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George Kamel

Author: Ramsey Network

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George Kamel is a personal finance expert and co-host of The Ramsey Show and Smart Money Happy Hour. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. 

This show will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.

Have a story for George? Send us a message to guest@georgekamel.com. Want George on your show? Connect with us at media@georgekamel.com

 

283 Episodes
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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/t8v6zq Did you know the value of a dollar changes based on your age? In this episode, find out the real reason why, plus how this handy trick helps you retire with literally millions.   Next Steps:   🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  Like it or not, Donald Trump is officially back in the White House. In this episode, find out how President Trump’s policies could make a huge (I mean yuge!) difference for you and your budget.  Next Steps:   🎥 Watch my video Dave Ramsey: The Truth About America’s Debt Crisis.  🧈 Why does this exist? Electric heating butter spreader.  📗 Order my new book, Breaking Free From Broke.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💸 Take Ramsey’s Get Started quiz to see your personalized action items.  Believe it or not, even millionaires feel behind financially. In this episode, learn seven reasons why everyone seems to feel behind with money. Plus, discover the key to finding out if you’re doing better than you think.   Next Steps:  🎥 Watch my video Budgeting for Beginners | The Only Budgeting Method You Need to Worry About!  Connect With Our Sponsors:   🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  Before your eyes glaze over at “IRS,” there are some big changes to the 401(k) you need to know about. That’s why in this episode, I’m answering three questions to help you decide what these changes mean for you.  Next Steps:  💰 Get your tickets to Dave Ramsey’s Investing Essentials virtual event, March 4–5, 2025.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  What does the housing market and your kid nephew’s birthday party have in common? Chaos. But in this episode, find out how you can still buy or sell—even in these wild times.   Next Steps:  🎥 Watch my video 4.5 Million People Bought Homes Last Year (Here’s How).  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network: 🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!   In this episode, you’re going to get the piping-hot scoop on how and where I invested my money in 2024. That way, you can start building some serious wealth in 2025.   Next Steps:  🎥 Watch my video Why Your Net Worth Explodes at $100K.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  Here’s a hard truth: There’s kale in your teeth. Not fun to hear, but necessary. That’s why in this episode, I’ll share six hard truths no one tells you about paying off debt so you can start winning with money.  Next Steps:  🎥 Watch my video 21 Things Broke People Waste Money On.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!    If you’re thinking about buying a house with your BFFs, hold it right there. In this episode, find out the pros and cons of buying a home with friends, plus five things to know before becoming a homeowner.   Next Steps:  🎥 Watch my video Don’t Buy a Home Until You Watch This.  🏠 Keep up with the latest U.S. housing market trends with RamseyTrusted.   Connect With Our Sponsors:   🔒 Get 20% off when you join DeleteMe.    💸 Learn more about opening a high-yield savings account with Laurel Road.    📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.      Explore More From Ramsey Network:   🎙️ The Ramsey Show  🍸 Smart Money Happy Hour   💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show   💡 The Rachel Cruze Show   💼 The Ken Coleman Show   📈 EntreLeadership      Ramsey Solutions Privacy Policy   Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  Sometimes the internet nails it, and other times . . . well, I have some thoughts. In this episode, I react to the latest money content on social media and share my key takeaways.  Next Steps:  🎥 Watch my video Money Expert Reacts to Broke TikTokers . . . Again.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  It’s officially 2025, and this is the year you promised you’d get your money (and midnight snacking) under control. In this episode, learn how to detox your money in just 30 days.  Next Steps:  🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).  📙 Order my new book, Breaking Free From Broke, for $15 and get the audiobook FREE with promo code NEWYEARS.    Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  In this episode, I’m sharing the deets on the best investment accounts in 2025, and trust me, this video could literally help you make millions.  Next Steps:  🎥 Watch my video Why Your Net Worth Explodes at $100K.  💰 Find out what your investments could be worth with the retirement calculator.  💸 Invest in your future with a SmartVestor Pro.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  We’ve had some incredible guests on this channel, and now you can watch the best moments with them in one video—plus, get money advice that’s worth more than gold.    Next Steps:  🎥 Watch my video Dave Ramsey: The Truth About America’s Debt Crisis.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  We all know what happens the night before Christmas, but what happens the night after Christmas? Enjoy my financial twist on this Christmas classic, with lessons you can learn from all year long.   Next Steps:  🎥 Watch my video I Got You Something for Christmas.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  Who says you can’t get Granny a great gift for $5? In this episode, I’m reacting to the Tok’s hottest holiday savings hacks and sharing the hands-down best way to use your money this season.  Next Steps:  🎥 Watch my video How This Viral TikToker Gives Away Millions     Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📲 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at  https://www.tello.com/George.    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  Nothing says frugal like quitting smoking because of the cost, am I right? In this episode, I’m sharing 12 things frugal people have stopped buying and what you can do to avoid paying high prices.  Next Steps:  🎥 Watch my video 12 Rules for (a Frugal) Life.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📲 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at  https://www.tello.com/George.    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  Sometimes TikTok gives us golden nuggets, sometimes a scrolling obsession, and sometimes just bad money advice! Today, I’m reacting to more videos you found on social media to see what lessons we can learn.  Next Steps:  🎥 Watch my video Money Expert Reacts to Broke TikTokers . . . Again.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📲 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at https://www.tello.com/George.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  In today’s episode, I’m joined by my friend (and arguably the kindest man in Minnesota) Jimmy Darts for a conversation on wealth and generosity. Plus, find out what’s motivated him to give away over $1 million.   Next Steps:  Follow Jimmy on Instagram: @jimmydarts.   🎥 Watch my video Millionaires in Cars Getting Coffee With Arthur Brooks.   Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📲 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at https://www.tello.com/George.    Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  Today I’m reacting to my friend Graham Stephan reacting to my video reacting to money TikToks—did you catch all that? Find out what we agree to disagree on about debt (and why I’m right).  Next Steps:  🎥 Watch Graham Stephan’s video Money Expert Reacts to Broke TikTokers | George Kamel.  🎥 Watch my video Money Expert Reacts to Unhinged Financial TikToks.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  One minute you’re watching The Wolf of Wall Street, and suddenly you think you’re Leonardo DiCaprio—easy there, investing newbie. In this episode, you’ll learn common mistakes new investors make and how to invest the right way.  Next Steps:  🎥 Watch my video Why Your Net Worth Explodes at $100K.  🎥 Watch Tortoise vs. Hare – Who Wins?  📘 Read Ramsey’s Investing Philosophy.  💸 Find out how much your investments could be worth with the Retirement Calculator.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📲 Get $5 OFF Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at https://www.tello.com/George Explore More From Ramsey Network:  🎙️ The Ramsey Show  🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
💵 Start your free budget today. Download the EveryDollar app!  In this episode, I’m calling Investopedia’s bluff that the American Dream is for millionaires—and you’ll learn what it actually costs.    Next Steps:  🎥 Watch my video Frugal People Never Do These Things.  Connect With Our Sponsors:  🔒 Get 20% off when you join DeleteMe.  💸 Learn more about opening a high-yield savings account with Laurel Road.  📲 Get $5 off the Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello.  Explore More From Ramsey Network:  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 The EntreLeadership Podcast    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices
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