Limitless Property Podcast

Buyer’s agent and Procure Property Partners founder Justin Bonello joins the show to share how he built a $4.6M property portfolio across six assets by age 26. Starting out as a 16-year-old sparky on a $49K wage, he details how disciplined saving, strategic regional purchases, and equity recycling allowed him to scale rapidly despite tight bank servicing limits.Justin and Bill unpack the real-world lessons of early land-and-house builds, managing trashed rental properties during COVID, and pivoting from major banks to mortgage brokers and low-doc lending. Plus, Justin details why he is pivoting away from hot interstate markets to target high-yielding Melbourne units below replacement cost.🚀 Limitless TakeawaysFast Saving Foundation (00:01:06): Save aggressively to build initial property deposit buffers.Discounted Regional Entry (00:13:32): Target sub-$300K regional markets to preserve borrowing capacity.Equity Recycling Momentum (00:15:48): Cash out property equity growth to fund future acquisitions.Strategic Entity Setup (00:24:41): Move to trust structures to protect assets and expand borrowing.Melbourne Unit Pivot (00:28:31): Buy high-yield metro units priced well below replacement cost.💬 Your Turn!Are you scaling your portfolio using high-yield regional residential properties, or pivoting into boutique metro units for cash flow and replacement cost value?Comment what strategy you want to try next!Connect with Justin Bonello:https://www.linkedin.com/in/justin-bonello/https://www.procurepropertypartners.com.au/Check out our Limitless Accounts:https://www.instagram.com/limitless_property_podcast/https://www.instagram.com/limitless_lending_group/About Limitless Property Group:Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.Connect with Bill Childs:Website: https://www.limitlesslg.com.au/Instagram: https://www.instagram.com/limitless_lending_group/Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession Hosted on Acast. See acast.com/privacy for more information.

Benjamin Cooper joined us again to break down how he acquired $2.3M in real estate across three regional markets in under a year. He walks through the mechanics of managing a $72M loan pipeline using structured daily task lists, email-driven workflows, and dedicated offshore execution support. This conversation explores tactical solutions for investors facing tight bank lending criteria.Benjamin and Bill cover how refinancing to reset remaining loan terms lowers monthly commitments, why high-yielding residential units maintain borrowing momentum, and how land size frontage in regional pockets like Frankston North opens up future duplex development opportunities.🚀 Limitless TakeawaysFast Portfolio Scaling (00:05:33): Acquire growth assets quickly by targeting market discounts and leveraging equity buffers.Refinancing Term Resets (00:13:46): Reset 15-year loans back to 30 years to reduce monthly repayments and increase borrowing power.High-Yield Cash Flow Shift (00:03:00): Target 6% to 7%+ yield units to offset servicing cuts and maintain positive cash flow.Broker Operational Systems (00:29:07): Pair offshore support teams with 24-hour turnaround checks to process high deal volume.Equity Buffer Protection (00:23:42): Cash out extra equity during refinances to maintain liquid cash reserves.💬 Your Turn!Are you pivoting to high-yield units to protect your borrowing capacity, or focussing on capital-growth houses for long-term development potential?Comment what strategy you want to try next!Connect with Benjamin Cooper:https://www.linkedin.com/in/benjamincooper-mortgagebroker/Check out our Limitless Accounts:https://www.instagram.com/limitless_property_podcast/https://www.instagram.com/limitless_lending_group/About Limitless Property Group:Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.Connect with Bill Childs:Website: https://www.limitlesslg.com.au/Instagram: https://www.instagram.com/limitless_lending_group/Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, top mortgage broker Chris Raymond reveals how he writes $300M+ individually and scaled Unconditional Finance into a $500M/year brokerage. He breaks down his operational systems, offshore-onshore staffing model, and 3-year broker apprenticeship framework.Chris and Bill analyse back-office underwriting, 24-hour turnaround strategies, and entity structuring to avoid bank capacity bottlenecks. Plus, Chris shares how he built a $16M property portfolio across 13 assets and his 5-year plan to transition into commercial real estate.🚀 Limitless TakeawaysBack-Office Mastery (00:06:43): Spend years as a credit analyst mastering underwriting before moving to front-end sales.Speed to Market (00:16:51): Deliver preliminary capacity checks within 24 hours to win competitive client deals.Structure Over Limits (00:41:30): Avoid purchasing too many assets in personal names to prevent costly restructuring later.The Income Machine (00:58:14): Scale personal income or business revenue alongside property acquisitions to maintain lending momentum.Commercial Exit Strategy (00:56:56): Recycle accumulated residential gains into unencumbered commercial real estate for passive cash flow.💬 Your Turn!Are you building a residential property portfolio to eventually pivot into commercial real estate, or focussing purely on scaling your business income first? Comment what strategy you want to try next!Connect with Chris Raymond:https://www.linkedin.com/in/raymond-chris/Check out our Limitless Accounts:https://www.instagram.com/limitless_property_podcast/https://www.instagram.com/limitless_lending_group/About Limitless Property Group:Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.Connect with Bill Childs:Website: https://www.limitlesslg.com.au/Instagram: https://www.instagram.com/limitless_lending_group/Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, investor Eddie Dilleen shares how he scaled a portfolio of over 230 properties, starting from Mount Druitt Housing Commission to buying his first $138k unit at age 18. He breaks down his exact progression from single affordable units to purchasing multi-unit residential blocks on single titles across Australia.Eddie and Bill analyze why property leverage outperforms stock market returns, how acquiring assets 15% to 20% under market value enables rapid equity recycling, and how to negotiate bulk off-market deals for up to 70 units. Plus, learn how targeting 6% to 8%+ yields inflates borrowing capacity under bank shading rules and how to use trusts and Low Doc financing to build an uncapped portfolio.🚀 Limitless TakeawaysUnit Block Scaling (00:02:15): Scale portfolios rapidly by purchasing multi-unit complexes on single titles.Instant Equity & Recycling (00:26:10): Buy 15% to 20% below market value to double entry cash and recycle capital quickly.Leverage Advantage (00:27:03): Use real estate leverage to generate exponentially higher cash-on-cash returns than stocks.Bulk Off-Market Deals (00:30:14): Acquire 10 to 70 residential units in a single transaction for wholesale discounts.Yield-Driven Borrowing (00:37:41): Target 6% to 8%+ yields to maximise bank servicing under 80% income shading rules.Entity Structuring (00:38:21): Combine cashflow-positive assets with trust entities to obtain debt exclusion letters for endless growth.💬 Your Turn!Are you still relying on traditional stock portfolios and single residential houses, or are you ready to use real estate leverage and high-yield unit blocks to scale faster? Comment what strategy you want to try next!Connect with Eddie Dilleen:https://www.linkedin.com/in/eddie-dilleenCheck out our Limitless Accounts:https://www.instagram.com/limitless_property_podcast/https://www.instagram.com/limitless_lending_group/About Limitless Property Group:Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.Connect with Bill Childs:Website: https://www.limitlesslg.com.au/Instagram: https://www.instagram.com/limitless_lending_group/Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Limitless Property Podcast, we sit down with Meta marketing and funnel architect Marcus Vela to break down the exact digital acquisition strategies that scale mortgage brokerages.We unpack the critical shift away from cheap, low-friction lead forms that yield dead-end data toward high-friction landing pages that pre-qualify prospects on income, deposit size, and employment status. Marcus shares his signature "3-factor stacking rule" , a practical content framework where correcting just three production or script elements per filming cycle eliminates camera anxiety, improves visual consistency, and completely bypasses low-retention algorithm jail.The conversation also tackles channel conversion mechanics, breaking down why immediate phone outreach consistently outperforms passive email playbooks for high-intent financial services. Marcus shares his tactical blueprints for structuring low-pressure ManyChat follower automations, executing profitable paid live webinars, and building highly indexed localized SEO frameworks. Warning against the trap of blindly following broad international agency metrics, Marcus delivers a realistic, metric-driven roadmap designed to help local operators build a highly predictable, self-directed client pipeline from scratch.🚀 Limitless TakeawaysHigh-Friction Funnels (00:20:03): Qualifying questions on landing pages weed out dead-end leads and secure high-intent prospects.3-Factor Stacking Rule (00:20:40): Fixing just three small production or script errors per filming session builds rapid camera confidence.Phone Calls over Emails (00:26:05): Direct voice outreach closes complex financial files significantly faster than passive email sequences.Soft-Touch Automations (00:33:42): Low-pressure welcome messages successfully open lines of communication with new followers without forcing a hard sell.Localised Metric Realities (00:37:36): Ignoring broad international agency benchmarks prevents wasted budget on skewed acquisition costs.💬 Your Turn!Are you currently wasting time chasing bulk, unvetted leads, or are you ready to introduce high-friction strategies and content stacking to lock down high-intent clients?Comment what you want to try next!Check out our Limitless Accounts:https://www.instagram.com/limitless_property_podcast/https://www.instagram.com/limitless_lending_group/About Limitless Property Group:Limitless Property Group is a specialist investment and finance collective dedicated to helping Australians build "limitless" long-term wealth. Founded by investor and finance expert Bill Childs, the group bridges the gap between high-level property strategy and the complex financial structures required to fund it.Connect with Bill Childs:Website: https://www.limitlesslg.com.au/Instagram: https://www.instagram.com/limitless_lending_group/Book a Consult: https://calendly.com/billlimitlesslendinggroup/lendingstradegysession Hosted on Acast. See acast.com/privacy for more information.