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It's Time for Success: The Business Insights Podcast
It's Time for Success: The Business Insights Podcast
Author: Sharon DeKoning
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©2024 It's Time Promotions
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Unlock the secrets to business success and gain valuable insights from local industry leaders. Join us as we delve into the strategies, triumphs, and lessons learned of thriving companies, empowering entrepreneurs to elevate their businesses to new heights.
32 Episodes
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Today’s episode dives deep into one of the most overlooked and misunderstood areas of business: human resources. Sharon welcomes Lyndsay Seafoot, an HR expert and founder of Curbridge, an outsourced HR consultancy; Stand Out Staff, a modern resume platform; and Director’s Desk, an HR tool for child care facilities. Lyndsay simplifies what HR really is (managing your people well) and explains why even businesses with just one employee need HR systems to protect their growth and culture.Together, Sharon and Lyndsay discuss real-world examples of preventable HR disasters, the critical importance of employee handbooks, how to build an employer brand that attracts top talent, and the surprising ROI of investing in leadership and culture. Lyndsay also shares the origin story of Stand Out Staff, why resumes are broken, and how her platform helps employers find better hires faster. If you’ve ever said, “I don’t need HR,” this episode is a must-listen.Whether you’re hiring your first employee or leading a growing team, Lyndsay’s insights on retention, recruitment, and reality checks will help you build a business where people thrive (and stay!) This episode is packed with practical HR advice, personal stories, and powerful takeaways for entrepreneurs at every stage.About Lyndsay Seafoot, CPHRLyndsay Seafoot doesn’t just talk about fixing HR; she builds the tools to do it. As a longtime HR consultant and entrepreneur, she’s seen firsthand how small business owners are often overwhelmed, under-resourced, and left guessing when it comes to managing people. So she set out to change that.When clients needed structure but couldn’t afford in-house HR, she built Curbridge, a consulting service that brings expert systems, handbooks, pay plans, and support to growing teams. When hiring became a nightmare of unreadable resumes and wasted interviews, she launched Stand Out Staff, a digital resume platform that gives employers instant clarity on candidates and helps job seekers shine. And when she saw how overwhelmed child care directors were, she developed Director’s Desk, an all-in-one HR support portal built just for them.Lyndsay’s work is rooted in one clear mission: to make HR feel doable, valuable, and human, especially for the business owners who never thought they needed it.Resources discussed in this episode:Start with Why by Simon SinekThe 5 Levels of Leadership by John C. MaxwellGary Vaynerchuk (Gary Vee) – Entrepreneur and leadership expert—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Lyndsay Seafoot | Curbridge Consulting:Website: curbridge.caWebsite: standoutstaff.comLinkedIn: Lyndsay SeafootLinkedIn: Stand Out StaffLinkedIn: Curbridge Consulting
This episode dives deep into the human side of leadership with special guest Susan Power, founder of PowerUp Leadership. Susan shares her perspective that leadership isn’t about titles or tenure; it’s about how you show up and the impact you make. She and Sharon talk through the value of authenticity, tackle myths about introverted leaders, and explore how leaders can build trust by showing up authentically in every situation. Susan’s “Three C’s of Leadership”: Clarity, Courage, and Connection act as core principles that can elevate teams and organizations. From giving difficult feedback with empathy to navigating imposter syndrome and burnout, Susan offers practical insights on how to stay grounded through uncertainty and scale leadership with integrity.About Susan PowerSusan Power is the founder and CEO of PowerUp Leadership, a consultancy focused on transforming individuals and organizations through leadership development. A certified executive coach with over 20 years of experience, Susan works with high-growth companies and leaders across North America. She specializes in helping leaders gain clarity, show up with courage, and build meaningful connections within their teams.She is also the co-host of the Inspired Leadership podcast and a strong advocate for values-based leadership, emotional intelligence, and personal growth. Susan and her team of highly-trained coaches provide one-on-one coaching, 360 assessments, and customized leadership development programs, all built to help businesses and leaders achieve greater success.Resources discussed in this episode: Leadership Circle Profile 360“You Are a Badass” by Jen Sincero John Maxwell’s Law of the Lid —Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Susan Power | PowerUp Leadership: Website: PowerUp LeadershipInspired Leadership PodcastInstagram: PowerUp LeadershipTwitter: PowerUp LeadershipFacebook: PowerUp LeadershipLinkedin: PowerUp LeadershipLinkedIn: Susan Power
In this high-energy conversation, Sharon and Lori explore how leadership, employee well-being, and workplace culture work together. Lori Power, founder of MP Benefits, urges leaders to stop viewing benefits as a cost and start treating them as a strategic investment in health, engagement, and productivity. Drawing on work with companies like Boeing, she shows that when benefits are aligned with safety, performance, and clear communication, teams become happier and more effective.Sharon and Lori’s conversation also delves deep into leadership, team alignment, and the role of mental health at work. Lori’s stories bring these ideas to life, from reshaping law firm benefits to helping construction companies reduce turnover from 75% to zero.As the conversation turns to mindset, succession planning, and community, Lori shares practical wisdom for entrepreneurs: lead with empathy, invest in people, plan your exit early, and never stop learning. Her insights make this episode a must-listen for business owners seeking to build resilient, people-first organizations where both employees and employers thrive.About Lori PowerLori Power is the founder of MP Benefits and an expert in execution—in other words, she gets things done. Known for transforming employee benefits from a cost into a measurable investment, Lori helps businesses align their benefit plans with safety, productivity, and performance.A Certified Exit Planning Advisor and published author, Lori also holds a Workplace Mental Health Leadership Certificate from Queen’s University. Her insights on leadership, succession, and the culture of engagement in the modern workplace have been featured on Global News, CBC, and the HR Reporter.Resources discussed in this episode:Queen’s University Workplace Mental Health Leadership CertificateDisney Institute Leadership ProgramsHumor, Seriously by Jennifer Aaker & Naomi BagdonasSteal Like an Artist by Austin KleonLet’s Get Real or Let’s Not Play by Mahan KhalsaThe Psychology of Money by Morgan Housel—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Lori Power | MP Benefits: Website: mpbenefits.comLinkedIn: Lori PowerLinkedIn: MP BenefitsFacebook: MP BenefitsInstagram: MP Benefits
In this episode, Sharon opens up about purchasing the Lloydminster location of It's Time Promotions in 2014 just before the oil crash), turning a dream business move into the hardest season of her career. She shares the painful realities of misreading financials, underestimating the gap between markup and margin, and stepping into a team that didn’t accept new leadership. These issues led to lost customers, frozen cash flow, maxed credit, and, of course, a ton of stress.Sharon walks through the turning points, including getting brutally honest with the numbers, letting go to reset culture, and finding the right help. A mindset shift, a business coach, a financial dashboard, and a lot of resilience were the tools she used to turn things around, even when it seemed impossible. Out of the struggle came innovation, clarity, and, of course, business success.This is a must-listen episode for any owner eyeing an acquisition or fighting through an industry or economic downturn.Resources discussed in this episode:You Are a Badass by Jen SinceroActionCOACH (Calgary) with Jarrod StantonClaris FileMakerPrevious It’s Time for Success episode with Gary Kulak—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time Promotions
In this heartfelt episode, Sharon chats with Chantelle, owner of Provost Pets & Livestock Supply. Chantelle shares how her love for animals sparked her business idea and how motherhood changed the way she ran the business. We dig into startup realities, working through economic swings and life changes, and why community support (and a great mother-in-law!) can be the difference-maker for entrepreneurs.Chantelle opens up about her own challenges over the years, including several months spent in the NICU after her first child was born and running a growing shop while parenting (and homeschooling) two busy kids—often right from the store’s playroom. While we talk about boundaries, trade-offs, and scheduling, it always comes back to what keeps her going through the challenges: helping people and their animals every single day. About ChantelleChantelle is the owner of Provost Pets & Livestock Supply. A lifelong animal lover raised and living on a farm, she launched her store a decade ago to bring quality pet nutrition, livestock essentials, and practical expertise to the community of Provost. She’s also a mom of two, a homeschooler, and an active community member who believes business is built with the help of family, friends, and neighbours. For Chantelle, the best thing about entrepreneurship is that it’s equal parts challenging and rewarding.—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Chantelle Moncrief | Provost Pets & Livestock Supply: Website: https://provostpet.com/InstagramFacebook
In this episode of It’s Time for Success: The Business Insights Podcast, Sharon sits down with Kyle Dillon, CEO of Onion Lake Cree Nation, to explore the unique challenges and opportunities of Indigenous entrepreneurship and leadership. Kyle shares how he helped restructure the Nation’s operations into a C-suite model, bringing stronger communication, oversight, and collaboration across governance, economic development, community services, and infrastructure.Listeners will hear how Onion Lake is investing in self-sufficiency through Nation-owned companies, trade development, and entrepreneurial support. Kyle also talks about the importance of trust in long-term partnerships, the role of culture and Cree language revitalization, and the opportunities for entrepreneurs to step outside their comfort zones. From addressing systemic barriers under the Indian Act to fostering local trades and supporting the next generation, this conversation highlights the intersection of community, culture, and economic growth.About Kyle DillonKyle Dillon is the Chief Executive Officer of Onion Lake Cree Nation, a community of over 7,400 band members located on the Alberta-Saskatchewan border. Reporting directly to Chief and Council, Kyle leads a C-suite team overseeing governance, economic services, community services, and infrastructure. With a background in organizational leadership and a vision for sustainable growth, he has spearheaded initiatives to modernize infrastructure, expand Nation-owned businesses, and support Indigenous entrepreneurship through the Onion Lake Community Development Center.A strong advocate for trust, collaboration, and cultural revitalization, Kyle emphasizes balancing modern governance with traditional values. His work focuses on building a self-sufficient Nation, fostering trades and business ownership within the community, and ensuring that future generations are equipped with both entrepreneurial opportunities and a strong cultural foundation.Resources discussed in this episode:Onion Lake Community Development Center (CDC) – Entrepreneur support and trainingSaskatchewan Indian Equity Foundation (SIEF) – Financing for Indigenous entrepreneurs—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Kyle Dillon | Onion Lake First Nation: Linkedin: Kyle Dillon
After losing his IT director role at a high-growth insurance company, Luke Williamson turned adversity into opportunity by founding Accurate Network Systems. Eighteen years later, the Edmonton- and Calgary-based firm has grown to 50+ team members, all powered by Luke’s people-first philosophy and a commitment to “radical collaboration.” In this conversation, Luke walks us through the leadership framework that guides his decisions: clarity of vision, certainty of intention (AKA discipline), and prioritizing according to your values and goals. We dig into how to make tough calls in business, why leaders need to zoom out to serve the greater whole, and how to scale a business by bringing in the right people (at the right time). Luke opens up about a humbling season where he overbuilt a leadership team too soon, including what it cost, how he reset, and the lessons he still uses to build endurance and culture in the business. Luke also shares some practical habits for staying grounded (starting with sleep!), advice for new founders moving from the “craftsperson” role to company builder, and how purpose is the ultimate goal of any business. About Luke WilliamsonLuke Williamson is the founder of Accurate Network Systems, an Alberta-based managed IT and cybersecurity provider recognized for people-centric leadership and community impact. His approach emphasizes authenticity, radical collaboration, and developing team members through meaningful opportunity.A Leaders in Edmonton honouree and two-time Alberta Philanthropy Award recipient, Luke is as passionate about endurance sports as he is about entrepreneurship and channels that passion into a unique charitable initiative called Climbing for Change.Resources discussed in this episode:Traction by Gino Wickman (EOS / Entrepreneurial Operating System)Entrepreneurs’ Organization (EO)The Big Leap by Gay HendricksClimbing for Change (nonprofit endurance event)—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Luke Williamson | Accurate Network Systems: Website: Accurate Network SystemsLinkedIn: Luke WilliamsonLinkedIn: Accurate Network SystemsInstagram
In this episode of It’s Time for Success, Sharon sits down with Gary Kulak, a banking leader who has spent 30 years with ATB. Gary shares what drew him into the world of finance, how his career evolved from branch management to business banking, and why alignment between personal values and company culture has kept him loyal for three decades.The conversation explores the difference between a job and a career, the importance of purpose and fulfillment, and how entrepreneurs can build environments that inspire loyalty from both employees and clients. Gary’s wisdom, summed up in his mantra to “water the grass on your side,” offers timeless lessons for leaders on cultivating trust, values, and genuine relationships.Sharon and Gary also discuss adaptability in an age of rapid technological change, the importance of cybersecurity awareness, and how compassion and support during personal challenges strengthen workplace culture. Whether you’re leading a business, building a career, or seeking to retain top talent, this episode is filled with practical takeaways on leadership, trust, and long-term success.About Gary KulakGary Kulak has dedicated 30 years to building meaningful relationships in the banking industry with ATB. Starting his career shortly after completing his studies at NAIT, Gary rose through the ranks to become a branch manager by the age of 27, a milestone that helped him see banking as more than just a job, but a lifelong career.Today, Gary works in business banking, where he helps entrepreneurs and organizations achieve their goals through trusted advice, financial insight, and genuine support. Known for his integrity, commitment, and people-first leadership style, Gary’s career reflects the power of aligning personal values with organizational purpose.Resources discussed in this episode:It’s Your Ship by Michael Abrashoff —Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Gary Kulak | ATB Financial: Linkedin: Gary KulakWebsite: ATB FinancialLinkedIn: ATB Financial
In this episode, Sharon shares why wearing the “busy badge” is unsustainable for entrepreneurs and how shifting focus from working in your business to working on it can lead to real growth, freedom, and balance. She offers practical strategies, mindset shifts, and personal stories to help you break free from busyness and build a business that works for you.Sharon reveals why the “busy badge” is not the honor we think it is. She shares her own journey of proudly wearing busyness as proof of dedication, only to realize it was exhausting and actually holding her business back. Drawing from her experience and lessons from her business coach, Sharon explains the critical difference between working in your business and working on your business.Listeners will learn how to identify and let go of low-value tasks, create dedicated time and space for strategic growth, and adopt habits that replace constant busyness with intentional action. Sharon offers actionable tips—like delegating minimum-wage tasks, building systems, tracking financials, networking, and protecting “on business” time from interruptions. Whether it’s carving out hours in a newly organized office or using a simple visual cue like a green hat, these tools can help entrepreneurs grow sustainable, profitable businesses without burning out.—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time Promotions
In this episode, host Sharon DeKoning chats with her personal lawyer and respected legal expert, A.J. Fox of Fox Wakefield, about navigating the legal landscape of entrepreneurship. With a reputation for cutting through legal jargon and offering clear, relatable advice, A.J. explains the foundational legal steps every entrepreneur should consider when launching a business. They explore the pros and cons of different business structures—sole proprietorships, partnerships, and corporations—and discuss when and why each may be the right fit. Liability protection, registering a GST number, and working with an accountant and banker are emphasized as early key decisions.The conversation also dives into often-overlooked legal documents like unanimous shareholder agreements and minute books, and why these tools are essential for clarity and compliance. Whether you're planning a long-term succession plan or approaching the final chapter of your business journey, A.J. unpacks the legal considerations of exit strategies and the formal process of business dissolution. Sharon and A.J. highlight how proactive legal guidance can help avoid costly mistakes and give you peace of mind at every stage of your business.About A.J. FoxA.J. Fox is a partner at Fox Wakefield, where she serves clients across Alberta and Saskatchewan in estates, estate planning, corporate/commercial matters, and real estate. She has extensive mediation experience and has recently added arbitration to her practice, helping clients resolve complex disputes effectively. A.J. is known for her ability to explain legal topics in a way that’s relatable and easy to understand.She was appointed King’s Counsel in Alberta in March 2024 and earned her Master of Laws in Alternative Dispute Resolution from Osgoode Hall in June 2024. A.J. will begin a second Master of Laws in Privacy and Cybersecurity Law at Osgoode Hall in January 2025. Her leadership extends beyond her practice—she has served on the Environmental Appeals Board and the Public Lands Appeal Board of Alberta and is currently the Law Society of Saskatchewan’s representative on the University of Saskatchewan Senate.A.J. is a member of the Law Society of Alberta, the Law Society of Saskatchewan, and the ADR Institute of Canada.—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact A.J. Fox: Website: foxwakefield.com
In this powerful episode of It’s Time for Success: The Business Insights Podcast, host Sharon sits down with Kevin Ramsay to explore what it truly means to shift from having a job to building a meaningful career. They begin by unpacking the mindset differences between simply earning a paycheck and intentionally growing in your profession. Kevin, who started as a farmhand in Saskatchewan and rose through the ranks in the auto industry before becoming a leader in water treatment sales, shares how aligning purpose with work can lead to lasting fulfillment. He emphasizes that when employees feel invested in and valued, their motivation and loyalty skyrocket—and employers benefit just as much.Kevin recounts his journey from distrusting sales to redefining it through integrity and service. His success at Culligan stems from a culture of comprehensive training, strong mentorship, and authentic care—from both employer and employee. His story illustrates how loyalty and trust are cultivated through consistent investment in people—highlighting that great leaders don’t micromanage; they listen, support, and create environments where their teams can thrive.The conversation wraps up with key takeaways for both employers and employees: career growth stems from mutual respect, shared purpose, and a belief in the greater good. Kevin’s advice to leaders is clear—invest in your people, be transparent, and help them align their personal goals with company goals. And for employees, he urges them to bring a mindset of ownership, service, and self-awareness. Whether you’re looking to build a lasting career or a sustainable team, this episode is packed with heartfelt wisdom, leadership insights, and inspiration to build workplaces where people truly want to stay.About Kevin RamsayKevin Ramsay is a dedicated sales leader whose career is rooted in hard work, community values, and a passion for helping others. Raised on a farm in Neilburg, Saskatchewan, Kevin’s early experiences shaped his strong work ethic and people-first approach. After working in the auto industry for over 20 years—holding roles from mechanic to top-performing sales consultant—he realized that true fulfillment came not just from what he did, but from how he did it: with purpose, honesty, and heart.Kevin has thrived at Culligan, where he now serves as Sales Manager across multiple locations. He’s played a key role in growing the business by focusing on client relationships, ethical service, and team development. Kevin leads with empathy and integrity, believing that the only sustainable advantage a company has is its people. His commitment to mentoring, continuous learning, and treating every customer like family has helped build a culture of trust and excellence—turning everyday jobs into lasting careers.—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Kevin Ramsay | Culligan Water: Website: Culligan WaterFacebook: The Culligan GuyLinkedin
In this insightful and practical episode, Sharon sits down with Jennifer Steckly, a seasoned CPA and fractional CFO, to unpack the key financial KPIs that every entrepreneur and business owner should know. Jennifer shares how she helps clients use their numbers not just for reporting, but for making smart, timely decisions throughout the year.Jennifer covers essential metrics like gross profit margin, net profit, customer acquisition cost, and cash flow planning. She shares common financial blind spots (like relying solely on the cash in your bank) and emphasizes how internal financial reporting should be structured for operational insights—not just tax filings. She also offers guidance on setting up profit accounts, understanding throughput, and building better financial habits into your leadership routine.Entrepreneurs can walk away from this episode with actionable strategies to take control of their business finances, understand seasonal patterns, and even prepare for funding or rapid growth. Whether you’re in startup mode or scaling up, this episode delivers financial clarity and empowerment.About Jennifer StecklyJennifer Steckly is a CPA and Partner at Crowe MacKay LLP, a firm that supports businesses across Western Canada. With a passion for helping entrepreneurs understand and act on the numbers that matter most, Jennifer offers fractional CFO services that go beyond basic tax prep. She works closely with her clients to implement systems, track the right KPIs, and build sustainable, profitable operations.Beyond her advisory work, Jennifer is a sought-after speaker and co-host of a podcast geared toward early-stage female entrepreneurs. Her engaging, practical approach makes financial conversations feel empowering rather than overwhelming.Resources discussed in this episode:Profit First by Mike MichalowiczTraction by Gino WickmanScientific Research & Experimental Development (SR&ED) Tax Credit Info - Canada Revenue Agency—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Jennifer Steckly| Crowe MacKay LLP: Website: crowemackay.ca Email: jennifer.steckly@crowemackay.caLinkedIn: Jennifer Steckly LinkedIn: Crowe MacKay LLP
In this heartfelt and inspiring episode of It’s Time for Success: The Business Insights Podcast, host Sharon DeKoning interviews her son, Ashton DeKoning, in a vulnerable conversation about overcoming adversity and embracing the unique strengths of ADHD. Ashton opens up about the challenges of growing up as an outcast, dealing with bullying, and feeling different from his peers—yet how those experiences helped shape the loyal, empathetic, and determined man he is today.From his early fascination with magic tricks to becoming a top-performing salesperson at Jump.ca, Ashton shares how hyperfocus—often misunderstood—became his superpower. He discusses the role of mentorship, perseverance, and family in his journey, and how fatherhood is teaching him patience in new ways. This episode is full of real talk and hope for anyone who’s ever felt like they didn’t fit in—and for parents, teachers, and employers supporting those who are wired a little differently.Key themes include ADHD and hyperfocus, school and social struggles, the importance of loyalty and self-discovery, and how “different” doesn’t mean “less capable”—it often means uniquely brilliant.About Ashton DeKoningAshton DeKoning is a devoted husband, proud father, and top-performing wireless sales professional at Jump.ca. Diagnosed with ADHD, Ashton has transformed what some view as a limitation into his greatest strength. A passionate magician and technology enthusiast, he is known for his hyper focus, resilience, and loyalty—qualities that have made him a standout in both his personal and professional life.Through years of navigating challenges in school, employment, and self-identity, Ashton has developed a deep empathy for others who feel like they don’t fit the mold. Today, he uses his lived experience to inspire others, proving that with the right support and mindset, neurodiversity can be a path to extraordinary success.—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Ashton DeKoning | Jump: Twitch: ACG423Jump.ca
In this eye-opening episode of It’s Time for Success: The Business Insights Podcast, host Sharon DeKoning sits down with Joni Bahm, an experienced mortgage broker and trusted financial advisor who’s quietly transformed the financial lives of countless families and entrepreneurs. From helping first-time buyers navigate home ownership to breaking down the mystery of credit scores, Joni shares practical, no-nonsense advice that everyone—especially young adults and entrepreneurs—needs to hear. Sharon and Joni talk candidly about real-life examples, including how Joni helped Sharon’s own son, Ashton, reduce his debt ratio and qualify for his first home.They unpack how credit scores actually work in Canada, what common mistakes tank your score, and how to start rebuilding today, whether you’re 18 or 58. You’ll also learn about:The truth behind phone bills, store credit cards, and their unexpected impact.The difference between TransUnion and Equifax, and which lenders use which.How auto loans, business purchases, and even co-signing can affect your mortgage eligibility.Why not having credit can be just as damaging as having bad credit.And how mortgage brokers like Joni offer way more flexibility than the big banks with no cost to you.This episode is a must-listen for anyone considering home ownership, growing their business, or simply wanting to take better control of their financial health. Packed with relatable stories, digestible strategies, and expert-level knowledge, Joni makes personal finance feel less scary and a lot more doable.About Joni BahmWith over 17 years of experience in the mortgage industry, Joni Bahm is a seasoned mortgage professional who blends technical knowledge with a deep passion for helping people achieve financial clarity and home ownership. Based in Lloydminster, Alberta, Joni works with a wide range of lenders across Canada, helping clients find tailored solutions that fit their unique needs.Her commitment goes far beyond paperwork—Joni is known for educating her clients, mentoring young adults on credit health, and sticking with people through every step of their mortgage or credit repair journey. She’s especially skilled at helping first-time buyers and self-employed individuals navigate the challenges of financing.As a long-standing member of the BNI Lakeland Leaders chapter and active community supporter, Joni believes in building lasting relationships and empowering people with the knowledge to make confident decisions.Resources discussed in this episode:Credit Karma (TransUnion)Borrowell (Equifax)The Credit Game by Richard Moxley—Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Joni Bahm, Indi MortgageWebsite: jonibahm.caLinkedIn: Joni Bahm
Sharon talks with respected business leader Dick Vokins as he shares his philosophy on leadership, integrity, and doing business the right way—even when no one’s watching. With decades of experience behind him, Dick offers candid insights into the role of humility, high standards, and trustworthiness in customer relationships. He talks about the dangers of overselling and highlights the value of providing only what the client needs. From the importance of reputation to the impact of ethical decisions, Dick reminds entrepreneurs and business owners that long-term success is rooted in integrity, not shortcuts.While faith plays a quiet but powerful role in his leadership journey, Dick doesn't preach—it shows in how he leads. He explains how his Christian beliefs shaped his work from the very beginning, offering him clarity during stressful times and grounding his commitment to serve clients, employees, and the broader community. His advice to entrepreneurs? Prioritize faith, family, and community. Success in business, according to Dick, isn’t just about profits—it's about people, purpose, and doing what’s right.About Dick VokinsImage Press Founder, Co-Owner and Chief Happiness Consultant, Dick Vokins brings his printing expertise and infectious joy to all who step through our printing shop doors. He’s been a part of the printing industry since he was 16, learning how to print on his grandfather’s hand-fed platen press. Dick began printing using lead type and linotype, handpicking and setting (which may be why he’s perpetually happy). Starting Image Press in 1988, Dick—30 years later—continues to love the creativity and tangibility of bringing people’s visions to life through print. Remaining up to date with the latest in printing, copying, and creative design, Image Press utilizes the very best digital printing solutions to deliver outstanding products alongside stellar customer service.Resources discussed in this episode:BNI Alberta NorthRotary--Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Dick Vokins | Image Press: Website: imagepress.caEmail: info@imagepress.ca LinkedIn: Dick Vokins
Get ready to simplify your everyday business tasks! Sharon de Koning dives into the seven powerhouse tools that help streamline business operations and drive growth, from accounting and HR to communication and AI-driven productivity. She explains why QuickBooks Online is her go-to cloud-based accounting software, how DEXT eliminates the headache of manual receipt management, and the many ways ChatGPT supercharges content creation and brainstorming. Sharon shares real-life examples of how these tools have improved efficiency and reduced admin time for her team at It’s Time Promotions, offering insights that can benefit businesses of any size.Sharon also highlights the behind-the-scenes tech keeping her team connected and organized. From Google Workspace for collaborative documents and financial dashboards to FileMaker, which powers their custom-built operations platform, each tool is chosen for its ability to simplify processes and scale with the business. She discusses the game-changing benefits of VoIP phone systems for multi-location support and Humi, an all-in-one HR solution that keeps employee management streamlined and stress-free. Whether you're looking to enhance your workflows or just curious about what tech other entrepreneurs swear by, this episode is packed with practical, tested recommendations.Resources discussed in this episode:QuickBooks OnlineDextChatGPT Google WorkspaceClaris FileMakerVoIPHumi--Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time Promotions
Jarrod Stanton returns to the Business Insights podcast with host Sharon de Koning for another high-impact episode, diving into the next three crucial steps of his nine-step business systemization process. This time, it’s all about setting powerful goals, creating a functional organizational chart, and putting key performance indicators (KPIs) to work. If your business has ever suffered from fuzzy goals or unclear roles, this episode offers practical fixes to bring clarity, alignment, and momentum to your team.Jarrod shares why businesses need to move beyond traditional SMART goals in favour of the more impactful OKR (Objectives and Key Results) framework. With his usual energy and insight, he explains how cascading, measurable goals not only streamline operations but also boost morale by giving every team member a clear line of sight to success.Together, Sharon and Jarrod tackle the underestimated power of an organizational chart—even for solo entrepreneurs—and show how it becomes a blueprint for growth and accountability. They wrap up with a powerful discussion on KPIs, offering real-world advice on how to align performance metrics with every role in the business. Whether you’re a one-person powerhouse or leading a growing team, this episode is packed with insights you can implement right away.About Jarrod Stanton, BA, B.EdJarrod has worked with and directed a team of 12 coaches and trainers, which helped create and implement programs and projects that were completed under budget and on time. The depth of his business knowledge is truly inspiring. He has guided and mentored hundreds of companies to achieve and surpass their goals and, in some cases, increased profits by an astounding 1000%+ in 12 months.He has worked as a volunteer with the Canadian Youth Business Foundation, now Futurprenuer Canada, delivering quality industry guidance to our younger generation of entrepreneurs, giving them the tools and abilities to succeed. He also sits as Co-Chair of the Boxing Day Classic Foundation, an organization devoted to helping victims of Cancer, and other community initiatives. Jarrod subscribes to the philosophy that a business should give you more life, not take away from it. A successful business is an entity that can function efficiently and profitably without the owner. Large or small, Jarrod’s wealth of information can help your business grow, become more efficient, and ultimately run without you.Resources discussed in this episode:Ep. 1 - The First Steps to Systemizing Your Business, with Jarrod Stanton--Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Jarrod Stanton | Action Edge: Website: actionedgebusinesscoaching.com Facebook: @actionedgebusinesscoachingLinkedin: Jarrod Stanton
In this inspiring episode, Sharon DeKoning dives deep into the mindset and grit it takes to thrive as an entrepreneur. Drawing from her own journey and her previous conversation with Jeff Mulligan, COO of ASTEC Safety, Sharon explores what it really means to outwork the competition. It's not just about clocking long hours—it’s about doing what others won’t, staying disciplined, and learning constantly. Sharon shares candid insights on the personal and professional sacrifices she’s made along the way, from working seven days a week to missing family events, all in pursuit of building something meaningful.Sharon also unpacks the broader responsibilities entrepreneurs juggle—from managing cash flow and customer service to branding and social media. She emphasizes the importance of building a supportive, empowered team where collaboration and ownership are front and center. Throughout the episode, she offers practical advice for entrepreneurs to stay sharp, including continuous learning, clear goal setting, and networking. Whether you're just starting out or scaling a business, this episode is packed with hard-earned lessons, encouragement, and a powerful reminder: success isn’t luck—it’s relentless execution and resilience.Resources:Leading with Purpose: Building Strong Teams & Workplace Culture with Jeff Mulligan--Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time Promotions
Note: This episode originally aired on November 28, 2024Host Sharon DeKoning and Matt Peck, Director of Innovation at Startup Lloydminster, discuss how artificial intelligence can support small businesses and startups. Matt highlights the practical uses of AI, from creating social media strategies and writing business plans to providing mentorship. He shares insights on leveraging tools like ChatGPT for generating emails, targeting social media audiences, and developing marketing plans. Sharon asks questions that most business owners are asking about AI, and how it can help them. Matt answers by highlighting tools, including Microsoft Co-Pilot and Amazely.com. Matt’s message is clear: AI is a valuable resource, and he encourages businesses to explore its potential through free workshops and personalized consultations offered by his team.Listeners will also learn about Matt’s efforts in building a tech ecosystem in Alberta, covering a broad region to support innovation-focused businesses from concept to funding readiness. His advice for business owners is to start with accessible tools like ChatGPT and gradually integrate AI to streamline operations and enhance decision-making. For those interested in getting started with AI, Matt’s organizations provide resources and hands-on support to help businesses at any stage make the most of these evolving technologies.About Matt PeckMatt Peck is the Director of Innovation at Startup Lloydminster and leads the East Central Regional Innovation Network (RIN). In his role with Startup Lloydminster, Matt is dedicated to helping small businesses and entrepreneurs succeed by providing tailored support to address their unique challenges. Startup Lloydminster, funded by the City of Lloydminster, is committed to empowering local startups and small business owners as they navigate the complexities of business growth.In addition to his work with Startup Lloydminster, Matt manages the East Central Regional Innovation Network, a program funded by Alberta Innovates, the research branch of the Alberta government. The RIN program is designed to foster innovation and support tech-driven startups across Alberta. Matt's responsibilities extend across a broad region from Lloydminster to surrounding communities such as Wainwright, Provost, Vermilion, Saint Paul, and Bonnyville. His work focuses on supporting tech and innovation-focused businesses, helping them develop from initial ideas to stages where they may qualify for Alberta Innovates' non-dilutive funding. Through initiatives like AI workshops and technology integration strategies, Matt actively contributes to strengthening Alberta's tech ecosystem, ensuring that regional businesses have access to the tools and knowledge needed to advance and succeed in an evolving market.Resources discussed in this episode:Alberta InnovatesChat GPTGeminiCoPilotAmazely.com —Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Matt Peck | Startup Lloydminster: Website: startuplloyd.comLinkedin: MattPeck
Host Sharon DeKoning sits down with Robin Ross, owner of Sabre Communications Inc. in Lloydminster. With decades of experience in communication technology, Robin shares insights into the evolution of phones—from the Motorola brick to today's smartphones—and how we can use them as productivity tools instead of distractions. She discusses practical strategies for managing notifications, organizing apps into folders, and leveraging automation features like scheduled texts and Siri reminders to streamline daily tasks.Robin also highlights an eye-opening Deloitte statistic: the average person picks up their phone 96 times a day. To counteract excessive screen time, she emphasizes the importance of mindful phone use, setting limits on social media, and using focus modes to allow only essential notifications. She also shares practical tips for organization and customizing phone settings to improve efficiency. Whether for business, farming, or daily life, Robin’s advice helps listeners turn their phones into valuable tools for productivity and meaningful connections. Tune in to hear Robin’s expert advice on making your phone work for you, not against you!About Robin RossRobin Ross is the owner of Sabre Communications Inc. in Lloydminster, where she brings decades of experience in communication technology. Beyond her expertise in the industry, Robin is a multifaceted professional—balancing life as a farmer alongside her husband, expressing her creativity through painting, and empowering others as a professional coach. With a deep understanding of how technology shapes our daily lives, she is passionate about helping people use their phones as a tool for productivity rather than a distraction.Resources discussed in this episode:Dext--Contact Sharon DeKoning | It's Time Promotions: Website: itpromo.caLinkedIn: Sharon DeKoningFacebook: It’s Time PromotionsGoogle: It’s Time PromotionsContact Robin Ross | Sabre Communications Website: sabrecom.ca Instagram: @sabrecomX: @Sabre_CommFacebook: SabreComLinkedIn: Robin Ross























