Money Moves with Christine Bello

Studying abroad in Barcelona, Spain was one of the greatest experiences of my life...and one of the costliest. In today's episode, I will dive into my personal tips on how to budget for your own study abroad experience so you can take your mind off the money and refocus on experiencing the wonders of study abroad! Thank you so much for listening! Make sure to give us a follow, a 5 star rating, and share this episode if you enjoyed it :)

Join us today on "Money Moves" as we tackle a crucial topic for every college student: what to do with that refund check. From taking care of necessities such as housing and groceries, to funding your fast food runs and party lifestyle, today we'll take a dive onto how to budget your refund in order to get the most out of it.If you enjoyed today's episode, make sure to follow and share! :)

Planning your study abroad adventure? Dive into this latest episode to discover the ultimate guide on credit cards for college students exploring the globe. We'll delve into the key features that make these cards stand out, with a special focus on cards with no annual fees and no foreign transaction fees – because who needs extra charges while exploring the wonders of the world?Join us as we break down the financial barriers of studying abroad, offering insights into the best credit cards that won't weigh you down.Thank you so much for listening! Make sure to give us a 5 star rating and share this episode if you enjoyed it :)

In the current economy, cash is king. Which means savings accounts might actually be your best (and easiest) way to earn a return on your money. In today's episode, we'll dive into what makes APY rates fluctuate and how we can use this to our advantage. We'll discover why high-yield savings are gaining popularity among savers looking to make their money work harder and generate higher returns. Additionally, you'll learn how to evaluate different options, compare interest rates, and choose the best high-yield savings account that aligns with you! Remember: make sure to always do your own research as policies are often updated and rates are always changing. What's depicted in this recording might not hold true today. Thank you so much for listening, if you enjoyed today's episode make sure to leave a 5 star rating and share :)

In today's episode, we will go into depth about how our perception of wasting time, money, or effort could lead us to engage in more self-destructive or damaging behaviors (even if the cost cannot be recouped) AND how businesses leverage this knowledge to get us to invest more time and money into their products. We'll explain the proper mental tools needed to avoid such devious marketing tricks, and learn a lil mental strength + resilience along the way.If you enjoyed today's episode, make sure to leave a 5 star rating and share with you friends :)

LONG TIME NO SEE! Welcome back! As mentioned last time, today we are talking all about the Chase Trifecta!! This special strategy can help Chase credit card owners maximize their points and redeem them for some sweeeet travel deals. Although some of these cards aren't very suitable for college students or people with low spending, it's an amazing system to be aware of and definitely something to work up to if it's something of interest. So join me as we do a lil dive into the chase trifecta!!If you enjoyed this episode, make sure to share with your friends and leave a 5 star rating :) 

HAPPY NEW YEAR YALL! (or rather, happy February) It's been a minute, but I assure you I've been keeping up with my research. In today's episode, we'll discuss the best credit cards to get as a college student. These credit cards will assist you in your credit building journey while earning you some sweet cash back on the side ;) Join me as I uncover what credit cards I own, my personal recommendations, and a little advice on how to keep up with all of it! If you enjoyed this episode, make sure to leave a 5 star rating and share with your friends :)

WHAT IS UP Y'ALL,, so so excited for this new episode. So this is going to be a bit different than your average money moves episode. I have recently finished the book: The Subtle Art of Not Giving a Fuck by Mark Manson and I thought it would be an amazing idea to give a brief overview of each chapter and insert my own interpretations of this particularly popular self-help book. I hope you guys enjoy!! If you enjoyed this episode, make sure to leave the podcast a 5 star rating and share with everyone you know :)

Hey lovelies!  I hope you all had an amazing break (God knows we needed one) but we are BACK on that personal finance grind.  I assume many of you have heard of an exchange traded fund (ETF), but honestly what is it? And what's the difference between and ETF and a mutual fund? Tune in to today's episode to find out ;) If y'all enjoyed this, make sure to leave a 5 star review and share :)

Just a little thank you episode for everyone that has helped start this podcast, everyone that has supported throughout, and everyone that will continue supporting it in the future. Thank you so much for listening everyone and I hope you continue to share and spread the word so we can all be #finbaddies >:)

HEY YALL Today I am bringing you an amazing LONG TERM investment strategy: DOLLAR COST AVERAGING. As this recession is slowly dawning on us each day, it's normal to be worried about how our investments are doing. In today's episode, I will discuss what dollar cost averaging is, how it works, and how it can help YOU prepare and invest during this recession.  I hope you guys find this episode helpful and engaging! As always: if you enjoyed, make sure to share and leave a 5 star rating :)

Hey y'all! Saving money is extremely difficult nowadays, especially if we gotta throw thousands of dollars down the drain each year to pay your tuition. If you're like me and are looking for small ways to save money here and there, this is the place to be! Join me as I give out ways I have been saving money here at UIUC and how you could start saving a little bit more back at your college campus! Of course if you enjoy, make sure to leave a 5 star rating and share :)

Hey guys! Welcome to the first ever MONEY MOVES MONDAYYY (yes I want to try out something new). In today's episode, we'll be covering the topic of buyer's remorse: what is it? And how could I avoid it?  A lot of buyer's remorse stems from impulse purchases. Today, we'll be going over some preventative measures to help us buy what we value, without feeling regretful in the end. We'll also go over what to do in the event you made the disappointing purchase, and have no options left.  If you enjoyed this episode, make sure to leave a 5 star review :)

Hey guys! We are finally back after our long summer break with a brand new episode!! I know it's been a minute, so I wanted to start off with something more mindset based, especially in the midst of getting used to our first semester routines and our new classes.  Resources :) Nate O'Brien's YouTube video: 3 Habits That Are Keeping You Poor The Four Hour Workweek by Tim Ferriss: free ebook download

Heya! Welcome to another episode of Money Moves!  Maximizing rewards is something that I find extremely important when using credit cards to pay for things, yet picking WHICH one to use maybe prove more tedious than it needs to be. In today's episode, I will dive into the basics of choosing a card to pay with at the check out line. This is for everyone just breaking into the credit card world, and features examples with the Discover It, Chase Freedom Flex, Apple Card, and Chase Freedom Unlimited. Make sure to check out episode 4 for all the credit card basics! (if you haven't done so already). Of course, if you enjoyed today's episode, make sure to leave a 5 star review and share with your friends :) Happy learning!

HEYAAAA! So it's finally time to open up your first brokerage account. But what even is a brokerage? Where should I go? And what should I look for when I get there? Well you've come to the right place! Today I will go over what things you should look for when opening up your first investment account to get the most out of your brokerage and find one that fits your needs. Make sure to leave a 5 star review and share with your friends :) 

HEYOOOO Welcome to another episode! In today's episode, we'll go over the two EASIEST and safest investments you could make: index and mutual funds ;) If you want to do the bare minimum yet still make some sweeeeeeet passive income, these are definitely some securities to look into. I'll describe what the difference between these two are and how you can utilize them to make the most returns possible >:) Make sure to subscribe and leave a 5 star rating if you enjoyed today's episode!!

HOLAAAA Now I know retirement is a LONGGGGG time away and quite frankly, something a lot of us would rather not think about. However, it is extremely important that we get ourselves set up financially for the future to come and that starts with your trusty ~ retirement account ~. In today's episode, I'll review the 2 most common retirement accounts (401Ks and IRAs), how they function, and the different ways they're broken down (Roth vs Traditional). I hope you all enjoy! Make sure to share and rate 5 stars :)

HEYAAAAA. It's the moment we have all been waiting for... the most popular asset that we hear EVERYWHERE: stocks!!! ... and bonds :) In this episode, I will give a brief overview on what stocks and bonds are and the potential they have on your future wealth. Again, this is just an intro and we will not be ready to start investing after this, but I hope it enlightens you all to look into this more and to stay tuned for future episodes where I go more in depth >:)

SOOOO what is a financial CD? A Certificate of Deposit is a special type of account that many of us have never heard of. It offers the peace of mind of a savings account and the slightly higher output as would a stock or bond. Tune in this episode to find out what this account can offer you, where you can get one, and if it's the right account for you!