Ever wondered how someone achieves success in the stock market? Today on the podcast, I’m joined by Heloise Greeff, the first Female Elite Pro and one of the most popular copied investors on eToro, the world’s leading social trading platform. In this episode, she shares with us her approach to investing and the winning strategies that have made her the powerhouse investor she is today. Heloise’s journey to becoming an investment superstar begins with the pocket money budgeting her mother taught her at a young age, as well as some playful exercises in investing. Growing up playing with cars with her older brother, she found herself drawn to study engineering after school and became trained as a mechatronics engineer. This led to her obtaining both an MBA and PHD in machine learning, and has made her the data-obsessed engineer she is today! With this impressive background, Heloise spends time not only researching and publishing novel machine learning algorithms, but consulting some of the world’s largest tech companies and exciting startups. So, how does all of this tie in with investing? Heloise applies her skills in data analysis to navigate the stock market and lead her in her decision-making. The results speak for themselves, with her average return being almost 30%. For context, the S&P 500 clocks in at around 10% on average, making Heloise’s success more than a little impressive! Heloise talks about the concerns she faced around her future pension, which led her to take her first steps into the world of investing. While she’s now at the top of her game, it wasn’t immediately smooth sailing, and she talks about the regrets she has on certain decisions she made in the early days. This serves as a reminder to those of us starting out that it's a learning curve for everyone, and mistakes are bound to happen. We discuss the six pillar strategy Heloise has adopted, with an emphasis on the three main ones she calls ‘the basics’. While she focuses strongly on risk management, Heloise also believes in making investment choices based on what makes you ‘uniquely you’. In what areas are your strengths? What gets you excited? Finding out where your passions lie is one secret to developing a strong portfolio. When it comes to successful investing, there’s no magic wand. Heloise emphasises the value of patience and discipline, and shares her tips on how to get started on what can be an exciting, long term journey in the stock market. So, grab your notepad and pen and get ready to take your investment game up a notch with Heloise's incredible words of wisdom! This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. LINKS: The Psychology of Money by Morgan Housel: https://www.amazon.com.au/Psychology-Money-Morgan-Housel/dp/0857197681 CONNECT WITH HELOISE: Website: http://greeffinvest.com/ Instragram: https://www.instagram.com/greeffinvest/ eToro: https://www.etoro.com/people/rubymza CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
Today we have the pleasure of chatting with Marina, a pioneering feminist who challenged societal norms by investing whilst running a business. She embarked on this journey at a time when it was uncommon for women to do so and in this episode, we hear all about Marina's investing history, tips and experiences that have shaped her journey towards financial freedom. Marina's financial story begins with her decision to study dentistry after school, a field that appealed to her as a challenge given it was largely male-dominated at the time. At a time when many women were encouraged to stay home and have babies, she had rather different goals for her life. Marina talks about her longtime desire to become self-employed and the master of her own destiny, leading her to eventually start her own business and take the leap into investing. Though she admits she didn’t know a lot about making investments at the time, Marina talks about the inherent self-confidence and determination she possessed from an early age. We hear about how this drove her to make her first property purchase in her twenties, and the challenges she faced entering the share market in a time before the internet or online brokers. Calling herself a conservative investor, Marina warns us not to become tied up in fear and greed, two things that we know drive the markets. Instead, she encourages us to start simple, build slowly and be in it for the long game. While investing in the share market can feel daunting for those starting out, Marina reminds us that with today’s platforms, it’s possible to start out with small amounts and is certainly never too late to begin. Marina's journey is a great reminder that investing isn't merely about accumulating wealth; it's about taking control of your life and future. She talks about the comfort and financial freedom she’s gained, and how her financial independence has afforded her the life she truly desires. So tune in for some amazing insights on how to level up your knowledge on investing, take charge of your finances and begin to create the life of your dreams! This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. LINKS: Australian Investors Association CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
On today’s episode, I am joined by Dr. Grace Sha, a compelling speaker, author, and the innovative founder of the Mental Wealth Institute. Grace is a high achiever and successful dentist but years ago found herself burning out. Questions of what she was doing and where she was going overwhelmed her and a rocky relationship added to the struggle. She refused to let these challenges define her and began a journey of self-discovery. When Grace reached the other side of burnout, she decided to use her experience to help others suffering like she had and wrote the book "Mental Wealth, How to Journey From Burnout to Abundance." In this book, she details her experiences and offers practical advice on identifying burnout and achieving work-life balance. In this conversation, we discuss some of Grace's experiences working with patients with mental health challenges, volunteering in mental institutes, and being in a psych ward. She notes the value of conversations with psychologists and psychiatrists in understanding the reasons behind her actions and the impact they have on her life. We also talk about Grace’s journey investing in property. The value of investing this way was instilled in her as a child and she started as soon as she could. Now she’s not only a property investor but a property developer. Not wanting other women to be scared of entering the property market, she shares the top lessons she has learned to help you stay confident and informed. Grace also shares how her perspective on wealth has changed over the years. While many people associate wealth solely with money, Grace highlights that true abundance involves being free to choose the life you live. She stresses that financial freedom is a good first step to living comfortably and fulfilling one's basic needs. This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH Grace Sha Website: https://www.thementalwealthinstitute.com/ LinkedIn: https://au.linkedin.com/in/drgracesha CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
In today’s Financial Snack episode, Josh dives deep into the major trends dominating 2023.The first is AI which has been dominating discussions across the world. While the AI trend isn't brand new—it's been on the radar since around 2016—it's only now that it's growing out of its infancy, presenting a tempting proposition for investors. We also discuss the continued significance of clean energy, with more and more governments pledging to achieve zero emissions, as well as the intriguing shifts in economic landscapes such as inflation and interest rates. For anyone keen on understanding the trajectory of investments this year, this is a must-listen. This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/ See omnystudio.com/listener for privacy information.
In today’s episode, I’m joined by the powerhouse that is Tina Tower. She’s a business coach & strategist with a whole heap of experience building her empire and inspiring others to do the same. She’s won awards like Telstra National Young Business Woman of the Year Award and Australian Business Champion for her work. We start off by talking about her first business, which she started at only 20 years old, a tutoring centre and educational toy store. Her drive and business savvy allowed her to expand the business to 35 centres with 120 staff! Eventually, she sold the company to focus on her newly discovered passion - helping other women build and scale their businesses. Tina talks about her experience visiting a financial planner for the first time last year. Something she had believed was only for the super-rich but now regrets not doing much sooner. Her financial planner taught Tina about financial products and avenues for investment that she had no idea existed! Tina also shares how she came to understand the value of investing, especially for women. Investing is an avenue to build your financial stability - something critical to feeling free and empowered in uncertain times. I know you’ll absolutely love this episode, so sit back and enjoy! This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH TINA TOWER Website: https://www.tinatower.com/about CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/ See omnystudio.com/listener for privacy information.
Investing is a key step for many people’s financial wellbeing, and more and more Australians take it up each year. If you’ve ever wondered what everyone else is choosing to invest in, this episode has got the goods! Drawing on a survey of 10,000 retail investors conducted by eToro, Josh Gilbert joins me for another snack size episode today to explore the various assets that women are investing in and how they approach the world of finance. Josh sheds light on popular sectors and assets, as well as the growing importance of Environmental, Social, and Governance (ESG) considerations in investment decisions. Whether you find safety in numbers, or want to buck the trends, I know you’ll get a lot out of this episode’s bite-sized goodness! This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/ See omnystudio.com/listener for privacy information.
In today’s episode of the Ladies Finance Club, we welcome the incredible Laetitia Andre, CEO of Essential Shift Consulting. Laetitia Andre hails from the south of France and had a successful career in strategy consulting before experiencing burnout. Following a pivotal moment, she moved to Australia with her husband, where she discovered a new way of living and working. Later she created her own business, Essential Shift Consulting, dedicated to helping high-achieving entrepreneurs achieve their goals and avoid burnout. In this episode, Laetitia shares how she encourages female entrepreneurs to make space to listen to their inner voice, allowing them to connect with their intuition. By tuning in, they can make decisions that feel right, leading to a more fulfilling and sustainable business journey. During our conversation, we also talk about money blocks, her personal relationship with money, and the success stories of her clients. Laetitia share’s a lot of wisdom shared in this episode that I know you’re going to love. Enjoy! CONNECT WITH LAETITIA Website: https://www.essentialshift.co/’ Her Book: www.lightitbook.com CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/ See omnystudio.com/listener for privacy information.
Welcome to today’s snackable finance episode! One of the most common questions we get from women learning about ETFs is: How do we choose the right ones? Josh from eToro joins us to give a quick rundown on the best way to decide which exchange traded funds are right for you. Josh explains that not all ETFs are the same, and in terms of buying in Australia, international companies may be included in the options. He also explains how understanding what sectors, countries or themes you want to invest in is the best place to start. There are thousands of ETFs out there, so how do we narrow down our choices? Josh advises us to pay attention to the size of the fund, who is running it and what stocks it owns. This will give you an understanding of their performance, as well as the fees involved. In order to avoid over-exposure to certain stocks, Josh talks about looking at the specific weighting within each ETF and how this will help ensure your portfolio is diversified. He gives us tips on using tools such as an ETF screener, which will help you search for specific criteria such as type of industry, company and fees. So, tune in to this bite-sized conversation for some amazing tips on getting started on your ETF journey! CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/ See omnystudio.com/listener for privacy information.
Today I’m joined by powerhouse entrepreneur Ruby Lee, who transitioned from working as a corporate accountant to building a successful multi-seven figure coaching business. With a background in finance and a passion for helping others, Ruby has built a global community of coaches and entrepreneurs, teaching them how to build and scale successful businesses with ease and flow. Ruby’s journey from leaving the corporate world to turn her side-hustle into a million dollar business all started with a creative itch. We hear about her desire to feel more fulfilled in her work, and how she overcame her initial self-doubt to pursue her entrepreneurial dreams. She speaks about navigating motherhood while in the midst of growing her business, and the unconventional route she and her husband took to ensure she had every chance of reaching success. While she was trained as an accountant, Ruby admits that her relationship with money had not always been healthy. She speaks about the internal trauma around money in her family and how this affected her ability to control her own finances. It was only once she began her spiritual quest to seek growth and healing did she unlock the mindset that transformed her completely. We hear about Ruby’s coaching philosophy, being the concept of operating in flow state. She describes it as energetics mastery and understanding how your body wants to work in order to be in flow. Ruby believes that once you become unapologetic about the energetics of your own body, the ability to create boundaries and know when to say yes or no will come naturally. Ruby takes us through the issue of money blocks, an obstacle she sees her clients often struggle with. She talks about her own history with avoiding her own numbers in the past, and how crucial it is that entrepreneurs develop a deep understanding of their finances. Not only does it provide the clarity needed to grow, but empowers us to take control and know our own worth. Looking ahead, Ruby sees a future where more business owners embrace the power of flow state and prioritise their well-being. She believes that by aligning their work with their natural rhythms and focusing on self-care, entrepreneurs can build sustainable and fulfilling businesses. Ruby’s story is an incredible example of how embracing mindset shifts and developing a healthy relationship with money can unlock entrepreneurs’ full potential and create the business and life of their dreams. I know this conversation will encourage you to find freedom from your own limiting beliefs around money, and I encourage you to tune in and get inspired by Ruby’s wisdom on and passion for financial health and expansion. This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH RUBY LEE Podcast: Flow State Business Instagram: @_rubylee_ CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
Welcome to another bite-sized finance episode! Today, Josh Gilbert from eToro gives us the rundown on what the S&P is - and no, it doesn’t have anything to do with condiments! We look at exactly what the S&P, or Standard & Poor’s, is and how it offers a snapshot of the US equity market. We learn about what it takes for a company to make it onto the S&P index, and Josh gives us an example of a prominent company that was only included in recent years. You’ll be surprised! We then talk about whether companies can list their shares on more than one exchange, and what that means for people wanting to buy stocks in Australia and in the US as well. So, tune in for a short and sweet explanation of the S&P, how it gauges large-cap US stocks and its ability to provide a clearer picture of the marketplace. Enjoy! CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
With me on the podcast today is Caitlin Doble to share the inspiring story of how she became successful in property. She found herself in a considerable amount of debt after her ice cream store went under, but was determined to pay off her debt and secure her financial future. She turned to property as a means of generating income. Their journey began when she and her partner stumbled upon a new development in their area. Recognizing the potential for profit, they decided to purchase a block of land.This initial purchase allowed them to clear their debt and sparked their interest in property flipping.Since that first successful flip, Caitlin and her partner have continued to build their property portfolio. They have developed a streamlined system for each project, ensuring profitability and minimizing risk. Caitlin acknowledges that property flipping comes with its fair share of challenges and risks. However, she believes that without risk, there is no reward. She advises women interested in property flipping to have confidence in their abilities and to surround themselves with the right people. Through careful research, strong relationships, and a willingness to take risks, Caitlin has been able to turn her financial situation around and secure her future. Her story serves as an inspiration to women who may feel intimidated by the world of property investing. With the right mindset and support, anyone can achieve financial success in the property market. Buckle in and enjoy this conversation as we delve into Caitlin's journey, her strategies for success, and the lessons she has learned along the way. This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
We’re back with another jam-packed financial snacks episode! Today we’re tackling how to know what to invest your money in. We talk about the option to invest in individual stocks versus ETFs, and we explore how our experience as consumers can lead us as investors. Josh also shares his tips for finding an investment that matches your goals and your level of risk-tolerance. If you’ve been convinced of the role investing can play in your financial freedom but are still a bit unsure how to find investments that are right for you - this episode has what you need to know! Enjoy! CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/ See omnystudio.com/listener for privacy information.
I have the pleasure of speaking with Amanda McEwen today, who, out of a desire to spend more time with her three children, transitioned out of her corporate job to become a small scale property developer. In less than 8 years, she has created over $33 million dollars worth of property, built over 66 homes and generated a six figure profit each year. Now she teaches other Aussies the art of small scale property development. Amanda’s story serves as an incredible inspiration for anyone seeking to take control of their financial future and create a life of freedom and abundance through property development. In this episode, Amanda shares her journey into property development, realising that the traditional property investment strategy wasn’t actually enabling more freedom, but rather creating more debt and tying her to her job. This realisation is what prompted her to seek alternative solutions and explore the world of property development. We talk about Amanda's first small scale development project and how this experience taught her the importance of keeping an open mind and having multiple exit strategies for each project. As a female property developer, Amanda acknowledges that the industry can sometimes be perceived as a boys' club. But, she doesn’t let that slow her down. We talk about the importance of building a strong network and how she has surrounded herself with a team of knowledgeable professionals, including a finance broker to secure funding and real estate agent to understand market demands and facilitate sales. With property development having such a profound impact on her life, Amanda also mentors others to help them achieve financial freedom through property development. She shares an inspiring story of one of her students who had no prior experience in the industry and paid off her mortgage with Amanda’s guidance. This is just one of many examples of people paving their own way into financial freedom. I love Amanda’s passion for empowering other women and men to pursue their dreams of property development. Make sure you check out the amazing resources on her website! This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH AMANDA MCEWIN Website: https://www.risingstardeveloper.com.au/ Facebook Group: The Property Developer Tribe CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
Today we have another short and snackable episode for you. I’m joined by Josh Gilbert from eTora and we explore the question of “Does investing actually make you wealthy?” We dive into the basics of how investing works and Josh explains that the key to growing your wealth through investing lies in the concept of compounding. The longer your money is invested in financial markets, the more powerful it becomes. Tune in to this short but jam-packed episode to learn more about how investing puts your money to work for you. Enjoy! CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/ See omnystudio.com/listener for privacy information.
Are you ready to unlock the secrets of property investment and learn what it takes to succeed? Then you won't want to miss my riveting conversation with Jo Vadillo, a self-made powerhouse woman in the property investment world, who's leveraging her unique upbringing to empower women to thrive in the property market. Jo grew up with a single mother who instilled in her the value of money, education, and investment. From absorbing every tidbit of property investment knowledge she could find, to taking the leap from her corporate job to become a professional buyer's agent, Jo's journey is nothing short of inspiring. And now, she's using her experiences to run her own property education platform aimed at supporting women in the property market. But that's not all! In this episode, we also delve into the nitty-gritty of buying an investment property. Jo shares her invaluable insights, discussing everything from financial considerations and growth potential to value-adding strategies. She also introduces the services she offers to assist budding property investors, emphasising the importance of financial advice in this venture. So, whether you're a seasoned investor or a novice looking to dip your toes into the property market, you'll want to tune in for Jo's tips and tricks to successfully navigate this often complex landscape. Plus, we'll explore how her website can serve as a valuable resource to find additional information for potential buyers. So buckle up and get ready for an enlightening exploration of the property market with Jo Vadillo. This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH JO VADILLO www.advocateservices.com.au www.propertywomen.com.au CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
We have another insightful financial snack for you today with Josh Gilbert from eToro. Josh is going to dive in and take us through exactly what a dividend is. It’s easy to get confused by all of the jargon in the financial industry but never fear - Josh is here! We look at exactly what a dividend is, examine a very clear example so you can visualise it, explore how not every company offers dividends and why not, and the benefits of both cashing out each dividend or reinvesting. We then talk about how often companies in Australia pay out their dividends and explore the dividend difference between more established companies and those searching for growth opportunities. Tune in to find out more! CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
My guest today is Julie Crocket, CEO of Australian Property Investment Solutions. But she didn’t start out there and I know her story is going to be such an inspiration. In this episode, Julie shares her journey from raising two kids on her own on a teaching wage to becoming a thriving property investor. Julie's journey into property investment began when she received a superannuation statement that revealed she had less than $30,000 in her account. As a single mum, she knew she needed to take action to secure her financial future and provide for her two daughters. Driven by her determination not to end up in poverty, Julie sought the help of an accountant and her gal pal to explore property investment as a way to build wealth. Since then, Julie has built an impressive investment portfolio and, inspired by her passion for empowering others, launched Australian Property Investment Solutions. Through her business, she helps even more people secure financial strength and independence through property investment. In this episode, Julie shares her story and offers valuable insights for anyone looking to build wealth through property. One common mistake Julie sees among investors is stopping at one property. She emphasises the importance of having a strategy and a long-term plan, sharing her own experience of buying multiple properties over the years and how each acquisition contributed to her overall wealth. Affordability challenges are real, especially in desirable locations like Bondi. Julie introduces the concept of ‘rent vesting’, which involves buying an investment property in a more affordable area while renting in the desired location. We also talk about the importance of challenging our limiting beliefs when it comes to money and taking control of our financial future, not just for ourselves but for generations to come. Julie's story is such an inspiration and if you’re thinking about property investment as a way to build wealth, you don’t want to miss this episode. As more women embrace property investment, the future holds the promise of greater financial security and prosperity for all. This episode is brought to you by eToro, Australia's leading social investing platform with over 30M users worldwide allowing you to explore local & global markets, diversify your investments and copy popular investors strategies! Click here to find out more. CONNECT WITH JULIE CROCKET Website: https://apisolutions.com.au/ CONNECT WITH LADIES FINANCE CLUB Join our free Facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
We’re back for another snack size episode with Josh Gilbert from eToro. Today we’re diving into questions surrounding the Australian Securities Exchange (ASX) which is the main stock exchange in Australia. Josh explains what the ASX is, and the different names for it that you might have heard get thrown around. In simple terms, the ASX is like a marketplace where you can buy and sell shares of publicly traded companies. It’s important to note that while the ASX lists some of the biggest and most successful companies we know in Australia, not all are Australian. We talk about the different ways we can invest in the ASX and why we need to go through a broker to facilitate buying and selling shares. Enjoy! CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedIn CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
Fiona Morris is my inspirational guest today and we’re talking about how she turned her life around, going from bankrupt at 40 to running a 7-Figure business at 41. Fiona is the founder of Start My Cleaning Biz, Australia’s leading online learning platform for cleaning businesses, teaching aspiring business owners to start and build their own successful cleaning businesses. In this episode, Fiona shares her origin story, growing up in housing commission with a mother working the night shift to make ends meet. She talks about the messages she was taught about money as a child and the scarcity mindset she brought into her own life. Fiona shares how money is the manifestation of your mental health and what you believe about your capabilities and limitations. Fiona’s first cleaning business seemed to be thriving, however, due to overspending and poor business practices, that business went into bankruptcy. We talk about the lessons Fiona learned from this experience and her redemption story starting another business that has not only created wealth for her but equipped so many other women to become financially stable. We talk about the ripple effect that happens when we empower women to become financially independent and how Fiona’s relationship with money has completely turned around. There is so much wisdom to glean from in this episode and I know you’re going to find Fiona’s story such an inspiration. CONNECT WITH FIONA MORRIS Websites: https://www.startmycleaningbiz.com.au/ https://www.growmycleaningbiz.com.au/ TikTok: https://www.tiktok.com/@queenoftheclean?lang=en Instagram: https://www.instagram.com/startmycleaningbiz/ CONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money Chat Website: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.
Welcome to another short and snackable finance episode! Today I am joined by Josh Gilbert from eToro and we’re going to dive into whether women should be investing or saving.Josh takes us through the importance of having enough capital on hand to deal with the unknown in the future, the yield that in Australian savings accounts, the difference between investing and saving, the effect of compounding, having a long-term mindset and the risks involved.I’ll take you through our three rules to follow BEFORE you start investing to make sure you’re moving forward with your finances.So, join us for this short and sweet but jam-packed episode to learn how you can start implementing Josh’s advice today to build your wealth. CONNECT WITH JOSH GILBERT LinkedIn: Josh Gilbert | LinkedInCONNECT WITH LADIES FINANCE CLUB Join our free facebook group - Ladies Finance Club Money ChatWebsite: https://www.ladiesfinanceclub.com/ Instagram: https://www.instagram.com/ladiesfinanceclub/ LinkedIn: https://www.linkedin.com/company/ladies-finance-club/See omnystudio.com/listener for privacy information.