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FloodTalks

21 Episodes
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In this episode, we're exploring the world behind the scenes of a flood event with forensic engineering. The popularity of crime shows like CSI and its many spinoffs have proven that the average person LOVES to learn what goes on behind the scenes of a crime investigation. Never before considered "sexy", forensic science is now a popular concept that uses evidence to explain what actually happened during an event. Flood events are no different, posing serious challenges to property owners and insurers to define what happened so insurance claim payouts are accurate and fair for both parties. That's why we've invited forensic engineer, Daniel Price, to share his unique insight into the flood market and how his team uses forensic engineering to find the whole, unbiased truth about flood events. As always, stay dry and keep safe!
In this episode, we’re continuing our #myfloodstory series by getting another insider’s look at the challenges of fighting floods. This time on a larger, more severe scale. Real Estate investors have the difficult task of protecting their assets from natural disasters while also providing a safe and functioning home or business for their tenants. In Houston, flood events hit each year with greater intensity than the year before, causing chaos and a sense of hopelessness for residents and investors. Owner of The Shemer Group and several properties in the Houston area, Limor Shemer, joins us to share her #myfloodstory and discuss what, if anything, can be done to protect her properties from future loss.
In this episode, we learn the difference between El Nino and La Nina, how weather patterns can or cannot predict storm surge, and even what it's like to work with real-life superheroes - Hurricane Hunters. Flood professionals focus their time protecting people and properties from natural disasters large and small, but the driving factor behind what we do and why we care is the weather. When you have frequent storms or unpredictable weather patterns in your part of the world, flooding becomes a genuine concern that has to be addressed. Who better to help us understand weather patterns that lead to flooding and the sophisticated tools and models used to predict natural disasters and storm surge than Jamie Rhome from the National Hurrican Center and Storm Surge Team Lead of NOAA.
In this episode, we get an insider’s look at the challenges of fighting floods as part of our #myfloodstory series. As a property manager, fighting floods creates a slew of challenges, from physically protecting the property from damage to encouraging tenants to remove their belongings from affected areas in time for the flood. Mitigation efforts require us to sacrifice sleep and dig deep for the physical and mental energy to do what’s necessary on behalf of building owners and tenants. Former Director of Operations from Canadian national property management company, Forum Properties, joins us to share his unique story and gives us tips for what we can do to protect our properties from damage and loss.
In this episode, we explore the importance of flood prevention, whether the industry is prepared enough for rising flood risk, and what it would like like if, in addition to the fire department, we had full-time, dedicated "Flood Fighters". As the old saying goes, an ounce of prevention is worth a pound of cure. In flood, effective prevention could mean the different between spending a year restoring your home or business, finances, and life, or returning to business as usual after a flood event. Passionate flood mitigator, George Deussen, joins the conversation to share his view on the importance of flood mitigation and lends his creativity to this crazy world of "Flood Fighters". As always, stay dry and keep safe!
In this episode, we're getting a pulse check on what's going on in the flood industry today with friend of FloodTalks, Joe Rossi. Now that the flood season has officially hit, with flood events popping up at an increasing rate across the continent and people still being forced to stay indoors, things are changing fast and your industry professionals are working hard to keep you prepared for a big season! With so much to discuss, we've asked Joe, a flood specialist with Rogers Gray Insurance, Chairman & Director of MCC, and host of the MCC Podcast.
In this episode, we explore the world of NFIP flood claims and what actually happens once the flood is over and your insurance company takes over. If you're a flood survivor, you know that Insurance Adjusters are the unsung heroes of the claims process. They assess your property, scope the damage, and advise contractors and policy holders on your claim. They quickly become your go-to person to get your property on track. Here to lend insight and to share real-world claims stories from his 20 years experience in claims adjusting, is Clay Barclay, President of BAC Adjusting.
After last week's episode covered the 10,000 foot view of emergency management, we dive deep into how things differ at the State level and the tools and resources are available to help in times of crisis. While FEMA is a household name, offering a wide range of help and services during and after disaster events, states operate in the background, managing the day-to-day and leveraging federal, state, and municipal resources to help you out when needed. Joining us to share his extensive experience on the topic is author, speaker, and experienced emergency management professional, Mark Slauter.
In this episode of FloodTalks, we learn how the global Coronavirus pandemic impacts our ability to respond to natural disasters, like flooding. Flood response is a very labor intensive process, making things like sandbagging difficult to do while practicing social distancing. But there are many factors that emergency managers, governments, volunteer organizations, and first responders need to consider to effectively manage a natural disaster during a pandemic. We asked the expert, former FEMA administrator and overseer of a record 87 disaster declarations in one year, Craig Fugate, to share his experience and tell us what we need to know to manage the next flood during the COVID crisis.
In this episode of FloodTalks, we take a look behind the scenes at what's involved in calculating flood risk for insurance. The way insurance rates are calculated for your property are defined by a number of variables that include location, flood history, structural components, and so much more. Savvy agents will help you navigate this process to ensure your rates are as competitive as they can be while still covering you effectively for a future claim. Here to guide us through the process of quantifying flood hazards are Nicholas Lamparelli, 25 year insurance veteran, and Edward Haas, risk engineer with 30 years in risk management.
In this episode of FloodTalks, we ask why government flood strategies continue to fall flat at protecting communities today. Governments by their nature are mandated to provide the best result...for the most amount of people...for the least amount of money. But what happens when governments spend taxpayer money to develop long-term strategies that allow flood victims to be created today? Flood survivor and leader of the United Shoreline Ontario movement, Sarah Delicate, shares what's happening in her community, the four approaches to fighting floods, and what a true, effective flood strategy would look like.
In this episode of FloodTalks, we go into the weeds to uncover why, even with the clear and obvious rising flood risk, are governments and property owners so slow to act at building resilience against future floods. With all the talk, planning, and millions and billions of dollars allocated towards flood mitigation, there are a disproportionate number of actual projects being launched in communities across the US and Canada. We want to know why! To help us get to the bottom of this, we've asked one of the founding members of the Flood Mitigation Industry Association and 30 year contracting vet, Roderick Scott, to weigh in and lend his expertise.
With the majority of the world on lock-down, living out what seems like a dream, there's not a lot of headspace for other disasters like climate change. That's not going to stop us from discussing how the response from governments, communities, and everyday citizens across the globe gives us an excellent example of how we, as people, come together in crisis and help each other out. Katherine couldn't join us for today, but our special guest, climate change advocate, Patrick Marchman, and I have a great discussion about what this teaches us about true global emergency response.
In this episode of FloodTalks, we're discussing the NFIP, including when it was born, how it came to be the program that it is today, and what the future holds for this federal flood assistance program. Born August 1, 1968, the National Flood Insurance Program was built, and continues to be augmented, to provide a base level of protection from flood events. Some critique the program for lacking vital coverage or services, but many are happy they have it. Thanks goes out to FEMA's 16 year veteran, Butch Kinerney, for joining us and giving us the inside scoop on NFIP and the challenges of navigating regulation and politics to protect people and property.
In this episode of FloodTalks, we discuss what governments do to help their citizens prepare for and mitigate floods. We all pay our taxes and, on occasion, more than a few of us have wondered where are hard-earned dollars go. Well, in times of emergency, like super storms or continuous rainfall, many find out first hand where their tax dollars are going - to save their lives and properties. But that's not all that's happening in some communities across the continent that are starting to take a proactive approach to flood mitigation. Bruce Barr, Emergency & Flood Management programs & GIS expert, joins us to share his personal experience working with Texas and gives us an overview of the types of programs you can expect from your local and federal governments.
In this episode of FloodTalks, we're going all in on condos and the unique experience condo owners and tenants face when buying insurance, making claims, and understanding what's covered and what's not. Few people have accurate or complete pictures of their rights and responsibilities when it comes to flooding, whether they own, live, or maintain condo properties. Between building codes, NFIP rules, the difference between public and private coverage, there's a lot to unpack. Our guest, Michelle Newton, stopped by to share all the "must-know" details for condos, floods, and flood insurance. Thanks "Florida Condo Queen"!
In this episode of FloodTalks, we explore a world where a fully functional and legislated private flood insurance model exists. Current regulations limit consumer choice when it comes to flood insurance, leaving people and their properties under-served and lacking some of the protections available only on the private market. Our guest, Lisa Miller of Lisa Miller & Associations, gives us a sneak peak at her plan to institute a hybrid public / private model and how she's campaigning to take it federal.
In this episode of FloodTalks, we outline the six different types of flood mitigation products and what you can do to build resilience against flooding in 2020 and beyond. Innovation is making flood resilience easier every day, but understanding what technology is best for each application, as well as how to install, deploy, and maintain correctly, is still a challenging task for the average person. Our guest today is Chad Berginnis, Executive Director of the Association of State Floodplain Managers (ASFPM) and former State Hazard Mitigation Officer for Ohio who shares from his extensive knowledge on flood and flood mitigation.
In this episode of FloodTalks, we discuss what separates private flood insurance from public programs, like the NFIP (National Flood Insurance Program). Owners of properties in floodplains across the US are likely aware of this FEMA-sponsored program designed to ensure everyone has at least a base level of protection. Unfortunately there are some drawbacks to the program that have left some owners looking for more. Caitlin Connor, a Flood Strategy Coordinator for Johnson & Johnson, joins us to share what you need to know about the NFIP and your alternatives from private insurers.
In this episode of FloodTalks, we tackle the challenge of emergency flood preparedness and uncover a genuine curiosity around people's obsession with sandbags. Calling on his years of experience preventing damage from flash flooding, Greg Plett, owner and operator of Ark Flood+Dam, walked us through some of the reasons sandbags are the go-to tool for flood prevention and how people can use them along with other new innovations to completely protect their properties from flood-related emergencies. You can learn more about emergency flood preparedness or Ark Flood+Dam's many solutions at arkfloodanddam.com. As always, stay dry and keep safe!




