep* Happier Hour Book: How to Beat Distraction, Expand you Time and Focus on What Matters Most by Cassie Holmes* Cassie Holmes on We Can Do Hard Things Podcast* Intro/bio (who is Kimberly?) note* Hate and Division Article* Hateful Comments Note* Take a Coffee Article* Original Values ArticleMy Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!If you’re interested in my “Why I Left the US and Won’t Ever Return” Series, please check out..* Cost of living: Article here* Healthcare (or lack thereof) here.* Safety—article here.* Polarization—too much hate and anger* Community* Values: : this one! :)Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* Language Article* Emergency Kit Ideas (youtubers below)* Wook Online Book Seller in Portugal* Historias De Mundo A2 Level with Audio at Wook or Lidel* Uma Aventura nas Férias by Enid Blyton (there are several books in the series).* Practice Portuguese Website and App* My International Living article and YouTube videoEmergency Kits YouTubers* American Red Cross: how to build an emergency kit* How to Build a Bug Out Bag* Preparedness Bag for 72 Hour SurvivalMy Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne***Disclaimer: My writing, and podcasts are based on personal experience and are for informational purposes only. I am not a lawyer. Please seek professional advice before making decisions about moving abroad. I am not responsible for any outcomes resulting from the use of this information. Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES: Resources for Finding Community Abroad* Online Groups and Platforms* Facebook* Meetup.com* Internations* Reddit* Search Tips* Search for the city you’re moving to + "expat" or "digital nomad."* Search for specific interests + the city you’re moving to (e.g., pickleball, veganism, hiking, paddle-boarding).* WhatsApp Groups* Ask people you meet locally if there are any WhatsApp groups you can join.* In-Person Activities* Yoga classes* Martial arts classes* Local language classes (sometimes government-funded, depending on the country)* Circus schools or other niche hobbies like ceramics, etc.* Meetup Ideas* Girls Gone International Facebook meet-ups* Expats Everywhere meet-ups* Digital nomad festivals/events* Social Activities* Dog walking (or engaging with other people’s dogs)* Local vegan groups (found on Facebook)* Tours (particularly ones catering to locals, not just tourists)Other Link Mentioned in this Podcast:* My article about: Why Comfort Might Be Your Biggest Block to Moving Abroad.My Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.—I use the eSim Nomad. I’ve tried several others and Nomad is the only one that’s ever worked for me.—If you’re traveling or moving to a new country, I highly recommend choosing Express VPN. It’s the VPN service that I use. Click here for more information and get three extra months on an affordable twelve month subscription. If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.SHOW NOTES:* And here’s a great article that Caterina wrote an article about ways to earn remotely!My Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. You can support my work, by becoming a free (or paid) subscriber.SHOW NOTES:* Why I left the US part 1 podcast and article (high cost of living)* Why I left the US part 2 article (healthcare)* Why I left the US part 3 article (safety)* Why I left the US part 4 article (polarization, division, etc.)* Why Spain?My Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.SHOW NOTES:* Why I left the US part 1 podcast and article (high cost of living)* Why I left the US part 2 article (healthcare)* Why I left the US part 3 article (safety)* Trauma care article and podcast* Serenity concierge health service in Portugal* DD Cardinal’s Links re: Healthcare in Portugal: TikTok (watch the TT one, she breaks it down beautifully) Her YouTube video about her low medical costs and experience.Scroll down for a short list of pharmaceutical increases and health coverage in other European countriesMy Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!—If you’re interested in learning another language before you embark (or after) on your new adventure, I highly recommend the platform Preply! It’s what I use to learn Portuguese and it’s also the platform I teach on. Please use my referral code for $17 off your first lesson!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is only $97 for lifetime access, learn more here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly AnnePharmaceutical Increases* Epinephrine (EpiPens) increased from about $100 in 2007 to over $600 by 2016. Why? Mylan (the manufacturer) raised prices without any significant changes to the product.* Daraprim: A decades-old medication used to treat toxoplasmosis, a parasitic infection. In 2015, the price of Daraprim increased overnight from $13.50 per pill to $750 per pill (a 5,000% increase). Why? Turing Pharmaceuticals, led by Martin Shkreli, acquired the drug and exploited its monopoly status, as no generic alternatives were available in the U.S.* Albuterol Inhalers for asthma used to cost about $15–$20, but prices have risen to $50–$100 or more per inhaler.* Doxycycline the antibiotic: The price for a bottle of 500 tablets rose from $20 in 2013 to over $1,800 in 2014.1. Countries in Europe with Fully Socialized Healthcare SystemsIn these countries, healthcare is predominantly provided and funded by the government, often referred to as the Beveridge Model:* United Kingdom (UK):* The National Health Service (NHS) provides healthcare that is free at the point of use, funded through taxation.* Most healthcare providers work for the government, though some private options exist.* Norway:* The public healthcare system is funded by taxes and covers nearly all medical expenses.* Hospitals and healthcare providers are predominantly owned and operated by the government.* Sweden:* Healthcare is tax-funded and administered by regional authorities, with minimal out-of-pocket costs for patients.* Most healthcare services are provided by public institutions.* Denmark:* Healthcare is funded through taxes and provided by publicly-owned hospitals and clinics.* Primary care doctors act as gatekeepers for specialized treatment.* Finland:* Healthcare is tax-funded, with services provided by municipalities.* Public hospitals dominate the system, and healthcare is free or very low-cost for residents.* Iceland:* Healthcare is funded through taxation, with most services provided by the government.* Patients pay minimal fees for prescriptions and some outpatient services.2. Countries with Universal Healthcare Funded by InsuranceThese countries have universal healthcare systems funded through compulsory health insurance (a Bismarck Model), heavily regulated by the government to ensure affordability and access:* Germany:* Healthcare is funded through a mix of statutory health insurance (SHI) and private insurance.* SHI is mandatory and funded by payroll taxes, covering most residents.* France:* Universal healthcare is funded through a mix of public health insurance and taxes.* Most costs are covered by the national system, and private insurance is common for supplemental coverage.* Belgium:* Healthcare is funded through mandatory health insurance, which is subsidized by taxes.* Most residents are covered through public health insurance funds.* Netherlands:* Residents are required to purchase health insurance from private companies, but the government regulates prices and provides subsidies.* Universal coverage is achieved through this system.* Austria:* Healthcare is funded through social health insurance contributions, which are mandatory for most workers.* The government plays a strong regulatory role.* Switzerland:* Similar to the Netherlands, health insurance is mandatory, and the government ensures it is affordable by providing subsidies based on income.* Healthcare providers are a mix of public and private entities.* Luxembourg:* Healthcare is funded through mandatory health insurance and government contributions.* Patients can access both public and private providers.3. Countries with Mixed ModelsSome countries blend socialized medicine and insurance-based systems, ensuring universal coverage while allowing private healthcare options to coexist:* Italy:* The Servizio Sanitario Nazionale (SSN) provides universal healthcare funded through taxes, with minimal or no out-of-pocket costs for most services.* Private providers also exist, but most Italians rely on the public system.* Spain:* Healthcare is tax-funded and universal, with services provided primarily by the public sector.* Private providers are available for those who choose supplemental insurance.* Portugal:* Healthcare is primarily funded through taxation, with universal access for residents.* Private healthcare exists for those who prefer it.* Greece:* The public healthcare system (ESY) provides universal access funded through taxes and social insurance.* Private healthcare providers are also common.* Ireland:* Ireland has a public healthcare system funded by taxation, but many residents purchase private insurance to access faster care or private hospitals.4. Eastern European CountriesMost Eastern European countries also provide universal healthcare, though the quality and funding levels can vary. These systems are generally tax-funded, with some out-of-pocket costs or supplementary private insurance:* Poland: Universal healthcare funded through the National Health Fund (NFZ).* Czech Republic: Mandatory health insurance ensures universal coverage.* Hungary: Universal healthcare funded by taxation and social insurance.* Slovakia: Universal coverage through mandatory health insurance.* Romania: Universal healthcare funded through taxes, though private insurance is growing.* Bulgaria: Universal coverage funded by mandatory health insurance and taxes.*this block (#’s 1 - 4 re: healthcare in Europe information is from ChatGPT Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.SHOW NOTES:This week’s article is about the devastating Los Angeles Fires. If you’re interested, please click here.My Class: Teaching you how to live abroad on a budget is insanely affordable, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is here!Thank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.I’m open for consultations/coaching. Schedule an introductory 10 minute call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Scheduling: 10 minute intro call, á la carte meetings and crazy affordable packages!**10 Minute Call Disclaimer: I was offering free introductory calls but unfortunately some people scheduled and didn’t show up after I planned my days around these calls. I super appreciate the people who did show up and are now clients!! However, in order to minimize the flaking, I’m charging a nominal fee now because everyone’s time is valuable :)If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! —I’ve started using Kindred Home Exchange in order to secure affordable accommodations! If you’re interested and want to sign up, you will get five nights with my referral code!—I use Wise to transfer money internationally between bank accounts and they also offer a free ATM card that can be used worldwide without fees. Please use my referral code for a free transfer of up to $600.—I use Safety Wing for my travel medical insurance abroad. You can check them out here.—For travel hacking I use my Chase Sapphire Preferred credit card. I earn enough points by using the card regularly (with no foreign transaction fees) to get a “free” RT ticket from Europe to the US at least once a year.You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe

You can read the entire article here.Expat on a Budget is a reader-supported publication. My newsletter/articles and podcasts are all free. Support my work, by becoming a free (or paid) subscriber.SHOW NOTES:From this Episode:* Travel Hacking the article is here. * Kindred: Home Exchange* Turo: Car Rental* Apple air tag* Tile air tag* Custom’s fees* Suitcase destroyed video* Travelpro US link* Travelpro Europe linkMy Class: Learning how to live abroad on a budget is currently on sale for 50% off through January 1st, 2025, if you’re interested, click here to learn more!I’m open for consultations/coaching. Schedule a video call with me to see if I can help with your move abroad!* Consulting Information: what I can help you with.* Work with me! I offer á la carte consults and crazy affordable packages!* My Class: Walks you through ways to move abroad on a budget!If you’re interested in moving abroad, check out my free Expat on a Budget pub or podcast on SubstackThe How to Live Abroad Publication is here.* Part 1—Want to move abroad? Start here!* Part 2—Conquer your fears about moving abroad!* Part 3—12 Minimizing Mistakes Part 1* Part 4—12 Minimizing Mistakes Part 2* Part 5—A Personal Case study (re: Minimizing)* Part 6—Your Move Abroad: The Ultimate Checklist* My Upcoming Class: teaching you how to live abroad on a budget for under $1,000 a month or under $2,000 a month is here!Other Popular Articles/Podcast Episodes:* Travel Hacking: What and How!* Values: Differences Between Portugal and the US—Part Four.* Inside the Homes: Differences Between Portugal and the US—Part One.* Sidewalks, Zebra Crossings, Smells and More: Differences Between Portugal and the US—Part Two.* Safety: Differences Between Portugal and the US—Part Three.* First Six Months of Living Abroad* How/Why I Ended up in Portugal* Living Abroad After Two Years* Archive of all my Articles and Podcast EpisodesThank you so much for listening! If you don’t want to become a paid subscriber (my articles and podcast are free) but enjoyed this, you can buy me a coffee below.If you’re on a budget (as am I) please like by clicking on the heart below and share this podcast with a friend. Your support (in all ways) is greatly appreciated! You can find my old/er podcast (live your dream and how to travel full time) here on my website**Using my affiliate links above will cost you nothing and help support my newsletter. You can also support me with a one-time donation of any amount here. Please know that I appreciate you regardless!!!***Original podcast music by: Lucian Meisler—Living Abroad on a Budget - Expat on a Budget - My Unknown Adventure - Kimberly Anne Get full access to Expat on a Budget at expatonabudget.substack.com/subscribe