Henssler Money Talks

<p>Henssler Money Talks is your trusted resource for your money, your future, your life. We discuss current market conditions and financial planning encompassing spending, saving, taxes, investments, insurance, retirement, estate plans, and more. We are here to answer your financial questions—email drgene@henssler.com or call 1-855-429-9166. <br /> <br />Money Talks: <b>Your trusted resource for your money, your future, your life.</b></p>

The Real Cost of Holding On: Taxes vs. Life Goals

The “Henssler Money Talks” hosts tackle how many Americans are trapped by their biggest asset: their homes. And not because of mortgage rates, but because of capital gains—a side effect of value appreciation—but it shouldn’t dictate your life decisions. We explore some planning options and how homeowners can weigh taxes against long-term goals, market risk, and lifestyle priorities when deciding whether to sell. Original Air Date: November 8, 2025 Read the Article: https://www.henssler.com/th...

11-12
16:19

November 8, 2025: No ESPN, No Data, No Escape

Hold on—K.C.’s fired up! He can’t watch football because Disney and YouTube are at war over money. ESPN, ABC, SEC Network—all gone from YouTube TV. Disney says it’s about fair value; YouTube says it’s about protecting customers. So, what’s really going on in this streaming standoff—and how many streaming subscriptions will K.C. have when the dust settles? Meanwhile, the markets are digesting a lot at once: a Fed rate cut, one of the strongest earnings seasons in years, and the longest governm...

11-08
52:54

Your Will, Your Way: Prevent Family Inheritance Feuds

What happens when your children don’t get along, but they all stand to inherit? Estate planning attorney Kyle Rinaudo of Reeves Law PC joins the “Henssler Money Talks” hosts to discuss one of the most emotionally charged financial topics: how to structure your estate plan when family relationships are strained. We cover choosing a neutral executor and even when it may make sense to disinherit a child. Original Air Date: November 1, 2025 Read the Article: https://www.henssler...

11-04
20:42

November 1, 2025: Listener Question Special: Feuds, Funds & Financial Growth

It’s listener Q&A time! We’re tackling your biggest financial questions—from family feuds to smart giving strategies. What happens when your children don’t get along, but they all stand to inherit? Estate planning attorney Kyle Rinaudo of Reeves Law PC joins us to discuss one of the most emotionally charged financial topics: how to structure your estate plan when family relationships are strained. We’ll cover choosing a neutral executor, using a no-contest clause, and even when it may mak...

11-01
53:25

Europe in Your Portfolio: Trends, Risks, and Opportunities

With Europe’s valuations looking attractive and the euro undervalued, Morgan Stanley sees European equities outperforming U.S. markets in 2026. The experts from “Henssler Money Talks” examine that outlook, discuss ways to gain exposure to Europe, and consider how global diversification fits into a well-rounded portfolio. Original Air Date: October 25, 2025 Read the Article: https://www.henssler.com/europe-in-your-portfolio-trends-risks-and-opportunities

10-28
09:44

October 25, 2025: Stolen Titles, Stalled Government, and Europe’s Edge

Think your home’s title is safe? Think again. Scammers are stealing property ownership right out from under homeowners—sometimes without them knowing until a foreclosure notice arrives. This week on “Henssler Money Talks,” we uncover the growing threat of home title theft, how it happens, and what you can do to protect yourself. Meanwhile the government shutdown drags into its fourth week, Congress can’t seem to break the stalemate, and an Amazon cloud outage exposes the internet’...

10-25
54:31

Seniors, You’ve Got a Limited-Time Tax Advantage—Here’s How to Use It

Seniors, listen up! Starting in 2025, new deductions could mean big tax savings—but only for the next four years. The “Henssler Money Talks” hosts share strategies for those over 65, from Roth conversions to charitable giving tactics. Learn how to make the most of the $6,000 per taxpayer bonus deduction, the senior deduction, and your standard deduction while the window is open. Original Air Date: October 18 2025 Read the Article: https://www.henssler.com/seniors-youve-got-a-limit...

10-21
12:39

October 18, 2025: Potential Reporting Changes, Musk, and Money Moves for Seniors

Markets found their footing this week as optimism returned over U.S.–China trade talks. With the government shutdown putting key economic data on hold, investors are turning their attention to a strong start for third-quarter earnings. We’re also diving into a major regulatory shift under discussion at the SEC, where Chair Paul Atkins says he’s “fast-tracking” President Trump’s proposal to make quarterly earnings reports optional. Could semiannual reporting cut costs and reduce short-term thi...

10-18
53:04

How Do I Make Sure I Don’t Run Out of Money Before I Die?

The “Henssler Money Talks” hosts tackle a listener’s big question: How do I make sure my money lasts through retirement? We explore how spending shapes your financial plan, the importance of cash flow projections, and why revisiting your plan regularly can keep you on track. Plus, we share how we determine a client’s “maximum spending” threshold—and what it means if you’re getting too close to that line. Original Air Date: October 11, 2025 Read the Article: https://www.henssler.com/how-do-i-m...

10-14
16:42

October 11, 2025: Haunted by Costs: Halloween Budgets, AI Bubbles & Financial Futures

With the government still halted, economic news has been sparse—but markets seem to be shrugging off the shutdown, showing relatively subdued moves. Still, it’s spooky season, and we’re digging into just how much Americans spend on Halloween—from the 12-foot lawn skeletons to the endless bags of mini-Snickers. With spending expected to hit record highs this year, we ask: where are all those giant decorations stored the other 11 months of the year? Could this be why storage units are in ...

10-11
58:33

Markets and the Shutdown: Why Political Drama Doesn’t Always Hurt

The “Henssler Money Talks” hosts dig into the drama of a government shutdown—what sparked it, what really happens when Washington stalls, and what history reveals about the real impact on the economy. We’ll focus on what really matters for your money and discuss the broader consequences along with what it might take to prevent future standoffs. Original Air Date: October 4, 2025 Read the Article: https://www.henssler.com/markets-and-the-shutdown-why-political-drama-doesnt-always-hurt&nb...

10-07
10:56

October 4, 2025: Market Highs, Economic Divides, and Dirty Soda Delights

In this week’s episode, we break down the strength of the current stock market—after several years of 20%+ returns, we’re on track for another strong year with the market up 15% heading into the fourth quarter. We discuss companies posting record profits, the sheer number of all-time highs we’ve seen, and debate whether this momentum represents a new normal or just an anomaly. We also dig into the drama of a government shutdown—what sparked it, what really happens when Washington stalls, and ...

10-04
53:58

Health Savings Accounts: The Hidden Gem in Your Financial Plan

D.J. and the “Henssler Money Talks” hosts breaks down Health Savings Accounts (HSAs) and explains why they’re one of the most powerful tools for saving money—thanks to their unique triple tax benefit. While many people use HSAs to pay for health care expenses as they arise, there are compelling advantages to covering those costs from other funds and allowing the HSA to accumulate, benefiting from tax-deferred growth over time. Original Air Date: September 27, 2025 Read the A...

09-30
12:32

September 27, 2025: (Repeat) Loyalty Costs, Triple Tax Benefits, and the Power of Strategy

While we’re out of the studio this week, we’ve collected a selection of great discussions from the past few months. First, we look at a situation where a listener has been with his car insurance company for 25 years, but switching providers offers better coverage, lower deductibles, and hundreds in savings—what should he do? For many, the emotional weight of loyalty outweighs the financial upside of making a change. Next, D.J. breaks down Health Savings Accounts (HSAs) and explains why ...

09-27
44:34

Funding a Business: Weighing Cash, Debt, and Outside Investors

The “Henssler Money Talks” hosts tackle a listener question about launching a business. We weigh the pros and cons of tapping into cash and investments versus exploring options like a business loan or private equity—all while keeping his overall financial plan, cash flow, retirement, and long-term goals in focus. Original Air Date: September 20, 2025 Read the Article: https://www.henssler.com/funding-a-business-weighing-cash-debt-and-outside-investors

09-23
14:40

September 20, 2025: Rates, Refinancing, and Raising Capital

This week’s market spotlight is on the Federal Reserve, as they cut the Fed Funds rate by 0.25 percentage points—and, perhaps more importantly, signaled what could be ahead for future rate cuts. We also dig into the latest Retail Sales and Consumer Sentiment data. After the break, we shift gears to mortgage rates with Shanna Squires from Henssler Mortgage Advisors. She shares insights on how quickly Fed rate changes filter into the mortgage market, what that timing means for homeowners, and w...

09-20
55:44

When Life Happens: Up in Smoke

Money Talks: When Life Happens Up in Smoke: What Losing Your Home to Fire Really Costs This episode dives into the aftermath of a neighborhood house fire that left a family without their home, but not without hope. We unpack the emotional, logistical, and financial fallout of one night gone horribly wrong, and how the right planning made recovery possible. You’ll hear from the people who lived it, the professionals who showed up, and the experts who helped rebuild. This is a quarterly special...

09-13
01:14:32

The U.S. Bets Big on Chips: Inside the Intel Stake and Industrial Policy Shift

Is Washington becoming Wall Street’s biggest investor? The “Henssler Money Talks” hosts discuss the government’s latest 15% stake in MP Materials and nearly 10% in Intel, as it is taking positions in the same companies citizens invest in. We explore how the deal illustrates the CHIPS Act’s impact on U.S. economic policy, combining subsidies, national security priorities, and direct investment to rebuild domestic manufacturing. Original Air Date: September 6,2025 Read the Article: https://www....

09-09
19:04

September 6, 2025: Billion-Dollar Ballgames, Love Contracts, Federal Stakes & Logo Breaks

After last week’s pre-recorded interview, there’s plenty in the financial markets to unpack—from the muted moves during the holiday-shortened week to the latest ISM Manufacturing Index and the Fed’s Beige Book. We break down two weeks of market action and the economic data you don’t want to miss. The NFL is back—and so is big business as the 2025–2026 season kicks off. With team valuations up 25% year-over-year to an average of $6.5 billion as of 2024, and the Dallas Cowboys setting a new rec...

09-06
01:02:42

August 30, 2025: The Road Ahead: Street-Legal Carts & Staying Safe Online

We’ll be diving into the surprising rise of golf carts as everyday transportation. Since the pandemic, the golf cart industry has grown fivefold into a $5 billion market. We’ll discuss how communities are making them street legal and why families are trading in SUVs for carts to run errands or cruise around town and contrasting the charm with the frustrations, from traffic slowdowns to unsafe driving by teens and even kids. While golf carts weaving through the suburbs are just one example of ...

08-30
57:18

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