THINK Retirement NOW. ™

Premium-economy seats are one notch below business class, one above the best parts of coach. They have become not only popular, but the most profitable tickets airlines are selling. A Wall Street Journal report in the Market Intel segment, then Shelley Grandidge joins us. MASTERING MONEY is on the air!!!

A tax deduction of $380,000 for running your business? Yes, thousands of doctors, attorneys, accountants, and business owners are using this little known but very legitimate method of tucking money away several million tax deductible dollars for their own retirements.  We'll review how it works and may benefit you,  then review how disaster turned into opportunity during one of America's darkest hours. Opportunity always presents itself when things look like they can't get worse. An intriguing show you don't want to miss--THINK Retirement NOW  is on the air!!!

Do you get the feeling that markets move faster than they ever have BEFORE? It's no illusion--the speed of trades in the markets HAS increased by several hundred percent just in the past few years. 70% of all trades in the market are now generated by "algorithmic trading" (also called automated trading, black-box trading, program trading or algo-trading.) It uses a computer program to make automated trades without emotion (kind of like a shark.)   We'll review how it works then review HOW and WHY the 4% Withdrawal Rule can fail.... THINK Retirement NOW is on the air!

...So, if you're going to make money in stocks, you need to know where the really BIG money is headed. FACT: You only make money when the holders of trillions of dollars on Wall Street decide to head in the direction of the positions you already own. Today, we'll take you to a dinner in downtown NYC where all the big money showed up recently. We'll learn exactly what their plans and priorities are for the year ahead--and WHERE their money is headed. Then, we'll switch gears to discuss the number one attraction for senior living communities. Can you guess it?  (hint: it's NOT swimming pools or golf courses). THINK Retirement NOW is on the air!  

Consumer spending is the driving force of the U.S. economy. Spending drives the economy, and--in turn--the economy often drives the the stock market. Consumer spending is at the core of the economy, so we want you to have a solid grip on where it really comes from. We'll first review the 5 determinants of consumer spending, and a trend showing up in our economy that's never seen before.  Then, we'll share the true story of how one newly retired doctor saved a million dollars on his financial plan. See if it might work for you, too!  THINK Retirement NOW is on the air!

So, how much money can you give away to loved ones WITHOUT triggering a GIFT INCOME TAX? What's the limit? The answer shocks most people—in fact, you can give away a MILLION DOLLARS or more, with zero income tax on the gift--neither for you, nor the recipient. It's part of IRS code, but often misunderstood. We'll present a complete rundown of gift tax myths--and solid answers in the Market Intel Segment, then we'll learn how the IRS is clamping down on tax sheltered trusts--with penalties, fines, and jail time. Have a listen, THINK Retirement NOW is on the air!

Are robots coming for your job, your kids', jobs, or your grandkids jobs?  Robots are starting to do AMAZING things and yes-already taking jobs. We'll review an example, then provide a common sense solution to help you safely retire…and STAY retired!! …There's a right way and a wrong way to go about it!  If you want a major part of your retirement money to be safe and secure yet capable of paying you income for life in the realm of 5% to 11% , DON'T MISS OUR SHOW TODAY—insure your income, insure your outcomes, invest the rest with purpose. THINK RETIREMENT NOW is on the air!!

Artificial Intelligence is not just a future thing; it is happening now in more ways than you might think. Today in the Market Intel Segment,  we review how an A.I. "bot" beat a traffic ticket in New York City. Then, in the Q&A, we examine the key priority you can't afford to overlook when planning your retirement.

You are now paying more for insurance than ever--I don't have to tell you--rates on home, business, and auto insurance are up by more than 50% and as much as 60%, nationwide, and even higher in some states.. What's going on, and will it be coming back down?  What is the REAL reason why insurance companies MUST charge you more? Let's you and I explore today,  then we'll do a deep dive into whether or not annuity fees are worth it?  -- THINK Retirement NOW, is on the air!!!

Today, we'll explore why both the Gallup Polls and Kiplinger are reporting that Americans--for the first time in years--are seeing the world as "glass half empty, rather than glass half full."  Many of those feelings deepened or started during the runaway inflation after the Pandemic. Although inflation has come down a bit, the original 20% increase in the price of almost everything still hangs with us. Let's dig in and figure some things out--- THINK Retirement NOW, is on the air!!!

The rule of 55 is an Internal Revenue Service rule that allows workers who are 55 or older to withdraw money from their employer-sponsored retirement accounts penalty free if they leave their jobs. What about taxes, and/ or loans on 401ks? We'll review it all.

YOU are a smart person... but are you TRULY managing your money in the smartest way possible right now? Especially in the "BACK NINE" of your life? Today Steve drills down to the core of how to go from just "managing" your money in retirement to MASTERING your money. Here's what you need to know...

Daily IQ Retirement Brief 9/30/25

When it comes to investment strategy, there are two camps: One says you should "go with your gut," and the other says you should always make rational, logical choices. Warren Buffett has not beaten the S&P 500  EVERY YEAR, but he has beaten it over the long run. Mainly, he won with brainpower, discipline, and mathematics. We'll dig into putting that formula to work for 2024 in the Market Intel Segment, then review which stocks are in position to win this year and why.  MASTERING MONEY is on the air!!!

Daily IQ Retirement Brief 9/29/25

Today on Mastering Money...It's a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America today, featuring timely insights from top analysts.    "MOTLEY FOOL MONEY"  is heard by millions of listeners coast to coast—including Saturdays right here on Money Radio at 5pm!  First we'll update breaking financial news and get a read on all the indexes, THEN,  we'll take you to an exclusive broadcast of the Motley Fool Money Show, with fresh ideas to help you become a more informed investor. Steve will cap it off with proven money-making and money-SAVING ideas that you DON'T want to miss! -- A jam-packed show --and we're READY TO ROLL !    ... MASTERING MONEY IS ON THE AIR!!!  

You've heard the term "WIDE MOAT"  being used in the investment world. Most of us would rather own stocks that have a wide moat, given the choice. More fortunes have been built from owning quality stocks over time, than trying to time the market with stocks that go up and down like a roller coaster.  So, what Is a Wide Moat? And,  how can you determine if a company has one before you buy its stock? We'll review that in the Market Intel Segment, then talk with health insurance and Medicare expert, Shelley Grandidge. Don't miss it...MASTERING MONEY is on the air!!!

Daily IQ Retirement Brief 9/26/25

So what's better for the stock market—a strong dollar or a weak dollar?  After years of a strong dollar in relation to foreign currencies, the U.S. is now in an environment of a weaker dollar--  Is that a bad thing? Well, it can be both good and bad economically—DEPENDING.  Steve explains in the Market Intel segment, then Certified Financial Planner® Matt Zucarro joins us with instructions on how to build a tax exempt bond ladder...MASTERING MONEY is on the air!!!

Daily IQ Retirement Brief 9/25/25