Kotak MoneyWatch

During the heady days of 2006 and 2007, businesses were expanding and stockmarkets were on steroids. Later in 2008 the markets crashed. Recently the SENSEX was at a near all time high again. Harsha Upadhyaya, head of equities Kotak Mutual Fund talks about the curious case of equity markets.

V Govindarajan, founder of Perfios, a personal software firm takes us through how personal financial management tools can help us compare our notes with other people like us. Call it the power of crowdsourcing.

Credit scores and CIBIL have been around for a while, but have gained significance only in the recent past. In this podcast, Kamlesh Rao, Executive Vice President takes us through the basics of this subject and tells us why it is a big deal to maintain a good credit score and how it affects our credibility when we ask for a loan.

Banks offer piddly interest rates for keeping our dough with them. But in October 2011, the Reserve Bank of India allowed banks to tinker with their interest rates as they wished. Puneet Kapoor, the Executive Vice President at Kotak Mahindra bank offers his views on whether it might be a useful option to consider parking some money in some bank accounts too. But alas, switching bank accounts is a headache. Apparently, not so much, as banks are smartly coming up with easy solutions to help the customer make a seamless transition.

In this podcast, Anand Narayanan, National Director - Residential Agency, at Knight Frank gives us his views on the different investment options for NRIs in residential properties.

In this podcast, Deepak Sharma, Executive Vice President & Business Head NRI Banking, Remittance & Retail Forex at Kotak Mahindra Bank gives us his views on the different investment options for NRIs.

In the last decade, Gold has had quite an Usain Bolt like run. It is the only investment option which has risen consistently irrespective of how the world economy has fared. In the last couple of years, the prices have spiked even further and today it is at a dizzying Rs 32,000 odd for 10 grams. In this podcast, Dharmesh Bhatia, the Associate Vice President at Kotak Mahindra Bank gives us his views on the hottest financial property.

Sluggish growth and high inflation are a deadly combination, one that India is currently facing. The challenge during such times is to invest wisely hoping that we make more than the inflation rate. In this podcast, Sandesh Kirkire, the CEO of Kotak Mahindra Asset Management talks about the top reasons of high inflation, the measures that the RBI has taken to stem it and where we could invest to create wealth for ourselves.

In the inaugural episode of the Kotak Money Watch podcast Mr. Indranil Pan talks about rupee devaluation and what it means to NRIs and Indians in general.