Meadowsweet Money Podcast

Tune in with Mimi Cirbusova, a Certified Financial Education Instructor (CFEI) and shame-free money mentor, to learn how to fix your finances without losing your humanity. Mimi combines the basics of financial literacy with the deeper mindsets, emotions, and values guiding it all. This podcast for anyone that is tired of feeling queasy every time they look at their bank accounts, worries that a budget will lead to a boring life, and is tired of the typical financial “talking heads” that make you feel shame and guilt about the occasional latte.

Financial Self Care

Mimi shares the internal and external actions for sustainable financial self care, as well as money-saving intentions you might want to set in 2026.Mentioned in this episode:Permission to give Black Friday the middle finger (values-based gift guide): https://open.substack.com/pub/permissionto/p/permission-to-give-black-friday-the?r=2zhud7&utm_campaign=post&utm_medium=webMoney and The Artist's Way (Coming in 2026): https://www.patreon.com/posts/coming-soon-way-141909890?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_link

11-25
29:29

Moving past money trauma

Mimi discusses how first hand financial trauma can impact and disrupt our lives, as well as tips for healing. Later, she shares insights from her No Scroll November, a Patreon-Only Podcast series coming in 2026, and gets back to basics on the four variables you need to pay attention to when it comes to investing for retirement.Mentioned in this episode:Links to free resources: https://www.meadowsweetmoney.com/resources/Get Mimi's FREE Substack: https://substack.com/@meadowsweetmoneyJoin Patreon: https://www.patreon.com/c/MeadowsweetMoney

11-11
28:44

Saving money (and your sanity) at the holidays

How might we save money during a holiday season packed with uncertainty? Mimi shares tips to keep yourself calm and collected despite the horrors of capitalism.Later in the episode, she shares her plans for a No Scroll November, and financial lessons from the Nine of Swords.Mentioned in this episode:Become a member of the Patreon: https://www.patreon.com/c/MeadowsweetMoneyGet Mimi's FREE Substack newsletter: https://meadowsweetmoney.substack.com/

10-28
27:44

The attention economy is killing your budget (and what to do about it)

Mimi discusses the attention economy, how it impacts your daily spending decisions, and small steps to fight back.Mentioned in this episode:Support the show by becoming a Patron! https://www.patreon.com/MeadowsweetMoneyNew Economics for Sustainable Development: Attention Economy (United Nations): https://www.un.org/sites/un2.un.org/files/attention_economy_feb.pdfWhy Other People's Screen Time Annoys You (Culture Studies): https://culturestudypod.substack.com/p/why-other-peoples-screen-time-annoys

10-14
27:31

Running Your Own Race with Beth (Real Money Chats)

We're continuing our real money chats series to talk with Beth; someone that is working hard on multiple money goals but still worries that it's not enough.Tune in to hear how Beth can refocus on all the things going right in her journey, where she might put her energy and attention next, and what's motivating her along the way.Want to support this show? Check out Mimi's Patreon! patreon.com/meadowsweetmoney

09-30
35:58

Creating your debt payoff blueprint

Ready to finally tackle your debt once and for all? Not sure how to get started? Mimi breaks down the strategies to get you closer to debt freedom without losing your will to live.Mentioned in this episode:Become a Patron: https://www.patreon.com/MeadowsweetMoneyUndebt.It Snowball/Avalanche Calculator: https://undebt.it/debt-avalanche-calculator.php#snowball-calcAmortization Calculator: https://www.financialmentor.com/calculator/credit-card-payoff-calculatorFollow Mimi on Substack: https://substack.com/@meadowsweetmoneyHelpful Resources: https://www.meadowsweetmoney.com/resources/

09-16
35:21

Miranda’s journey up the Money Mountain (Real Money Chat)

Mimi sits down with Patreon Supporter, Miranda, to discuss her journey to becoming financially savvy. Discover how she used small wins to get closer to her goals of saving and investing, applied discernment while learning, and the advice she has for anyone just starting out.To support this podcast and get access to bonus content, become a Patron! https://www.patreon.com/MeadowsweetMoney

09-02
23:52

Unemployed and struggling to save with Casey (Real Money Chat)

Mimi sits down with Patreon supporter, Casey, to discuss the challenges and uncertainty of unemployment. They also discuss creating financial goals in the face of changing circumstances, how to save when you don't make enough money, and letting go of the guilt when it comes to spending. To schedule a free consult with Mimi, please visit: https://www.meadowsweetmoney.com/

07-22
43:16

True Story: Crypto Scammers Called Me at Work

Mimi shares the story of a friend that was recently a victim of a scam, and details what happened, how they recovered, and what to look out for to protect yourself and your money.Mentioned in this episode:How to freeze your credit: https://www.consumerfinance.gov/ask-cfpb/what-does-it-mean-to-put-a-security-freeze-on-my-credit-report-en-1341/FTC's guide to recovering from scams: https://consumer.ftc.gov/articles/what-do-if-you-were-scammedMimi's Summer 2025 Easier & Better recommendations (Rare public Patreon post): https://www.patreon.com/posts/easier-better-124801581?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_linkPreview the guided meditation, "Clearing the pathway": https://www.patreon.com/posts/patron-only-132903613?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_link

07-08
23:21

Money lies

Mimi continues the conversation around money mindsets by exploring five common lies we tell ourselves about money, and how we can liberate ourselves.Later in the episode, Mimi gets back to basics to discuss types of home equity loans, and what you need to know about using leveraging this type of debt for home renovations.Mentioned in this episode:Debt avalanche calculator: https://undebt.it/debt-avalanche-calculator.phpSchedule a FREE consult with Mimi: https://calendly.com/meadowsweetmoney/15min?month=2025-06Check out the Money & Tarot series on Patreon: https://www.patreon.com/collection/566904Summer Solstice Easier & Better post: https://www.patreon.com/posts/easier-better-124801581?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_linkGet Mimi's FREE twice monthly Substack: https://meadowsweetmoney.substack.com/

06-24
34:33

What nobody says about money mindsets

The internet is chock-full of money mantras, affirmations, and suggestions for having more gratitude around your money. And while it's a great idea to move away from scarcity mindsets, there's a lot missing from the conversation. Mimi breaks down what you need to know about money mindsets and some tips to actually heal yourself.Later, she shares what we can learn about security and abundance from the Queen of Pentacles, and how to apply those lessons to our personal finances.Mentioned in this episode:Get your tickets to the Summer Solstice Summit (June 20-22, 2025): https://www.thetarotdiagnosis.com/summersolsticeHear Mimi's interview on the Petty Astrology Podcast: https://creators.spotify.com/pod/show/pettyastrology/episodes/Money-Matters-e33pau5Tune in to Mimi's live chat with Kaycee Felton-Lui on Twitch (June 12, 2025 at 8pm EST): https://www.twitch.tv/kayceefeltonluiSupport this show by becoming a Patreon sponsor: https://www.patreon.com/MeadowsweetMoney

06-10
27:41

The Happiness Differential

It's easy to look past our present happiness in hopes of an idealized future, and this can affect our financial decisions in big ways. Mimi breaks down steps to stop interrupting your own joy and start aligning your money with the present moment. Plus, she shares tips to weigh benefits when searching for a new job.Mentioned in this episode: Become a Patreon Supporter: https://www.patreon.com/MeadowsweetMoneyGet your ticket for the Summer Solstice Summit: https://www.thetarotdiagnosis.com/summersolsticeHear Mimi's interview on the Tarot Diagnosis Podcast: https://youtu.be/rI0wWgYPUs0?feature=sharedGet Mimi's twice monthly Substack newsletter (FREE): https://meadowsweetmoney.substack.com/

05-27
27:25

Credit scores are dumb. Here's how to be smart about them.

Having a good credit score seems terribly important, but how does one achieve that (particularly when the scoring systems seem less than transparent?) Mimi breaks down everything you need to know about getting your credit score on the up-and-up. And later, she discusses the juxtaposition of the King of Cups and the Five of Pentacles in today's financially intuitive segment.Mentioned in this episode:Get Mimi's twice monthly Substack newsletter (FREE): https://meadowsweetmoney.substack.com/Check your credit report from all three credit bureaus for FREE: https://www.annualcreditreport.com/index.actionJoin the Summer Solistice Summit (June 20-22): https://www.thetarotdiagnosis.com/summersolstice

05-13
25:42

You’re allowed to want nice things (and how to afford it)

Mimi discusses why it's okay to desire nice things in life, and how to afford it -- even on a tight budget.Later, she explores whether payday loans are ever worth it.Mentioned in this episode:Follow Mimi on Substack: https://substack.com/@meadowsweetmoneyArticle: "Permission to be high maintenance": https://open.substack.com/pub/permissionto/p/permission-to-be-high-maintenence?r=2zhud7&utm_campaign=post&utm_medium=web&showWelcomeOnShare=falseJoin me at the Summer Solstice Summit, hosted by The Tarot Diagnosis: https://www.thetarotdiagnosis.com/summersolstice

04-29
24:59

What our bodies can teach us about money

How do we hold financial trauma in the body? What can we do to use this anatomic wisdom to rewrite our money stories? Mimi discusses small and simple tips to heal your money anxiety by tuning in to the wisdom of our physical self.Mentioned in this episode:US Economic Policy Uncertainty Index: https://www.policyuncertainty.com/Join Mimi at the Summer Solstice Summit, hosted by The Tarot Diagnosis: https://www.thetarotdiagnosis.com/summersolsticeCheck out Mimi's personal newsletter, Permission To (on Substack): https://permissionto.substack.com/

04-15
22:19

Small shifts, big results

Mimi discusses tiny ways to save money, spend less, and have more room in your budget without adding another "to-do" item on your list. And later, she shares how interpret the Tower card in your personal finances.Mentioned in this episode:Become a Patreon Supporter: patreon.com/MeadowsweetMoneyCheck out Mimi's new personal Substack (Permission To): https://permissionto.substack.com/Tune in to Mimi's interview on "In The Stars with Eli Gomez (On Spotify): https://open.spotify.com/episode/4rULRs0kDVU6l4cOJFMllE?si=iGM0gCxAS2iuJnPvCKACjQ Grab your seat to the Summer Solstice Summit now! (Hosted by The Tarot Diagnosis): https://www.thetarotdiagnosis.com/summersolstice

04-08
31:47

Let's take a deep breath...

On today's mini-episode, Mimi discusses what's happening to our nervous system when we experience financial tension and gives a tiny meditation to help you relax and sooth yourself for the week ahead.This podcast is sponsored by members of our Patreon! To support the show, please visit: patreon.com/meadowsweetmoney

03-25
15:28

Self-Deprivation...in this economy?!

Mimi shares tips on stopping self-deprivation, and why we might prevent ourselves from spending on the things that truly bring us joy. Later, she shares tips on handling a rent increase, and gets financially intuitive with the tarot.Mentioned in this episode: National Multifamily Housing Council: https://www.nmhc.org/housing-help-hub/resources-for-renters/Follow Mimi on Bluesky: https://bsky.app/profile/meadowsweetmoney.bsky.socialFollow Mimi on Substack: https://meadowsweetmoney.substack.com/

03-18
23:59

Your Journey on the Money Mountain

Mimi discusses the five fundamental levels of the Money Mountain, so you can decide where to focus your energy on your journey. She also shares how the 10 of Pentacles in tarot might reflect in your money story, and how to decide if you should keep or cancel a credit card.Mentioned in this episode: Follow Mimi on Bluesky: https://bsky.app/profile/meadowsweetmoney.bsky.social Follow Mimi on Substack: https://meadowsweetmoney.substack.com/

03-04
30:30

Mindful Spending Challenge

Mimi shares tips to DIY your own Mindful Spending Challenge, how to file your taxes for free, and ways to kick perfectionism to the curb. Plus, Mimi introduces a new segment!Mentioned in this episode: Become a Patreon Supporter: patreon.com/meadowsweetmoney Volunteer Income Tax Assistance program (VITA): https://www.irs.gov/individuals/free-tax-return-preparation-for-qualifying-taxpayers IRS Free File: https://www.irs.gov/filing/irs-free-file-do-your-taxes-for-free IRS Direct File: https://www.irs.gov/filing/irs-direct-file-for-free

02-25
25:01

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