Investtalk

1155 Episodes

Reverse

The “Go Live Your Life” Rule: Rethinking Retirement Spending

2025-11-0144:08

Why the so-called “guardrails approach”, that is adjusting spending up or down based on market performance, is gaining traction over the fixed “4% rule” in retirement. Today's Stocks & Topics: Fiserv, Inc. (FI), Market Wrap, Fed Rate Cuts, the “Go Live Your Life” Rule: Rethinking Retirement Spending, QUALCOMM Incorporated (QCOM), Three-Buckets Retirement Strategy, Bonds, Leveraged ETFs, Powell Industries, Inc. (POWL), Direxion Daily S&P500 Bull 3X Shares (SPXL), Winmark Corporation (WINA), Home Sales, Rio Tinto Group (RIO). Our Sponsors: * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com Advertising Inquiries: https://redcircle.com/brands

Babies, Capitalism & a Demographic Crossroads

2025-10-3145:29

We will discuss how falling birth-rates are becoming more than just a social issue because they are intertwined with economic systems and capitalist assumptions. Today's Stocks & Topics: The Campbell's Company (CPB), Market Wrap, Babies, Capitalism & a Demographic Crossroads, Alexandria Real Estate Equities, Inc. (ARE), Panasonic Holdings Corporation (PCRHY), A-I might replace Junior Bankers, Gold and Uranium Sectors, AbbVie Inc. (ABBV), Vertex Pharmaceuticals Incorporated (VRTX), A-I Financial Models. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

Global Portfolio Insights: Lessons from Around the World

2025-10-2946:09

We'll take a deep dive into what investor behavior across 14 key markets reveals about building a truly global portfolio. Today's Stocks & Topics: United Parcel Service, Inc. (UPS), Market Wrap, Centrus Energy Corp. (LEU), Global Portfolio Insights: Lessons from Around the World, The Toro Company (TTC), Opera Limited (OPRA), Income Growth, Corpay, Inc. (CPAY), Nuclear Energy, A-I Stocks. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

AI, Jobs & Investors: Growing Divides in the Workplace

2025-10-2944:57

We will look into how advances in AI are creating a rift between workers and investors, even as major tech companies continue job cuts. Today's Stocks & Topics: The Progressive Corporation (PGR), Oil, Palantir Technologies Inc. (PLTR), Market Wrap, Prudential Financial, Inc. (PRU), MetLife, Inc. (MET), Lennox International Inc. AI, Jobs & Investors: Growing Divides in the Workplace, (LII), Deckers Outdoor Corporation (DECK), Wall Street Rally, VanEck Gold Miners ETF (GDX), Kinross Gold Corporation (KGC), Vanguard Total International Stock Index Fund ETF Shares (VXUS), The Fed. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

Generative AI in Finance: 5 Ways to Budget, Plan, and Save

2025-10-2845:47

We will talk about the five key personal finance use cases for Generative AI, including how to use it for creating personalized budgets, setting financial goals, and simulating debt repayment scenarios. Today's Stocks & Topics: General Mills, Inc. (GIS), Market Wrap, The Hartford Insurance Group, Inc. (HIG), Generative AI in Finance: 5 Ways to Budget, Plan, and Save, Changing Taxes Status, Leveraged ETFs, STAAR Surgical Company (STAA), Verizon Communications Inc. (VZ), Civitas Resources, Inc. (CIVI). Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

Is a Securities-Based Line of Credit (SBLOC) Right for You?

2025-10-2545:09

We will explore the risks and rewards of an SBLOC, a credit line secured by your investments, to help you decide if it's the right financial tool for your liquidity needs. Today's Stocks & Topics: Booz Allen Hamilton Holding Corporation (BAH), Market Wrap, KPP Newsletter, The Concept to Staying in the Market, Is a Securities-Based Line of Credit (SBLOC) Right for You?, VanEck Gold Miners ETF (GDX), Parsons Corporation (PSN), Newmont Corporation (NEM), Earnings, InfraCap MLP ETF (AMZA), Sociedad Química y Minera de Chile S.A. (SQM), Inflation. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

Decoding the Market: 4 Strategies to Anticipate Stock Trends

2025-10-2446:37

We will break down how investors can combine momentum indicators, fundamental and technical analysis, mean reversion theory, and sentiment signals to make more informed predictions about where the stock market may be headed. Today's Stocks & Topics: 529 Plan, Market Wrap, Penske Automotive Group, Inc. (PAG), Micron Technology, Inc. (MU), “Decoding the Market: 4 Strategies to Anticipate Stock Trends”, The Kroger Co. (KR), Adobe Inc. (ADBE), Rivian Automotive, Inc. (RIVN), American Outperformance, JPMorgan Chase. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

What's Behind the Incredible Gold rally?

2025-10-2344:45

Interestingly, gold and Bitcoin (BTC-USD) have decoupled, with gold actually outperforming Bitcoin. So, how should investors think about their asset allocation moving forward? Today's Stocks & Topics: Vistagen Therapeutics, Inc. (VTGN), iShares MSCI Brazil ETF (EWZ), Market Wrap, What's Behind the Incredible Gold rally?, Cash Management, Tencent Holdings Limited (TCEHY), Luxury Goods, Baker Hughes Company (BKR), Caterpillar Inc. (CAT), Eaton Corporation plc (ETN), Monday.com Ltd. (MNDY), Walmart and Chat GPT Partnership. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

When and How to Change Financial Advisors

2025-10-2246:08

I will provide a comprehensive guide for investors so you can assess the performance of your current financial advisor... including communication skills and fee structure. I'll also outline the necessary steps for a smooth and compliant transition to a new wealth management professional. Today's Stocks & Topics: Cameco Corporation (CCJ), Market Wrap, Medtronic plc (MDT), When and How to Change Financial Advisors, American Financial Group, Inc. (AFG), Meta Platforms, Inc. (META), Volatility, Vale S.A. (VALE), Teleflex Incorporated (TFX), Spending, Apple Inc. (AAPL), Gold. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

How Asset Tokenization is Revolutionizing Global Finance

2025-10-2144:11

We will explain how leveraging blockchain to digitize and fractionalize assets is poised to make investing cheaper, faster, more transparent, and radically accessible to everyone. Today's Stocks & Topics: Pool Corporation (POOL), Silver, Murphy USA Inc. (MUSA), AT&T Inc. (T), Market Wrap, How Asset Tokenization is Revolutionizing Global Finance, Illumina, Inc. (ILMN), TransAlta Corporation (TAC), Gold and Equities, Financial literacy. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

Should You Panic? The Real Impact of a Government Shutdown on Your Investments

2025-10-1847:34

We will break down the historical data from Fidelity to reveal how a government shutdown truly affects the stock market, fixed income, and the broader economy, and why your long-term strategy remains the best defense. Today's Stocks & Topics: Neptune Insurance Holdings Inc. (NP), Market Wrap, Coloplast A/S (CLPBY), Games Workshop Group PLC (GMWKF), Should You Panic? The Real Impact of a Government Shutdown on Your Investments, Sanofi (SNY), Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, The Shutdown, United Parcel Service, Inc. (UPS), Kenon Holdings Ltd. (KEN), The KPP Newsletter, Ramaco Resources, Inc. (METC), Warrior Met Coal, Inc. (HCC), Sign of Short-Term Market Strains. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

The Home Equity Strategy: Can Retirees Use a Reverse Mortgage to Buy a New Home?

2025-10-1746:20

Seniors looking to relocate or downsize can use a little-known, specialized financial tool which will allow retirees to finance a new primary residence using their equity and a down payment. Today's Stocks & Topics: QXO, Inc. (QXO), Innovative Industrial Properties, Inc. (IIPR), Market Wrap, Celestica Inc. (CLS), Portfolio Management, Berkshire Hathaway Inc. (BRK-B), Bank Earnings, Interactive Brokers Group, Inc. (IBKR), OneMain Holdings, Inc. (OMF), P.E. Ratios. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

Best of Caller Questions

2025-10-1548:24

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World. Today's Stocks & Topics: Strategy for a Potential Recession, Silver, I-R-A Rollover, Sitting on Cash, Earnings Forecast, Pros and Cons of 351 Exchange, Short-Term Rental Market, Cash Balance Plan, Retirement Saving Plans, How to Invest in the Bond Market, Dividend Reinvestment Plan, Retirement Accounts, Gains and Taxes, Financial Ratios. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

The Sunbelt Paradox: Why Retirement Hotspots Like Florida and Arizona Face a Social Security Crisis

2025-10-1544:39

States like Florida and Arizona are top destinations for retirees, but residents in these areas face a disproportionate risk in the event of any reduction in promised Social Security benefits. Today's Stocks & Topics: AutoZone, Inc. (AZO), Market Wrap, Exxon Mobil Corporation (XOM), The Sunbelt Paradox: Why Retirement Hotspots Like Florida and Arizona Face a Social Security Crisis, BlackRock, Inc. (BLK), EnerSys (ENS), Economic Growth, Poorly Managed Companies, Civitas Resources, Inc. (CIVI), Canadian Natural Resources Limited (CNQ), Tariffs and Credit Markets. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

3 Costly Mistakes Novice Investors Need to Avoid Right Now

2025-10-1448:44

Emotional, impulsive reactions can sabotage long-term returns, we will explain the disciplined strategies you will need to adapt and navigate today's volatile markets. Today's Stocks & Topics: Cal-Maine Foods, Inc. (CALM), Market Wrap, Idaho Strategic Resources, Inc. (IDR), 3 Costly Mistakes Novice Investors Need to Avoid Right Now, Prysmian S.p.A. (PRYMF), Lumen Technologies, Inc., Tariffs, KBR, Inc. (KBR), Pre-Tax Allocation vs. Roth I-R-A, The Procter & Gamble Company (PG), Young People Are Not Buying Homes. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

AI's Copper Consumption: Is the Data Center Boom Driving a Looming Supply Crunch?

2025-10-1145:43

AI-powered data centers are significantly more "copper-intensive" than traditional facilities, and their rapid global build-out is set to clash with years of underinvestment in new mines. Today's Stocks & Topics: The Carlyle Group Inc. (CG), Market Wrap, Retirement, AI's Copper Consumption: Is the Data Center Boom Driving a Looming Supply Crunch?, Archer-Daniels-Midland Company (ADM), Freeport-McMoRan Inc. (FCX), KPP Newsletter, Budget Changes, Verizon Communications Inc. (VZ), Vanguard Utilities Index Fund ETF Shares (VPU), Service Corporation International (SCI), Trade Tensions with China. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out Progressive: https://www.progressive.com * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

Will Mortgage Rates Keep Dropping?

2025-10-1046:30

After the Federal Reserve's recent rate cut, analysts from Fannie Mae and the National Association of Home Builders (NAHB) have released their forecasts for the 30-year fixed mortgage rate. Today's Stocks & Topics: Global X Dow 30 Covered Call & Growth ETF (DYLG), Market Wrap, LKQ Corporation (LKQ), Will Mortgage Rates Keep Dropping?, Starbucks Corporation (SBUX), Data Sources, Leverage ETFs, Barrick Mining Corporation (B), Wheaton Precious Metals Corp. (WPM), Paul Mueller Company (MUEL), Gold. Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

The Billion-Dollar Gamble: Why OpenAI’s Massive Deals with AMD and Nvidia Carry Systemic Risk

2025-10-0947:43

OpenAI's strategy of striking enormous, multi-year hardware deals with both AMD and Nvidia to secure its AI infrastructure and prevent a chip monopoly introduces new financial risks. We will dig into this story. Today's Stocks & Topics: Denison Mines Corp. (DNN), Market Wrap, Sprouts Farmers Market, Inc. (SFM), The Billion-Dollar Gamble: Why OpenAI’s Massive Deals with AMD and Nvidia Carry Systemic Risk, Gevo, Inc. (GEVO), Rio Tinto Group (RIO), Taking Social Security, Valterra Platinum Limited (ANGPY), Fixed Income, Novo Nordisk A/S (NVO). Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

Recession by ZIP Code: Why 22 States Are Already Feeling the Downturn

2025-10-0850:17

In this episode, we will look into how 22 U.S. states may already be in a recession and what it could mean for you. Today's Stocks & Topics: Copart, Inc. (CPRT), Market Wrap, The Progressive Corporation (PGR), Recession by ZIP Code: Why 22 States Are Already Feeling the Downturn, Where to Invest?, Trailing Stops, Fair Isaac Corporation (FICO), Emerging Markets, Atlassian Corporation (TEAM), Bank of America Corporation (BAC), JPMorgan Chase & Co. (JPM), Mercado Libre, Inc. (MELI). Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

Emerging Markets are Finally Rallying

2025-10-0744:59

There may be a potential long-term shift in global investment flows-- driven by a combination of a weaker dollar and cooling global inflation. Today's Stocks & Topics: Elastic N.V. (ESTC), Market Wrap, Power Solutions International, Inc. (PSIX), Sprott Gold Equity Investor (SGDLX), Pfizer Inc. (PFE), Organon & Co. (OGN), Emerging Markets are Finally Rallying, CommScope Holding Company, Inc. (COMM), How to Navigate the Market, Americold Realty Trust, Inc. (COLD), Eastman Chemical Company (EMN). Our Sponsors: * Check out Anthropic: https://claude.ai/INVEST * Check out Gusto: https://gusto.com/investtalk * Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.com Advertising Inquiries: https://redcircle.com/brands

#box-pro-ellipsis-176208158688243{-webkit-line-clamp:2;}Investtalk