Future Rich with Barbara Ginty, CFP®

In this solo episode of Future Rich, Certified Financial Planner Barbara Ginty shares her experience planning and budgeting for her most recent vacation to the Arctic Circle and beyond! She talks about...How to set financial goals and prioritize your spending to align with those goalsHow she finds more flexibility in her budgetHow she saves on food and beverage expenses while travelingWhat her savings ratio is and how she landed on that number (it may shock you!)... and more!Always remember that financial success is subjective and should be defined based on your own unique values and goals.Watch this episode on YouTube here!Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! In today's episode of Future Rich, CFP Barbara Ginty interviews the wonderful Blair! Blair is 37 years old and lives in Brooklyn, NY. She works in Tech Business Development and just started at a new company with a base pay of $230K annually!In this conversation, Blair asks Barbara for insight on how to make her money make money, aka invest in her workplace retirement plans... and more!Blair and Barb discuss...Ways that Blair can invest the cash she's saved up throughout her career and use her bonuses to her advantageThe optionality of brokerage accountsBlair's property investment goalsLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! In today's episode of Future Rich, CFP Barbara Ginty interviews the lovely Morgan! Morgan is 39 years old and lives in Seattle. She works in HR for a tech company and makes around $185K per year. In this conversation, Morgan breaks down why, even with her higher salary, no debt, and almost 500K in retirement savings, she still feels like she's not doing enough.Morgan and Barb discuss...The benefits of renting vs. buying in high-cost-of-living areas Diversifying Morgan's savings portfolio Rolling over 401Ks Mega Backdoor Roths Why comparison is the thief of joy... and more! Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week on Future Rich, CFP Barbara Ginty follows up with Kate from episode 72 of the podcast to find out what's changed in her life and finances over the last four years. Kate shares how she has transitioned from being pregnant with her first child to having one toddler and one newborn. They discuss the challenges of parenting and the adjustments that come with each additional child, as well as Kate's career change and her transition to working part-time in her own health and wellness online business. They also discuss... Kate's current income as a full-time mom, their family's expenses, and debt, including credit card debtGetting a second mortgage in order to help pay off their debtCutting expenses, evaluating insurance policies, and finding ways to increase income. Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this solo episode, CFP Barbara Ginty discusses IRAs (Individual Retirement Accounts). Barb breaks down...The three different types of IRAs The tax benefits Eligibility criteria for each type. The importance of understanding the requirements and consulting a financial or tax professional before making IRA decisions Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! In this episode of Future Rich, CFP Barbara Ginty interviews the lovely Lily! Lily is 28 years old and lives in Los Angeles with her husband. She makes around $109K annually working in advertising. In this conversation, Lily discusses her savings goals and financial plans with Barbara. They cover topics such as saving for an emergency fund, future goals like homeownership, and the benefits of renting versus buying a home. They also discuss the possibility of investing in real estate and the importance of increasing retirement contributions.They discuss... Housing expenses Joint finances, monthly expenses, Retirement savings. emergency funds, and student loans. Ways to improve saving habits and budget better ...and more! Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week on Future Rich, CFP Barbara Ginty chats with the lovely June! June is 39 and lives in Houston, Texas with her husband. She works as a self-employed freelance writer and editor. She started full-time freelancing in 2018 after doing it as a side hustle for 7 years with the goal in mind to achieve the “elusive” six-figure freelance number. Barb and June cover topics such as... Her journey from side hustling to full-time freelancing How she manages money with her husbandStudent loan debt, taking out loans to party in Grad School Navigating mortgages as a newly married couple Home renovations If she’s saving *too* much Strategies for retirement and the different retirement stages Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Future Rich, CFP Barbara Ginty interviews Estate Planning and Probate Attorney Jen Gumbel!People tend to overlook estate planning, yet there are one million Americans who are under guardianship or conservatorship, and the sad reality is that these situations can turn into messy financial and legal nightmares when ignored.Barb and Jen discuss...Tips on having a successful Estate PlanThe Wendy Williams DocumentaryWhy everyone should do an estate plan regardless of wealth or ageWhy you need a Financial Advisor to work with your Estate Planning Attorney to make sure your trust gets properly funded...and more!Watch this Episode on YouTube!Jen Gumbel's Website Teaching You How Estate Planning WorksFree Video Guide: Do's and Don'ts to Talking to Someone You Love About Their Estate PlanArticles Mentioned:Wendy Williams ArticleFlorida Guardianship InvestigationBloomberg - Guardians' Dark SideLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week on Future Rich, CFP Barbara Ginty follows up with Diaz to find out what's changed in her life and finances since the last time she was on the pod. Diaz is a 28-year-old engineer living in Denver, Colorado.In this episode, Diaz shares her plans for a future wedding and her challenges with budgeting for the event. Barb and Diaz also delve into her income, expenses, and debt, including her mortgage and student loans.They cover topics such as...Negotiating a raiseConsidering 401k contributionsBuilding a bigger emergency fundUnderstanding retirement account breakdownsChoosing between a 401k and an IRA.The advantages of workplace retirement plansThe importance of keeping savings liquidWatch this episode on YouTube HERE!Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this week's solo episode, CFP Barbara Ginty discusses the importance of having cohabitation, prenuptial, and postnuptial agreements to protect your finances and why you should be having these conversations in advance when everyone is getting along to prevent future heartache.She covers...Why you should consider hiring an attorney to help navigate financial relationship agreementsHow to approach having open and honest conversations about financial expectations with your partnerThe big red flag you should take note of when having these conversationsExamples of why these conversations are so important... and more!Watch this episode on YouTube here!Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode, CFP Barbara Ginty interviews construction attorney Summer! Summer is a 29-year-old living in Florida who recently got married. She has joint expenses with her husband and a high income of 160K per year but... has a whopping 175K in Student Loan Debt!! Summer struggles to find a balance between living her life and reaching her savings goals!  Barb and Summer discuss...How Summer’s high student loan debt is significantly impacting her monthly cash flow and long-term financial goalsIncreasing Summer’s 401k contribution to save for retirement and reduce her taxable incomeCreating a budget that isn’t too extreme Implementing cash-based strategies like zero-dollar days to be more mindful of spending.Why everyone isn’t eligible for a Roth IRA… and more! Watch this episode on YOUTUBE here!Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode, CFP Barbara Ginty interviews Anesthesiologist extraordinaire Christina! Christina is 32 and works in Tennessee. Her base salary is 500K, but she has the potential to earn 700K (or more) per year! Getting to this point in her career was a long journey. Christina has around 248K in federal student loan debt that she plans on tackling.Barb and Christina discuss...Mega Backdoor RothsDifferent money types In plan conversionsEligibility for deductible IRAsThe pro-rata rule Why it’s important at a certain income level to invest in a CPA and a financial team in general5-year time plan to pay off her student loans Shifting Christina’s mindset to think of herself as a million-dollar business Watch this episode on YouTube!Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode, CFP Barbara Ginty interviews the wonderful Anna! Anna is 38 and works in technology sales with a 150K base commission in the San Francisco Bay area. She's married with two young children.Barb and Anna discuss...Childcare expenses in high-cost areasMaxing out 401(k) contributionsPotential issues with IRA contributions and conversions, especially when dealing with mixed moniesDiversification with stocksFinding a balance between saving for the future and enjoying the presentHow to decide when the "right time" to pursue a career pivot isWatch this episode on YouTube!Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you want to take ownership of your health, start with AG1. Try AG1 and get a FREE 1-year supply of Vitamin D3+K2 AND 5 free AG1 Travel Packs with your first purchase exclusively at drinkAG1.com/futurerich. That’s drinkAG1.com/futurerich.The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This week on Future Rich, CFP Barbara Ginty follows up with Judy from episode 155 of the podcast to find out what's changed in her life and finances over the last two years.Judy is a 38-year-old creative living in Brooklyn, NY. She works full time AND runs a photography side business. Her goal from episode 155 was to become a homeowner, and guess what? She's currently in the process of purchasing her first home!! In this episode, Barbara and Judy discuss...FHAs and closing costs on homesFixed vs Variable MortgagesProperty taxesJudy's 3-year house-flipping goalGoing part-time for her home renovationGetting roommates and renting out her propertyThe Primary Capital Gain Exclusion RuleJudy's plan to eventually move upstateWatch this episode on YouTube HERE!Leaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1-year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode, Barbara Ginty interviews the lovely Sarah! They cover topics such as...Setting financial goals for a home renovation and a ski-themed wedding in FranceThe power of compound interestHow Sarah achieved a salary increase through networking and following a successful mentorWhether or not she should prioritize retirement savingsFuture family planning and the potential for one-income householdThe psychological challenges of managing a higher salary and the importance of avoiding lifestyle creep*APOLOGIES FOR THE AUDIO QUALITY IN THIS EPISODE! WE ARE ACTIVELY WORKING TO IMPROVE IT. THANK YOU FOR UNDERSTANDING!*Watch this episode on YOUTUBELeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Happy First episode of 2024 and Season 7 of the Future Rich Podcast! Certified Financial Potter Barbara Ginty is joined by podcast producer Potter to discuss...The prevalence of misinformation on personal finance topics found onlineThe importance of disclosures and disclaimers in financial advice and the potential consequences of not providing accurate infoThe increase in IRS audits and the challenges faced by freelancers during tax seasonThe popularity of Roth IRAs and why Social Security should be rebranded to improve its reputation and address misconceptionsOur plan for new mini-episodes and Q&A sessionsWatch this episode on YOUTUBELeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRichDownload a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty does a deep dive on ROTH IRAs in our more casual *Wine Wednesday* format 🍷✨💸 Should we bring back our Instagram Live Q&A style episodes like this?If you'd like to be a guest on the pod and get my thoughts on your finances, we're accepting guests for 2024! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.Download a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by 25-year-old Napoleon!Napoleon recently moved to New Haven from Denver. She works as a laboratory manager for a biotech company and recently got a huge pay increase! She has super low expenses (all food and entertainment are $300 per month!) and a great mindset when it comes to saving money due to her familial background.She has big goals, including moving across the country, getting an MBA, and investing in property. Listen and find out what big goal Barbara thinks she should tackle first!If you'd like to be a guest on the pod and get my thoughts on your finances, we're accepting guests for 2024! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.Download a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In today's THROWBACK episode, CFP and Future Rich Host Barbara Ginty is joined by Morgan, who lives in NYC.Morgan has had a pretty wild few years. Pre-pandemic, she worked as an actress and server. During the pandemic, she started a sales position in the corporate sphere. She is 35 and is at the point in her life where she wants to stop living "hand to mouth."Her major goals are...To pay off her 13K in credit card debt Save enough money to freeze her eggsRamp up her emergency fundFeel stable enough to pursue acting full-timeFind out what Barbara's plan is for Morgan to be out of credit card debt in an estimated 6 months AND be able to put a significant amount of money towards freezing her eggs in 12 months.If you'd like to be a guest on the pod and get my thoughts on your finances, we're accepting guests for 2024! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.Download a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Happy Friday! In today's THROWBACK episode I do a deep dive on Social Security. We will have new episodes in January 2024! One of the key components of securing your retirement is through Social Security. There has also been a lot of news lately that Social Security Benefits might run out, which is why I wanted to hop on the pod and give you some insight into this fascinating program.In this episode I discuss...The fascinating history of Social SecurityHow Social Security worksThe different types of Social SecurityThe changes I predict will happen to Social SecurityAnd much more!Earlier this year, I went on GoBanking Rates Live Richer podcast with Jaime Catmull and discussed how to optimize your Social Security benefits! This would be a great episode to check out if you'd like to learn even more about Social Security. Listen to this episode HERE. Interested in learning even more? Enroll in my super extensive online class on Social Security in partnership with SUNY Ulster HERE.If you'd like to be a guest on the pod and get my thoughts on your own personal finances, we're accepting guests for the rest of the season! You can be anywhere in the world! If you're interested, send us an email (planancialpod@gmail.com) or give us a shout on social media @futurerichpodcast.Download a free guide today to help plan your financial future!Follow us on InstagramFollow us on TikTokVisit the Future Rich Podcast website for Financial Freebies and ClassesIf you're looking for a more straightforward, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 year supply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That's drinkAG1.com/futurerich. Check it out and directly support the podcast!The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment's past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy