Minority Money

Welcome back to the Minority Money Podcast! I'm your host, Emlen Miles-Mattingly, and it's been an incredible four-year journey. We've reached listeners worldwide, and I want to express my heartfelt gratitude for your support. Recently, I took the opportunity to revisit our very first episode, and it struck me how much has changed since then. Reflecting on the growth and transformations that have occurred, both personally and professionally, I am overwhelmed with gratitude. Throughout the years, we have had the privilege of learning from exceptional guests, including my own wife and daughters, who have contributed their unique insights. I extend a special shout-out to everyone who has played a part in making this podcast a success.However, I have an important announcement to make. We will be discontinuing the Minority Money Podcast, but fear not—we're starting a new podcast called Hello Retirement, focused on retirement planning. Thank you for joining us on this ride, and stay tuned for exciting things to come.If you loved this episode, you have to listen to these episodes as well: >> Welcome to the Minority Money Podcast!>> Building Dreams through Business with Hope Newsome>> Getting Ready For Retirement**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

We often get caught up in the idea of making big purchases without fully considering the costs associated with them.In this episode we will explore the difference between price and cost through a conversation with my 15-year-old daughter about buying a car. While my daughter was focused on the price of the car and how to pay for it, I wanted to highlight the additional costs associated with owning a car, such as insurance, maintenance, and the cost of time spent away from other important activities. Understanding the difference between price and cost can also be applied to other significant purchases, such as buying a home. As the summer approaches and people begin to explore new purchases, it is crucial to fully consider the cost of ownership before making any large financial decisions.Key Points:[01:25] #1 Calculation of cost of owning a car[04:27] #2 Illustration of buying a $500,000 home[06:15] #3 Importance of accounting for all costs associated with a purchase[07:06] #4 Trade-offs when making a financial decisionIf you loved this episode, you have to listen to these episodes as well: >> Life Planning: Looking Beyond Finances with George Kinder>> Motivation vs Commitment>> Success for Minority Teens with Carlos GomezI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

What financial advice would you give to your younger self or your children?In this episode, I’ll discuss principles for teaching young people about money. These include paying oneself first, not spending more than one makes, investing early and frequently, never stop learning, and managing debt effectively. It is very important to have open conversations with family members about money and building a healthy relationship with it.Build healthy financial habits and ensure that future generations are equipped to make informed financial decisions. Listen now!Key Points:[02:40] #1 Pay yourself first[05:39] #2 Don’t spend more money than you make[07:32] #3 Invest early[09:54] #4 Never stop learning[10:51] #5 Manage your debtIf you loved this episode, you have to listen to these episodes as well: >> Spring Cleaning Your Finances: Tips for a Financial Fresh Start>> Monitoring your Financial Plan with Dr. Preston Cherry [Step 7 of Financial Planning]>> Implementing the Plan with Shawn Tydlaska [Step 6 of Financial Planning]I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

As we near the end of the year's first quarter, let’s reflect on the goals we have accomplished and those we still aim to achieve. In this episode, we’ll talk about removing obstacles and distractions in our lives that prevent us from reaching our financial goals. We will also explore the concept of body budgeting and how it ties into the brain's function in the body's ability to budget. Plus, don't forget to sign up for our six-month Spring Cleaning Your Finances Boot Camp Program with group coaching, one-on-one sessions, and access to an award-winning software for 12 months. If you're looking to improve your financial health and spring clean your finances, make sure to check out this episode!Key Points:[01:44] #1  Spring cleaning finances boot camp offered by Gen X wealth[03:40] #2 "Seven and a Half Lessons About the Brain" and body budgeting[04:32] #3 The importance of removing obstacles to reach our financial goals.[07:20] #4 Tips and suggestions on how to remove obstacles to prepare ahead of time, set realistic goals, and create a routine.If you loved this episode, you have to listen to these episodes as well: >> Spring Cleaning Your Finances: Tips for a Financial Fresh Start>> Monitoring your Financial Plan with Dr. Preston Cherry [Step 7 of Financial Planning]>> Implementing the Plan with Shawn Tydlaska [Step 6 of Financial Planning]I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Spring has arrived, and it's time to freshen up more than just your home! Why not give your finances a much-needed clean-up? Join me in this episode as we dive into the benefits of spring cleaning your finances and discover how Gen X Wealth's Jumpstart Your Finances Bootcamp can help you reach your financial goals. Let's make this season the start of a new, financially savvy you!Key Points:[1:45] #1 Jumpstart Your Finances Bootcamp by Gen X Wealth[2:14] #2 Key areas covered in Gen X Wealth's Bootcamp[4:21] #3 Tips on managing retirement accounts after being laid off or changing jobsIf you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Businesses beware: The collapse of Silicon Valley Bank sends a stark reminder of the impact a bank failure can have. In this episode, we explore the far-reaching consequences of the bank run that caused its downfall and the importance of FDIC insurance for both individuals and businesses. Listen to learn more about the impact of Silicon Valley Bank's collapse on businesses and the importance of FDIC insurance for depositors.Key Points:[1:16] #1 The collapse of Silicon Valley Bank[3:15] #2 What happens when a bank collapses and the importance of FDIC insurance[5:38] #3 The impact of a bank's collapse on the businesses that banked at that bankIf you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

The power of insurance should never be underestimated. But how about we dig deeper into what insurances do and realign them with your financial goals?Today’s episode is about Indexed Universal Life insurance. We talk about how it can be a good investment while serving as your life insurance. We’ll also discuss how to understand policies so you can strategize investing for it. We’ll also debunk insurance misconceptions so you can utilize it according to your financial intentions and outcomes.Make your goal specifically yours. Reclaim your power to strive for life. Tune in now! Key Points:[2:10] #1 IUL is your life’s investment! [13:24] #2 Find the best reason to opt for IUL[14:25] #3 Align your financial goals with the right insuranceIf you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

We are already in the final days of Black History Month! As we set our goals, we cannot help but strive for wealth. But how about we recalibrate them and aim for your well-being?Today’s episode is about setting your goals. We talk about how focusing on the things that speak longevity and genuine happiness as your goal brings you flexibility, clearer perspectives, and better relationships with the people around you. Make your goal specifically yours. Reclaim your power to strive for life. Tune in now! Key Points:[3:15] #1 What’s more important to you than money?[5:19] #2 Flexibility is your power![09:19] #3 Make finding your genuine joy your goal!If you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com. I can't wait to meet you.

If you've ever missed out on a big sale in the stock market because of fear or uncertainty, you're not alone. But don't let that fear keep you from taking advantage of potential gains.In this episode, we'll introduce the concept of dollar-cost averaging (DCA) - a practical investment method for those just starting. DCA allows you to control the frequency of your investments and can help reduce your overall risk.This strategy can also be used in your retirement accounts, where a portion of your income goes into your company retirement plan every month, purchasing shares of mutual funds, ETFs, or stocks.The key to successful investing is having a long-term perspective and staying disciplined in your investment strategy. So don't let fear hold you back. Start investing in the stock market using dollar-cost averaging and watch your portfolio grow! Key Points:[3:20] #1 Dollar-cost averaging (DCA) spreads out investment purchases to reduce market impact[3:50] #2 Retirement accounts like 401(k) and IRA often use DCA to purchase shares of investments[8:03] #3 DCA involves systematic monthly stock purchases of the same dollar amountIf you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Ensure your love lasts a lifetime. Plan your estate to secure your loved one's future and bring them peace of mind.In this episode, I will discuss the importance of estate planning and share a personal experience to highlight its benefits. I will also cover the documents that go into an estate plan, such as wills, trusts,  and medical health care directives. Estate planning will help you distribute your assets, and medical health care directives can ensure that one's wishes are respected in case of incapacitation. Take the first step in showing your love for your family by creating an estate plan with us. Tune in now! Key Points:[5:22] #1 What is an estate plan, and how does it help?[9:16] #2 How an estate plan can help you when someone is incapacitated?[10:58] #3 What goes into the estate plan?If you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Have you ever experienced being so good at something and then suddenly just stopped doing it? Like having the discipline for months to save money, but totally lose it on a random day at a shopping center.In today’s episode, I discuss the three magic questions that can help you discern what you need to give your time, energy, and focus on. You can only see results when you learn how to say no to things that rob you of your resources, when you start doing things you should be doing, and if do something you are good at consistently. Tune in now to better understand these magic questions and how you can apply it in life and in your finances!Key Points:[3::24] #1 What am I doing that I shouldn’t be doing?[5:00] #2 What am I not doing that I can and should be doing?[8:08] #3 What do I do well, and should I keep doing?If you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

We are at the end of the first month of the year!It’s safe to say that everyone is enthusiastic about meeting the beginning of the year. Everyone has their New Year’s resolution, commitment, and/or goal. Everything was planned out, yet things get in the way; life happens.Today’s episode is about being okay when you do not reach your goals and what to do instead. When you don’t lose the weight that you want to, that’s okay. If you didn’t meet the saving goals you set for the month, that’s okay!Not hitting your goals is sometimes okay. Relook, reassess, and recommit to your goals. Tune in now! Key Points:[3:02] #1 Being off track with budgeting…that’s okay![4:30] #2 My meditation goal.[7:55] #3 If you don’t hit your goal, it’s okay.If you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Financial anxiety is one of the common issues among adults worldwide. Everybody worries about money from time to time, but financial anxiety is different. It can be a product of trauma and a serious mental health issue that you should resolve as soon as possible.In this episode, we will talk about these key points that will help you understand the cause and how to deal with financial anxiety:Signs of Financial Anxiety How Financial Anxiety Affects You How To Handle Financial Anxiety How To Overcome Financial Anxiety Worrying about money constantly affects your mental and physical health because of stress. The best thing to do is get professional or financial help. You don’t have to do this alone, and finding support could really help you with your struggles.If you loved this episode, you have to listen to these episodes as well: >> The Value of a Financial Advisor >> Planning Your Life & Finances - a 2022 Mash Up>> Own Your Home and Grow Your Mental WealthI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com I Can't wait to meet you.

Partnering with a financial advisor can help you develop confidence and commitment to achieving your financial goals. But, when and why do you need a financial advisor?In this episode, I will talk about four things that a financial advisor can bring value to you:Behavioral side of the financial advisorCustomized client experienceTaxRebalancing if you're investingTune in now as I discuss what things could help you build your net worth!Highlights and Resources:Behavioral Financial CoachingRebalancingCustomized Client ExperienceTaxes, taxes, and more taxesThe Behavior Gap Book - www.amazon.com/Behavior-Gap-Simple-Doing-Things/dp/1591844649I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend.**********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can't wait to meet you.

In a person’s working life, retirement planning is a must. You are never too young or too old to get started with it. It’s an important part of life as  you grow older. After all, who would want to work at a very old age?Today we’re going to answer a few simple questions like "What should I do with my retirement account?”, “What retirement account suits my needs and income?”, “How much money should I put in my retirement account?”Hop in now, as I answer all of your questions, so you can get started and contribute to your retirement plans! Highlights:>> Annual contribution limit for 2023>> How much money to contribute in retirement account>> What to do after retirement>> Service withdrawals>> Individual Retirement AccountI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. **********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can't wait to meet you.

Stop writing your new year’s resolution, it’s time to stay committed to accumulating your wealth this 2023. Today’s episode is about how to continue to grow wealth and how to stay on track with your goals. Set your goals right, don’t list more than three goals because you will only lose focus of what you really want to do. 2023 is not the year for excuses. Don’t be afraid to invest this 2023! Listen now!  No excuses!Any excuse for non performance however valid softens the character. It's a sedative against one's own conscience. When a person uses an excuse, they attempt to convince both themselves and others that being unsatisfactory is somehow acceptable. They perhaps unconsciously attempt to divert the attention away from the performance, the only thing that counts to their own want for sympathy.The user is dishonest with themselves as well as others. No matter how good or how valid, the excuse never changes the performance. The world measures in terms of performance alone, no person is remembered in history for what they may have accomplished. History never asked how hard it was to do something nor considered the obstacles that someone had to overcome. No person performed a worthwhile task without consciously ignoring the many plausible excuses. Washington MITRE reported Delaware's running with ice that would crush our boats. Lincoln might have said that people will simply not support a war to keep the South in the union. Eisenhower may have said at Normandy, as the Germans did. The weather made amphibious assault impossible.To use an excuse is a habit. We cannot have both the performance habit and the excuse habit. We all have a supply of excuses. The more we use them, the lower our standards become the poor our performance, and the better we perform. The less plausible our excuses become. The next time you want to defend your slothfulness with an excuse instead say no excuses. Notice the startling effect this will have on your self-respect. You will recognize your failure. You have been honest with yourself and you'll be one step closer to the performance standard. Highlights:The year 2022 ended in a rallyAn increase in Social Security for retired peopleGood things that happened with my familySet a small number of goals for yourself in 2023How to continue to grow wealthHow to stay track on with your goalsI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. **********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how...

We are back on the podcast after a short break with a mash-up of some of the best moments from 2022! 2022 has been an amazing year! As always, we've continued to highlight fellow minorities who are making waves in the financial planning space, shared their stories and tactics on how you can create generational wealth for your family. We also highlighted stories from strong independent women and the LGBTQ community.Get ready, as 2023 will only get better!Enjoy! Episode Highlights:Behavioral Finance: How We Think About Money with Brian Portnoy - Jump in on our conversation as Brian shares with us how we can underwrite a life that is meaningful to us!https://gennextwealth.com/episode/behavioral-finance-how-we-think-about-money-with-brian-portnoySuccessful Career Shifting in your 40’s with Tamara White Hutchinson - Learn how Tamara overcame money anxiety and how it led to her current career shift at 40. https://minority-money.captivate.fm/episode/successful-career-shifting-in-your-40s-with-tamara-white-hutchinsonBreaking Glass Ceilings in Finance with Rosa Chalekian and Mari Miles-Mattingly - If you’ve ever felt like people have put you down for your gender, then we hope that this episode empowers you to prove everyone wrong and achieve your dreams!https://minority-money.captivate.fm/episode/breaking-glass-ceilings-in-finance-with-rosa-chalekian-and-mari-miles-mattinglyMotivation vs Commitment - Each time the new year arrives there's always this sudden motivation to push ourselves to do better, but here's the thing. But motivation comes and goes. What you’ll really need is commitment to actually push through. https://minority-money.captivate.fm/episode/motivation-vs-commitmentI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. **********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can't wait to meet you.

There comes a season in life where you’ve planned everything out and your course seems to be going in a straight line and suddenly, everything goes wayward. Challenges begin to pile up and you don’t know which one to deal with first. When all the doors are being shut, it might be a sign for you to take an alternate course. Today we are joined by Shana Sissel, Founder, President, & CEO of Banríon Capital Management, the Queen of Alternatives, Mrs. Illinois Intl 2020, and Co-Host of The Black Swans Podcast. Shana joined us in Episode 89 where she showed us why women should be in the field of finance. A lot has changed since the last time she was here on the show! In this episode, she gets candid and shares the challenges she overcame in the past months leading her to start Banríon Capital Management. Shana talks about the challenge of overcoming problems, and beginning an alternate path to achieve the goals she has for herself, her son, and for the industry. With her company, she wants to help both advisors and clients navigate through the world of alternative investments by providing advisors all the tools and databases they need to build alternative portfolios. The path you take whether it be in life or in your investments doesn’t need to be the same as everyone else, or what other people expect of you, you just have to focus on the alternate path and investments that best works for you!  Highlights:>> Founding Banríon Capital Management>> The challenges Shana faced over the past 14 months>> What are alternatives>> Making diversification happen through alternatives>> Alternatives as a way to diversify portfolios>> Working with companies with the same vision >> Shana’s liquid alternative models >> Providing turn-key solutions that advisors can use >> Giving the average retail investor and the average advisor access to analytical tools >> Bouncing back from rock bottom >> Shana on making an effort to improve her mental health and overall well-being>> The importance and impact of sharing the vulnerable stories Connect with Shana:>> LinkedIn: www.linkedin.com/in/shsissel >> Website: www.banrioncapital.com >> Instagram: @finance_queen2020 >> Twitter: @shanas621 Shana’s Projects:>> The Black Swans Podcast>>The Often-Forgotten Art and Science of Manager Due Diligence  If you loved this episode, you have to listen to these episodes as well: >> Empowering Women to be in Finance with Shana Sissel>> a...

We’re about to enter the 4th quarter of 2022! How have you been doing so far? We have curated some of the episode highlights from the earlier part of the year. These episodes are foundational in planning and building towards a life of wealth for you and your family.Take a look back on these episodes and let’s finish the year strong! Enjoy this episode!Links to the full episodes and show notes:Life Planning: Looking Beyond Finances with George Kinder https://minority-money.captivate.fm/episode/life-planning-with-george-kinderWe’ve talked so much about financial planning on this podcast, but there’s a much bigger picture we also need to consider when we lay down our finances. And that’s life planning– where we aim our financial goals based on what we want to achieve in our lifetime and how we can support our dreams.Financial Planning and the Racial Wealth Gap with Dr. Miranda Reiter, Ph.D. https://minority-money.captivate.fm/episode/financial-planning-and-the-racial-wealth-gap-with-dr-miranda-reiter-phdFor a long time, gender and racial equality stood far from ever being recognized and addressed. It’s only in recent years that we as a society have progressed to be much more inclusive and representative of minorities in the financial planning field. Join us in this episode as we talk about the facts and how the industry needs to change to present more equal and equitable opportunities for minorities.Creating your Financial Narrative with Shehara Wooten [Black History Month Special] https://minority-money.captivate.fm/episode/creating-your-financial-narrative-with-shehara-wooten-black-history-month-specialWe all have a story that is uniquely our own and just like with finances, not everyone goes through the same journey. Shehara Wooten is one such financial planner who is here to help you create your own financial narrative which caters to your specific needs. Building Generational Wealth with Lea Landaverde https://minority-money.captivate.fm/episode/building-generational-wealth-with-lea-landaverdeBuilding wealth for ourselves is a dream for all of us but building generational wealth that will help your entire family and all the future generations to come after you is even better. Here to help you realize that you too can achieve this is Lea Landaverde. If you were born into not the best of circumstances and looking to break through and live the life you’ve always dreamt of for yourself and your entire family then this week’s episode is just for you.     **********I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (

It doesn't matter how old you are, if you want to make a change and uplevel your skills, you can do it! Tamara White Hutchinson is a public relations and communications practitioner of more than 20 years and recently began the process of transitioning into the financial industry, with her money coaching company, The Cash Class. Tamara and I talk about how anyone can successfully change careers in their 40’s. She also shares the change she went through when she started suddenly making six figures at 25 year old from making only $35,000 a year. We also talk about money anxiety and how she educated herself into a better relationship with money.Learn how Tamara overcame money anxiety and how it led to her current career shift. Tune in now! Highlights:>> Planted seeds of grit and resilience>> Tamara’s money anxiety>> Learning more and figuring out what causes her anxiety>> From PR to CFP at 40>> Importance of advisors in running the numbers>> More room for women, people of color, and LGBT community in the financial industryConnect with Tamara:>> Website: thecashclass.com>> Facebook: www.facebook.com/thecashclass>> Instagram: @thecashclass>> linktr.ee: linktr.ee/thecashclass>> Twitter: @thecashclassIf you loved this episode, you have to listen to these episodes as well: >> Empowering Women to be in Finance with Shana Sissel>> People of Color Disrupting the Financial Industry with Dana Wilson>> Creating Change Through Representation with Ana Trujillo LimónI’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts (https://apple.co/3jN77Mv), Spotify (https://spoti.fi/3jParH0), Google Podcasts (https://bit.ly/3n3i8vb), or on your favorite podcast app and SHARE THIS 👉 (https://bit.ly/3l18yWQ) with a friend. **********Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://bit.ly/3jO4cmF) Want to chat with a fee-only financial planner? Shoot me an email at emlen@minoritymoneypodcast.com  Can't wait to meet...