Are we really on the edge of an Australian property crash, or are investors getting spooked by a theory that doesn’t stack up? In this episode, Junge Ma breaks down why the famous 18.6 year real estate cycle doesn’t hold up in Australia and why relying on century old patterns can lead investors astray. We look at how modern economic settings, global capital flows and strong local fundamentals shape Australia’s housing market very differently from the U.S. and why data driven indicators give a far clearer picture than predictions of an inevitable downturn. Whether you're starting out or scaling up, this episode helps you cut through the fear and focus on what really drives the market. 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Wondering where to invest in 2026? In this episode, Junge Ma ranks every Australian capital city and reveals which markets are poised for growth and which may be best to avoid. In this episode, we discuss median house prices, rental yields, and market pressure across all eight capital cities and highlight which cities are considered buys and which are sells. Junge also explores how inventory trends and growth cycles influence investment decisions and why consulting your expert team is critical before buying or selling. Whether you’re looking to buy, sell, or hold, this episode equips you with the insights to make smarter property decisions in 2026. 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
How do you invest when the country is running out of homes? In this episode, Junge Ma breaks down the five trends that will shape the Australian property market as we move towards 2026 and what smart investors should be watching right now. Junge explores what the big banks are forecasting for 2026 rate cuts, why the vacancy rate has collapsed since 2019, which markets are seeing rent mortgage gaps close, how high-quartile suburbs may surge again as rates fall, and why regional migration is still outrunning new supply. All of these point to the biggest factor of all: Australia’s deepening housing shortage. If you’re positioning your portfolio for the next cycle, this is the episode you don’t want to miss. 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Are Darwin apartments really the golden ticket to portfolio growth, or are they hiding hidden risks? In this episode, Junge Ma dives into Darwin’s apartment market, comparing units to houses and unpacking what the data really says about growth and cash flow. Junge walks through real examples, exploring why apartments often underperform houses, including oversupply risks, depreciation, and high strata fees, and how these factors play out in Darwin’s unique market. If you’re an investor chasing performance, growth, and reliable returns, this episode explains why houses might still outperform units even in a high yield market like Darwin. Don’t make decisions based on gross numbers alone. 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Are rate cuts really enough to spark a property boom, and if so, which cities are first in line? In this episode, Junge Ma breaks down the data behind how different markets react the moment rates start falling, revealing which cities historically surge and why. You’ll hear the three categories of rate-cut winners: the expensive cities that move fast on speculation, the borderline unaffordable markets that snap back when borrowing improves, and the rising-pressure cities where low supply meets renewed confidence. Each example shows how rate cuts play out on the ground. If you want to understand which markets could see outsized growth and where the smartest investors are looking next, this deep dive will give you the data, logic and clarity to stay ahead. 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
What’s the difference between the cash rate and interest rate? And how do they affect your mortgage? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down how the RBA’s cash rate connects to the interest rates Australians pay on their home loans. You’ll discover how the RBA sets the tone for the broader economy and why banks don’t always mirror official rate changes. Junge also explains how movements in the cash rate can shape your borrowing power, monthly repayments, and property market demand across Australia. Whether you’re a homeowner or an investor, understanding this link helps you make smarter, more confident financial decisions. Watch now to learn how RBA rate decisions flow through to your mortgage and how to think like an informed investor. 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Is the new 5% deposit scheme about to trigger a property boom in 2026, or is the hype bigger than the impact? In this episode, Junge Ma, Senior Research Analyst at InvestorKit, breaks down the government’s upcoming first-home buyer guarantee. With no income caps, no spot limits, and higher price thresholds across major cities and key regionals, this is the most generous version of the scheme yet. Junge looks at past cycles and data to show why the impact will likely be targeted, not nationwide. You’ll see which markets are positioned to benefit the most, from outer-ring city corridors to rising regional hubs, and why investors should stay data-driven instead of chasing headlines. Watch the full breakdown to learn where the real opportunities lie and how to position yourself smartly heading into 2026. 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Is Australia’s housing shortage really as bad as it seems… or is it even worse? In this episode, InvestorKit’s Senior Research Analyst Junge Ma breaks down the truth behind the supply crunch in three simple points. From longer hold periods and planning delays to investor pullback and surging migration, she reveals what’s really driving the crisis and why quick fixes won’t work. Plus, Junge shares the one overlooked factor shaping Australia’s property market right now. If you want to understand what’s really behind the headlines and what it means for the next phase of the market, this episode is a must-watch! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
What happens when rental supply dries up, vacancy rates hit record lows, and demand keeps climbing? In this episode, Junge Ma uncovers the data behind Australia’s tightest markets, revealing what’s driving the crunch, how it’s impacting prices, and why investors are paying close attention right now. With vacancy rates plunging and supply drying up, these are the cities where renters are struggling to find homes, and prices are starting to move. Junge unpacks the data behind the crunch, what’s driving it, and what investors should be watching next. If you’ve been waiting for signs of the next growth cycle, this episode is a must-watch! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Is Brisbane’s property market still booming, or has the growth run its course? Join Junge Ma, Senior Research Analyst at InvestorKit, as she explores the current state of Brisbane’s market and reveals five key locations that still show promising signs of growth—despite recent fluctuations. With insights backed by data, Junge highlights areas where housing demand remains strong and prices are set to keep rising. Junge delves into the unique characteristics of each region, discussing the current sales and rental market pressures. Listeners will discover how these areas are defying the trend of slowing growth and what factors contribute to their resilience in the property market. Don’t miss out on this episode that could help you uncover hidden opportunities in Brisbane's real estate landscape and find out why it still has plenty of growth potential! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit:Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Which regional Victorian town offers a better investment opportunity in 2025 — Ballarat or Bendigo? Join Junge Ma, Senior Research Analyst at InvestorKit, as she explores a compelling comparison between Ballarat and Bendigo with a $650K budget in mind. She highlights the similarities and differences between the two towns’ local economies, sales markets, and rental performance. While both have healthy unemployment rates, the data reveal that Bendigo is currently outperforming Ballarat in several critical areas, including market pressure and rental growth, offering valuable insights for growth-focused investors. As she breaks down the numbers, Junge emphasises the importance of data-driven decision-making in property investing. Tune in as this episode is packed with essential information to help you make informed choices in the property market and discover which area stands out for investment in 2025! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Where is the Australian property market heading as we closing out 2025? Join Junge Ma as she shares three exciting growth predictions for the months ahead. In this episode, they explore a hotspot market that's already thriving, a second wind market poised for recovery, and an early adopter market showing promising signs of growth. They dive into the details of Townsville, Burnie, and Frankston, examining key indicators such as median house prices, days on market, and vacancy rates. With insights into market pressures and trends, Junge provides a clear picture of what to expect in these regions over the coming months. If you're an investor or simply curious about the property landscape, this episode is packed with valuable information. Tune in to discover where the best opportunities lie and how these markets are set to evolve. 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Is Kwinana in Greater Perth still a smart place to invest in 2025? In this episode, Junge Ma, the Lead Research Analyst at InvestorKit, reveals why it’s now considered one of the worst investment locations. With a significant slowdown in growth, declining sales pressure, and a surge in incoming supply, she unpacks the data that signals it’s time to steer clear. Junge breaks down the key indicators affecting Kwinana's market, and she highlights the alarming increase in listings and inventory levels, as well as the rising days on market, painting a clear picture of the current real estate landscape. Junge also points out that while Kwinana may be cooling off, other regions in New South Wales, Victoria, and Tasmania are emerging as new hotspots. Join them to discover where the best investment opportunities lie in 2025! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Are off-market properties really the hidden gems they’re made out to be? InvestorKit’s lead analyst, Junge Ma, busts three big myths about off-market deals. She explains why they’re not always the bargain they seem—and how agents often use them to create false urgency. Listeners will learn that off-market listings do not necessarily mean less competition or more negotiation power. She emphasises the importance of relying on data rather than getting swept up in the allure of off-market buzzwords. As she wraps up the discussion, Junge shares essential tips for navigating off-market opportunities effectively. From conducting thorough due diligence to sticking to a solid buying strategy, her advice is crucial for anyone looking to make informed property decisions. Tune in to gain a fresh perspective on off-market deals and ensure you're equipped to find the best opportunities in the market! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Are off-the-plan apartments really the smart investment choice they’re made out to be? Junge Ma dives into the myths surrounding off-the-plan properties, revealing why they often fall short of expectations. Using real data and case studies, she exposes risks like weak cash flow and poor capital growth. Throughout the episode, Junge tackles five prevalent statements about off-the-plan apartments, debunking myths and highlighting the risks involved. She compares the performance of off-the-plan units to established properties, showcasing how the latter often outperforms in terms of value growth. With insights drawn from various Australian suburbs, she illustrates the stark differences in investment outcomes. Join Junge Ma as she empowers listeners to make informed property investment decisions. This episode is packed with valuable information that could save you from making a costly mistake — tune in now! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Where should you avoid investing your hard-earned money in today’s property market? Join Junge Ma, Lead Research Analyst at InvestorKit, as she reveals three specific regions to steer clear of, based on budgets of $600,000, $900,000, and $1.2 million. With her expert insights and data-driven analysis, viewers will gain a clearer understanding of the risks associated with these locations. Junge begins by discussing East Pilbara, a mining-reliant region in Western Australia, where property prices have seen dramatic fluctuations. She then moves on to Shoalhaven, New South Wales, which is still grappling with the aftermath of the COVID boom and is currently in a correction phase. Finally, she examines Molonglo in Canberra, where high building approval rates could hinder market recovery. Whether you're a seasoned investor or just starting out, this episode is packed with valuable information to help you make informed decisions. Tune in to learn why these areas may not be the best choices for your investment strategy! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
Looking to invest in property but unsure where your budget will stretch the furthest in 2025? Join Junge Ma in this episode as she dives into the world of property investment, exploring the best locations for various budgets. With a focus on short-term growth, she breaks down key factors such as market pressure, vacancy rates, and rental yields to help listeners make informed decisions. Whether you're looking to invest $650,000, $850,000, or $1.2 million, Junge highlights the hottest markets and those on the rise. Listeners will discover the best regions for each budget and unpack the latest data and trends in the property market for 2025. Tune in to this episode and navigate the complexities of real estate investment in Australia backed by real data! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
What impact does a 0.25% interest rate drop really have on property markets across Australia? Join Junge Ma in this episode as she explores historical trends, revealing how significant rate cuts have triggered property price growth in various cities, from Sydney to Perth. With a focus on the last two years, Junge highlights the differing responses of sub-markets and the factors influencing these variations. She examines the relationship between affordability, market cycle positions, and local economic conditions. Junge shares valuable insights into which regions are poised to benefit from recent interest rate cuts, including inner city submarkets in major capitals and smaller cities like Canberra and Hobart. Tune in to discover how these dynamics could shape the future of property prices and what potential buyers and investors should keep an eye on. This is an episode that you won't want to miss! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
How much of a difference can a $50,000 to $100,000 budget increase make in your property investment strategy? In this insightful episode, Junge Ma, the Lead Research Analyst at InvestorKit, explores how even modest budget adjustments can significantly expand your market options and enhance potential gains. With the national median house price on the rise, understanding the dynamics of budget flexibility is more crucial than ever. Junge delves into the common misconceptions surrounding low-priced properties, using examples from Broken Hill and West Tamworth to illustrate that cheaper doesn't always mean better. She emphasises the importance of considering local economic health and property conditions when making investment decisions. Listeners will gain valuable insights into the relationship between budget, market options, and long-term growth potential. Junge encourages those with the capacity to consider increasing their budget strategically, ensuring they are well-positioned in a competitive market. Tune in for expert advice that could reshape your investment strategy! 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.
What if everything you thought about mortgage repayments was wrong? In this eye-opening episode, Junge Ma, the lead research analyst at InvestorKit, challenges the conventional wisdom by comparing two individuals: one focused on paying off their home loan in 10 years, and the other investing in a property portfolio over 30 years. The surprising results may just change the way viewers think about their financial strategies. Junge walks the audience through the key assumptions and financial outcomes of both scenarios, highlighting the potential benefits of investing rather than rushing to eliminate mortgage debt. With clear examples and engaging visuals, they illustrate how the second approach can lead to significantly higher net equity gains, even after accounting for capital gains tax. Whether viewers are contemplating extra mortgage repayments or considering property investments, this episode provides valuable insights to help them make informed decisions for their financial future. Join Junge Ma as they explore the numbers and reveal the long-term implications of each strategy. 🥇🥇 InvestorKit - Back To Back "Buyers Agency Of The Year 2023 & 2024" Book your discovery call here: https://www.investorkit.com.au/youtube Connect with InvestorKit: Website: https://www.investorkit.com.au/ Send your questions to: arjun@investorkit.com.au Follow us on Facebook: https://www.facebook.com/InvestorKit/ Follow us on Instagram: https://www.instagram.com/investorkit.com.au/ Subscribe to our YouTube Channel: https://www.youtube.com/@investorkit3615 Connect with us on LinkedIn: https://www.linkedin.com/company/investorkit/ See omnystudio.com/listener for privacy information. Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.See omnystudio.com/listener for privacy information.