Send us a text Guest: Levi — Founder/Builder at Nav Topic: Making business credit visible, useful, and fundable. Key Takeaways Business credit ≠ consumer credit. The ecosystem is opaque; owners often don’t know what’s being scored—or why. Nav makes it legible and actionable.Visibility first, capital second. You can’t optimize what you can’t see. Pull your business credit data, fix errors, and understand how banks read your file.Cash-flow signals matter. The wrong checking account or weak dep...
Send us a text Episode Summary Amy — a retired Texas teacher living on a fixed income — whose protected retirement funds were swept from her bank account to satisfy an old, likely time-barred credit-card judgment. By filing a detailed complaint with the CFPB and notifying both the collector and the bank that the funds were protected under Texas law, Amy triggered a reversal and got her money back. The episode explores why precision in language matters, what ‘protected funds’ and ‘time-barred ...
Send us a text Title: Insuring Fraud at Signup: Sunil Madhu on AI Underwriting, Faster Approvals, and Claims in 30 Days Guest: Sunil Madhu, Founder & CEO, Instnt (previously Founder & CEO, Socure) Length: ~41 minutes What This Episode Is About Most fraud tools try to detect risk. Instnt goes a step further: it underwrites onboarding fraud risk in real time and transfers residual loss to A-rated insurers. For consumers, that can mean fewer false declines and faster approvals. For ins...
Send us a text Episode summaryPaying U.S. college tuition from abroad can be slow, expensive, and confusing. Crebit says it fixes that by letting families in Brazil and Mexico pay locally (PIX or bank transfer), converting funds to USD, and delivering a check directly to the school—positioning itself as a faster, lower-cost alternative to incumbents like Wise and Flywire. We unpack how the product works, the regulatory plumbing (KYC/AML, FX/US checks), where the savings come from, and what th...
Send us a text Episode Summary: In this special episode of Financial Forward, we present Jim McCarthy’s keynote address from FinovateSpring 2025, held in San Diego, California. With over three decades in banking and regulatory leadership, including pivotal roles at the FDIC and as a founding member of the CFPB, Jim shares a powerful perspective on the future of financial services under the returning Trump administration. The speech explores the risks and opportunities of deregulation, the im...
Send us a text Recorded: Tuesday, July 1 | 1:00 PM CT Presented by: McCarthy Hatch 🎯 Episode Overview: As the Consumer Financial Protection Bureau (CFPB) sharpens its lens on how financial institutions serve military members and their families, this live panel explores the evolving regulatory landscape and the moral imperative to do better. We go beyond compliance checklists to examine complaint data, identify institutional risks, and spotlight opportunities to lead with integrity. 👥 Feature...
Send us a text “AI Governance & Change Management in Financial Services” Guest: Parijat Banerjee, Global Head of Financial Services at LatentView Analytics 🔗 Episode Summary In this episode of Financial Forward, host Jim McCarthy sits down with Parijat Banerjee, a leading expert in financial data analytics and the Global Head of Financial Services at LatentView Analytics. Together, they explore the challenges and opportunities financial institutions face in implementing AI-driven transfo...
Send us a text Episode Title: Behind the Credit Curtain: Understanding Consumer Reporting with NCRA’s Eric Ellman Guest: Eric Ellman, President of the National Consumer Reporting Association (NCRA) Host: Jim McCarthy 🎙️ Episode Summary: In this episode of Financial Forward, host Jim McCarthy sits down with Eric Ellman, the newly appointed president of the National Consumer Reporting Association (NCRA), to explore the often-overlooked yet critically important world of consumer reporting agen...
Send us a text 🔍 Episode Summary: In this unforgettable episode of Financial Forward, host Jim McCarthy reconnects with Jacob, the breakout analyst from McCarthy Hatch whose debut podcast went viral. But Jacob's talents go far beyond financial risk modeling — turns out, he was hired as Luka Dončić’s body double in the buzzy new Jordan Brand ad, ‘The Trial of Luka Dončić’. We dive into Jacob’s unexpected journey from spreadsheets to spotlights — how he landed the role, what it was like on set,...
Send us a text Finding Financial Success in the New Regulatory-Mandated Open Banking Episode Description: In this special episode, we rebroadcast a panel discussion from Bank Automation Summit 2025, where industry leaders explore the evolution of embedded finance, how financial institutions can ensure modern, compliant, and seamless payment processing, and the current state of open banking compliance. This episode is brought to you in collaboration with Bank Automation News, the go-to public...
Send us a text Episode Summary: The Trump Administration wants to shut down the Consumer Financial Protection Bureau (CFPB)—a move that has divided the financial industry. Is it a necessary rollback of overreach or a dangerous erosion of consumer protections? To unpack this, Jim McCarthy sits down with Ron Shevlin, a nationally recognized expert on banking and credit unions, and Chief Research Officer at Cornerstone Advisors. Ron has spent years analyzing financial services trends, regulatory...
Send us a text 🔹 Host: Jim McCarthy 🔹 Guest: Angela Nibbs CEO Maven PR https://www.maven-pr.com/ https://www.linkedin.com/in/angelanibbs/ JP Snow Founder/Principal Customer Catalytics https://customercatalytics.com/ https://www.linkedin.com/in/jpsnow/ Linda Straub Jones https://www.linkedin.com/in/linda-straub-jones/ Asaf Buchner https://www.linkedin.com/in/asafbuchner/ Episode Summary: In this episode of Financial Forward, Jim McCarthy discusses the rapidly evolving landscape ...
Send us a text Episode Title: The Speed of Risk: Bridging the Gap Between Compliance Models Podcast: Financial Forward – A McCarthy Hatch Podcast Duration: 43:33 Episode Summary: In this episode of Financial Forward, host Jim McCarthy explores the evolving dynamics of risk management in the financial sector. Drawing on his expertise as a former founding member of the CFPB, Jim compares the traditional compliance methods of prudential regulators with the CFPB’s modern, data-driven approach. He...
Send us a text Episode Summary: In this episode of Financial Forward, host Jim McCarthy, chairman of McCarthy Hatch, joins forces with Brandi Reynolds, Chief Growth Officer at Bates Group, to break down Section 1034(c) of the Dodd-Frank Act. This pivotal regulation emphasizes transparency and responsiveness in consumer complaint management, a cornerstone of consumer protection. Together, Jim and Brandi discuss the Consumer Financial Protection Bureau’s (CFPB) approach to collecting and analyz...
Send us a text In this episode of Financial Forward, host Jim McCarthy talks with Keshava Dasarathy, Founder of Finvizia, about the consumer journey in financial services and how firms can go beyond providing products to fostering financial health. Keshava shares his extensive experience in leadership roles at Fannie Mae, Capital One, and Boston Consulting Group to offer actionable insights into customer success, digital transformation, and strategy. Together, they discuss how organizations c...
Send us a text In Part 2 of this special series, Jim McCarthy, Asaf Buchner, and JP continue the conversation on the transformative power of real-time data in financial regulation. They discuss how the regulatory landscape is shifting, and what this means for banks looking to stay compliant while managing risk effectively. This episode goes deeper into the strategies financial institutions can use to navigate the evolving landscape with confidence. Episode Highlights: - [00:00 - ...
Send us a text In this episode of Financial Forward, Jim McCarthy sits down with Asaf Buchner, CEO of McCarthy Hatch, and JP, lead strategist, to explore how financial institutions are embracing 21st-century regulatory technology. They dive into the groundbreaking FSAi model and how real-time data analysis is helping banks stay ahead of regulatory risks. If you want to know how the game is changing in compliance, this episode is a must-listen! Episode Highlights: - [00:00 - 04:00] Welc...
Send us a text In this episode of Financial Forward, host Jim McCarthy is joined by Abbas Kazerounian Esquire, a leading attorney in consumer protection and co-founder of Kazerouni Law Group. They discuss the challenges, stories, and recent developments in consumer finance, focusing on the impact of the Consumer Financial Protection Bureau (CFPB) on the debt collection industry. Abbas shares his insights on the CFPB's role in cleaning up bad practices, the importance of data in consume...
Send us a text In this episode of Financial Forward, host Jim welcomes Mira Marshall, a distinguished attorney and founding member of the Consumer Financial Protection Bureau (CFPB). Mira shares her journey from her formative years to her significant role in establishing the CFPB's Supervision Division. The discussion touches on her achievements in consumer financial protection, the challenges she faced, and the vital role of supervision and examination in ensuring consumer fairness. T...
Send us a text In this episode of Financial Forward, we explore the transformative efforts of Wole Coaxum, founder of Mobility Capital Finance (MOCAFI), in tackling financial exclusion among underbanked and unbanked Americans. Motivated by events like Ferguson, Missouri, Coaxum embarked on a mission to create a digital banking platform that champions economic equity and fights racial wealth disparity. We discuss innovative solutions like municipal ID cards, the evolving role of technology i...