Money & Mindset Podcast

In this season finale episode, The Money & Mindset Podcast collaborates with The Woman To Woman Podcast to discuss moving from a poverty mindset to a growth mindset.  Host Sheryka Alford shares her point of view and experiences of limiting behaviors relating to poverty mindset.  Anntricia Bray Smith further addresses the characteristics of mediocrity and how it equates to poverty. Topics discussed include: *Characteristics of poverty mindset  *How to overcome the poverty mindset Don’t forget to subscribe and leave a review.   Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. To learn more about Anntricia Bray Smith, visit https://www.linktr.ee/anntriciabraysmith.           To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner.       DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.       Money & Mindset theme music is Cali by Wataboi.           #povertymindset #growthmindset 

HEY PARENTS! Are you and your teen prepared for college dorm life? In this episode hosts Sheryka Alford and Anntricia Bray Smith discuss ways to ease the transition from life at home to living on campus. In addition to the benefits of living on a college campus, they discuss the dark side of college life that people don’t usually talk about. ALSO Check out Season 1 Episode 8: Preparing For College (https://anchor.fm/moneymindsetpodcast/episodes/Ep-8-Preparing-For-College-eo7fel). And get your copy of Time To Talk by Anntricia Bray Smith. To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Don’t forget to subscribe and leave a review. Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice. Money & Mindset theme music is Cali by Wataboi. #collegedormlife #prosandconsoflivingoncollegecampus #howtosurvivedormlife #darksideofcollege

Are you looking for a way to REBOOT YOUR BUDGET and to be more intentional when it comes to spending?  If you answered, “YES!”, then you should participate in the no spend challenge. In today’s episode hosts Sheryka Alford and Anntricia Bray Smith discuss the benefits of doing a No Spend Month. They also provide tips to help keep you focused and on track.  Don’t forget to subscribe and leave a review.   Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. To learn more about Anntricia Bray Smith, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner.       Money & Mindset theme music is Cali by Wataboi.       DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.

#taxrefund2022 Yes, it’s that time again…gather up all the income tax documents! In this episode hosts Sheryka Alford and Anntricia Bray Smith shine the light on things to avoid when you receive tax refunds or unexpected lump sums of money. Topics discussed include: • Getting a financial education • Writing down your plan • Collaborating with a mentor or business coach • Knowing where to get your money DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice. Don’t forget to SUBSCRIBE and leave a review. Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi. 

Should religious organization leaders do more to encourage financial literacy within their congregation?  Join hosts Sheryka Alford and Anntricia Bray Smith as they share their thoughts about teaching financial literacy in the church.   Be sure to get your copy of Mini Money Lessons for Teens: The Little Guide That Sparks Big Discussions by Sheryka Alford and Trinity Alford. And Financial Education Simplified by Anntricia Bray Smith! Both books are available on Amazon.   Don’t forget to subscribe and leave a review.  Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi. DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.

Have you considered dividend investing as an additional stream of income?  Join hosts Sheryka Alford and Anntricia Bray Smith as they discuss dividend investing with the author of Dividends Are a Queen's Best Friend: A Beginner's Guide to Dividend Investing, Charlene Rhinehart, CPA.  To learn about Charlene’s dividend investing course visit wealthywomendaily.com/dividendqueens/ and you can follow her on Instagram @charlenerhinehart.  Don’t forget to subscribe and leave a review.  Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi. DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.

Is Medicare free?  When should I enroll in Medicare?  Does Medicare cover all medical expenses?    Join host Sheryka Alford as she has an insightful conversation with Jim Blankenship, CFP®, about Medicare. Jim is the author of A Medicare Owner's Manual: Your Guide to Medicare Benefits, available on Amazon. He also provides information about social security, IRAs, income tax, and all things financial on his website financialducksinarow.com.   Visit medicare.gov for more information about Medicare.  And if you missed the previous interview with Jim about social security, check out Season 3 Episode 9 Understanding Social Security.   Don’t forget to subscribe and leave a review.  Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi. DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.

In this episode host Sheryka Alford discuss the importance of budgeting with financial coach Marc Russell of BetterWallet. Marc shares his personal story about how he paid off $80K of debt in three years. To access Marc's budget template and other money tools, visit taplink.cc/betterwallet and you can follow him @betterwallet on Instagram.   Don’t forget to subscribe and leave a review.    Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.   To learn more about Anntricia Bray Smith, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi. DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.

Are you constantly stressed out over the holidays?  Do you regularly find yourself still paying for holiday expenses, after the New Year?   In this episode, hosts Sheryka Alford and Anntricia Bray Smith offer tips on ways to prepare for the holidays and lessen the associated stress.   Topics discussed include:  Creating a holiday sinking fund  Setting a budget and sticking to limits  Meal planning and delegation  Smart shopping ideas   Don’t forget to subscribe and leave a review.  Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi. DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.

Wow, it’s hard to believe the Season 3 Finale is already here!   This season hosts Sheryka Alford and Anntricia Bray Smith have discussed topics ranging from clearing out the clutter, financial planning for those with disabilities, turning your passion into profits, investing, understanding social security and much more.    Be sure to catch any of the previous episodes, that you may have missed.   Don’t forget to subscribe and leave a review.    Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi.

How much will I get each month?  Should I file for social security retirement benefits now or later?  Will the social security program run out of money?  These are some of the things that we have all probably wondered about or will, at some point.   Join hosts Sheryka Alford and Anntricia Bray Smith as they have an insightful conversation with Jim Blankenship, CFP®, about social security retirement benefits. Jim is the author of A Social Security Owner’s Manual and Social Security for the Suddenly Single: Social Security Retirement and Survivor Benefits for Divorcees, available on Amazon. He also provides information about social security, IRAs, income tax, and all things financial on his website financialducksinarow.com.  Visit ssa.gov for social security modeling calculators.   DISCLAIMER: Views expressed (by the hosts and guests) on the Money & Mindset podcast are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.   Don’t forget to subscribe and leave a review.  Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi.  

Woman To Woman host Anntricia Bray Smith collaborates with Money & Mindset host Sheryka Alford to discuss the importance of being aware of where your money is going.  Some funds are easier to track than others.  While being disciplined in most areas of your spending, Anntricia and Sheryka discuss money that may be slipping through your fingertips that you may be blind too.   This collaboration is necessary to discuss in your next steps to reaching financial independence and freedom.  Don’t forget to subscribe and leave a review.  Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi.

I’m too old.  I don’t have enough money.  I don’t have the time.  I have kids.   Do you find yourself making excuses for not following your passion?   In today’s episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith are joined by the award-winning author of Bold, Brave and Courageous: A NO FEAR Success Guide for Teen Girls, Wyjuana Montgomery.    Wyjuana shares her story of turning her passion for working with teen girls into profit. She also provides words of wisdom for handling the obstacles faced by those striving for entrepreneurship. From the words of Wyjuana have NO FEAR! Never let anyone tell you what you cannot do. Open your mind to the possibility of your greatness. Fight for what you want. Expose yourself to new things. Act on opportunities to launch yourself. Reach forward.   Be sure to follow Wyjuana Montgomery on Facebook and catch the Monday Night Chats for Moms & Mentors of Teen Girls at 7:00 PM central.  To learn more about Wyjuana and the services that she provides visit www.wyjuana.com/.    Don’t forget to subscribe and leave a review.    Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith, visit https://www.linktr.ee/anntriciabraysmith.               To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner.              Money & Mindset theme music is Cali by Wataboi.

Are you allowing fear to keep you from investing in the stock market?  Would you like to learn more about how to invest?  You don’t have to make a six-figure income to invest in the stock market.    Join hosts Sheryka Alford and Anntricia Bray Smith as they chat with Kevin Matthews II, about the benefits of investing in the stock market. Kevin is the creator of buildingbread.com which provides resources that teach how to invest and build generational wealth. He’s also the author of From Burning to Blueprint: Rebuilding Black Wall Street After a Century of Silence, available on Amazon.   For a free download of How to Start Investing in Just 3 Days visit www.buildingbread.com/3days. Also, you can purchase the Perfect Portfolio Course at www.buildingbread.com/ppc. To learn more about Kevin, follow him on social media @buildingbread.   DISCLAIMER: Views expressed on the Money & Mindset podcast (by the hosts and guests) are for entertainment and informational purposes only and does not constitute any financial, legal, or other type of advice.   Don’t forget to subscribe and leave a review.  Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi.

In today’s episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith discuss how to use your gifts and talents to obtain additional sources of income.  Anntricia shares her personal story of developing her untapped talent and turning what she is passionate about into profit, through entrepreneurship.   Also, they share a few things to consider before you decide to take the final leap from your 9 – 5.   Don’t forget to subscribe and leave a review.    Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith, visit https://www.linktr.ee/anntriciabraysmith.               To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner.                Money & Mindset theme music is Cali by Wataboi.

Can you believe we’ve already made it halfway through the year?  Now is a great time to conduct a mid-year check in!   Is the beneficiary information current on all your policies and accounts?  Have you started a sinking fund for upcoming large expenses?  Have you re-evaluated your budget/spending plan lately?  Are you content with your career?  Do you need to improve your skill set?   In today’s episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith discuss actions that you can take today that will help improve your financial health.    Don’t forget to subscribe and leave a review.    Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith, visit https://www.linktr.ee/anntriciabraysmith.               To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner.               Money & Mindset theme music is Cali by Wataboi.

Now that school is out, what are you going to do with all that free time?  In today's episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith share ways to have fun this summer without breaking the bank. They talk about activities like scavenger hunts, park activities, volunteering, and more.  Don’t forget to subscribe and leave a review.  Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith.  To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner.   Money & Mindset theme music is Cali by Wataboi.

For most of us, just the thought of financial planning causes stress levels and emotions to rise to 10. And for those considering the futures and wellbeing of a loved one with special needs, financial planning can be extremely overwhelming.   In today’s episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith discuss different ways to provide financial assistance to a loved one with disabilities.     For more information regarding special needs trusts and the ABLE (Achieving A Better Life Experience) account visit https://specialneedsanswers.com/ and https://www.ablenrc.org/. Be sure to consult with your financial professional to determine the best course of action for your specific circumstances.    Don’t forget to subscribe and leave a review.   Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith, visit https://www.linktr.ee/anntriciabraysmith To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner Money & Mindset theme music is Cali by Wataboi.

Now that spring is here what better time to crank up your favorite tunes and clear away the clutter! In today's episode of the Money & Mindset podcast, hosts Sheryka Alford and Anntricia Bray Smith discuss the physical, mental, and emotional impact that clutter has on our lives. And let's not forget the cost! They also offer ways for you to mentally reset and evaluate the things that you allowed into your personal space. You can find the AARP article referenced during this episode, What Your Stuff is Costing You, at www.aarp.org/money/budgeting-saving/info-2018/clutter-cost-fd.html. Don’t forget to subscribe and leave a review. Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com.  To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner Money & Mindset theme music is Cali by Wataboi.

In today’s episode hosts Sheryka Alford and Anntricia Bray Smith reminisce as they wrap up Season 2 of the Money & Mindset podcast. Looking back at all the shows there seems to be a common theme for accomplishing success while on your financial journey: - Shift in mindset - Positive community - Continuous education (books, podcasts, mentors, etc.) And if you listened to both Season 1 and Season 2, you have been equipped with the information needed to: - Create a spending plan - Be more intentional about your purchases - Obtain appropriate insurance Be sure to catch any of the previous episodes that you may have missed. And we’ll see you back here for Season 3 of the Money & Mindset on May 18, 2021! Don’t forget to subscribe and leave a review. Have a question or comment? Email us at moneyandmindsetpodcast@gmail.com. To learn more about Anntricia Bray Smith and her courses/books offered, visit https://www.linktr.ee/anntriciabraysmith. To learn more about Sheryka Alford, visit https://www.linktr.ee/theproactiveplanner. Money & Mindset theme music is Cali by Wataboi.