Credit is a measure of how well you can be trusted with someone else's money. Paying your bills on time with consistency will help you build a positive credit history. This is a vital part of showing creditors that you can be trusted with money. Promises and intentions will never be as powerful as the proof of how you perform. Are you ready to get your credit back on track? Text "Info" to (615) 212-8580 to get started!
Fix My Credit Fix My Life | A FICO Score is one of the credit scores most commonly used by lenders and businesses to assess your credit history and decide if you are financially reliable. ... Your FICO Score is a three-digit number that ranges from 300 to 850. The higher your FICO Score, the better. Text "Info" to (615) 212-8580 for more information
Fact: Your credit utilization rate accounts for 30% of your credit score. If you have a $1000 credit card and have a balance over $500, your utilization rate is 50%. Research of over 2 million credit cards shows an average drop of 5 points to your credit score when you use over 30% of your credit limit each month (other factors can play a role, too). If you are serious about getting your credit fixed, text "Credit Repair" to 615-212-8580
According to a recent survey, almost 1/2 of the people in the United States DO NOT KNOW what their credit score is. Do you know yours? Do you know how you even got the score that you have? Knowledge, understanding and action are the keys to success. If you understood that bad credit is not a death sentence, then knowing what your credit score is should be the springboard you need to take you into a positive financial future. If you are ready to take those steps and to regain of your financial life, text "Credit" to 615-212-8580
In this episode of Fix My Credit Fix My Life, I take a second to introduce myself and tell a bit of my own story of struggle with bad credit and my lack of understanding for how credit should work to benefit my situation. Over the years I have grown to understand that credit is a wealth building tool. My younger self was completely irresponsible and had no vision of how my poor money mindset would have an affect on my state of living. Bad credit is not a death sentence. You can come back from it stronger than ever. My 300 point increase makes me living proof. Documentation beats conversation everyday. I'm not telling what I heard. I'm telling you what I know! If you are serious and ready to fix your credit problem, text "Credit" to 615-212-8580