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Financial Armor

Author: Brad Cooper and Jose Rodriguez osuna

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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
80 Episodes
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During this episode, we’re going to discuss the Great Wealth Transfer and how you can better ensure your own assets end up with the people you care about.
During this show, we’re going to discuss the Fed’s recent rate cut and what it might mean for your financial strategy.
Beneficiary 101

Beneficiary 101

2025-09-13--:--

During this show, we’ll examine many of the legal and strategy steps you should consider if you inherit an IRA.
Joining a tax guru like Ed Slott, this episode is a must-listen for anyone navigating the new financial landscape. We'll explore the specific tax implications of the "One Big Beautiful Bill Act" (OBBBA) and uncover the strategies you need to minimize your tax burden. From retirement accounts to investment opportunities, Ed Slott provides his signature, easy-to-understand advice on how the new legislation will impact your financial future.
We are joined by Tyler Ellegard, Portfolio Manager at Gradient Financial Group. This episode explores the powerful and rapidly evolving intersection of artificial intelligence and cryptocurrency. We'll examine how AI is being used to enhance everything from trading strategies and market analysis to security protocols and smart contract functionality. Join us as we look at the future of this synergy and discuss how investors can prepare for a world where AI and crypto are inextricably linked.
In this episode Brad welcomes very special guest, Becky Swansburg, the CEO of Stonewood Financial, to talk about the big beautiful bill and the risks and rewards of this legislation.
Join us for an insightful episode as we break down the complexities of a significant financial policy with the brilliant Professor Alex Hill. In "Breaking Down the Big Beautiful Bill," Professor Hill deciphers the intricate details and potential impacts of this landmark legislation, offering clarity on its far-reaching implications for your finances and the economy. Tune in to gain a deeper understanding of this crucial bill, presented in an accessible and engaging discussion.
During this show, we’re going to discuss Medicare’s surcharge, the income-related monthly adjustment amount, or IRMAA, as well as Medicare changes that are coming in 2026.
This episode tackles the pervasive fear of outliving your savings, offering actionable strategies to build a resilient retirement plan. We'll explore smart withdrawal techniques, the role of diversified income streams, and how to adapt your financial strategy to market fluctuations and unexpected life events. Tune in to gain the confidence and knowledge needed to ensure your money lasts as long as you do.
During this show we’ll discuss longevity risk and how you may be able to protect your financial strategy from it.
This episode of The Financial Armor Show features a special guest, Professor Alex Hill, who breaks down the recently passed "Big, Beautiful Bill" from an economic perspective. We analyze its projected impact on the deficit, discuss the extension of 2017 tax cuts, and explore other key provisions affecting spending and defense. Tune in for an unbiased look at the financial implications of this significant legislative development.
On this episode, we’ll discuss how you may be able to secure an extra $50,000 for retirement and how to protect your savings from a recession.
Get ready to dive deep into the forces shaping your wallet! This week, we sit down with the renowned local professor, Dr. Tang to unravel the complexities of inflation and its impact on your everyday spending. She will also break down the latest on interest rates and offer insightful predictions on what these economic shifts mean for your investments and financial future.
To figure out what is happening with the market and what you should be doing with your finances, we talk to senior portfolio manager for Gradient Investments, Keith Gangl.
During this episode, we’re going to discuss eight common 401(k) mistakes and why it’s important to avoid them.
During this episode we’ll consider whether retirees should continue investing and talk about the various options for financial growth in retirement.
In this special report episode, we delve into the immediate market reactions and the broader economic implications of the newly implemented tariffs. Our experts analyze the resulting volatility across different sectors and asset classes, providing insights into potential winners and losers in this evolving trade landscape. We also discuss strategies investors can consider to navigate the uncertainty and manage risk during this period of tariff-induced market fluctuations.
Brad welcomes special guest and wellness expert Dr. Eugene Muro, to talk about health, wealth, and preventive care.
In this episode, Brad talks to estate planning attorney CJ Eagar demystifies the often-avoided topic of proactive estate planning. Learn why waiting until a crisis is too late and discover actionable steps to protect your assets and ensure your family's future. Eagar provides expert insights on wills, trusts, and how to navigate the complexities of inheritance, empowering listeners to take control of their legacy.
During this show, we’re going to chat about the signs that help you how to know if you’re ready for retirement.
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