Mind Money Soul

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 3 s’s of financial success; survival, spending and success.  In order to be successful with your finances, you have to start with the foundations and learn how to be good at money management. If you don’t know how to manage your money, you don’t have the ability to stick to a spending plan or you don’t know where your money is going, it will be so hard to be successful and achieve your big happy goals because you have no data and no way of making a plan. People struggle with balancing the 3 s’s. There’s no right or wrong way to answer what the right balance is. At certain points in your life you’ll be putting money towards your survival, spending or success more. The important thing is we want to be doing it consciously. Remember, your money is yours and you get to choose what you do with it. The aim is to find a healthy balance where you’re supporting what it costs to be you with freedom and ease, you’re enjoying your money in the now, all whilst working towards your financial future. In this epsiode: How to break your expenses down into 3 main categories The different between fixed expenses and variable expenses #1 Survival: what does it cost to be you at a basic level? #2 Spending: what do you spend your money on to enjoy life? #3 Success: what do you want for your financial future? How people struggle with balancing survival, spending and success What you should do to successfully manage your money  Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 5 must have accounts for your finances. Managing your money can feel overwhelming with so many different accounts available, from savings accounts, to stocks and shares ISA’s and pensions. The biggest challenge is knowing where to put your money so it can grow and remain safe. Growing up, we’re often only taught about having a current account, but there's much more to financial success than that. With such limited information, it can feel difficult to know where to begin leading many people to limit themselves by keeping their money solely in a current account. We'll discuss the five essential accounts you need to manage your money effectively and how having multiple accounts can set you up for financial success. By understanding and utilising these key accounts, you can take control of your financial future. Don't just settle for a current account—expand your financial toolkit and set yourself up for success. Tune in to learn how to navigate these accounts and maximise your financial potential. In this episode: A breakdown of the different accounts you need Why you need to have a current account Why it doesn’t pay to be loyal to a particular bank Why you need a separate spending account The benefits of using Monzo or Revolut Why you need a high interest savings account How to grow you money with a stocks and shares ISA The different types of pension accounts How to manage your money when you get paid each month Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing 4 top tips on how to manage your finances with your partner. Money can be a huge issue in relationships and it’s one of the main reasons why people break up. Research in the UK shows that 17% of couples argue about money at least once a week and 5% argue about finances every single day - how tiring is that! These arguments don't necessarily arise from a lack of money but rather from discussions and disagreements about financial matters, such as how to divide the bills or how you manage your own spending. The underlying issue is that it will make you irritable, put you in a bad mood, and cause you to struggle with your mental health, all of which will affect your relationship. In this episode, I'll address some of the financial issues couples face, how to navigate them, and how to set yourselves up for success in managing money within your relationship. Open and honest conversations about money are crucial for maintaining a healthy relationship. Finances are an ongoing aspect of your partnership, and if you can't have these discussions now, imagine how challenging they will be when you're married, having kids, or buying houses. In this episode: The main reasons couples argue about money How to fairly split bills in your relationship Essential financial conversations to have with your partner The impact of the cost of living crisis on relationships 4 tips for managing money with your partner How to decide on the right time to get a joint account Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be answering a question I recently received on The Money Hotline - “why do I keep digging in and out of debt?” I delve into the crucial steps needed to break free from the cycle of debt. The first step is identifying the root cause of your debt. There are many common culprits including the overpayment of debt, behavioural patterns such as overspending, a lack of discipline or having a scarcity mindset. Knowledge is power and without uncovering this data you can’t make a plan to clear your debt. I also share how to set yourself up for success by creating a fail-safe debt management plan, implementing practical strategies and allowing space for self reflection to affirm your financial capability and abundant mindset. It might be a slow process, but quitting is not an option. Perseverance is key and embracing these steps towards financial freedom is worth every step - there is only positivity on the other side of this journey. Clearing your debt is not only going to increase your net worth, but it will get you one step closer to financial independence and security.  In this episode: The importance of identifying the root cause of your debt The most common reasons why you’re stuck in debt How to set yourself up for success to achieve financial freedom How to shift your mindset and affirm you are capable How to put friction between you and your spending habits Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing the 5 ways that I invest my wealth to maintain and improve my health. Ever heard the phase “people exhaust their health amassing wealth, only to deplete their wealth restoring health”. Many drive themselves relentlessly into the ground, work crazy hours to accumulate money, neglect breaks and essential expenditures and prioritise future savings over present well-being until their health suffers. Despite ample funds in pension accounts, ISAs, and lucrative jobs, they find themselves unable to enjoy their wealth due to poor health. But why not pursue both simultaneously? Adopt a method that's gradual, sustainable, and allows you to enjoy your money along the journey. Wealth is so much more than just money. It’s your time, security, freedom, independence, choice, relationships, travel, and your mental, physical and spiritual wellness. Investing in your health will empower you to show up as your best self, achieve your big happy goals and enjoy the process of building wealth. It's a paradox: spending in the present to enhance wellness, to enable you to create an abundant, healthy financial future. In this episode: Why the best type of investment is in yourself Why sacrificing your health in the now is detrimental to your future Why I choose to buy and eat healthy, organic food Why my annual yoga membership is a non-negotiable Why I invest my time in creating at-home, healthy remedies  Why I invest in a health coach to understand and optimise my health Why I choose to invest in health care professionals Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing my take on the question “what should I be doing with my money?” I get asked this question at least 5-10 times a week. It's a question that comes up time and time again, yet it's one that's rarely addressed in traditional education or everyday conversations. Tell me, have you looked at your bank balance this month and not known where to begin with managing your finances? You’ve come to the right place! Mastering your finances isn't about adhering to someone else's rules or standards. It's about understanding your own big happy goals and unique values and making financial decisions that align with them. While there are certain fundamental principles to follow, such as budgeting, savings and investing, how you implement these strategies will vary from person to person and there is no cookie-cutter, one-size-fits-all solution approach. The important thing to remember is that you're the one in control of your financial destiny. You work hard for your money, so it's up to you to determine how best to use it. In this episode: Why there is no cookie-cutter approach to personal finance The foundations of achieving financial security Why you need to get clear on your goals and values How to break down your finances (survival, spending and success) The blueprint to your financial success Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to stay motivated towards clearing your debt. This episode was inspired by a gal who slid into my DM’s recently. She shared that she originally had 40K of debt and is now down to 5K of debt, however feels a serious lack of motivation to get her last chunk of debt cleared. Does this resonate with you? Sometimes it seems the closer you get to your goal, the harder it is. I’ll let you into a little secret…The driving force behind achieving your goals isn’t motivation. Tune in, because the advice inside this episode can be applied to clearing debt but also your life and other aspects of money.  You need to stop passing control over to the hands of motivation. If you rely on motivation to be the sole thing that helps you achieve your dreams, goals and ambitions, hate to break to you but you’re fucked. Motivation comes and goes in alignment with your emotions, energy and thoughts on any given day, and what rocky territory this is to be. We need strong foundations and we need to rely on action. The focus of working towards our goals and dreams needs to be in the hands of discipline, action, habits and systems. It’s here that you will achieve financial freedom, whatever that means to you. In this episode: What happens when you rely solely on motivation to reach your goals What you need to be focus on instead to achieve your dreams What habits and systems you need in place to clear your debt How to change your language to get ahead in life 3 tips on how to successfully clear your debt Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing my experience with money as a single woman. I think it’s really important to talk about the intersectionality between money and your relationship status. Take me, I’m 30 years old, I’ve been single my whole life and there’s been countless times that I’ve considered my finances as a single gal. It's not surprising that a lot of single women worry about their finances. To add to this worry, women are already financially behind in society because of the gender wealth gap including pay, pension and investing. There are physical costs associated with being single that get removed or lessened when you form a relationship, for example; splitting the cost of a wedding gift, a hotel room on holiday or a taxi home. Then, there's the mindset element. When you're in a relationship, there's a portion of your financial worries that get halved. These can be financial worries in the moment like losing your job, or financial worries about the future such as affording retirement or buying property. This is why as a single gal it's fundamental to learn how to invest so that you can work towards your financial freedom, independence and security, and ultimately protect yourself regardless of your relationship status. In this episode: The intersectionality between money and your relationship status Why single women worry about their finances Why investing as a single gal is crucial Why women are financially behind in society The extra costs associated with being single How being single can help you form an abundant mindset Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to get out of your spending era.  Do you feel like you've been in an era of spending loads of money? Your bank balance is evaporating before your eyes, money is coming out quicker than it’s coming in and you’re ready to step into your good money management era. Sounding all too familiar? I got you. In today’s quick fire ep, I’m sharing my 5 tips on how to reign in your spending and exactly what you need to do to tap into your higher self and become financially free. Caveat to this, if you are in your spending era, it’s not necessarily a bad thing. Sometimes if you've been saving or investing, and you've been consistent and committed for a while, it's ok to go through a period of spending money. I believe that balance is not just 50/50 for life. It’s knowing that sometimes you’re going to save and invest more because you’re working towards a big happy goal, and sometimes you're going to spend more because you’re simply enjoying your life and money. The sweet spot (and what you should all be aiming towards) is understanding how to be mindful and happy with your choices and what you prioritise. In this episode: How reconnecting with your ‘why’ will transform your spending How to realign with your financial goal Why you need to organise a money date this month How to automate your savings, starting with just £10 Why you should create a daily practice to improve your money management Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to stop letting your money go. Are you sick of feeling like your money is constantly slipping through your fingers? Does it disappear before you can even think about saving or investing? I get it, it can be hard to manage your money, especially when there are so many moving parts. There’s a lot of factors that can impact your money management; the economy, inflation, being single or a business owner, etc. Which is why it’s so important to shift as things change for you. It’s about not getting caught up, overwhelmed or lost in your finances. It’s about being intentional, aware and able to recognise habitual things in the present moment that will help your future self. If you want to become financially independent, you need to learn how to grow and manage your money by building an abudance mindset and trusting yourself. To start on this journey, you need to take small actions to manage your money. This could look like commiting to monthly money dates, showing yourself that you're good with your finances and tracking your spending. These actions will build up your identity and behaviour over time, and little by little each day you'll become a step closer to a version of yourself that's good with money, financially free and empowered. In this episode: Tip #1 | Track your spending Tip #2 | Change your identity Tip #3 | Build trust Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing a life, dating and business update. Strap yourself in, because a LOT has happened in Q1 of 2024, including multiple dates, a mindfulness retreat which quite frankly changed my entire existence, and some big revelations in my business. I’ll be spilling the tea on my latest dates including a failed second date with an Irish barman and a hilarious triple date. Plus, I’ll be sharing invaluable lessons from a talk with Liz Gilbert, Author of Eat Pray Love and one of my favourite books, Big Magic.  Tune in to today’s episode to hear all about the 2 day mindfulness retreat I attended with Global Coaches Jessie Douglass-Smith McGraw and Wyn Morgan. The retreat was centred around the idea that all of our suffering comes from our thoughts, but we are not our thoughts. Yes we have thoughts, but we get to choose which thoughts to believe and it’s our inner wisdom and life energy that keeps us going as humans. This retreat honestly changed my life and this episode could be the catalyst to change yours too. In this episode: Lessons from a talk with Liz Gilbert  The 2 day retreat which changed my life Dating tales from Dubai Spilling the tea on our double turned triple date A breakdown of my upcoming CEO day What’s coming up at Mind Money Soul HQ Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor Follow Jessie Douglass-Smith McGraw Follow Wyn Morgan

In this episode of the Mind Money Soul podcast, I’m going to be sharing why millionaires invest. No one ever got rich JUST from saving. Yes, saving is an important part of your financial plan; it allows you to learn the art of delayed gratification, how to not spend all your money and it teaches your body and brain what it feels like to hold onto money. However, if you only save in cash, it’s a recipe for disaster. Your buying power decreases every year due to inflation which is killing all of your hard earned money. This is why millionaires do what they can to retain the buying power of their money by taking calculated risks, investing and growing their money. There are proven successful methods of investing your money for profit to beat inflation, retain the buying power of your money and increase your net worth including investing in property, the stock market, businesses, gold, art, collectables and bitcoin. Your capital is always at risk, which is why it’s so important to do your education around investing. Those who learn and understand the language of money, understand their own risk profile and learn how to make their money work for them, are the ones who come out on top. Investing is a huge part of financial independence and the simple fact is, if you want to be wealthy, you’ve got to invest. You’re never going to rich just from saving. There’s a narrative that you have to be rich to invest but that’s not true. Start small, start today and begin working towards your financial freedom now. In this episode: How the perceived value of money is determined economically and emotionally How money was created as an universal way to exchange value Why you will never become wealthy just from saving your money How millionaires retain the buying power of their money  The huge financial difference between saving or investing your money How to learn how to invest in order to achieve financial independence Things that impact becoming a successful investor Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing why all millionaires work on their relationship with money and why you should be, too. Relationships aren’t easy, they take work. Think about your friendship circle, you need to put in time, effort and organisation in order for these relationships to thrive. This could look like taking time out of your busy schedule to communicate and check in with each other. If you neglected your friendship, chances are your friend would be looking for a new bestie. If we think about relationships in a romantic sense, you need to have date nights, spend quality time together and put in the work when issues arise. If you don’t, your relationship will fall apart. Bottom line is, in order for relationships in any capacity to thrive, there is always love, respect and effort.  Now, the same goes for money! You have to give your money quality time. You have to show your money care and respect. It needs to know your desires and expectations. It needs guidance so it can work in alignment with you and your big happy goals. Improving your relationship with money and working on your money mindset are the foundations to achieving your millionaire status. Millionaires have an abundant mindset, they understand the importance of working on their relationship with money, taking risks, investing and learning about financial empowerment. This is the secret sauce to becoming and staying wealthy.  In this episode: Characteristics of healthy & unhealthy relationships What does a healthy relationship with money look like? How to identify if you’re a good house for money How your energy can attract or repel money The best way to improve your relationship with money How to understand your limiting beliefs How to improve your money mindset with subconscious reprogramming How to reach millionaire status with an abundant mindset Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing why it’s imperative that you plan for the future. The term future can mean anything from 1 day to 10 years but the simple fact is, if you don’t have a financial plan for your future, it’s going to happen TO you, not FOR you. So, what does creating a financial plan look like? Short term planning looks like creating a monthly spending plan, knowing how you’re going to spend your money tomorrow and moving money aside for short term goals and emergencies. Long term planning looks like big picture thinking, creating a vision for what you want your life to look like in 10+ years, and making an actual plan to get there.  Creating financial goals is so much more than just deciding how much you want in your pension pot. It’s about the bigger picture; what do you want from your life and how do you want it to feel? You get to choose. In this world we have autonomy and the way that we show up on a day to day basis is going to help create and shape our future. Your daily habits, become your life. Financial independence won’t just happen to you, you have to make it happen for yourself. Your big happy goals aren’t going to just fall into your lap, so making a plan and taking action is essential - this is how millionaires get and stay wealthy.  In this episode: Short term planning vs. long term planning The link between money and mental health How to identify and understand your career drivers How to uncap your income ceiling in an job that brings you joy How to build wealth sustainably to achieve financial freedom How to reverse engineer your financial dreams Mindset hacks: demolish limiting beliefs and dream big Rags to riches: the perseverance behind ‘overnight success’ Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join The Feel Good Investor Use the free compound interest calculator

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to reach financial freedom by clearing your debt and steering clear of high interest debt. Welcome back to part 3 of the 'how to become wealthy' series. I’m spilling the secrets of millionaires and sharing the top 6 things they are doing to successfully manage and grow their money. I want to preface this episode by explaining that not all debt is bad and some debt can be useful like student loans, mortgages and business loans. Let’s take a look at a student loan where you borrow money from the government to up-skill and improve your knowledge with the aim to get a job or career with a high income. The key difference with this debt is that you are utilising debt to make more money, get closer to being wealthy and achieve financial freedom.  On the flip side, consumer debt is a destroyer of your finances. This is where a debt (through the use of credit cards, overdrafts and personal loans) is used to fund consumption rather than investment. This type of debt is bad when it becomes unmanageable, whether that’s because you can’t afford to make payments or you’re being charged a high interest. This will eat into your ability to grow your money and work towards financial independence because your hard earned money is going to the loan providers. Tune in to today’s episode if you want to learn how to think like a millionaire, get high interest debt cleared and leverage debt to build wealth.   In this episode: Good debt vs. bad debt: what’s the difference? 3 types of debt which are useful How consumer debt can become an overwhelming problem How credit cards can be useful when used responsibly How making minimum repayments is costing you money How to leverage capital and debt to make more money Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join The Feel Good Investor Use the free compound interest calculator

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to reach financial freedom by making smart choices. Welcome back to part 2 of the 'how to become wealthy' series where I’m spilling the secrets of millionaires and sharing the top 6 things they are doing to successfully manage and grow their money. In today’s episode I reveal something which is second nature to millionaires: making informed choices. In an ideal situation, you’ll take time to consider big financial decisions before you commit to them, rather than them being an afterthought. For example, when it comes to buying a property, have you properly run all the numbers? Tune in to learn the hidden costs, fees and risks associated with buying a house and the factors that you might not be considering which may lead you to become financially crippled. The bottom line is, just because you have the money, doesn’t mean you should spend it. It’s common to get so excited by the prospect of what you're buying that you forget to plan ahead and consider all the potential things that could be a financial nightmare in the future. You never know when your financial situation could change, so be mindful, take your time and make educated choices. Hidden costs and fees to consider when buying a property  Buying a house vs. considering your lifestyle and future goals How to work out if renting is the best option for you The biggest financial mistake made when purchasing a car The questions millionaires ask in order to make sensible decisions The correlation between low financial wellbeing and poor mental health How to create a buffer between your income and expenditure Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join The Feel Good Investor Use the free compound interest calculator

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to reach financial freedom by spending wisely. Welcome to the start of a 6 part series on how to become wealthy. I’m going to be spilling the secrets of millionaires and sharing the top 6 things they are doing to successfully manage and grow their money. Although the term millionaire is used frequently during this episode, being wealthy doesn’t necessarily mean you need to reach the status of a millionaire. At it’s core, being wealthy is about living the life that you want by having the 3 things money can give you: freedom, choice and independence. The first thing that millionaires do to become and stay wealthy is spend wisely. We all get taught how to spend our money, but do you know how to spend wisely? Tune in to today’s episode to learn the key difference, because adding this extra step will transform your mindset and relationship with money. If you want to learn how to spend with intention so that you can live in the moment whilst also supporting your future self, start here.  In this episode: The difference between spending and spending wisely How to be intentional by having a spending plan and budgets How instant gratification can derail your future goals How to live manage and grow your money to reach financial freedom The importance of having an intentional fun fund Why millionaires don’t always look like millionaires Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join The Feel Good Investor Use the free compound interest calculator

In this episode of the Mind Money Soul podcast, I’m going to be answering the common question of “how much should I be investing?” Technically this is a trick question, because when the word ‘should’ is involved it requires us to look closer. When it comes to investing, there is no right or wrong way and it’s going to look different for everyone. Personal finance is exactly that, it’s personal. There are 3 main things to consider when it comes to investing, including affordability, your long term plans and how to increase your investment pot. The short answer is - it’s not a case of how much ‘should’ you invest, it’s really about how much you would ‘like’ to invest. What is your why behind investing? What is driving you towards investing? What is your big happy goal? Sitting with these questions and reverse engineering your goals will be a huge support on your investing journey. In this episode: How to calculate how much you can afford to invest How to be realistic and minimise risk when you invest Why long term goals will drive your investment choices How to make the most of compound interest How to bring in more money to invest How to get your money to work for you Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join The Feel Good Investor Use the free compound interest calculator

In this episode of the Mind Money Soul podcast, I’m going to be sharing my 3 top tips on how to manage your money better. It’s the most simple and straightforward thing but it’s something that so many of us struggle with. In fact, I’d make a confident assumption that everyone listening to this episode could be better at managing their money. Money management isn’t complicated or difficult, it’s simply deciding where you want your money to go. Most people fall down because they either don’t know where their money is going or they assume it will sort itself out. Mastering the art of money management can be achieved by small actions such as setting up a separate spending account, creating a spending plan and working on your money mindset. Managing your money will give you power and control over your finances, allowing you to no longer live pay check to pay check and to save towards your big happy goals.  In this episode: Why you should have a separate spending account How to create a saving, spending and investing plan Why you should always pay yourself first How to understand your emotional triggers and money beliefs How to practise mindful spending through visualisation Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing 4 things to consider when you’re debating whether to quit your job to run your business full time.  I get asked this question often and it’s something I’m able to advise on from a financial expert perspective and also on a personal level, as I quit my long-term job fulfil my souls calling and pursue my career. In today’s episode I share my story, how I built Mind Money Soul as a side hustle and how I successfully turned my passion into a full time business. It’s not as simple as waking up one day and deciding you want to quit your job. There are important elements to consider if you’re serious about creating a profitable, sustainable business.  There’s a narrative that 9-5’s suck and being a business owner is elite, but sometimes the grass isn’t always greener. As an employee, the benefits can be very attractive - a workplace pension, the security of a salary, work perks, the support and companionship of having colleagues. That said, the freedom that comes with being self-employed is incomparable. It’s important to remember that not everyone is cut out to be an entrepreneur, business owner, founder or freelancer and often you won’t know until you try - maybe you’ll love it more than you ever imaged or maybe you’ll realise it’s not for you. The key thing is to ensure you’re going into this process mentally and financially prepared. In this episode: How I created my business as a side hustle 4 things to consider before you quit your full time job How to feel supported by your emergency fund How to project your income and expenses How to identify if your business is sustainable The importance of mindset work and mental preparation How to successfully turn a passion into a business Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join The Feel Good Investor