Money Basics Podcast

This podcast covers topics related to personal finance, mindset, motivation, money, investing and financial planning. Created and hosted by Dan and Jordan with two very different approaches to personal finance and investing. Dan is more logical and has more investing experience, Jordan comes from his own personal debt experience and is more emotional. Together they speak with each other and guests about all aspects of money. Join us on any podcast platform and participate with Q & A and polls on Spotify!

TD Bank In Trouble? Business accounts and more!

In this episode, we discuss how archaic Canadian business banking accounts are, we dive into the TD Bank money laundering fiasco and discuss our thoughts on whether or not this has created a stock-buying opportunity.

05-20
53:20

Could You Use An Extra $300/month? Here's One Way...

In today's episode Jordan and Dan provide updates on companies on their s*** list, discuss recent experiences and successes in freeing up the budget, and talk about strategies for you to look into too. As discussed in the show - here are referral codes for products we stand behind. Remember, only use these if it makes sense for YOU. Don't sign up just because we told you to. But IF you decide to go this way, you may as well use these codes so we can make money and you will too! Wealthsimple for day to day banking, high interest savings, stock/etf trading. https://www.wealthsimple.com/invite EQ Bank for day to day banking with a reasonable interest rate, joint accounts, spending while traveling and industry leading GIC rates. join.eqbank.ca?code=DANIEL5480 Join public mobile https://publicmobile.ca/en/on/plans?referral=9X45L2

03-11
57:45

Simplii on the s*** list, Averaging Up/Down, and NVIDIA

In today's episode we talk about our gripes with Simplii financial and other financial institutions and what better options are out there. We also talk a little about investing strategies of averaging up and down on stocks, and go over our history with NVIDIA and some other tech names.

02-24
59:37

Why Investing Is Interesting and Some Companies We Like

In this episode we talk a little bit about investing strategy, and then get into a bunch of different Canadian companies that we like and/or own, and run down what they do. Some of the companies we talk about are Telus, Bell, Rogers, TD bank, CN rail, CP rail, Brookfield, Riocan, and SmartCentres.

01-27
01:11:58

Money, Stocks and Crypto with Ryan of GetRichBrothers.com

In this episode we had the opportunity to sit down and chat with Ryan from GetRichBrothers.com about all sorts of topics ranging from budgeting and savings rates to companies and investors we admire to crypto and blockchain. It was an absolute blast chatting with a likeminded individual, and we hope to do it again soon!

12-18
02:09:55

The Rant Episode

In this episode we address our recent hiatus, talk about the ups and downs of running MoneyBasics, discuss the markets, and get heated about human nature. Welcome to season 2 of the MoneyBasics Podcast! Moneybasics.thinkific.com

12-11
01:17:11

Ep 22 - Career Advice for Young People

Are you aged 15-30 ish, and don't know what you want to do in life? Are you trying to make a difficult college/university decision? Are you working a job you don't like? We made this episode for YOU! This is a conversation about what we know now that we kind of wish we knew when we were kids trying to figure out college and career paths. We didn't reference too many things in this episode, but we DID reference Moe from Moementum Finance on YouTube. Here is the episode we did with him: https://www.youtube.com/watch?v=TwyhOwMryKk&t=2629s

09-25
01:13:04

Ep 19 - Money behaviours that grind our gears with Melly.

Dan is gone! I invited my wife to discuss the world and debt. How we are spending so much money and interest is ever increasing! Please listen to Dave Ramsey being Angry, I decided to add the link here so you can choose to listen if you want. We recommend it. https://www.youtube.com/watch?v=K1usdOW4RyI Publicmobile.com here is my code you get 15$ I get $1 off my bill a month. 9X45L2

07-15
01:11:02

Ep 18 - The Beginner investor - Becoming a more informed investor

In this episode we discuss common questions we see from beginner investors, not relying on strangers on the internet to give you good advice and how to quickly check out a company and start doing your own research. We also give a few options for shortcuts if reading company financial reports sounds too boring! Here are links from the episode: Burton Malkiel interview Peter Lynch One up on wall st Free super simple stock screener instructional video The screener itself can be found at the bottom of MoneyBasics.Thinkific.com 5 Minutes of stock research - A crash course on things to consider when thinking about investing in a company.

07-03
01:03:19

Ep 17 - The FHSA and How Mortgages and Brokers Work With Special Guest Dylan

In this episode we bring on another special guest - Dylan Lascelle our friend and a mortgage broker in Ontario to help us understand mortgages, the role of a broker, and the new FHSA. We also talk about REITS, investing strategies within the FHSA, mortgage renewals and interest rates. https://www.instagram.com/dylanlascellemortgages/ Check out the article Dylan wrote for us HERE Here's newcomer investor podcast link https://open.spotify.com/show/7koQIwwtB1NxJYPxEW9A9w?si=Y3AJ33TySlWxwWmx2xOTgQ

06-25
01:19:55

MoneyBasics Podcast Ep 16 - How to vacation on a budget, with Sabrina!

In this episode we talk all about vacations with Dan's fiance Sabrina. We go over budgeting for a trip, costs involved, tricks for saving up for it and how to spend less while traveling. Some references from this episode: EQ Bank referral code - You get 20 bucks, we get 20 bucks to roll back into the podcast - https://join.eqbank.ca?code=DANIEL5480 Google Sheets Budget Template - https://docs.google.com/spreadsheets/d/1aWF5euwgkCirXlHZ92Cfft-zMUmXWBibIwQySUUwRrQ/edit?usp=sharing Google Sheets Budget tutorial video - https://youtu.be/2AIaVAhVIdg If you like the content, give us a share! We don't grow without listeners like you.

06-16
01:21:07

MoneyBasics Podcast Ep 15 - Business Update, Habits, Where to Start, and Cutting Costs with Melly!

In this episode we lose track of how many podcasts we've done, we bring Melly back on to discuss where beginners on their personal finance journey can start, we give you all some insight into the MoneyBasics business, and we talk about forming habits. As always, we appreciate the support! A comment or an episode share go a long way, and we don't grow without YOU! Thank you for helping us spread the message. Here's the credit card article we talk about in this episode. https://link.medium.com/zI1nstGQnAb Book: Atomic Habits by James Clear Check us out on Blossom See my portfolio and trades on Blossom, the investor's social network. 📊 Use my code: JGM326 to earn $5 cash! https://getblossom.page.link/referral

06-04
01:10:28

MoneyBasics Podcast Ep 14 - Working Your Dream Job, Work Ethic and YOLO mentality

In this episode we get the audio right. We also discuss whether or not we are working our dream jobs, what that means exactly, we dive into the shifting employee-employer dynamics, work ethic, and YOLOing your way through life. Oh, and we also get attacked by a bunny.

05-27
48:01

MoneyBasics Podcast Ep 13 - Overcoming Debt With Special Guest: Melly

In this episode we record on a terrible mic again - I promise you this will be the last time. We also bring a very special guest on the podcast - Jordan's wife Melly! She walks us through her upbringing with money, the traps that she was lured into, and the story of Jordan and Mel overcoming their debts to get to the life that they have today. We've got links for you! Google Budget Sheet (the budget tool Dan uses) - download a copy HERE Learn how to use the sheet HERE The written story of Jordan and Melly's journey Thanks for listening and if you like the content - give us a share! We don't grow without YOU!

05-17
01:13:16

Money Basics Podcast Ep 12 - Banks, Social Media, and Investing

In this episode Dan forgets to switch the recording input to the mic, so we recorded off the laptop mic! My bad... Sound quality issues aside, we discuss a little bit of everything in this episode ranging from social media habits to banking, to retirement, to investing. We also touch on the TD bank situation a little bit. As always, here are links to a couple of things we referenced in the episode: Building Wealth article Investing in Banks article Why You Should Switch to EQ Bank - there's a referral code at the end of this one where we can both make money! Blossom social investing app click the link or use whatever app store you normally use and search Blossom. Use referral code ZYPV9Q and we'll both get money! As always we appreciate the support, and we super-appreciate all of those who share our content! We don't grow without your support. Thank you.

05-02
59:06

Money Basics Podcast Ep 11 - How Risky is Investing? Stats and Strategy Talk

In Today's episode Dan and Jordan discuss some statistics around investing, we make the case for how risky investing can be if managed properly, we talk about some basic investing strategies, and we include way more swearing than we ever have. Hope you like F-bombs. As usual we referenced a bunch of good and interesting content. Here are some links! The Gambler John Goodman speech Building Wealth is simple Article Dividend article If you like the content - give it a share! It helps us grow and helps get the message out there. Enjoy!

04-16
01:06:33

Money Basics Podcast Ep 10 - Retirement

Today, Jordan and Dan talk about retirement planning, what retirement looks like for us, how to save for retirement, and what to do if you're a little older and haven't started seriously preparing to retire yet. We also go off on paying for your kid's schooling for some reason. Audio only this week - video is a little more complicated to set up and edit, and it's been a crazy couple of weeks. Ain't nobody got time for that! Thanks for listening, and if you like what we're doing here give us a share! Remember, we've got content EVERYWHERE! Check out some of the things we do and the references from today's episode!    Links to all of it can be found at the website MoneyBasics.thinkific.com References from today's episode: Dan's Retirement article

03-27
01:03:20

Money Basics Podcast Ep 09 - Telecoms, Phones, and Tech

Today, Jordan and Dan talk about how cell phones are making people broke especially in Canada, the difference between wants and needs, tricks to save money on phones and plans, and how fast technology is moving. Also, Jordan learns the difference between an Oligopoly and Polygamy. Thanks for listening, and if you like what we're doing here give us a share! Remember, we've got content EVERYWHERE! Check out some of the things we do and the references from today's episode!    Our stuff:  The Website  The Articles  The Podcast  The Youtubes   Facebook:    Do it all for the Gram:    The Tweets  Tik Tak References from today's episode: To compare phone and tech products: https://versus.com Public Mobile Referral bonus code: 9X45L2 EQ Bank Referral Bonus (you get 20 bucks, we get 20 bucks) https://join.eqbank.ca?code=DANIEL5480

03-12
01:15:47

Money Basics Podcast Ep 08 - Cars Featuring Mechanic Mike

In this episode we brought on another special guest - our father. Mike has been a well respected car mechanic for 40+ years and was willing to come chat with us about buying new and used cars, leases, financing, maintaining your car, which cars he likes and which he doesn't, and he also gave us a pretty good peak behind the curtain of what happens at car dealerships. This is an episode you won't want to miss! Thanks for listening, and if you like what we're doing here give us a share! We've been growing faster than our wildest expectations, and we want to keep that momentum going!  Remember, we've got content EVERYWHERE! Check out some of the things we do and the references from today's episode!   Our stuff: The Website The Articles The Podcast The Youtubes                               Facebook:                                   Do it all for the Gram:                The Tweets Tik Tak References from today's episode: Scotty Kilmer, YouTube mechanic 0% financing article

02-27
01:18:39

Money Basics Podcast Ep 07 - Investing 201 - Cranking it up a notch for Canadian Investors

In this episode we brought a special guest on to help us talk about the absolute basics of investing AGAIN and take it a few steps further . We get into a few more types of accounts, the pros and cons of them and the types of investments you could buy in them. We dig down deeper into the RESP and Non-Registered accounts. Thanks for listening, and if you like what we're doing here give us a share! We don't grow without YOUR help!  And remember, we've got content EVERYWHERE! Check out some of the things we do and the references from today's episode!   Our stuff: Medium: https://medium.com/@moneybasicscourse Podcast: https://spotifyanchor-web.app.link/e/wY2M6A6Aywb https://www.youtube.com/channel/UCTZLL1CI0VOwHUxAyGtIs2g Facebook: https://www.facebook.com/MoneyBasicsCourse/ Insta: https://www.instagram.com/Moneybasicscourse/?fbclid=IwAR3gsswoNI1hcnTq_tj8O7xKF5VJe9TtmUROgarIy7UAux4YKFeNrF-PxTY Twitter https://twitter.com/MoneyBasics1 Tik Tok: https://www.tiktok.com/@moneybasics01 Also EQ Bank referral code - sign up HERE  https://join.eqbank.ca?code=DANIEL5480 and we'll both get money! Same deal for Wealthsimple - sign up HERE https://my.wealthsimple.com/app/public/trade-referral-signup?code=M7CA7W. Check out Canadian in a T-shirt resp videos here on YouTube https://youtu.be/U_R60zS62Vo

02-13
01:16:43

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