Buy the damn latte! In this episode of the How To Money podcast, Kate Campbell has a wide-ranging chat with Vince Scully, financial adviser at Life Sherpa, money expert and author of Live the Life You Want With the Money You Have. Vince reminds us to work on getting the big money decisions right (like where you live and what you drive), rather than focusing too much on the small things like whether to buy coffee today. Plus, he chats about his spending framework, the search for enough and some of his thoughts on life & money at the moment. Live the Life You Want With the Money You Have: majorstreet.com.au/products/live-the-life-you-want-with-the-money-you-have-vince-scully Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 13th May 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the How To Money podcast, Kate Campbell chats to Chris Brycki from Stockspot, a diversified Australian robo-adviser. Chris chats about the building blocks of a diversified investment portfolio, why is diversification important and how should we be thinking about it when investing and how risk plays into the way we allocate our investment portfolio. StockSpot Website: www.stockspot.com.au Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 13th May 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the How To Money podcast, Kate Campbell chats to Sharon Crombie from MicroChilli, a remote bookkeeping and advisory service for small businesses. Sharon shares some great ideas for listeners who may be interested in starting their own side hustle or small business, including pricing your products and services, cost effective marketing, hiring and training employees and dealing with founder burnout. MicroChilli Website: microchilli.com.au Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 7th April 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the How To Money podcast, Kate Campbell chats to Andy Darroch, an Australian financial adviser, about superannuation and making sure we’re doing the most for our retirement. Andy and Kate have a wide ranging discussion on super, including: 👉 Asset allocation 👉 Fees & performance 👉 Does size matter? 👉 Active vs passive management 👉 No one size fits all 👉 Plus, some other important factors when choosing a super fund Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Instagram: @HowToMoneyAUS Andrew Darroch is an Authorised Representative of Advise Me Today Pty Ltd: Authorised Representative Number: 1252820. Advise Me Today Pty Ltd is a Corporate Authorised Representative (Number 1289358) and is authorised through Independent Financial Advisers Australia, AFSL 464629. To find out more about where a financial adviser has worked, their qualifications, training, memberships of professional bodies and what products they can advise on, search the MoneySmart Financial Adviser Register. Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 7th April 2022 Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the How To Money podcast, Kate Campbell chats to Douglas Morris, the CEO of Sharesight, a digital portfolio management platform. We talk about the less exciting but very important part of investing, the portfolio management and admin side of things, and cover off on what new investors need to be aware of and keep track of after they buy their first investment. We also discuss the difference between HINs, TFNs and account numbers, how can investors keep track of their portfolios overall performance and ways to make our lives easier as investors come tax time. Sharesight: sharesight.com/au Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 17/03/2022 Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the How To Money podcast, Kate Campbell chats to Larisha Jerome, Community Development & Project Officer at the First Nations Foundation. Larisha shares some of the background behind the First Nations economic system, challenges young Indigenous Australians face when it comes to their money, overcoming money shame and self limiting beliefs and some of the resources available to young Indigenous Australians who want to improve their finances. First Nations Foundation: firstnationsfoundation.org.au/my-money-dream Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 16/03/2022 Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you interested in the idea of financial independence? In this episode of the How To Money Podcast, Lacey Filipich gives us a crash course on achieving financial independence in Australia. Lacey covers her motivations towards investing from an early age, making choices along your personal finance journey, the concept of taking mini-retirements, plus, some great resources to help you get started! Lacey’s Book: www.moneyschool.org.au Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 17/02/2022 Learn more about your ad choices. Visit megaphone.fm/adchoices
Giving now vs giving later? On this episode of the How To Money podcast, Kate Campbell chats to Luke Freeman who is the Head of Giving What We Can at The Centre for Effective Altruism. Luke introduces us to the ideas behind giving effectively, how much it actually costs to save a life, some critical problems we are facing and the organisations working towards solving them, and how to give more in line with your values. FREE BOOK: https://bit.ly/howtomoneygwwc Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review on Apple Podcasts or Spotify. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 15/02/2022 Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode of the How To Money podcast, Liz Mclardy shares her thoughts on teaching your children (and the other young people in your life) healthy money habits. We touch on how to start the conversation about money and making sure it’s not a taboo topic, the pocket money dilemma, tips on encouraging a healthy balance between saving, spending and giving to others and encouraging kids to take healthy risks with jobs, money and businesses. Get in contact with Liz: lizmclardy.com Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 17/02/2022 Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode of the How To Money podcast, Nicole Haddow shares some of her biggest lessons from the first home buying process and purchasing a home in regional Victoria during COVID-19. Nicole also shares her journey into ethical investing over the past few years, what she’s learned so far and her lessons for others just getting started in this space (along with a teaser for her upcoming book, The Ethical Investor). Show Notes: howtomoney.online/how-to-money-podcast HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 03/11/2021 Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you thinking about buying a property in 2022? Then this episode is for you! Real Estate Agent Todd Sloan joins Kate Campbell on the How To Money Podcast, to discuss everything first home buyers need to know heading into 2022. Todd shares his advice on knowing whether you’re ready to buy a property, how to assemble your expert team, the difference between buying a primary residence and investment property, what not to say to a real estate agent and the importance of asking questions and doing your research. Show Notes: howtomoney.online/how-to-money-podcast Todd’s Book: Australia's Home Buying Guide HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Episode Recorded: 14/12/2021 Learn more about your ad choices. Visit megaphone.fm/adchoices
Throw out your stereotypes of the finance industry, as Camilla Love (CEO of eInvest), gives you a fresh take on the myriad of opportunities available in the industry. Whether you're a numbers person or want to design the next big thing, there's a pathway for you in finance. In this episode of How To Money, Camilla shares more about her company eInvest and how active ETFs work, the many awesome opportunities available in the financial services industry, some of the best educational courses for those interested in finance, how females can get their start in investment roles and great suggestions for building meaningful relationships within the industry. Show Notes: howtomoney.online/how-to-money-podcast eInvest Website: einvest.com.au HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Learn more about your ad choices. Visit megaphone.fm/adchoices
Do you want to use your money and time to challenge the status quo? In this episode of How To Money, Kate Campbell chats to the wonderful Tanja Hester from the US, who is an influential figure in the financial independence and work optional movement. She's the author of Work Optional, and her latest book Wallet Activism is being released in late 2021. Money doesn't exist in a vacuum, and in today's episode Tanja talks about ways we can be more intentional with our money. This includes some new ideas from her upcoming book, Wallet Activism, whether the individual financial choices we make actually have an impact, and practical solutions on how we can use every dollar we spend, earn and save as a force for change. Show Notes: howtomoney.online/how-to-money-podcast Check out Tanja Hester's website: Our Next Life HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Learn more about your ad choices. Visit megaphone.fm/adchoices
This is a really important topic for 20 and 30 years olds to think about! On this episode of the How To Money podcast, Kate Campbell interviews Anna Hacker, who heads up Australian Unity Trustees Legal Services, and also hosts a great podcast, What Happens When I Die? Anna shares some of the most important reasons to have open conversations about your wishes while you're alive, why it's critical to get your superannuation binding death nomination sorted, what happens to all our stuff and who can we leave it to, our digital footprint and talking about our funeral plans. Show Notes: howtomoney.online/how-to-money-podcast Listen to the What Happens When I Die? Podcast HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode of the How To Money podcast, Kate Campbell interviews Vicki Doyle, the CEO of Rest Super, a large Australian industry super fund. Vicki shares her thoughts on the importance of super for young Australians, how to reframe our views on putting money away for our retirement, understanding our super funds fees and the approach Rest Super takes to ethical investing for members. Show Notes: howtomoney.online/how-to-money-podcast Learn more about Rest Super HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode of the How To Money podcast, Kate Campbell sat down (well virtually that is) with Liz Mclardy, to chat about financial wellbeing and our relationships (with our partners, parents, siblings...you name it)! Liz is a university lecturer, finance writer and financial well-being coach. Liz shares strategies for improving your financial wellbeing, questions to kickstart healthy money conversations in your relationships, the damaging nature of holding onto financial secrets and shame, and reflecting on our childhood upbringing and how that influences our current approach to money. Show Notes: howtomoney.online/how-to-money-podcast Learn more about Liz Mclardy here HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Learn more about your ad choices. Visit megaphone.fm/adchoices
A will is an essential part of your financial plan! In this week's episode of the How To Money Podcast, Kate Campbell chats to David Andrew, who is a qualified lawyer and has been a Senior Advisor at State Trustees for over ten years. Kate and David dive into all those fun topics like what happens if I die without a will, do I really need one when I don't have any assets, can't I just write it on a napkin, should I store it in my bottom draw, who should be my executor and of course we can't forget about what happens to our Super! Show Notes: howtomoney.online/how-to-money-podcast Learn more about State Trustees here HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Learn more about your ad choices. Visit megaphone.fm/adchoices
Investing in individual companies allows you to put your money where your values are. In this week's episode of the How To Money Podcast, Kate Campbell chats to Jason Sedawie, a Portfolio Manager at Spaceship. Spaceship is an Australian micro-investing app, that easily allows you to get started investing without any barriers. Kate and Jason discuss how he got interested in investing, the biggest trends he's seeing at the moment, the Spaceship Where The World is Going (WWG) investment philosophy, a recent investment he made and his tips for new investors. Show Notes: howtomoney.online/how-to-money-podcast Learn more about Spaceship here HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Learn more about your ad choices. Visit megaphone.fm/adchoices
Today on the How To Money Podcast, Kate Campbell brings Belinda Hogan (CFO of 86 400) onto the show to talk banking & budgeting. Belinda gives us an overview of 86 400 (an Aussie Neobank recently acquired by NAB) and her career path into finance, alongside highlighting common money myths holding you back from reaching your goals, making sure your money is aligned with your goals and tips on refreshing your budget. Show Notes: howtomoney.online/how-to-money-podcast Find 86 400 on Google Play and the App Store HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome back folks to the How To Money Podcast. I've got plenty of episodes lined up for you, so prepare your ears! In this episode I had the pleasure of bringing Danielle Ecuyer back onto the show. Dani is an experienced investor and the author of Shareplicity 1 (and 2). Dani believes that everyone should have exposure to US companies, and in this episode she breaks down exactly why. Dani and I discuss some of the key differences between Australian and US companies, trends she's seeing at the moment, the new generation of investors, red flags to look out for with IPOs and why every investor should keep an open mind when exploring new companies. Show Notes: howtomoney.online/how-to-money-podcast Dani's Website: shareplicity.com.au HTM Website: howtomoney.online HTM Twitter: @HowToMoneyAUS HTM Instagram: @HowToMoneyAUS Please send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we’d be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control! Learn more about your ad choices. Visit megaphone.fm/adchoices
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