Financial Breakaway: Your Clear Path to Retirement

In retirement, healthcare costs can quickly become one of the biggest risks to your nest egg, making it essential to stay informed about changes in Medicare and review your plan annually. As Medicare introduces key changes for 2025, understanding these updates is crucial for making well-informed decisions that protect both your health and financial future. In this episode, we dive into three essential updates to Medicare that will help you navigate these shifts and ensure your coverage aligns with your needs and budget. Key Topics Covered: Change #1: Updates to Prescription Drug Coverage (Part D), including the elimination of the "Donut Hole." Change #2: Adjustments to Medicare Premiums and Deductibles, with potential impacts for higher-income earners. Change #3: Expanded benefits and options in Medicare Advantage Plans for 2025. Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results. Securities and investment advisory services offered through Osaic, Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. 1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600. #retirementplanning #retirement #medicare #openenrollment

Planning to retire before 65? Health insurance is likely one of your biggest concerns as you bridge the gap before Medicare kicks in. In this episode of Financial Breakaway, I dive into the essential strategies for managing healthcare costs during those early retirement years. From understanding COBRA and Marketplace insurance options to minimizing taxable income for maximum subsidies, I’ll cover it all. Topics include: 1. Health insurance options before Medicare 2. Navigating the Health Insurance Marketplace 3. Tax strategies to qualify for healthcare subsidies 4. Managing income and withdrawals to keep costs low 5. Utilizing HSAs and other tools to optimize your healthcare spending Tune in to learn how to create a solid health insurance plan that keeps you covered and financially prepared as you transition into retirement before age 65. Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results. Securities and investment advisory services offered through Osaic, Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. 1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600. #retirementplanning #retirement #medicare

Healthcare in retirement is deeply personal. After all, it's not just about managing costs; it’s about ensuring you can enjoy the quality of life you’ve worked so hard to build. While money and investments are often front of mind, securing the right healthcare plan is just as critical for living well in retirement. And yes, the reality is—it’s going to be expensive. In today’s episode of Financial Breakaway, I’m covering the 7 essential steps to navigating your retirement healthcare. From understanding Medicare basics to choosing the right supplemental coverage and preparing for long-term care, this episode will equip you with the knowledge you need to protect your health and financial well-being in retirement. Topics Covered: Medicare Parts A, B, C, and D Enrollment periods Working and Medicare Medicare costs IRMAA Medigap Plans: Supplement vs. Advantage Long-term care planning Ensure your retirement healthcare plan is solid—tune in now! Ryan Hitchcock Financial Planner   High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results. Securities and investment advisory services offered through Osaic, Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. 1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

Imagine a retirement filled with beach strolls and golf course mornings. But lurking in the backdrop is an often underestimated challenge: Taxes! This uninvited guest can cast a shadow over your financial dreams, but you're not alone. On today's episode of "Financial Breakaway," we're turning tax confusion into tax mastery.  We'll skip the dry numbers and dive into actionable strategies to help you keep more of your hard-earned savings. You'll learn how to dance around tax pitfalls with ease and ensure your retirement is as golden as you've envisioned. Topics Discussed: Understanding Retirement Income Sources & Its Tax Implications: Dive into the differences between tax-deferred and tax-free accounts, and see how your pensions, annuities, and investments interact with your tax bill. Cory & Claire’s RMD Cliffhanger: Discover how to handle Required Minimum Distributions without tipping your income into a higher tax bracket. Mike & Mary’s State Swap Strategy: Learn how moving states could significantly reduce your tax obligations on Social Security and more. Dave & Dawn’s Deduction Dive: Explore advanced deduction strategies to maximize your returns and minimize your taxable income. Every scenario and strategy is tailored to empower you with the knowledge to navigate the taxing waters of retirement confidently. Let’s get into it. Ryan Hitchcock Financial Planner   High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results. Securities and investment advisory services offered through Osaic, Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. 1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

We currently find ourselves amid a presidential election year (whether we like it or not), and political headlines already dominate the news, sparking questions and concerns about how election outcomes might impact retirement and investment plans. As a Financial Planner, I often get clients coming to me and asking how the elections may affect their portfolios or retirement savings. And it's safe to say I've heard all the theories, and I mean all the theories, about who's better or who's worse for the markets. It's a crazy time for everyone, but it's crucial to approach these times with clarity and confidence. In this episode, I want to focus on the facts instead of getting caught up in political debates. I want to help retirees and soon-to-be retirees navigate these turbulent times and stay on a steady path toward their financial goals. So, let's dive in. Ryan Hitchcock Financial Planner   High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.   Securities and investment advisory services offered through Osaic, Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. 1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

In this episode, I talk with Economist Bryce Gill of First Trust Portfolios on pivotal market trends of 2023 and look ahead to what 2024 holds for investors. Tune in for a rich discussion on the stock and bond markets, recession risks, and the intricate relationship between the markets and the economy. Topics discussed: Insights into 2023's stock market, featuring the 'Magnificent 7' stocks Market outlook for 2024 Analyzing the potential risks of recession Deciphering the differences between market trends and economic health Understanding the volatile nature of the bond market and interest rates The delicate balance of the housing market Insights into the plunge into Money Market Funds Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through Osaic, Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

Join me on this episode of the Financial Breakaway Podcast as we dive deep into "Social Security Essentials: 3 Must-Know Topics for Effective Retirement Planning." As you near retirement, it's crucial to understand the intricacies of Social Security and how it fits into your overall financial plan. I'll guide you through the complexities and strategies to make the most of your Social Security benefits. In this episode, we'll cover: • 🕒 My insights on the Optimal Claiming Age: Weighing the benefits of claiming early versus delaying, tailored to your unique situation. • 👫 Strategies for Coordinating Spousal Benefits: I'll show you how couples can maximize their combined retirement income through smart planning. • 💰 Techniques for Managing Social Security Taxation: I'll share ways to handle and potentially reduce the tax impact on your Social Security benefits. By the end of our time together, you'll have a clearer understanding of how to approach these essential Social Security decisions, setting you up for a more secure and confident retirement. Join me to unlock these vital retirement planning strategies!   Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through Osaic, Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

Join me as I help unlock the secrets of the "Bucket Approach" to retirement planning. After decades of diligent savings, are you prepared to transition from the accumulation phase of your life to the distribution phase? This episode sheds light on the challenges retirees face and offers a structured solution to ensure your investments serve you effectively throughout your golden years. Dive into: • 📈 The shift from career mode to retirement mode and its challenges. • 💡 Basics of the "Bucket Approach" and its advantages in retirement planning. • 🛠️ Constructing and maintaining your investment buckets: short-term, intermediate, and long-term. • 🔄 The importance of regular reviews and rebalancing to adapt to changing market conditions.   Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through Osaic, Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

Join me in this episode as I unravel the mystery behind retirement planning by addressing the fundamental question: "How much do I need to retire?" I dive into the complexities of retirement income planning and offer a unique perspective on determining your retirement needs. By examining the three distinct stages of retirement—Go-Go, Slow-Go, and No-Go—I provide a framework for understanding the changing financial demands of each phase. Gain valuable insights on how to align your financial resources with your evolving lifestyle goals, ensuring a fulfilling and secure retirement. Get ready to navigate the path to financial freedom and unlock the key to retirement success.   Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through Osaic, Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

In today's special pre-launch episode, I have some thrilling news! "The Financial Breakaway Podcast" is relaunching with a fresh focus: "Your Clear Path to Retirement." Since its humble beginnings in 2019, this podcast has grown immensely, achieving 30 episodes and garnering thousands of downloads. Your valuable feedback, combined with my passion for financial planning, has inspired a refined vision for the podcast. The content will now prioritize empowering individuals like you with the knowledge and tools to make confident decisions for a secure retirement. In addition to the usual audio content, the podcast will now be available in video format on YouTube as well. As we embark on this renewed journey, I'm eager to continue exploring pertinent retirement topics and connecting with insightful guests. Stay tuned for the next chapter and the official relaunch!   Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through Osaic, Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

00:45 - Intro  01:45 - Observation 1: Inflation hurts retirees more  2:20 – Sidetrack: What is Inflation? 05:30 - What can we learn: Find your own “Personal Inflation Rate”   08:31 - Observation 2: Social Security COLA adjustment isn’t as advertised   10:45 - What can we learn:  How to figure out what your NET Social Security COLA really is     13:52 - Observation 3: The biggest risk for retirees is happening to people for the first time in a long time  17:00 - What can we learn:  Strategies to protect against this risk     Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

2022 has been a tough year all around.  So in this episode, I'm breaking down three observations I've seen so far in 2022 for mid-career individuals and what we can learn from those observations.  I try to explore these observations and lessons learned through a financial planning lens for the everyday person.   01:00 - Intro  02:20 - Observation 1: Traditional backup savings plans don't cut it 03:25 - What can we learn: How to create a good backup plan AND a backup, backup plan   05:22 - Observation 2: Not diversified enough in your investments  06:40 - What can we learn:  How earmarking accounts and addressing risk according to that account can help      08:00 - Observation 3: Seeing an opportunity to be opportunistic  08:50 - What can we learn:  Strategies to take advantage of down markets to better your long term financial plan     Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

2022 has been a tough year all around for people.  Headwinds such as the lingering effects of COVID-19, rising interest rates, rising inflation, rising commodity prices, the Russia/Ukraine War, falling stock and bond market, and then an economy that seems to be having a hangover in general.  It has been a lot. With all this going on, it has been hard to conceptualize how it all works together and how it affects you financially (you as an everyday person).  In this episode, I'm breaking down three observations I've seen in the investment markets and following that up with what we can learn from those observations.  I try to explore these observations and lessons learned through a greater financial planning lens for the everyday person.   01:00 - Intro  02:55 - Observation 1: Equity markets have had their worst start in 50 years 03:40 - What can we learn: Let’s let history be our guide (look at the SP500 from 1942-until today…80 years)   05:12 - Observation 2: The Bond market has been crushed & this is actually a bigger deal 07:33 - What can we learn:  Definitely should’ve been looking at your bond holdings but if you haven’t, there’s still time     08:30 - Observation 3: Volatility  09:12 - What can we learn:  In the last 20-plus years, 21 of the 25 worst trading days were followed within a month by one of the best 25 trading days     Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

Conversation between Ryan Hitchcock, Financial Planner at Hight Point Capital Group, and Bryce Gill, Economist at First Trust:   02:45 - Intro on Inflation & Market 04:45 - Great Moderation or Globalization    Long-term inflation outlook    Supply chain War in Europe 12:50 - Fed and interest rates 14:45 - The Monetary Tailwind is Ebbing    M2 Money Supply    Stagflation   18:30 - YOU SHOULD LISTEN TO THIS PART!   24:30 - A Recession Unlike Any Other 30:20 - Services Can Keep US Out of Recession: 39:30 - Housing Market on Economy 39:30    Wealth Effect    Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

Investing in the New Normal Series -- COVID-related shutdowns distorted the economy vs where it was before COVID and we are still trying to adapt to this world.  The question now is; how do we, as investors trying to save for our future, navigate and invest in it?  Let's learn from real people living and working in this "new normal" to help provide a unique perspective on what's going on. Early on in the COVID crisis gyms and fitness facilities were closing at higher rates than almost any other industry, including bars and restaurants.  Thus came the boom of the at-home fitness industry, which some were saying would be the end of future in-person gyms.  Fast forward two years, in-person gyms have re-opened, but at what rate?  How have they changed? How is the industry accommodating for both at-home and in-person; and is it a zero-sum game? Mike Wojciechowski & Jamie Eischen, owners of Brew Fitness Shorewood come on the episode and help answer those questions.  Mike and Jamie share their inspiring story of going out on their own and opening an in-person gym in the midst of a pandemic, and in the face of naysayers.  Their gym aims to focus on community as much as they do fitness offering structured strength classes that include power lifting, high-intensity interval training, strength circuits, and yoga.  Full of valuable information.  Enjoy! --- For more information: - Ryan Hitchcock: www.rhitch.com - Brew Fitness Shorewood: https://www.facebook.com/brewfitnessshorewood - Jamie Eischen: https://www.facebook.com/jamie.eischen - Mike Wojciechowski: https://www.facebook.com/mike.wojciechowskiotf     Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

Investing in the New Normal Series -- COVID-related shutdowns distorted the economy vs where it was before COVID and we are still trying to adapt to this world.  The question now is; how do we, as investors trying to save for our future, navigate and invest in it?  Let's learn from real people living and working in this "new normal" to help provide a unique perspective on what's going on. People are spending more time listening to podcasts, more and more podcasts are being produced, and because of this; more and more money is being spent on podcasts.  Therefore, podcasts are a big business.  Did COVID have anything to do with this growth?  How are podcasts affecting the marketing industry?  Marketing creates sales, and sales fuel the economy; are podcasts helping in this new world we find ourselves in? Richie Burke is an expert in marketing and podcasts so in this episode, he helps answer these questions.  Richie hosts a top podcast, the GoGedders Podcast, which has had hundreds of thousands of downloads in only a few short years.  He also runs a successful marketing agency, GoGeddit Marketing and Media, which does podcast production, digital advertising, marketing automation, web design, and brand strategy.  An amazing background and an episode full of valuable information.  Enjoy! --- For more information: - Ryan Hitchcock: www.rhitch.com - Richie Burke - GoGeddit Marketing and Media: https://ggmm.io/ - The GoGedders Podcast: https://ggmm.io/the-gogedders-podcast/   Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

Investing in the New Normal Series --   COVID-related shutdowns distorted the economy vs where it was before COVID and we are still trying to adapt to this world.  The question now is; how do we, as investors trying to save for our future, navigate and invest in it?  Let's learn from real people living and working in this "new normal" to help provide a unique perspective on what's going on. The Great Resignation is a term coined in the new normal world referring to the phenomenon of a large volume of professionals leaving their jobs across the globe.  They left for many different reasons: better opportunities, retiring early, not putting up with work conditions accepted pre-pandemic, and many have opted to go into business for themselves.  Greg Copeland did just that.  He left a six-figure cooperate job to buy a private, for-profit, hockey rink.  Here his great story on why and how he did this.  Enjoy! --- For more information: - Ryan Hitchcock: www.rhitch.com - The Ponds of Brookfield: https://www.thepondsofbrookfield.com/    Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

In this introductory episode of Investing in the New Normal Series, I talk about what this New Normal is and how we as a world got here.  COVID-related shutdowns distorted the economy vs where it was before COVID and we are still trying to adapt to this world.  The question now is; how do we, as investors trying to save for our future, navigate and invest in it? --- For more information: - Ryan Hitchcock: www.rhitch.com     Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

In this special Thematic Investing Series episode, we go beyond buzzwords in the media with my guests, Mark Schwartz and Nick Cucci. Mark advises early-stage startups and co-founded PDT, a Chicago-based product development firm. Nick leads business development at PDT and helps clients identify new opportunities for innovation. Mark and Nick were perfect guests to follow up my Thematic Investing Series, diving deeper into common buzzwords like “innovation” or “disruption” and the confusion I see around them lately. Each day, Mark and Nick help companies navigate the complex process from concept to commercialization. They give us a look under the hood of innovation, help us understand what these buzzwords mean, and how innovation actually happens. Mark and Nick will talk about R&D and why it’s important for businesses to spend money or risk falling behind competitors. We also discuss emerging technologies such as LiFi, an alternative to WiFi, to securely transmit data at ultra-fast speeds using the light spectrum. Enjoy! --- For more information: - Ryan Hitchcock: www.rhitch.com - PDT, an Astronics Company: www.pdt.com - Nick Cucci: www.cucci.xyz - Mark Schwartz: https://www.markschwartz.rocks    Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not a guarantee of future results.  Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.

Thematic Investing Series -- FINALE! SPECIAL GUESTS my Dad, Mike Hitchcock, & brother, Brett Hitchcock!  Mike is President of Montana Broom & Brush Co, and Brett is the Regional Sales Manager for Jon-Don.   One might not normally lump the JanSan industry into today’s view of “thematic investing” as it’s usually not first to mind when buzzwords like “innovation” or “disruption” come up.  However, that's exactly why I wanted to do this episode because the professional cleaning industry supplies all sectors of the economy and my Dad and brother have a wealth of knowledge in this industry.   In this episode, they share their experiences being in this industry at the peak of the pandemic, as their industry became heavily relied upon at that time.  They then discuss how those experiences have reshaped the JanSan industry today and where they see it going in the future because of it.  We also touched on the toilet paper shortage of 2020, the move to “green,” the Amazon effect, and even some cool innovation going on in the industry, just to name a few. https://www.mtbroom.com/catalog/ www.rhitch.com/resources    Ryan Hitchcock Financial Planner High Point Capital Group Direct: 414-253-4611 rhitch@hpcg.com   Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is not guarantee of future results.  Securities and investment advisory services offered through SagePoint Financial, Inc. (SPF), member FINRA/SIPC. SPF is separately owned and other entities and/or marketing names, products or services referenced here are independent of SPF.  1200 N. Mayfair Rd., Suite 300, Milwaukee, WI 53226. Phone: 414-253-4600.