Money Grows on Trees

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, Lloyd James Ross breaks down why he believes the Bitcoin “death spiral” has already started and what it could mean for your money, especially if you’re exposed to crypto. He unpacks MicroStrategy’s massive leveraged Bitcoin bet, the looming unwind of the Japanese carry trade, and how these risks could trigger a chain reaction across crypto, stocks, property, and even the Australian dollar. From margin calls and forced selling to behavioral traps like HODL culture and hype-driven investing, this is a blunt, no-fluff look at systemic risk, capital preservation, and how to actually prepare for a major market shock instead of getting caught in it.Follow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:00] MicroStrategy’s leveraged Bitcoin bet[00:02:32] How a forced sell-off could trigger a death spiral[00:04:00] Japan’s carry trade and cheap money fueling Bitcoin[00:06:38] Why this matters for Australia and the wider economy[00:10:04] Satoshi’s wallet and the ultimate black swan risk[00:12:10] Portfolio risk, diversification, and what to do now[00:17:47] Behavioral traps, smart money moves, and final warning

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, Lloyd reveals his 10 income streams that have lead him to become a multi-millionaire in his early 40's. He highlights the importance of creating multiple streams of income, referencing the saying that the average millionaire has seven sources. Find out how you can take control of your financial future by adopting the right mindset and strategies to grow your wealth and achieve financial freedom. Follow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:14] Ten sources of income.[00:03:10] Publishing to build your brand.[00:06:39] Mindset and money collaboration.[00:10:40] Royalty income from book sales.[00:12:46] Accounting business partnership opportunity.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on wealth-building through various asset classes over the past 45 years. He compares the returns on a hypothetical $100,000 investment made in 1980 across different options, revealing that gold would have appreciated to $770,000, while Tokyo real estate would only be worth $150,000 today. Interestingly, a 10-year treasury investment would have grown to $1.3 million. Lloyd emphasizes the importance of understanding financial strategies and overcoming old money habits to achieve financial freedom. He discusses the benefits of savings accounts, noting that a $100,000 investment in such an account would be worth $700,000 today, highlighting the varying interest rates across different regions. Tune in to learn how to make your money work for you and take control of your financial future!Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:03] Asset class returns comparison.[00:05:41] Real estate recession insights.[00:07:16] New York real estate returns.[00:12:46] S&P 500 investment returns.[00:15:56] Apple investment returns.[00:18:41] Position sizing in investing.[00:20:35] Position sizing in investments.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on network marketing as a viable option for earning extra income with minimal financial risk. He discusses the importance of selecting the right company, product, compensation plan, and team, emphasizing that while it may take time to see returns, the potential for recurring income and tax deductions makes it a worthwhile endeavor. Lloyd recounts his own journey into network marketing, which began as a side gig while he was in the property business. He highlights the significance of finding opportunities to work beyond a core job and how his wife was introduced to network marketing through family, leading to their initial success. Tune in for valuable strategies on building wealth and achieving financial freedom through network marketing.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:00:00] Network marketing as income source.[00:04:31] Network marketing as entrepreneurship school.[00:06:57] Network marketing success tips.[00:10:50] Network marketing legality explained.[12:34:56] The power of storytelling.

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, dives into the controversial topic of homeownership, specifically why he, as a multimillionaire, chooses not to own a house. He discusses the common pitfalls many face, such as being trapped in old money habits and the financial stress that comes with heavy mortgage commitments. Lloyd emphasizes the importance of investing in oneself and building additional income streams, rather than tying up finances in property. He shares insights on mindset and strategies for achieving financial freedom, making it clear that true wealth comes from making your money work for you. Tune in to discover Lloyd's unique perspective on property ownership and wealth-building.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:02] Why I don't own property.[00:03:00] Renting vs. Home Ownership.[00:08:30] Mortgage and financial freedom.[00:12:01] Diversifying income streams for freedom.[00:14:01] Buying properties for wrong reasons.[00:15:28] Lifestyle over property investment.[00:18:27] Business decision over property investment.[00:21:38] Changing investment strategies for millennials.[00:26:37] Renting vs. owning philosophy.[00:27:50] Building wealth strategies.

In this episode, Lloyd James Ross, a seasoned seven-figure investor and entrepreneur, shares insights into the seven most common financial mistakes made by business owners. He emphasizes the importance of separating personal and business finances, highlighting that many new entrepreneurs mistakenly treat their business income as personal income. Lloyd encourages listeners to create a contingency budget, much like contractors do, to prepare for unforeseen expenses in both business and personal finances. He aims to equip listeners with the mindset and strategies needed to take control of their finances, grow their wealth, and achieve financial freedom. Tune in to learn how to avoid these pitfalls and set yourself up for success!Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:03] Mixing personal and business finances.[00:03:10] Tracking business finances effectively.[00:06:58] Investing in business growth.[00:09:17] Business ownership and financial planning.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, we break down why China is pushing hard to move global trade away from the US dollar—and how gold suddenly became a power move in their strategy. From frozen Russian reserves to skyrocketing gold demand, Lloyd unpacks the real economic chess game happening behind the scenes, explains why a gold-backed currency isn’t the same as going back to a gold standard, and shows how all of this ties into inflation, US debt, and global trust in money. If you’ve ever wondered whether the dollar is actually at risk or if China can really shift the balance, this convo lays it all out in simple, clear terms.Follow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:03] How weaponizing the USD started global de-dollarization[00:03:41] China’s push for RMB-based trade[00:05:00] Why China links its currency to gold[00:08:26] The myth of returning to the gold standard[00:11:01] How fiat currency saved modern economies[00:15:33] Inflation, debt, and the real USD risks

In this episode, Lloyd breaks down what’s really been happening to the Aussie dollar, from ultra-low interest rates to massive bond-buying during COVID, and how all that cheap money ended up torching our purchasing power. He unpacks why inflation ran wild, how government spending piled on top, and what the RBA got wrong (and right) trying to fix it. If you’ve been wondering why everything suddenly costs more, or whether the dollar is actually recovering, this convo connects all the dots in plain English.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:02:11] How COVID triggered massive money supply expansion[00:05:04] Oversupply, inflation, and real-world examples (Big Macs, Maxi Bonds, etc.)[00:08:38] Why the AUD kept getting weaker against the USD[00:11:03] The RBA’s attempt to pull inflation back to target[00:14:32] What they should’ve done vs what actually happened

Thinking about buying gold? In this episode, Lloyd James Ross dives into why he avoids gold despite its popularity as a “safe” asset. From massive lines at bullion shops to the risks of buying a non-productive asset, he breaks down why gold can often be a “birdless bush” investment, relying on the greater fool theory rather than producing real income. Lloyd also compares gold to income-generating businesses, explains historical drawdowns, and shares practical strategies to hedge inflation while actually growing your wealth. Whether you’re curious about gold, Bitcoin, or smart investing, this episode gives you a clear perspective on when to be greedy and when to be fearful.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:02:00] Gold as a risk-off asset [00:20:00] The “bird in the bush” investing metaphor [00:38:00] Historical gold drawdowns [01:10:00] Cinderella & the pumpkin moment [01:20:00] Income-producing assets vs gold

In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares his insights on high-level investing strategies. He emphasizes the importance of owning substantial shares in companies, as exemplified by the wealthiest individuals like Bernard Arnault and Elon Musk. Lloyd discusses his recent investment of a million dollars in Alibaba, using it as a case study to educate listeners on business analytics and sound investment practices. He clarifies that this episode is not financial advice but aims to provide valuable knowledge for those feeling overwhelmed by investing. Tune in to discover how to break free from old money habits, gain control over your finances, and work towards achieving financial freedom through strategic stock investments.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:34] Value investing strategies explained.[00:05:35] Advanced delivery technology in China.[00:07:11] Alibaba's complete ecosystem business.[00:10:17] China’s advanced technological cities.[00:13:35] China's technological advancement and manufacturing.[00:18:01] Future of China's economy.[00:19:48] Alibaba's AI dominance in China.[00:24:43] Alibaba's growth potential and leadership.[00:25:40] Wealth building through company ownership.[00:28:34] Wealth building strategies.

In this episode of the Money Grows on Trees podcast, host Lloyd James Ross welcomes a special guest, Melissa Corciato, who shares her inspiring journey of regaining control over her finances. Having once been a big spender with $150,000 in debt, Melissa discusses the importance of redirecting spending towards purposeful investments and how mentorship has played a crucial role in her transformation. Lloyd and Melissa explore the common fears that hold people back from investing in themselves and provide insights into simplifying financial strategies. Tune in to learn how to overcome financial stress, grow your wealth, and achieve financial freedom.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:02:29] Wealth philosophy transformation.[00:03:55] Spending habits and control.[00:09:49] Financial rock bottom and recovery.[00:12:12] Juicier life through financial change.[00:17:12] Paying off $150,000 debt.[00:20:35] Financial discipline and spending habits.[00:25:23] Building assets for children.[00:26:18] Kids learning financial responsibility.[00:31:59] Personal growth through travel.[00:33:36] Leaving family for personal growth.[00:38:04] Financial peace and freedom.[00:42:30] Coachability in financial transformation.[00:44:46] Show up and take action.[00:46:57] Building wealth strategies.

In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares valuable insights on building wealth and achieving financial freedom. He emphasizes the importance of focusing on a core income strategy rather than chasing multiple streams of income, and he highlights the significance of time and compound interest in the wealth-building process. Lloyd also discusses the concept of leverage as a powerful tool for financial growth. Listeners are encouraged to confront their financial knowledge gaps and learn the three essential components of wealth: making money, managing it, and growing it. Join Lloyd for an engaging discussion filled with practical strategies to transform financial stress into success.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:02:21] Compound interest and leverage.[00:05:22] Wealth building through entrepreneurship.[00:08:36] Time makes you rich.[00:10:04] Geo-arbitrage for wealth building.

In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights into overcoming common misconceptions about investing. He emphasizes that many people find investing hard and scary, but with the right knowledge and strategies, it becomes manageable and empowering. Lloyd introduces Leisike, an international student and mother of two from New Zealand, who joins the conversation to share her experiences and excitement about being in the studio for the first time. Together, they discuss the importance of financial education, the pillars of wealth creation, and the transformative power of taking control of one’s finances. Tune in for valuable tips on achieving financial freedom and making your money work for you!Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:02:04] Money mindset transformation.[00:06:28] Worthiness and financial responsibility.[00:11:08] Good stewardship of money.[00:12:59] Money management breakthroughs.[00:16:17] Investing for family adventures.[00:29:16] Money-making algorithm steps.[00:36:25] Podcasting as a tool for connection.[00:43:23] Creating a legacy culture.

In this episode of Money Grows on Trees, Lloyd James Ross breaks down one of the biggest money misconceptions, treating your investments like a business. He helps a single mom navigate how to pay off debt, create new income streams, and start investing smartly. From learning what problems you’re already good at solving to understanding why investing isn’t a “get rich quick” move, this chat is full of real-world money wisdom and practical steps to build long-term wealth the smart way.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:05:40] Helping a single mom create a financial game plan[00:09:10] Active income vs. passive wealth[00:13:25] Why investing isn’t a “get rich quick” move[00:17:05] How to identify the problems you’re best at solving[00:21:30] Building confidence around money decisions

In this episode, Lloyd breaks down what inflation really is, not the textbook version, but the real-world version that’s making your chicken schnitty cost fifty bucks and your favourite ice cream double in price. He unpacks how government spending, low interest rates, and endless money printing have made our dollars worth less, while explaining why wages haven’t kept up and how that’s quietly making us all poorer. You’ll also hear his take on gold, Bitcoin, and what actually works when it comes to hedging against inflation (hint: it’s not crypto hype). Packed with straight talk, relatable examples, and a few laughs, this one will make you see inflation, and your money — in a whole new way.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:00:21] What Inflation Really Means[00:01:05] Why Prices Keep Going Up[00:01:42] How Government Spending Fuels Inflation[00:02:18] The Problem with Wages Not Keeping Up[00:03:00] Real Talk on Money Printing[00:03:45] Can Gold and Bitcoin Protect You?

Most people are stuck in a 9 to 5 grind earning active income, but only a few ever break out and build real wealth. In this episode, Lloyd James Ross dives deep into the question, can you actually get rich with a job? From his early days commuting in Dubai and driving a rented Toyota Yaris to becoming a seven figure investor, Lloyd breaks down the exact three step formula that changed his life, cutting costs, investing wisely, and finding ways to amplify income. He shares how side hustles, mindset shifts, and smart money habits can turn financial stress into financial freedom, even if you’re still clocking in every morning. If you’re tired of just working for money and ready to make your money work for you, this episode is your playbook.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:02:14] The mindset trap of the 9 to 5[00:05:32] Why most people never build wealth[00:08:47] Lloyd’s story from Dubai to financial freedom[00:12:15] The three step formula to getting rich[00:17:03] Cutting costs and controlling your cash flow[00:21:28] Investing wisely and letting money work for you[00:26:10] Building side hustles that actually scale[00:30:45] Final thoughts and next steps for financial freedom

In this episode of Money Grows on Trees, Lloyd James Ross breaks down Australia’s new 5% home deposit scheme, and why it might not be the win it seems. He explains how lower deposits can actually mean higher long-term debt, more financial risk, and less flexibility if the market shifts. Lloyd dives into the bigger picture too—how government incentives, immigration, and the property boom are shaping (and straining) the Aussie housing market. Whether you’re thinking of buying or just curious about what’s really going on behind the headlines, this episode will make you rethink what “getting ahead” truly means.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:00:42] The illusion of “helping buyers” and what you’re really buying[00:01:10] Breaking down Australia’s new 5% deposit policy[00:02:20] How demand-side incentives push property prices higher[00:03:00] Why smaller deposits mean bigger long-term debt[00:04:10] The lessons from America’s 2008 housing crash[00:05:20] How Australia’s economy is overly tied to property[00:06:25] The financial risks if rates rise or the market dips[00:08:15] The truth about the “free lunch” of a 5% deposit

In this episode, Lloyd James Ross delves into the turmoil of the cryptocurrency markets, highlighting the unprecedented liquidations that have left many investors devastated. With $19 billion wiped out in moments, he discusses the psychological and financial repercussions of such rapid losses, including the tragic consequences faced by those with high leverage accounts. Lloyd underscores the importance of understanding market volatility and the potential risks of investing in crypto as he offers insights into transforming financial stress into success. He emphasizes the need for a strong mindset and effective strategies to navigate the investing landscape and achieve financial freedom. Tune in to learn how to make your money work for you amidst market chaos.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:03] Largest liquidation in crypto markets.[00:03:29] Margin lending and leverage risks.[00:07:33] China and rare earths market.[00:10:03] Bitcoin as a risk-on asset.[00:13:40] Crypto as a gambling casino.

In this episode of the Wealth Hotline, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on achieving financial freedom and independence. He emphasizes the importance of visibility in business—"you can't sell a secret"—and encourages listeners to recognize the value they can offer. Lloyd discusses the simplicity of building wealth through a paid-off property portfolio, urging those feeling overwhelmed by investing to simplify their approach. Listeners are welcomed into a live segment where five participants pose questions about money, business, and mindset, allowing Lloyd to provide actionable strategies to help them take control of their financial futures. Tune in for practical tips and the motivation to make your money work for you!Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:00:16] Financial independence and investment.[00:04:41] Financial objectives and property investments.[00:09:56] Financial freedom through real estate.[00:13:15] Passive income and financial freedom.[00:19:15] Financial independence strategies.[00:23:11] Building a brand for keepsakes.[00:25:29] Collaborating with local vets.[00:31:10] Paid ad strategies for pet loss.[00:32:28] Business growth strategies.[00:36:01] Worth more than $800 a week.

In this episode, host Lloyd James Ross explores the pressing question: Is Australian property overpriced? He candidly acknowledges the high prices in the market while emphasizing that opportunities still exist for savvy investors. Lloyd shares his insights on the potential pitfalls of entering the property market out of social pressure and discusses the implications of buying property at inflated prices. He delves into the metrics and sources that define the overpriced nature of the current market, and he encourages listeners to consider how these factors affect them as homeowners or investors. Whether you’re feeling overwhelmed by investing or just looking to understand the landscape better, this episode provides valuable strategies and a mindset to help you take control of your financial future. Tune in to gain clarity on the Australian property market and discover ways to navigate it effectively.Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comFollow Lloyd:https://www.instagram.com/lloydjamesross/?hl=enhttps://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=auhttps://www.facebook.com/5stepstomillions/https://www.tiktok.com/@lloydjrosshttps://x.com/lloydjamesrossTimestamps[00:00:00] Introduction[00:01:03] Australian property market analysis.[00:04:06] Affordable housing in Australia.[00:07:10] Rental yield versus property prices.[00:10:24] Overpriced Australian property market.[00:15:34] Finding value in investing.[00:19:27] Cash flow determines asset value.[00:20:52] Is Australian property overpriced?