Let's Talk Housing

Each episode's goal is to inform every listener about the current state of housing with the most reliable information.

Let's Talk Housing Episode 35: Post-Election Housing Market

This exciting episode entails the latest economic news and statistics, post-election housing market, the latest Federal Reserve meeting, cash buyers, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 03:13-Latest Federal Reserve Meeting 05:33-Recent Economic Update 07:56-Current Market Update 10:24-Post-Election Housing Market 12:56-Airbnb Crash? 15:21-Home Buyers Are Getting Older And Richer 17:01-30 Renter Households For Each Available Home For Sale 18:20-2025 Predictions 20:40-Climate Risk Scores 21:58-26% of Homebuyers in US Paid Cash 23:19-Conclusion

11-13
24:06

Let's Talk Housing Episode 34: Jammed Housing Market

This exciting episode entails the latest economic news and statistics, luxury market, spreads getting worse, jammed housing market, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:40-Current Market Update 04:33-Luxury Market In Higher Rate Environment 05:57-Recent Economic Update 08:34-Spread Worsening 11:38-6 Ways To Battle Lock-In Effect 11:51-Fixer-Uppers 13:36-Build An ADU 14:15-Tapping Into Equity 15:07-Exploring Distressed Properties 16:36-Can Deficits Raise Rates and Bond Yields? 18:42-Fed's Psychological Effect On Real Estate 22:18-Can Lower Rates Fix Poor Sales Numbers? 24:03-Did The Federal Reserve Jammed The Housing Market? 26:17-"Natural Experiment" With Mortgage Rates 28:28-Waiting For The Election… 31:40-Conclusion

10-30
32:26

Let's Talk Housing Episode 33: Why Buyers Are Holding Back

This exciting episode entails the most recent economic news and statistics, mortgage rate volatility, reasons why buyers and sellers are hesitant, black swan event, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 03:01-Current Market Update 05:17-Recent Economic Update 11:42-Can The Fed Change Course? 14:16-Rough October(s) 20:20-Mortgage Rates Jumped 22:35-Treasuries and Stocks Moved In Similar Directions 26:06-Investors Reacting 27:39-Reasons Why People Are Not Entering The Housing Market 28:10-Election? 29:02-Mortgage Rates Falling? 31:56-Housing Crash? 33:42-Waiting For The Fed To Cut Rates 36:04-Black Swan Event 38:44-LowestTurnover Rate In 30 Years 41:53-Conclusion

10-16
42:39

Let's Talk Housing Episode 32: Is Housing Finally Moving?

This exciting episode entails current market news and updates, the latest Federal Reserve meeting, student debt impacting ownership, mortgage rates, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 03:20-Recent Economic Update 04:48-Jobless Claims Decreasing 06:28-Recent Federal Reserve Meeting 15:30-Current Market Update 19:23-Is Housing Finally Moving? 21:13-Who Has The Power In The Market? 23:48-How Far Can Rates Drop Over Time? 28:22-40-Year Fixed Mortgage Rate? 29:53-Build-To-Rent Communities 31:48-Student Debt Delaying Home Ownership 35:09-Can The Election Impact The Housing Market? 38:17-Conclusion

10-02
39:00

Let's Talk Housing Episode 31: Housing Market Experiencing Shrinkflation?

This exciting episode entails current market news and updates, shrinkflation, housing bubble, homebuilding, starter homes, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:20-Current Market Update 06:03-Recent Economic Update 09:48-Yield Curve Returned To Normal 13:25-Can Homebuilding Pick Up With Lower Rates? 15:01-Shrinkflation 17:13-Housing Bubble? 20:26-Best Time To Buy 24:11-How Can We Build More Affordable Homes? 26:09-Green Shoots 3/4 Into The Year 29:47-Conclusion

09-18
30:35

Let's Talk Housing Episode 30: Real Estate Changes - Impacting The Market

This exciting episode entails current market news and updates, national home sales, the mortgage rate lockdown potentially opening, more on the effects of the commission changes, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:31-Current Market Update 05:32-Recent Economic Update 08:42-1.8% Of All Mortgages Have Negative Equity 11:00-Austin Inventory 13:22-Non-Mortgage Costs Were 40% Of Household Budget 17:50-Is The Sales Process More Complicated Now? 19:38-If & When We Will See The Effects Of The Recent Changes 25:58-Recent Job Adjustment 27:20-Can We See A Strong Finish of 2024? 30:18-Mortgage Rate Lockdown Unwinding? 32:29-Potential Bottom In Commercial Industry 34:20-Conclusion

09-04
35:14

Let's Talk Housing Episode 29: Turning Point In The Housing Market

This exciting episode entails current market news and updates, the refinance market, bidding wars, a turning point for the housing market, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:38-Recent Economic Update 05:14-Fed Turning To The Job Market? 08:03-Current Market Update 10:39-Refinance Surged 35% Week-Over-Week 12:39-Ease In Mortgage Rate Lockdown? 15:01-Turning Point For Housing 17:42-Will Bidding Wars Make A Return? 19:23-Home Insurance Crisis Creating A Black Swan Event 21:26-Dangers of Not Pricing Correctly 24:24-Home Purchases Falling Through 26:35-Median FICO Score Reaching Record High 28:40-New Commission Rules 34:04-Conclusion

08-21
34:49

Let's Talk Housing Episode 28: What Lower Rates Means

This exciting anniversary episode entails current market news and updates, the recent Federal Reserve meeting, cash transactions, growing inventory, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:38-Recent Economic Update 06:44-Current Market Update 10:24-Federal Reserve Meeting 14:09-Possibility Of 3 Rate Cuts In 2024? 17:36-Canada Cutting Rates Again 20:55-Cash Transactions 22:36-Refinancing With Today's Rates 24:39-10-Year and 30-Year Spread 29:15-National Home Prices 31:00-Home Prices For The Rest Of The Year 32:42-Conclusion

08-07
33:26

Let's Talk Housing Episode 27: Home Insurance Crisis?!?

This exciting anniversary episode entails current market news and updates, home insurance, surging inventory levels, AI, Rentvesting, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:46-Current Market Update 04:47-Recent Economic Releases 07:26-Lower Rates Reflecting In Housing Market 09:54-What Would Lower Rates Mean For The Economy? 11:53-How Long Can Rising Inventory Trend Last? 16:31-Reflecting On 2024 So Far 18:51-Can Home Insurance Cause A Crash? 23:58-Home Insurance Moving People North 25:14-My Safe Florida Home Program 27:54-Rentvesting 30:26-AI In Real Estate 34:26-Conclusion

07-24
35:14

Let's Talk Housing Episode 26: Where's The Soft Landing?

This exciting anniversary episode entails current market news and updates, building issues, real estate soft landing, Q&A questions, and much more. Have questions? We're all ears! Share them in the comments or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 01:16-Why We Made This Podcast 02:36-Our Favorite Episode 08:26-Current Market Update 10:48-Recent Economic Releases 14:53-Low Income Tax Credit 17:30-Is There A Surplus Of Homes? 20:08-Is Housing Seeing A Soft Landing? 24:10-Is It A Good Time To Buy In OC? 28:06-Should the United States Turn To Denmark? 31:40-Conclusion

07-10
32:57

Let's Talk Housing Episode 25: Economic Woes…

This exciting episode entails current market news and updates, economic uncertainty, the housing market in an election year, the latest fed meeting, and much more. Have questions? We're all ears! Share them in the Q&A or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 03:58-Current Market Update 06:01-Recent Economic Releases 12:02-Opposing Economic Forces 14:51-Can We Compare Today To The Past? 19:37-Is The Fed Too Late? 20:36-Fed Cut Reflexivity Paradox 22:28-How Far Is The US From 3% Inflation Goal 24:17-Can The Market Ever Favor First-Time Home Buyers? 27:05-How Dropping Rates Will Affect Affordability 29:33-Steven Navigating The Great Recession 32:41-Do Elections Affect Real Estate? 33:59-Conclusion

06-26
34:50

Let's Talk Housing Episode 24: More, More Inventory!

This exciting episode entails current market news and updates, a surging inventory, price reductions, national pending sales, home values, and much more. Have questions? We're all ears! Share them in the Q&A or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps:

06-12
34:55

Let's Talk Housing Episode 23: Are Investors To Blame?

This exciting episode entails current market news and updates, whether investors are to be blamed for our critically low inventory and soaring prices, Airbnb's, if renting is cheaper than buying, and much more. Have questions? We're all ears! Share them in the Q&A or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 03:20-Current Market Update 08:59-Recent Economic Releases 13:43-What Do We Use To Track Economic Releases 16:25-National Existing Home Sales 18:20-Are Investors To Blame For Prices And Inventory? 22:24-Has Airbnb Affected Inventory And Prices? 24:48-Airbnb An Investment Or Occupation? 27:57-Is Renting Cheaper Than Buying? 30:55-Home Insurance Trouble 32:57-Reverse Housing Crash 36:22-85% Of Recent Homebuyers Regretting Their Purchase 38:21-Conclusion

05-29
39:08

Let's Talk Housing Episode 22: Abnormal Spring Market

This exciting episode entails current market news and updates, the recent Federal Reserve meeting, a breakdown of the abnormal spring market, home insurance, the secondary mortgage market, and much more. Have questions? We're all ears! Share them in the Q&A or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 04:20-Current Market Update 05:46-New Counties Announcement 07:41-Recent Economic Readings 12:53-Abnormal Spring Market 14:28-1980's Article 17:58-Positives In Real Estate 22:52-Major American Metros Prices All Increasing 26:34-Is It Still A Good Time To Buy? 28:12-Home Insurance Still An Issue 30:33-Airbnb Investing Craze 33:08-Freddie Mac Entering the Secondary Mortgage Market? 36:23-Did The Low Rates Cause Today's Market? 38:45-Conclusion

05-15
39:37

Let's Talk Housing Episode 21: The Lock-In Effect Is Back...

This exciting episode entails current market news and updates, the lock-in effect, mortgage rates, home prices, portable mortgages, and much more. Have questions? We're all ears! Share them in the Q&A or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:09-Current Market Update 04:54-Recent Economic Releases 08:51-Second Wave of Golden Handcuffs? 10:30-Are We In A Paralyzed Market? 12:04-Portable Mortgages 13:56-Can We Trust Mortgage Forecasts 15:26-Answers For Inventory Problem? 17:48-National Mortgage Payment At All-Time High 19:34-Older Generations Stuck In Place 22:18-Did STR Bans Help People Purchase Second Homes? 24:20-Bidding For Agents? 27:39-Can Prices Fall with forecasts Currently Positive? 29:30-Conclusion

05-01
30:13

Let's Talk Housing Episode 20: Multifamily Chaos

This exciting episode entails current market news and updates, multifamily housing, more on the mortgage rate lockdown, first-time home buyers, generational luck, and much more. Have questions? We're all ears! Share them in the Q&A or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 03:46-Current Market Update 07:26-Recent Economic Releases 09:28-Are 7% Rates Here To Stay? 10:50-What Would Cause The Fed To Drop Rates? 13:14-Largest Danger With Rates 15:32-For Lease Signs In Abundance 18:02-Blackstone Recent Investment 20:03-Multifamily Rebound Effect 21:09-People On The Other Side Of The Golden Handcuffs Theory 23:41-6.5% New Threshold? 26:33-Is Homeownership Generational Luck? 30:27-Being Optimistic with First-Time Home Buyers? 32:36-Getting Into Home Ownership 34:47-Conclusion

04-17
35:32

Let's Talk Housing Episode 19: Post-Settlement Housing Market

This exciting episode entails current market news and updates, the recent NAR settlement, the lock-in effect, the recent Federal Reserve meeting, and much more. Have questions? We're all ears! Share them in the Q&A or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:55-Current Market Update 04:28-Are We Seeing A Typical Spring Market 06:11-Recent Federal Reserve Meeting 11:19-NAR Settlement So Far 16:19-Should People Be Optimistic or Pessimistic? 18:52-Could Fees Hypothetically Rise? 21:34-Steven's Recommendations For The Coming Changes 24:51-Can Real Estate Become Like Travel Agencies? 28:02-NAR President On Commissions 33:04-Lock-In Effect Easing When Rates Dip Past 7%? 34:39-Fed's Inflation Fight Effects On Real Estate 37:21-"Perfect Storm" For Home Prices 39:36-Conclusion

04-03
40:21

Let's Talk Housing Episode 18: Is Texas The Answer?

This exciting episode entails current market news and updates, Texas and Florida in recent years, zoning laws, Boomers, the Fed, and much more. Have questions? We're all ears! Share them in the Q&A or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 03:35-Current Market Update 04:37-Recent Economic Releases 09:33-Should We Turn To Florida/Texas? 11:24-Will Rent Prices Continue To Decrease? 13:40-Zoning Laws 15:26-Presidential Administration's 10-Step Plan 18:32-Answer For Boomer's To Move? 20:26-What Should The Silver Tsunami Really Be Called? 22:58-9 Million Boomers Selling Their Homes? 24:34-Frozen Spring Market 26:31-More Bank Failures? 28:43-What To Expect At The Next Fed Meeting 30:35-Goldman Sachs Believes Commercial Is Bottoming 31:40-Conclusion

03-20
32:29

Let's Talk Housing Episode 17: Housing Crash Course

This exciting episode entails current market news and updates, housing crash theories, multifamily distress, the mansion tax, and much more. Have questions? We're all ears! Share them in the Q&A or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:53-Current Market Update 05:47-Recent Economic Releases 08:54-Rate Volatility 10:11-New Normal After Covid 13:29-Crash Theories… 13:51- Airbnb Bust (Crash) 17:30-Higher Rates (Crash) 20:25-Unemployment Skyrocketing (Crash) 22:27-Shadow Inventory (Crash) 24:59-Climate Changing Pricing (Crash) 27:32-Pricing Outpacing Income (Crash) 30:25-Buyer's Mentality 33:21-Better To Rent Or Purchase? 35:42-Mansion Tax 38:00-Multifamily Distress 39:45-Conclusion

03-06
40:33

Let's Talk Housing Episode 16: Are Recession Concerns Valid?

This exciting episode entails current market news and updates, recession concerns, if weather impacts housing, property taxes, and much more. Have questions? We're all ears! Share them in the Q&A or drop us an email at info@reportsonhousing.com for answers in upcoming episodes. - Time Stamps: 00:00-Introduction 02:56-Current Market Update 06:22-Economic Readings 11:36-Could the Fed Potentially Increase? 15:35-Future Uncertainty 18:05-Can Current Rates Cause Problems? 20:53-Looming US Recession? 22:49-Silicon Valley and Santa Barbara Trends 25:48-Can Weather Impact The Housing Market? 28:55-How To Choose What To Follow For Data And Forecasts 33:27-Taxing On Short-Term Rentals 35:12-Galleon Start-up 36:43-Conclusion

02-21
37:27

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