Money Confidential with Katie Morley

When the time comes for our children to grow up and settle down with someone, we can only hope and pray that they choose that person wisely.One couple who know this only too well are Malcolm* and his wife, Penelope, who did all they could to raise their three children to have good judgement. Yet have been horrified by every one of the long-term partners they have each brought home.Malcolm and Penelope have worked hard to build an estate of around £2,000,000, and they wrote to the Telegraph's Money Confidential podcast with fears that when their children eventually inherit this money, it could end up with the unsuitable partners. Their plan is to leave their entire estate equally among their children, but they want to know: how can they keep their hard-earned fortune out of the "bad" partners' hands if their relationships don't work out?✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

Since her younger brother was born when she was six years old, Melanie* has always felt he was treated differently by their parents. Whereas she was shipped off to boarding school at the earliest possible opportunity, only coming home to visit twice a year, he attended a local school and lived at home until the age of 24.  Recently, Melanie and her brother were called to their parents house where they were told that they had changed how they were going to be distributing their inheritance after both of them eventually die. Instead of splitting it 50/50 between Melanie and her brother as they had previously planned, they announced they had decided to divide it into six parts, four parts for Melanie's brother (so include his partner and their twins), and two parts for Melanie and her only son. For Melanie being told her inheritance had been drastically reduced, while her brother's had increased, felt like a huge slap in the face.On hand to help is Psychological Consultant, Jessicca McGawley, who deals with emotionally charged family situations like Melanies' every day. Melanie and her brother clearly have very different relationships with their parents, but is it ever justified to treat siblings unequally when it comes to money and inheritances?  ✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

There are few more joyous occasions than the weddings of our nearest and dearest, but for one anonymous Telegraph reader, a friends' upcoming nuptials are giving her sleepless nights. A close friend of 25 years has chosen to be a bride in Mauritius, and she's given our reader, who we'll call Ellie, the honour of being a bridesmaid. Though delighted to be asked, Ellie confesses to the Money Confidential podcast that she can't afford to attend the wedding, meaning she will have to decline the invite. Ellie is desperate not to let her friend down, but at the same time she feels she needs to put herself first. She says the cost of going to the friend's wedding will delay her future plans to settle down, and at 31, she feels she doesn't have time to waste.✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

The wine is delicious, the food is perfectly cooked, the conversation is relaxed and flowing. Yet there is one thing, especially for us Brits, that can really turn the sweetness of a perfect evening with friends bitter: the awkward matter of who pays for what.On this week's episode of Money Confidential, Katie hears from two listeners at opposite ends of the wealth spectrum, and with very different dilemmas: Maggie* is fed up of being rinsed, while Charles* no longer wants to be lavished.✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

Despite owning his own advertising agency which is on the verge of turning over £1m a year, 40-year-old Atem admits he is crippled with feelings of inadequacy. It would be easy to assume that such an affluent, successful and confident character would feel contented, but sitting in an underground nightclub within a private members club (a client of his) at 10am in the morning, Atem confesses he is haunted by what he describes as "imposter syndrome". ✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

After her father walked out when she was six, the stable childhood Catherine had always known was ripped away. Her childhood set her up to be fiercely self-reliant and her attitude to money was also forged in those early years. She rarely spends money on herself and as a result she's saved a total of £200,000. Her wealth feels like a burden and it's keeping her up at night. Since having an intense dream about dying recently, Catherine has been haunted by what it might be like to pass away. She admits putting off the not insignificant task of creating a will, and deciding who she will leave her £200k estate to.Savings deals mentioned in this programme were available as of September 30th, 2024, rates may change.  ✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

Susan*, a 76-year-old widow, has plundered her pension over the past 18 months to fund her son's start-up business in the Philippines. But she hasn't seen a penny back and has decided that enough is enough. But how can Susan resist her son's intense requests for more money? Katie brings in a psychotherapist, Dr Aaron Balick, to help.*Name has been changed.✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

John's* brother-in-law moved in for a couple of months. He didn't move out for 5 years... On today's episode - how much do we owe our in-laws? Following an anonymous letters from someone who's worried at the level of financial support their partner is giving to their mother mother-in-law, Katie Morley hits the road to speak to 'John' to see what can happen if you give someone an inch, and they take a mile. also in the episode, professional mediator Becs Dhillon on what other families facing similar situations could do and the Telegraph's chief reporter, Rob Mendick, chiming in with some rather unconventional advice...*Name has been changed.If you want help or know someone who would benefit from professional mediation, please head to becsdhillon.com.✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

Imagine earning millions but feeling too ashamed to tell anyone about it? That's the problem facing Jack*, who following a decade of debt is now making 100k a month. Jack can’t help feeling terribly guilty when he sees friends slogging it out in more noble careers and earning significantly less. Without knowing it, Jack is suffering from "sudden wealth syndrome", terrified of being ostracised by family and friends. On today's episode - what’s it like suddenly coming into serious money when you’ve previously been on the breadline? Most of us will never know, but could there be a secret millionaire in your friendship circle? And if there was, would you want to know? Should we all be more open about money and salaries? Katie talks to Dr Stephen Goldbart who coined the term "sudden wealth syndrome" in the 90s, as well as Lisa, another self-made millionaire brought up on a council estate, previous dragged down by decades of debt. ✍️ Need your awkward money problem solved? Email Katie or send a voice-note to moneyconfidential@telegraph.co.uk or fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

Is taking children out of school during term time financially savvy or just selfish parenting? In today's episode, Katie chats to "Louise" who is one of 350,000 parents taking their children out of school during term time every year in order to nab a cheaper holiday. With travel companies dialling up the prices of flights, accommodation and more during the holidays, some parents are choosing the £60 a day fine in order to save bigger money on the break. Joining Katie to unpack this dilemma is travel expert Jen Carr-Paias AKA The Travel Mum on instagram, Britain's strictest headteacher Katherine Birbalsingh and the Telegraph's own common sense queen, Camilla Tominey. ✍️ Need your awkward money problem solved? Email Katie or send a voice-note to moneyconfidential@telegraph.co.uk or fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorleyKatie Morley, The Telegraph's Consumer Champion, has won back £10 million in compensation for readers. Now, she's hitting the road for a brand new podcast, Money Confidential, to hear directly from you. Would you let your grown-up child move back home and not pay rent? Is it fair for your richer siblings to go skiing and leave you behind? Are private schools really worth it? This is the place where we discuss everyday money problems affecting your life and relationships. Hosted on Acast. See acast.com/privacy for more information.

How far would you go to afford private school for your children... and is it even worth it? In this episode, Katie hears from "Lucy" who is stuck on whether to send her children to private school. To find answers, Katie hits the road and speaks to Phil in Bolton, who sold his house, ISAs and moved the whole family 200 miles north in order to pay for his kids' school fees. Katie also finds answers from Melanie Sanderson, Managing Editor of the Good Schools Guide & Telegraph writer Helena Morrissey, who paid for all 9 of her children to attend private school.✍️ Need your awkward money problem solved? Email Katie or send a voice-note to moneyconfidential@telegraph.co.uk or fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorleyContributors: Melanie SandersonHelena MorrisseyKatie Morley, The Telegraph's Consumer Champion, has won back £10 million in compensation for readers. Now, she's hitting the road for a brand new podcast, Money Confidential, to hear directly from you. Would you let your grown-up child move back home and not pay rent? Is it fair for your richer siblings to go skiing and leave you behind? Are private schools really worth it? This is the place where we discuss everyday money problems affecting your life and relationships. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Katie chats to “Poppy” who is struggling with the wealth gap between herself and her siblings. However, Katie also discovers a dysfunctional penchant for posh purses is wreaking havoc with Poppy's finances. Over a delicious slice of lemon cake, she makes a rather sour confession: she's bitterly jealous of her richer siblings, who all go on skiing holidays together and have stopped bothering to invite her, as they assume she can't afford to go.✍️ Need your awkward money problem solved? Email Katie or send a voice-note to moneyconfidential@telegraph.co.uk or fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorleyContributors: Celia WaldenVicky ReynalClaire SealKatie Morley, The Telegraph's Consumer Champion, has won back £10 million in compensation for readers. Now, she's hitting the road for a brand new podcast, Money Confidential, to hear directly from you. Would you let your grown-up child move back home and not pay rent? Is it fair for your richer siblings to go skiing and leave you behind? Are private schools really worth it? This is the place where we discuss everyday money problems affecting your life and relationships. Hosted on Acast. See acast.com/privacy for more information.

Would you let your adult child move back home and not pay rent? As the housing market becomes more unaffordable, many adults are not only relying on the bank of mum and dad, but the house of mum and dad, with reports suggesting there’s up to 5 million of them in Britain. For some this set up will be hunky dory, but for others it can lead to toe-curling conversations about money.In this episode, Katie chats to “Mark”. Last summer, his adult daughter moved back into the family home with her partner and family in tow. Nine months later, he’s had enough and he’s off. We also hear from financial expert Lisa Conway-Hughes and Telegraph columnist Michael Deacon on practical solutions as well as tips and tricks for navigating this awkward situation.✉️ Need your awkward money problem solved? Email Katie or send a voice-note to moneyconfidential@telegraph.co.uk✍️ Tell Katie your money dilemma and keep up with all our case studies every week: https://telegraph.co.uk/moneyconfidential💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast🗞️ Read more about adult children living at home and what you can do: https://www.telegraph.co.uk/money/consumer-affairs/adult-child-living-at-home-how-to-help-get-them-leave/💬 Follow Katie Morley on Instagram: @MoneyBackMorleyKatie Morley, The Telegraph's Consumer Champion, has won back £10 million in compensation for readers. Now, she's hitting the road for a brand new podcast, Money Confidential, to hear directly from you. Would you let your grown-up child move back home and not pay rent? Is it fair for your richer siblings to go skiing and leave you behind? Are private schools really worth it? This is the place where we discuss everyday money problems affecting your life and relationships. Hosted on Acast. See acast.com/privacy for more information.

Real people, real problems, real talk. Katie Morley, The Telegraph's Consumer Champion, has won back £10 million in compensation for readers. Now, she's hitting the road for a brand new podcast, Money Confidential, to hear directly from you. Would you let your grown-up child move back home and not pay rent? Is it fair for your richer siblings to go skiing and leave you behind? Are private schools really worth it? This is the place where we discuss everyday money problems affecting your life and relationships.Each episode, Katie is also joined by a financial expert in their field to help solve these dilemmas, as well as a Telegraph commentator offering their tuppence. ✉️Send Katie your money dilemma via email or voice-note: moneyconfidential@telegraph.co.uk.💰Discover more of our leading Money journalism: telegraph.co.uk/money Hosted on Acast. See acast.com/privacy for more information.

It’s a curtain call for Katie this week as we reach the series finale. From inheritance disputes to imposter syndrome and even asking mum for a cheeky 70k, we’ve covered all sorts. And it’s generated a lot of interest, with tonnes of emails and comments from Telegraph readers. So today, we’re going to do our best to work through your thoughts and opinions with two men who I’m told also have lots of thoughts and opinions - it’s not the two Ronnies but the two michaels! Michael Deacon and Michael Mosbacher!✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

Listen to the brand new series from Wednesday 2nd October.✍️ Need your awkward money problem solved? Email Katie on moneyconfidential@telegraph.co.uk or leave a voicenote on Whatsapp - 07892 793324. You can also fill in the form here: https://telegraph.co.uk/moneyconfidential. It can be 100% confidential!💰 Discover more of our leading Money journalism: telegraph.co.uk/money📰 Subscribe to the Telegraph here: https://telegraph.co.uk/moneypodcast💬 Follow Katie Morley on Instagram: @MoneyBackMorley Hosted on Acast. See acast.com/privacy for more information.

Do you have a friend who never pays their share of the bill? Or are your parents wasting your inheritance on flash cars and Caribbean cruises? Or maybe you're considering taking a pay cut to spend more time with your kids. Frank conversations about money can be awkward. But Moral Money is here to do the hard work for you. Think of it as the ultimate guide to what's ok - and what's not - in the blurred world of money morals.Search Moral Money wherever you're listening to this or subscribe here: www.playpodca.st/moral-moneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

Death and taxes - two bits of life we can’t escape... or can we? From The Panama Papers to your pension, tax dodging is everywhere. But is it morally wrong?The Telegraph's personal finance reporters, Laura Miller and Sam Brodbeck ask titan of the tax world, George Bull how tax came to be, and hear from Telegraph columnist Janet Daley on why she thinks we’re on a slippery slope to despotism…..That's it for this series of It's Your Money, but stay subscribed to this feed for future episodes.To get in touch, email moneypodcast@telegraph.co.uk or phone our voicemail number at 07523 039447. And visit www.telegraph.co.uk/moneypodcast for more. For more Telegraph podcasts:Chopper's Brexit Podcast - the inside line on Brexit with top politicians, commentators and the Telegraph’s Westminster teamwww.playpodca.st/chopperMad World - candid conversations about mental health, with everyone from Prince Harry to Fearne Cottonwww.playpodca.st/madworld Fashion Unzipped - interviews and exclusives from the Telegraph's fashion teamwww.playpodca.st/unzipped Audio Football Club - top-flight analysis and reaction, every Mondaywww.playpodca.st/afc See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

Student debt. Two words guaranteed to strike terror into the heart of any young person. But are the headline-grabbing sums more project fear than practical warnings? This week in the It’s Your Money podcast, Laura and Sam ask student finance expert and breakfast show sofa legend Martin Lewis for his advice. We find out if a £50,000 student loan really will hamper you for life, how to avoid getting suckered by 'special' student bank accounts, and the one day of the month on which you can splurge and not regret it. To get in touch, email moneypodcast@telegraph.co.uk or phone our voicemail number at 07523 039447. And visit www.telegraph.co.uk/moneypodcast for more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

This week Laura and Sam discover there's truth behind the industry saying: "If you can think of it, you can insure it". From putting money on your body parts to insuring against alien invasion, The Telegraph's personal finance reporters discover what cover you need - and what you don't.They speak to Martyn James, a lifelong insurance geek who fights to get consumers a fair deal on everything from car cover premiums to mobile phone add-ons. Plus they go behind the scenes of the 300-year-old institution insurer Lloyds of London to find out how companies decide the cost of a risky gamble, and why only half the chairs in the building have backs...To get in touch, email moneypodcast@telegraph.co.uk or phone our voicemail number at 07523 039447.And visit www.telegraph.co.uk/moneypodcast for more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.