Gary's Gulch

In this episode I discuss the misconception that passive investing in real estate or in anything else is not a business; active participation in real estate is a business which just happens to be in the real estate industry. Gaining skills in how to run a business are incredibly beneficial to improving your Control, Mindset, Agency, and Legacy - marketing, sales, leadership, financials, taxes, innovation are truly valuable to learn and teach those that come behind you. AND they are essential to maintaining America and the world free for future generations.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

2026 on Gary's Gulch podcast will be dedicated to celebrating our 250th anniversary of the Great American Experiment - If you give citizens ownership over their life, liberty and property and design a government made up of the people and working for the people, they will prosper. Business ownership is fundamental to this premise. Nearly everyone in 1776 was a business owner, there was a need in the community and someone started a business to serve that need. We've gotten away from this with the industrial revolution and globalization (someone in China fills your need via Amazon). We must get back to honoring the value of businesses.  Listen in to learn what's coming in '26!   Highlights 02:19 - Importance of freedom and personal agency. 04:49 - Divine guidance vs. worldly advice. 06:14 - Real estate vs. gold and silver. 07:52 - Scaling businesses vs. traditional wealth growth. 09:58 - Unique genius and business creation. 11:44 - Historical perspective on business ownership and community value. 12:08 - Critique of modern political figures and ethics. 13:55 - Lessons from early American settlers. 15:20 - Business ownership as a pathway to agency and legacy.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360   Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

As promised in the last episode, I turn the tables on my client and fellow business owner Jen McAllister to explain how her team of CPAs and Accountants deliver everything for small to medium sized businesses. She's passionate about helping businesses clean up the books, get more tax efficient and grow.  Listen in to see if this tremendous team is right for your business.   Highlights Preparing assets for sale Value by strategic design The role of family and business in the U.S. Evolving with client needs Year-round business immersion Bookkeeping vs. strategy Financials: not just numbers When to bring in external help Scaling with flexible teams The importance of exit planning Helping businesses grow up Maintaining quality of life in ownership Hiring strategically for growth   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360  Connect with Jen McAllister https://riseaccountingllc.com/about/  https://exit-planning-institute.org/about-us  jen@riseaccountingllc.com  Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

This is part 2 in a series on creating successful family businesses and legacy. The last episode laid out why it is important. This episode introduces how to do it, what tools help my clients as their guide towards a successful family wealth, agency and legacy. Highlights Elon Musk's vision for the future. Importance of a strong family unit. Elon Musk and leadership decisions. Infinite Banking and legacy tools. New challenges for business owners. Becoming a certified exit planning advisor. The importance of owning your expertise. Turning a Ponzi scheme failure into strength. Value of admitting mistakes quickly. Key message: Invest in yourself.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360  Connect with Jen McAllister https://riseaccountingllc.com/about/  https://exit-planning-institute.org/about-us  jen@riseaccountingllc.com  Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

Many were shocked when a hardcore socialist was elected mayor of NY City, the symbol of financial strength and the successful American experiment. How do we save America and the world? Agency, of course - but it is deeper than we've discussed before - listen in to this first of a two-part series on the importance of strong nuclear families and the American business owner hear why!   Highlights Agency as personal freedom. Historical perspective on individual rights. Current societal and political challenges. The power shift: weak people creating hard times. Predicting a return to better times. Personal empowerment through business ownership. The importance of gratitude and humility. Remaining connected to a higher power. Dangers of ego and disconnection from spirituality. Family's role in sustained freedom. Business ownership as a conduit for personal expression. Introducing future tools for business success.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360  Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

This is the audio recording of a webinar I produced with Jaden Zubal recently for our combined audiences. We discuss how we help business owners, Real Estate Investors and those looking to leave a financial and cultural legacy for their future generations or a cause they are passionate about sustaining long after they are gone.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360  Connect with Jaden Zubal jzubal@paradigmlife.net  https://www.jadenzubal.com/  https://paradigmlife.net/about/jaden-zubal  Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

I welcome back to Gary's Gulch close friend and expert mortgage lender Aaron Chapman to discuss recent changes in interest rates, inflation and the threat of new quantitative easing. What does it all mean and how do you protect your retirement, your family and your legacy? And as a bonus, we give a preview to an incredible personal growth experience we're launching in the Ozark mountains in 2026.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360  Connect with Aaron Chapman https://aaronchapman.com/  chapmanaaron8@gmail.com  https://garywpinkerton.libsyn.com/the-power-of-rental-real-estate-supported-by-high-cash-value-life-insurance https://garywpinkerton.libsyn.com/teaching-our-kids-rentals-and-infinite-banking-qa-part-2-with-aaron-chapman  Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

Most of my clients are confused, frustrated and frankly misled on this involved topic. Attorneys have the tendency to want to show the breadth of their knowledge and that is a big disservice to individuals trying to navigate all the options and features available in this broad topic of Trusts. This is a really important topic that many families put off unnecessarily and take big financial risk in doing so - listen in and let's take this worry off the table with concrete steps you can easily take.   Highlights 1% of financial advisors struggle with trust knowledge. Types of trusts. Three key aspects of trusts. Revocable vs irrevocable trusts. Purpose of revocable living trusts. Avoiding probate with a trust. Control from the grave. When a trust becomes irrevocable. Importance of asset protection. Tax implications of irrevocable trusts. The role of domestic asset protection trusts. Income tax implications for trusts.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

The Fed finally lowered interest rates and the mortgage companies are relentlessly pushing for refinances. What is the best choice? In almost all cases, it is the 30 year fixed. Why? Many reasons - listen in and find out!   Highlights Fed lowers interest rates: Mortgage opportunities. Velocity banking: An Australian trick. Bet on yourself: God-driven decisions. 15-year vs 30-year mortgages: Initial setup. Payment calculations: Mortgage comparison. 15-year mortgage interest: Quick payoff impact. Cash vs mortgage: Wealth building scenarios. Million-dollar example: Time as a financial factor. Tax misconceptions: Understanding tax brackets. Inflation impact on mortgages: Long-term effects. Financial strategies: Tax and deduction insights.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

September 2025 has been a whirlwind of change and unprecedented events. The Fed finally lowered rates, the economy is booming, there is a revival of goodness in our country and the world. It is time to celebrate the wins!   Highlights Clarification: Prophets vs. Profits. Charlie Kirk's legacy and impact. Handling triggers and emotional responses. Responding vs. reacting - Zig Ziglar's insight. Focusing on gratitude to avoid being triggered. Good vs. Evil: A testament to God's existence. Erica Kirk's forgiveness at Charlie Kirk's memorial. Current events: Federal Reserve rate changes. Personal journey: From negative net worth to financial success. Lessons from financial journey and business ownership. Gratitude as a counter to negativity and triggers. Optimism for revival of goodness in the world.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

Most people do very little strategic thinking about what investments they have or why they have them. They simply follow the herd or a popular investment newsletter that promises huge returns. In this episode I explain why residential rental properties are a cornerstone of my investment strategy and why I recommend you consider them as well. I get into specifically why I support these investments with infinite banking or family banking life insurance policies and show a couple of examples of the financial impact of doing so.   Highlights Why rental properties and hard assets? Impact of overall portfolio on wealth returns. Infinite banking: explanation and personal impact. Lessons from a rural upbringing and stagflation. Navy career and financial wake-up call. Control over money equals reduced risk. Maslow's hierarchy of needs applied to investments. Direct vs. indirect investment risk. Differences between savings and investments. Borrowing against life insurance for investments. Infinite banking's financial advantage demonstration. Differences in returns with infinite banking. Constructing an infinite banking policy. Whole life insurance vs. IUL and its implications. Accessing and contributing flexibility to policies. Scalability and contribution duration in policies.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

I constantly get questions and push-back on holding so much of my client's net worth as liquidity in their Hierarchy of Wealth's Tier 1 foundation layer. This episode digs into things we've heard like Cash is Trash so that business owners, real estate investors and those managing their family finances can put into perspective the value of liquidity and looking holistically at their Return on Wealth, not just microscopically at one investment they made or another. Bottom line - liquidity is king, it is food for the racehorse, and if you are seeking greater agency in your life then You are that horse!   Highlights Liquidity as a superpower. Feeding the racehorse analogy. Marketing during recessions: A turnaround strategy. Crisis and opportunity: The same symbol fallacy. The importance of having a war chest. Debunking "cash is trash" misconception. The redundancy analogy from nuclear power. Return on wealth concept introduced. Overcoming fear of missing out.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

One of my heroes and a great Patriot, Dan Bongino would ask this repeatedly on his podcast and radio show before he accepted the position as 2nd in charge at the FBI. When people constantly endured incremental losses of freedom and agency, he would point out that is simply wasn't bad enough for them to put a stop to it yet. How do we avoid this cycle of pain and change beforehand? I've got some thoughts, listen in!   Highlights Question to the audience: Facing life challenges? Insight from Russell Brand on life difficulties. Personal struggle with faith and surrendering to God. Realization of ego in personal struggles. Approach to prayer and trusting God. New path and unexpected opportunities. Emphasis on family time and personal reflection. Approach to client meetings: quarterly calibration.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

Gary explores the power of surrendering to divine guidance in overcoming life's challenges. Reflecting on a compelling conversation between Charlie Kirk and Russell Brand, Gary discusses how ego often stands in the way of truly listening to what God wants. This episode is a thoughtful reminder that leaning on faith and acknowledging moments of divine intervention can help navigate life's complexities. Perfect for listeners seeking encouragement and a deeper understanding of faith in everyday struggles.   Highlights Personal struggle and life's challenges. Russell Brand's influence on personal revelation. Spiritual path and divine intervention. Importance of surrendering ego. Learning lessons from God's guidance. Evolving through challenges with divine direction. Embracing the right path and continuous faith practice. Sharing insight with listeners and feeling spiritual guidance. New opportunities and business alignment through faith. Time management and family priorities. Emphasizing quarterly client meetings. Encouragement to make impactful changes with faith.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

This episode summarizing what I and Gary's Gulch podcast are about was inspired by my client and friend Glenn. Inspired by Chat GPT's feedback on what Agency and Gary's Gulch are all about, I discuss in detail what agency is and how to stop denying yourself today to save out of fear of retirement. I'm certain God thinks you can do both, and it is my life's mission to be the guide that helps you achieve a life of prosperity both today and in retirement.   Highlights Strategy for minimizing taxes. Balance between present living and future savings. Animal instincts and financial strategy. Learning and living guided by Gandhi's wisdom. Importance of financial control and agency. How agency impacts financial opportunities. Building financial agency through whole life insurance. Concepts of wealth tiers for financial stability. Tax strategies beneficial to the private economy. Advantages of revocable and irrevocable trusts. Caution against financial strategies that limit present living. The importance of financial knowledge and agency.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

It has been said that "The Day You Were Born, a Problem Was Solved". That's the purpose of your life, to solve that unique problem with the specific talents you were given by God to use. How do you find it? Why is it so important?  Listen in and find out.   Highlights Birth as a solution: Embracing purpose. Elon Musk's mission and societal advancement. Donald Trump's journey and divine purpose. Finding purpose through divine guidance. Insight from Henry Ford's legacy and balance. Donald Trump: A perspective on leadership and peace. Grateful mentality and fulfillment of purpose. Questioning unique purpose: Mike Lindell's story. The role of business in achieving divine goals. God's intention and purposeful living.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

This is the final part of our reflection on America as a Nation founded in Christianity and why it matters. President Trump famously and very recently stated in a speech "A Nation that Prays is a Nation that Prospers". I explain and tie that statement to Part 1 where Charlie Kirk expertly described the importance of our Declaration of Independence. Come listen in and learn why believing in God is essential for the continued survival of a civilized and successful human race.   Highlights Existence of God Justified Trump: Nation That Prays Prospers Charlie Kirk and Chesterton's Quote Worshipping Government and Materialism Thought Experiment on Morality Natural Law and Higher Power Covenant vs. Contractual Relationships Mafia and Business Ethics Charity Facade vs. True Evangelism Outward Focused Living and Success Conservative vs. Liberal Interpretation Morality and Abortion Debate   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

This is the first of a two part series on understanding WHY America has been successful for 2 1/2 centuries and why it will for centuries to come - God is using the USA as his tool to attract and protect his children. Big statement?  Yes, but it is true and accurate. This first part is a rebroadcast of Charlie Kirk's recent speech on the importance of our Declaration of Independence and my comments to highlight his key points.   Highlights Significance of the Declaration of Independence Importance of Consistency in Podcasting Value of Ideal Subscribers Shift to Tuesday Podcast Posting Challenges Faced by Founding Fathers Debating and Drafting the Declaration Hardships of Declaration Signers Role of Faith in Declaration Signing Prioritizing Life in Declaration Contractual vs. Covenantal Relationships America's Unique Foundational Covenant America's Christian Influence on Founding God as a Third Party in Relationships   Links and Resources from this Episode https://thecharliekirkshow.com/  Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS

It has been said that you never get a second chance to make a first impression. Whether it is with your potential client, a new boss or your future mate, words and tonality carry a lot of weight and the ones you are using may be torpedoing your chances. Are you presenting yourself using words and a timid tone that are both full of toxic baggage?  Listen in and let's find out.   Highlights Questioning speech impacting opportunities. The future relationship with AI. Generational gap in job interviews. Confidence through vocal inflection. Authoritative communication vs. questioning. Humanity's ability to adapt and overcome. Women's intuition and decision-making. Critical thinking and the role of AI. Words and their evolving meanings. "Transitioning" and its modern implications. Avoiding language pitfalls in communication.   Links and Resources from this Episode https://www.simonandschuster.com/books/The-Sound-of-Your-Voice/Carol-Fleming/9780743549462 https://www.juliantreasure.com/books  Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS  

Many alternative investors see passive investing in syndications as the Easy Button for mailbox money. There are many pitfalls in all kinds of investments including syndications and the only way to reduce that is through education and personal involvement in due diligence. That's why I introduce you in this podcast to one of the best investor educators in the industry. Enjoy this interview with Whitney Elkins-Hutten.   Highlights Historical outsourcing of financial management. The importance of self-education in finance. The risk of abdicating financial responsibility. Pitfalls of rolling investments without due diligence. Dangers of investment honeymoon phase. Complexity and risks in syndication layers. Importance of direct investment over funds. Safe level entry for new accredited investors. Introduction to Whitney Elkins-Hutton's expertise. Strategic use of promissory notes in real estate. Advice for navigating passive investment challenges. Current market strategy: Debt investments over equity.   Links and Resources from this Episode Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360  Connect with Whitney Elkins-Hutten Direct Mobile/Text: +1-970-988-9076 https://www.passiveinvesting.com/welcome-whitney/ https://www.youtube.com/playlist?list=PLgprfBalSBMYDRpNbmSxGmyAW_pIfRgDi  whitney@passiveinvesting.com www.PassiveInvesting.com    Review, Subscribe and Share If you like what you hear please leave a review by clicking here   Make sure you're subscribed to the podcast so you get the latest episodes. Subscribe with Apple Podcasts Follow on Audible Subscribe with Listen Notes Subscribe with RSS