In Her Wallet

In Episode 89 of the In Her Wallet podcast, I’m sharing how I’m building my Personal Board of Directors this year—a concept that could be a total game-changer for your career, personal growth, and life goals. You’ll hear: What a Personal Board of Directors is and why it matters. The step-by-step process I used to define my goals, identify key roles, and select the right people for my board. How to approach potential members with clarity and intention, and set up a framework that works for both sides. Tips on how to engage regularly and create a meaningful, mutually beneficial relationship with your board. Whether you’re navigating a big career pivot, planning a major life event, or just looking for guidance and support to achieve your goals, this episode will help you level up your life with the help of your own dream team!

01-29

28:31

In episode 88 of In Her Wallet podcast, I’m diving into the 7 financial red flags that might be holding you back in 2025. These could be personal habits or behaviors you’ve noticed in yourself or others—like your partner or family members—that silently sabotage financial health. I’ll share personal stories for each red flag and the solutions that have worked for me, giving you practical steps to tackle them head-on. This episode is all about helping you reflect, reset, and make smarter financial decisions this year—starting today! Resources referenced: Check out Monthly Budget Template by In Her Wallet Start investing with Wealthsimple

01-23

31:55

Welcome to the first In Her Wallet episode of 2025! In this solo episode, I’m sharing my ultimate “Ins and Outs” list for the new year, diving into everything from wellness habits and mindset shifts to fashion upgrades and personal growth tools. Plus, I kick things off with a little life update—it’s been a month since we last caught up, and so much has happened! 💌 Don’t forget to subscribe and rate the show—it helps me grow the show and bring on amazing guests. And if you have topics or guests you’d love to hear, drop me a DM or comment! Get the In Her Wallet Budget Template for $20

01-16

35:35

In Episode 86 of In Her Wallet podcast, I’m joined by my friend and fellow vision board enthusiast, Jaiya Varshney. She’s the co-founder of Tydra Labs, a startup in the sustainable fashion and textile space, and she has some incredible fresh insights about vision boards that completely changed how I think about them—including why she keeps a laminated one in her shower! Together, we chat about: How vision boards work and why they’re more than just pretty pictures. How to balance big dreams with realistic goals. How to find the right images and choose between physical or digital board. What is surface area of luck and how to unlock it Whether you’ve been making vision boards for years or are curious about starting one, this episode is packed with practical tips and fresh ideas to help you create a vision board that works. Tune in to hear how Jaiya and I are creating our vision boards for 2025—and why you might want to put yours in the shower, too!

12-18

47:48

In episode 85 of In Her Wallet podcast, Sofiia sits down with Michelle Munro, Director of Tax and Retirement Research at Fidelity Investments Canada, to help you prepare for a financially successful 2025. Together, they explore practical steps for building wealth, creating financial security, and navigating life’s big money decisions with confidence. Michelle shares actionable insights on starting your investment journey, balancing short- and long-term financial goals, and planning for retirement—all tailored to the unique challenges women face today. Whether you’re just starting to invest or looking to refine your financial strategy, this episode is packed with expert advice to set you up for success in the new year. Get the Monthly Budget Planner by In Her Wallet Connect with Michelle Munro on LinkedIn Check out Fidelity Investments Canada Disclaimer: The views in this recording are the personal views of both speakers and should not be taken as the views of Fidelity Investments Canada. This commentary is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice nor does it constitute an offer or solicitation to buy or sell any securities referred to. Individual circumstances and current events are critical to sound investment planning; anyone wishing to act on this article should consult with his or her advisor. Neither Fidelity Investments Canada nor any of its affiliates, nor any other person accepts any liability whatsoever for any direct or consequential loss arising from any use of this podcast, the information contained herein or the associated report on which this podcast is based.

12-11

29:32

In episode 84 of the In Her Wallet podcast, my sister Aleksa takes over the mic to interview me ahead of my 29th birthday! We’re talking about my favourite life hacks, what’s on my dopamine menu, behind-the-scenes insights from wedding planning, and my plans and vision for 2025. It’s a mix of reflection, vulnerability, and inspiration that I hope will resonate with you. My hope is that the lessons and hacks I share in this episode will inspire you and give you some fresh ideas as you plan for your own 2025 goals. Let’s celebrate growth, new beginnings, and embracing life fully—together! Links: Try Open App with my 30-day free trial link Get the Monthly Budget Planner by In Her Wallet

12-05

43:33

In this episode of In Her Wallet, I’m excited to welcome back Olessia Lapina for an insightful chat about how to ask for what you want at work. Whether it’s going for that big promotion, taking on exciting new opportunities, or even giving feedback to senior management, we’re breaking it all down. We’re also diving into some of the challenges women face—like feeling overlooked or undervalued, especially in male-dominated industries. Olessia shares her expert advice on how to stand out, build strong relationships with decision-makers, and tackle those tricky conversations with confidence. If you’ve ever wondered how to step up and advocate for yourself at work, this episode is packed with tips and stories to inspire you.  Episode links: Listen to Episode 60 'The Power of Personal Brand to Advance Your Career' Connect with Olessia on Instagram Connect with Olessia on LinkedIn

11-28

49:28

In episode 82 of the In Her Wallet podcast, Sofiia sits down with Liza Spirit to talk about a topics that’s been requested many times: day trading! From breaking down the basics to sharing her personal strategy, Liza pulls back the curtain on what it’s like being a futures day trader. We chat about how day trading stacks up against investing, how much money you need to get started, and whether it can be done as a side hustle or required to be a full time gig. Liza also opens up about her biggest lessons learned, the challenges she faced starting out, and her ambitious goal of turning $5,000 into $100,000. So, if you’ve ever been curious about the fast-paced world of day trading, this episode is packed with insights, stories, and tips you don’t want to miss! Links: Get the Monthly Budget Planner by In Her Wallet Connect with Liza on her Instagram

11-21

49:38

In Episode 81 of the In Her Wallet podcast, I sit down with my friend Tara Osipoff for a real and raw conversation about money, career, and resilience. Tara’s journey is anything but ordinary, and one of her most powerful insights is that she’s not afraid of being poor—a mindset that has allowed her to take bold, calculated risks and continuously evolve her life. In this episode, we dive into the lessons Tara has learned from her life's highs and lows, how she built her financial habits, and her advice for anyone looking to take charge of their career and financial future. If you’re curious about how a fearless mindset can drive success, this episode is for you! Episode's resources: ⁠Get the Monthly Budget Planner by In Her Wallet⁠ ⁠Listen to You're Meant to Be Here podcast with Tara Osipoff⁠ ⁠Follow Tara on Instagram⁠ ⁠Connect with Tara on LinkedIn⁠

11-14

32:53

In episode 80 of the In Her Wallet podcast, Shannon Terrell from NerdWallet is joining Sofiia for a conversation about the rising impact of social media on our spending habits! With platforms like TikTok and Instagram fueling a culture of overconsumption through viral hauls and unboxing videos, many of us feel the constant urge to shop for the latest must-haves. But there’s a new trend challenging this: 'underconsumption core. So, if you’re ready to rethink your relationship with spending and embrace a lifestyle that aligns with your financial goals, this episode is for you! Favourite resources: Get the Monthly Budget Planner with Subscription Tracker by In Her Wallet Check out the Locker App for fun and mindful shopping Check out Opal App, the #1 Screen Time App Visit NerdWallet to choose the right credit card for you

11-06

30:30

In episode 79 of the In Her Wallet podcast, host Sofiia welcomes back Robyn Thompson, an award-winning financial advisor and founder of Castlemark Wealth Management! As one of our most popular guests from Season 1, Robyn brings her expertise back to the show with fresh insights into building financial habits that actually work. If you’ve been wanting to reset your money habits or make impactful changes toward financial independence, this episode is for you. Links: Monthly Budget Planner by In Her Wallet Free Managing Multiple Financial Goals Checklist Check out Robyn's Instagram

10-30

36:58

In episode 78 of the In Her Wallet podcast, host Sofiia dives into the often tricky world of managing finances in relationships, including how she and her fiancé, Roman, manage their finances. Join Sofiia as she discusses when to start talking about money with your partner, the three approaches to handling finances as a couple, when to open a joint bank account, and the common mistakes couples make, and how to avoid them. Whether you're just starting out your relationship, moving in toge...

07-18

20:19

In episode 77 of the In Her Wallet podcast, we're diving into the world of Exchange-Traded Funds, or ETFs, and how you can use them to build a strong and diversified investment portfolio. Join Sofiia as she walks you through what ETFs are and how they work, the four main types of ETFs to include in your portfolio (with examples), and some common mistakes to avoid when buying ETFs. Whether you're just starting out on your investment journey or looking to enhance your existing portfolio, this e...

07-10

13:44

In Episode 76 of the 'In Her Wallet' podcast, Sofiia explores the powerful concept of money manifestation and how you can attract more abundance into your life through cognitive restructuring. Learn how to identify and challenge limiting beliefs about money, reframe negative thoughts, and set clear financial goals to achieve success.Tune in to discover:The basics of money manifestation and the Law of AttractionPractical steps to reframe your mindset and overcome limiting beliefsHow to set spe...

06-28

16:11

In episode 75 of the In Her Wallet podcast, we’re sharing an entrepreneurial success story and all the behind-the-scenes details of what it takes to build a business from the ground up. Host Sofiia welcomes Jessi, a dynamic entrepreneur who started her own butcher and catering business at just 23 years old and sold it successfully only four years later. In this episode, Jessi shares how she secured financing despite having 100 doors shut, crafted a business plan, and tackled the biggest chall...