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Description
Financial State of Minds: The radio experience (or just F$M) Aims to bring all things money to the local community and beyond. From personal finance, all the way to investing, FSM discusses and educates on all of it. Bringing the current economic news, and breaking it down for anyone to understand, FSM aims to provide the news as it applies to your financial health and wellness. Every episode, FSM promises that you walk away with that extra nugget of information.
52 Episodes
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In this candid and wide-ranging conversation, Darrin welcomes back Liam Foley for another thoughtful discussion about financial habits, life lessons, and generational perspectives on money. Liam asks Darrin what he would teach in schools if financial education were required, sparking a meaningful conversation about living within your means, understanding wants vs. needs, patience, work ethic, and setting long-term goals. Together, they also explore how social media and constant advertising sh...
n this honest and eye-opening discussion, Darrin welcomes back financial expert Maurice Shabazz to talk about the money habits that keep people broke. Drawing from their years of experience coaching clients, the two break down the behaviors, beliefs, and bad habits that sabotage financial progress — from lack of financial awareness and consumer spending to not investing in yourself. They also discuss how building the habit of investing — whether that means money, time, or education — is one o...
In this inspiring solo episode, Darrin explores the mindset-based money habits that financially free people live by. True financial freedom isn’t just about numbers — it’s about how you think, act, and stay consistent with your goals. Darrin breaks down powerful habits like staying patient, being goal-oriented, taking responsibility for your finances, investing in yourself, and accepting imperfection. Through practical examples and real talk, he shows listeners that financial freedom is built...
In this episode, Darrin is joined by Jocelyn Jasper, a senior placement specialist and agency owner, to discuss the critical topic of preparing yourself and your loved ones for long-term senior care. Jocelyn shares her personal journey as a caregiver — including caring for her grandmother and other family members — and how that experience led her to a career helping families navigate senior care. She explains the role of a senior placement specialist, breaks down the different types of care f...
In this powerful episode, Darrin is joined by Maurice Shabazz, a personal and business financial expert with over 20 years of experience. Maurice shares his journey in personal finance and business while offering practical advice on credit repair, financial resilience, and mindset. Maurice discuss his experiences helping clients rebuild credit through major events like the 2008 financial crisis and the COVID-19 pandemic. Listeners will learn not only the best practices for repairing and...
In this conversation-style episode, Darrin is joined once again by longtime friend Liam for an honest, insightful, and funny discussion about the monetization of content and the rise of social media as a career path. Using examples from music, movies, TV, and influencer culture, the two break down how the internet changed the way content is made—and paid for. They talk about the shift from creative storytelling to algorithm-driven content, and how that shift affects what Gen Z and Gen Alpha c...
n this deeply personal solo episode, Darrin opens up about his journey with glaucoma and the impact of vision loss on both his life and his finances. He shares the story of how he first discovered his condition, the challenges that came with learning to navigate life with a disability, and the very real financial implications that many people with disabilities face. From the extra expenses often called the “disability tax” to the adjustments in career and financial planning, Darrin illustrate...
In this solo episode, Darrin takes a clear-eyed look at one of the biggest financial questions facing students and families today: “Is college actually worth the cost?” Speaking from his own college experience, student loan journey, and professional financial planning lens, Darrin explores the real financial return on investment (ROI) of a college education. He doesn’t romanticize college—but he doesn’t write it off either. Instead, Darrin offers a balanced, practical perspective:...
In this candid and wide-ranging conversation, Darrin sits down with his longtime friend Liam for an open, real-world discussion on money, mindset, and the struggle to find financial stability in today’s world. Liam, who is not a financial expert, represents the average working adult—navigating life, bills, goals, and uncertainty. Through storytelling, humor, and vulnerability, the two explore everything from childhood money beliefs to current financial pressures, touching on the emotional sid...
In this solo discussion episode, Darrin dives into the question many Californians are asking: Should I stay in California, or should I move out? He explores the pros and cons of both staying and leaving, shares relevant statistics about cost of living, housing, and opportunities, and offers his own personal perspective on the debate. This episode gives listeners a balanced look at what’s driving people to leave California — and why some choose to stay — while encouraging them to weigh what ma...
In this solo episode, Darrin shares general business advice drawn from his own experiences as an entrepreneur and consultant. From the importance of mindset and strategy to lessons about pricing and managing expectations, this episode offers practical guidance for anyone starting out in business. Darrin also reflects on the personal side of entrepreneurship, including the challenges of balancing family and friends’ expectations while building your own path.
In this raw and transparent solo episode, Darrin opens up about some of his own financial mistakes over the years. From missing credit card payments to lending money he later regretted, Darrin shares the lessons learned and how those experiences shaped his approach to financial planning today. He also reflects on bigger-picture decisions, like not strategizing his career as effectively as he could have. This episode is a reminder that nobody’s perfect — and mistakes don’t define you. What mat...
In this follow-up to the Identity Theft 101 episode, Darrin shares his own recent experience with being hacked and dives into the growing problem of scams. From phishing emails and phone scams to online account takeovers, he breaks down the most common types of scams people face today, why they’re so effective, and what you can do to protect yourself. This episode combines personal storytelling with practical strategies, helping listeners stay alert and safe in a world where scams are becomin...
In this educational solo episode, Darrin breaks down the growing problem of identity theft — what it is, the different kinds, and how it affects millions of people each year. He shares key statistics on identity theft, explains steps you can take to prevent it, and outlines what to do if you’ve been a victim. Darrin also covers credit monitoring and identity theft protection services, offering listeners practical tools to stay safe.
In this solo episode, Darrin tackles some of the most common myths, rumors, and misinformation around credit and personal finances. From the idea of a mysterious “credit card blacklist” to whether taxes or income affect your credit score, Darrin breaks down what’s true, what’s false, and what you actually need to know. Along the way, he shares his own perspective to help listeners separate fact from fiction and build a stronger understanding of credit.
In this heartfelt and informative episode, Darrin is joined by his girlfriend Suman for an open conversation about money in relationships. Together, they discuss how they each grew up with money, the role family values play in shaping financial habits, and why communication is key when it comes to managing finances as a couple. The two also talk about debt, self-care, and practical strategies couples can use to leverage both incomes for rewards like credit card points and cashback. This episo...
In this solo episode, Darrin takes listeners through the essentials of the U.S. tax system — what taxes are, how they work, and why they’re set up the way they are. From income taxes, sales taxes, and property taxes to the ins and outs of tax brackets, deductions, and credits, this episode is a beginner-friendly guide to understanding taxes. Darrin also explains the difference between standard vs. itemized deductions and provides advice on filing your taxes confidently.
n this motivational interview, Darrin sits down with entrepreneur Allan Samson to talk about business, creativity, and freedom. Allan shares his journey into entrepreneurship, including his work in the transporting business and the creation of his talk-show podcast, Evolve the Earth. Together, Darrin and Allan discuss the differences between podcasts and talk shows, the impact of the pandemic on business, and the importance of flexibility in an entrepreneur’s lifestyle. The conversation also ...
In this episode, Darrin sits down with fitness trainer and coach Jorden Saunders to explore the intersection of health, work, and personal growth. Jorden shares his career journey, explaining how his wide range of work experiences ultimately led him to become a fitness trainer. He and Darrin also discuss the importance of balance — from managing multiple work responsibilities to staying committed to fitness goals. The conversation also dives into diet, training, and Jorden’s coaching philosop...
I\n this powerful discussion episode, Darrin sits down with Tate Williams, who shares his personal journey of falling into more than $100,000 in debt. Tate opens up about his background, the circumstances that led to his debt, and the challenges he faces today. Throughout the conversation, Darrin provides direct coaching — focusing on the importance of mindset, planning, and strategy to dig out of debt and build a stronger financial future. This episode is raw, honest, and filled with practic...
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