In this episode, Personal Finance expert Kathy Sweedler, Extension Assistant Director of Diversity, Equity, Inclusion, and Access Camaya Wallace Bechard, and Financial Planning Education Consultant at eMoney Sasha Grabenstetter wrap up the Family Financial Feuds podcast series. They explore recent research on endings, discuss different trends in personal finance, reminisce about their favorite podcast episodes, and provide suggestions for where to get accurate money management information and resources. Check out the new finances website at www.extension.illinois.edu/finances for more resources!
In this episode, Personal Finance expert Kathy Sweedler and Chelsea Byers, Family Life Educator, Illinois Extension, discuss decluttering, disadvantages of letting clutter accumulate, common issues encountered when decluttering, and they provide tips on how to stay motivated and tackle all of that clutter! For information about how long to keep financial documents, contact an accountant or visit the IRS website, https://www.irs.gov/taxtopics/tc305 Check out our new website at www.extension.illinois.edu/finances for more resources!
In this episode, Personal Finance expert Kathy Sweedler and Jenna Smith, MPH, RD, Nutrition and Wellness Educator, Illinois Extension, discuss Illinois cottage food law, how this type of self-employment can benefit the cottage food producer, how cottage food benefits the consumer and local economy, and common challenges cottage food producers encounter. They provide tips on what to look out for as a consumer when buying cottage food and resources to learn more about Illinois cottage food guidelines and filing taxes when self-employed. Resources we discussed during the Podcast: • Illinois Extension’s Cottage Food Website, https://extension.illinois.edu/cottage-food • IRS Self-Employed Individuals Tax Center, https://www.irs.gov/businesses/small-businesses-self-employed/self-employed-individuals-tax-center Check out our new website at www.extension.illinois.edu/finances for more resources!
In this episode, Extension Assistant Director of Diversity, Equity, Inclusion, and Access Camaya Wallace Bechard and Personal Finance expert Kathy Sweedler discuss what it means to have inclusive practices in financial education, inclusive leadership, and working with individuals with disabilities and culturally diverse communities. They provide strategies and information on inclusive personal finance programs that Illinois Extension offers. The episode also includes an important announcement and information about upcoming changes with the Family Financial Feuds podcast! Resources we discussed during the Podcast: • The Key to Inclusive Leadership, Harvard Business Review - hbr.org/2020/03/the-key-to-inclusive-leadership Check out our new website at www.extension.illinois.edu/finances for more resources!
In this episode, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss managing credit during times of inflation, common credit score myths, rising interest rates, and provide strategies and resources to help you increase your purchasing power and save money. Resources we discussed during the Podcast: • Get Savvy webinar series registration - https://extension.illinois.edu/finances/get-savvy • CFPB auto loan comparison sheet - https://files.consumerfinance.gov/f/documents/201606_cfpb_auto-loan-worksheet.pdf • CFPB article on rising vehicle costs - https://www.consumerfinance.gov/about-us/blog/market-monitoring-examining-potential-credit-impact-high-vehicle-costs-for-consumers/ Check out our new website at www.extension.illinois.edu/finances for more resources!
In this episode, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss the impact of financial exploitation on your financial well-being, common types of scams, warning signs to look out for, and provide strategies to help you protect yourself, as well as resources for reporting scams when they do happen. Resources we discussed during the Podcast: • When grandpa gets exploited, soundcloud.com/familyfinancialfeuds/when-grandpa-get-exploited • Reportfraud.ftc.gov - reportfraud.ftc.gov/#/ • Adult Protections Services – (locator) www.eldercare.acl.gov Check out our new website at www.extension.illinois.edu/finances for more resources!
In this episode, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss barriers associated with short-term and long-term savings goals, and provide some strategies and resources to help address those barriers and start saving more. Resources we discussed during the Podcast: Longevity Calculators: • Social Security Life Expectancy Calculator, www.ssa.gov/cgi-bin/longevity.cgi • How Long Will I Live Calculator, www.blueprintincome.com/tools/life-expectancy-calculator-how-long-will-i-live/about/dean-foster Get Savvy Webinars: Investing Basics and Steps to Investing, go.illinois.edu/GetSavvyPlaylist Related Research: • Hou, Wenliang, “How Well do Retirees Assess the Risks They Face in Retirement?” Center for Retirement Research at Boston College, July 2022, Number 22-10. • Angrisani, Marco et al, “The Early Impacts of the Coronavirus Pandemic on Americans’ Economic Security” Michigan Retirement and Disability Research Center, University of Michigan. Working paper WP 2021-426, UM21-11. Check out our new website at www.extension.illinois.edu/finances for more resources!
In this episode, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss travel, look back on their own travel experiences, and explore how to save money while traveling, top motivations and benefits associated with traveling, and current research on travel trends in America. Resources we discussed during the Podcast: Save on Travel webinar, go.illinois.edu/SaveOnTravels America Saves https://americasaves.org/ What to Save For, America Saves americasaves.org/what-to-save-for/?goal=vacation Check out our new website at www.extension.illinois.edu/finances for more resources!
In this episode, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss the topic of teens and money, and explore some tricks and tips for talking to your teen about money, how we can support money management in teens, as well as current research on the socialization of teens surrounding money. For more resources, check out our new website at www.extension.illinois.edu/finances for more resources! Research cited: Veronica Deenanath, Sharon M. Danes, and Juyoung Jang, Purposive and Unintentional Family Financial Socialization, Subjective Financial Knowledge, and Financial Behavior of High School Students, (2019), Journal of Financial Counseling and Planning, v 30, n 1, p. 83-96. Resources: Money as You Grow series, Consumer Financial Protection Bureau, https://www.consumerfinance.gov/consumer-tools/money-as-you-grow/teen-young-adult/ Money Conversation Starters for Parents & Children, University of Minnesota Extension, https://mn.gov/commerce-stat/pdfs/money-conversation.pdf
REPLAY - In this episode, Camaya Wallace Bechard, Kathy Sweedler, and Sasha Grabenstetter, discuss the financial implications of natural disasters and large financial emergencies. From their experiences growing up to now, living in Illinois. We also talk about why it's important to update your insurance on a yearly basis, keep important documents stored safely, and what to do if disaster strikes you. Resources we discussed during the Podcast: Emergency fund before disaster strikes https://extension.umn.edu/how-prepare/start-emergency-fund-disaster-strikes Disaster recovery and assistance, FEMA www.disasterassistance.gov/ Preparing, recovering, and rebuilding after disasters and emergencies https://www.consumerfinance.gov/consumer-tools/disasters-and-emergencies/
In this episode honoring Women’s History Month, Extension Educator Camaya Wallace Bechard and Kathy Sweedler discuss the topic of women and money, and explore some myths and facts about women and money, how we can support money management in girls, and current research on the status of women and their money. For more resources, check out our new website at www.extension.illinois.edu/finances for more resources!
In this episode, Extension Educator Camaya Wallace-Bechard along with Kathy Sweedler and Sasha Grabenstetter discuss life changes and transitions in their own lives as well as delving into research on the topic. Whether you're moving, changing jobs, having children, retiring, or more, this episode is for you!
REPLAY - In this episode, Kathy, Camaya and Sasha explore goal setting and how it can cause family feuds. Listen, laugh and learn something new in this month's podcast from the University of Illinois Extension.
Welcome Jenna Smith, Nutrition and Wellness Educator with University of Illinois Extension to Family Financial Feuds! In this episode, she and Camaya Wallace Bechard (Consumer Economics Educator) discuss tips and tricks to save money on food and reduce our food waste. Learn more about Jenna's work: https://extension.illinois.edu/staff/jenna-smith
Welcome Karla Belzer, Family Life Educator with University of Illinois Extension to Family Financial Feuds! Karla teaches and practices mindfulness. In this episode, she and Camaya Wallace Bechard (Consumer Economics Educator) explain how mindfulness strategies can help us manage our money with less stress and more success.
In this episode, educators, Camaya Wallace-Bechard and Kathy Sweedler discuss in detail the different types of ways you can hold credit. From being an authorized user, joint-card holder, and secured cards -- there is something in this episode for everyone. Each option has it's own pros and cons, looking at each one individually can help you make the right choice for you and your household.
In our very first guest podcast, we introduce Dr. Emily Koochel, Assistant Professor at Michigan State University to discuss her research findings and tool on financial transparency. Join Dr. Koochel and our c-host, Sasha Grabenstetter as they define financial transparency, discuss the findings from her research, as well as list off some practical tips to discuss finances with your spouse, partner or significant other. To read Emily's research on Financial Transparency - https://www.researchgate.net/profile/Emily-Koochel/publication/339963650_Financial_Transparency_Scale_Its_Development_and_Potential_Uses/links/5f96f7eea6fdccfd7b7fdb3a/Financial-Transparency-Scale-Its-Development-and-Potential-Uses.pdf
In this episode, Kathy Sweedler takes Sasha Grabenstetter and Camaya Wallace Bechard down the delicious path of talking about food and food costs. On the heels of our webinar, "Save Money on Food" - we discuss what the Consumer Price Index data shows from food purchases from the pandemic. We also discuss generational differences with purchases, as well as some tips and tricks we use with our family to limit financial feuds around food. This is a yummy topic you won't want to miss. Save Money on Food - Recorded Webinar - https://youtu.be/ZHp4Nv39r7A
In this episode, Sasha Grabenstetter, Kathy Sweedler, and Camaya Wallace Bechard feud about is it possible to save for your children's college while saving for retirement. We discuss our own past college paying experiences, define 529 education plans, and discuss it is okay to have multiple savings goals. FINRA Retirement Calculator: https://tools.finra.org/retirement_calculator/ Who Should Pay For College? https://soundcloud.com/familyfinancialfeuds/who-should-pay-for-college
In our first podcast of 2021, Camaya Wallace-Bechard, Kathy Sweedler, and Sasha Grabenstetter examine mindfulness techniques in relationship to money matters. Camaya helps us dive into new research, as well as defining what mindfulness is. In addition to mindfulness, we discuss our upcoming webinar series, as well as are there mindfulness techniques we already use in personal finance. To register for our FREE Let's Talk Money webinar series - https://go.illinois.edu/TalkMoney