Money Simplified: Financial Strategy, Money Mindset, & Energetics for Entrepreneurs

Welcome to Money Simplified, the finance podcast dedicated to helping entrepreneurs achieve financial clarity, master their money mindset, and align their financial energy for unstoppable success. Money is more than budgeting and P&Ls, but it’s also those things too. After all, you can’t be a powerful CEO if you’re running away from your numbers. Your host Aimee Cerka, Money Confidence Coach, blends practical financial strategies with deep mindset work and emotional regulation, empowering you to make confident financial decisions and break free from financial overwhelm. Whether you’re just starting out in entrepreneurship, managing your cash flow, or focusing on business growth, this show is for you. Aimee’s mission is to help you move from financial stress to clarity, guiding you on how to align your budget, your money mindset and your energy with money, so you can reduce stress and gain financial confidence. You don’t need to work harder to fix your finances, but you do need a holistic approach that combines step by step financial strategy, mindset rewiring, and emotional/energetic alignment. Each episode will help you simplify your finances, expose limiting beliefs, and create actionable steps for lasting financial peace and empowerment. Your finances don’t have to be a source of stress. When you stop trying to outwork the numbers, and run from your past mistakes then you’re able to step into unstoppable finances, build an unstoppable business, and truly enjoy your unstoppable life. On the show we tackle things like: Mindset & Emotional Regulation - How can I improve my money mindset? - How do I stop avoiding my numbers? - Why do I feel anxious every time I look at my bank account? - How do I stop feeling guilty or ashamed about money? - What are my fears around money and how do I overcome them? - How do I stop tying my worth to my income? - How do I shift from a scarcity mindset to an abundance mindset? - How do I stop feeling behind with my finances? - How can I feel more confident making financial decisions in my business? - How do I balance my intuition with financial data? - How do I stop letting shame keep me from asking for help? - Why does budgeting always feel restrictive? - What if I’m scared to look at my numbers? Budgeting, Cash Flow & Business Finance Strategy - How do I create a budget for my small business? - How do I manage cash flow as a small business owner? - How do I separate personal and business finances? - What’s the first step to getting my business finances under control? Bookkeeping & Financial Tools (QuickBooks, Profit First, etc.) - When should I hire a bookkeeper? - What’s the best way to get started with QuickBooks as a small business owner? - How do I use QuickBooks for my online business? - What reports should I be running in QuickBooks each month? - What is a Profit and Loss statement? - Income statement vs Profit and Loss statement - What does it actually look like to use Profit First day-to-day? - What should I be tracking monthly in QuickBooks? - What’s the difference between bookkeeping and accounting? - How do I learn basic bookkeeping principles? - What is the purpose of a balance sheet? Behavioral Triggers, Overspending & Patterns - How do I stop overspending in my business? - How do I stop buying courses I don’t finish? - How do I know if a business expense is actually worth it? - How can I fix my finances without feeling like I’m failing? If you’re tired of the canned advice from experts like Dave Ramsey, Suze Orman or Kate Northrup where you’re left feeling not seen, not heard, and trying to cram your life into their financial strategy that just isn't working for you - then you're in the right place. Aimee is here to guide you with foundational financial principles that fit into your life. Let’s simplify your money, align your mindset, and create unstoppable finances together. Hit subscribe to catch new episodes each and every week - I’m so glad you’re here.

Welcome to Money Simplified

Money Mindset Playbook - https://aimeecerka.com/mindsetFree Resource: The Money Mindset Playbook helps you release guilt, shame, and limiting beliefs around money that are keeping you stuck; so you can finally build confidence, clarity, and control over your finances because your financial decisions aren’t just made in spreadsheets - they’re made in the moments you’re triggered. It's time to learn how to take back control and your financial power!Ready To Take Action: https://aimeecerka.com/podcastlinks

10-10
02:16

226: Mini Quiz - The Money Role You're Playing

In this episode, I’m kicking off our Money Roles series by helping you identify the money roles you might be slipping into - like the Hustle Hero, Bill Dodger, or Self-Care Spender. I’ll guide you through a fun mini-quiz so you can spot these roles in your own financial journey, and I’ll share a simple reset practice to help you step out of self-sabotaging habits. Expect honest insights, relatable examples, and encouragement to choose a new, empowering money role. Stay tuned for deeper dives into each role in the coming episodes and grab my Money Mindset Playbook to start rewriting your money story!Money Mindset Playbook - https://aimeecerka.com/mindset For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/226 Ready To Take Action: https://aimeecerka.com/podcastlinks

10-07
12:43

225: You Don’t Need Fear-Based Sales to Succeed with Money

In this episode, I unpack a recent sales call where I faced manipulative tactics designed to make me doubt myself and my approach. I dive into why you don’t have to buy from fear, guilt, or shame and why there’s never just one right way to build your business or manage your finances. I share personal insights on trusting your own timing, honoring your progress, and embracing support that feels empowering—not pushy. If you’ve ever felt pressured or “broken” in a sales conversation, this episode will help you reclaim your confidence and stay true to your path.Cashflow Calculator: https://aimeecerka.com/cashflowFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/225Ready To Take Action: https://aimeecerka.com/podcastlinks

09-30
14:35

224: How to Shift Your Money Identity

Let's dive into the grief and fear that can surface when we try to outgrow old identities tied to survival and struggle - especially around money and success. I’ll help you explore why you might feel stuck or resistant even when you logically want to thrive, and guide you through important questions and practical mindset shifts. You’ll learn how to release old patterns, embrace new identities, and move toward unstoppable financial and emotional growth. If you’re ready to stop holding back and truly step into your next level, this episode is for you!Cashflow Calculator: https://aimeecerka.com/cashflow For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/224 Ready To Take Action: https://aimeecerka.com/podcastlinks

09-16
12:33

223: The Biggest Block To Your Financial Breakthrough

In this episode let's dive into the mindset blocks that keep us stuck waiting for the “right time” to get support in our finances and business. I unpack the subconscious reasons behind delaying help, why waiting until you “arrive” only holds you back, and how this belief can sabotage growth and success. I’ll share practical strategies on how to shift your perspective, let go of guilt or shame around getting help now, and introduce simple steps like the brand new Money Clarity Audit to finally break free from overwhelm and start moving forward with confidence today.https://aimeecerka.com/clarityFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/223Ready To Take Action: https://aimeecerka.com/podcastlinks

09-09
17:33

222: Rethinking Life Insurance for Female Entrepreneurs with Anna Felix

Let's talk life insurance but not in the way that you think. It's actually the perfect asset for female entrepreneurs like you!Today I’m joined by Anna Felix, a smart money strategist passionate about empowering women to become financially bulletproof. We explore how life insurance can be more than just a safety net - it’s a powerful wealth-building tool for entrepreneurs. Anna and I break down the basics of term and permanent life insurance, discuss living benefits, and share real-world ways insurance can protect and grow your business. Whether you’re overwhelmed by options or simply unsure where to start, you’ll get practical advice and mindset shifts to help you incorporate life insurance into your financial strategy with confidence.Cashflow Calculator: https://aimeecerka.com/cashflow For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/222 Ready To Take Action: https://aimeecerka.com/podcastlinks

09-02
21:38

221: How to Align Your Energy With Money

Today we're diving into the world of energetics and how it can be the missing piece in creating flow with your finances. I’ll break down the difference between mindset and energetic alignment, unpack why strategy alone isn’t enough, and share practical tools I use like EFT tapping, breathwork, and nervous system regulation - to help you shift your energy around money. If you’re tired of feeling stuck or like you’re hustling without results, join me to discover how aligning your energy can help you grow your finances with more ease and confidence.Cashflow Calculator: https://aimeecerka.com/cashflow For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/221 Ready To Take Action: https://aimeecerka.com/podcastlinks

08-26
15:56

220: Shifting Your Money Mindset - From Guilt to Growth

Let's dive into the mindset side of money - the inner conversations and beliefs that shape our financial decisions. You'll hear how guilt, fear, avoidance, and the need to prove yourself can sabotage your progress, and I’ll share two powerful mindset shifts: reframing your feelings about debt and learning to receive without tying your worth to hard work. Plus, I’ll give you strategies to move from financial stress and guilt to true abundance and peace. If you’re ready to become unstoppable with money, this episode is for you!Cashflow Calculator: https://aimeecerka.com/cashflow For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/220 Ready To Take Action: https://aimeecerka.com/podcastlinks

08-19
16:49

219: Strategic Simplicity - Transform Your Money Systems Without the Spreadsheet Overwhelm

In this episode, I’m diving into the first of the three foundational modalities I use with my clients: strategy. But not the stuffy, corporate kind - we’re talking about strategic simplicity and building profitable money systems that actually work for you, your business, and your life. I’ll walk you through the four key systems I use: personal budgeting, business budgeting, bookkeeping, and debt payoff. You’ll get practical insights on how to create sustainable, values-aligned strategies that bring clarity and peace to your finances. Plus, I’ll share a special giveaway to celebrate the launch of Money Simplified!Cashflow Calculator: https://aimeecerka.com/cashflow For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/219Ready To Take Action: https://aimeecerka.com/podcastlinks

08-12
17:26

Welcome to Money Simplified!

Today I get to introduce you to Money Simplified! In this episode, I share why I’m making this shift and what you can look forward to in the episodes ahead. I break down my updated Unstoppable Finances Framework, diving into its four key pillars - profitable money systems, magnetic money, money confidence, and unstoppable momentum and explain how blending strategy, mindset, and energetics is essential for true financial transformation. Plus, I announce a special giveaway to celebrate the relaunch. You’ll get insights on simplifying money, actionable steps, and a sneak peek at what’s to come in future episodes! For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/218 Ready To Take Action: https://aimeecerka.com/podcastlinks

08-05
15:53

217: Stop Chasing The Perfect Tool... The Real Reason Your Budget App Isn't Working

In this episode, I tackle the common trap of chasing the perfect tool or app to organize your finances and business.... Only to still feel overwhelmed and behind. I share why tool-hopping is often a form of avoidance, not progress, and how real clarity comes from addressing what you’re truly avoiding. You’ll learn how to distinguish busy work from meaningful action, why emotional and mindset work matters just as much as systems, and how my Cash Flow Calculator can help you spot the real gaps in your money management strategy. Ready to break free from overwhelm? Let’s get started! Cashflow Calculator: https://aimeecerka.com/cashflowFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/217

07-15
11:08

216: "Why am I struggling financially?"

In this episode, I dive into a question I hear all the time: "Why am I struggling financially, even though I’m working hard and taking all the right actions?" I’ll share why simply making more money isn’t the answer - and what’s really going on beneath the surface. We’ll talk about financial foundations, mindset, and how to identify the hidden leaks that drain your finances. I introduce my free Cash Flow Calculator to help you gain instant clarity, and invite you to step into the Unstoppable Experience if you’re ready for lasting change. Let’s work together to create unstoppable finances and a truly unstoppable life!Cashflow Calculator: https://aimeecerka.com/cashflowFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/216

07-08
09:50

215: The Hidden Belief That’s Blocking You from Receiving

Let's dive into the belief that we have to work harder to earn more in our businesses... Something I struggled with myself. I share how our self-worth and ability to receive income aren’t tied to nonstop productivity, and why allowing yourself to rest is so important. I break down how to let go of hustle culture and embrace receiving with ease, not guilt. You’ll learn practical mindset shifts, how to release pressure, and why aligned action is more powerful than “doing more.” Join me as we rewrite the story around money and success so you can truly thrive!Cashflow Calculator: https://aimeecerka.com/cashflowFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/215

07-01
15:14

214: The Real Reason Your Debt Feels So Heavy

In this episode, I dive into the hidden ways shame and guilt over debt and past spending can do more damage to your finances than the debt itself. I’ll help you shift your mindset, break the cycle of avoidance, and reveal the key step to finally finding peace and personal power with your money. Expect real talk about why traditional strategies alone aren’t enough, the importance of focusing on your net worth - not just debt payoff - and practical exercises to release guilt so you can confidently move forward. Join me to start building an empowering, unstoppable relationship with your money!Cashflow Calculator: https://aimeecerka.com/cashflowFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/214

06-24
21:03

213: Still Stuck with Money Here’s Where to Start (And It’s Not a Budget)

Let's dive into what money mindset really means, why it plays such a critical role in your financial success, and how to start shifting your relationship with money right now. I’ll break down common money mindset blocks, share why just following strategy isn’t enough, and walk you through simple, practical action steps - like my intentional gratitude practice - to help you create lasting change. If you’ve ever felt stuck or held back by how you think and feel about money, this episode is for you!Money Mindset Playbook: https://aimeecerka.com/mindsetFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/213

06-19
15:02

212: How to Host an Emotionally Regulated Launch Event

This is part 2 of pulling back the curtain on my recent audio summit, Beyond the Numbers, and sharing an honest behind-the-scenes look at what really goes into hosting an aligned, heart-centered, values-driven event. I’ll dive into what worked, what didn’t, powerful mindset shifts before, during, and after the summit, and the emotional regulation that helped me find joy - even when the results weren’t exactly what I hoped for. If you’re curious about building events with less stress and more fun, and want to learn practical strategies for your money mindset and business, this episode is for you!Check out part 1 of this behind the scenes deep dive: https://aimeecerka.com/211Money Mindset Mastery Checklist - https://aimeecerka.com/mindset For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/212

06-10
20:07

211: Behind the Scenes of a Successful Audio Summit - Wins, Lessons, and Mindset Shifts

In this episode, I’m giving you a behind-the-scenes look at my recent audio summit, Beyond the Numbers. I’m sharing what worked, what didn’t, and some of the mindset shifts that made all the difference - plus what I’d change for next time. Whether you’re curious about running your own summit, love peeking behind the curtain of values-driven events, or want powerful insights on navigating challenges and unexpected wins, this episode is for you. I’ll be honest about the successes, setbacks, and lessons learned, all while staying true to my mission of helping female entrepreneurs create unstoppable finances and businesses.Money Mindset Mastery Checklist: https://aimeecerka.com/mindset For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/211

06-04
17:02

210: Unlock Your Financial Power with Imperfect Action

Today, we'll wrap up our mini-series on the hidden ways we sabotage our finances and how to break free for good. I’ll recap the key mindset patterns, small habits, and strategic mistakes that trip us up - and show you how to move forward without waiting for the ‘perfect’ moment.Expect actionable steps you can take today, a bonus insight on avoiding “busy work” traps, and my invitation to commit to just one small shift this week. Plus, I’ll share resources to help you keep the momentum going, no matter where you are on your financial journey.14-Day Money Mastery Action Plan: https://aimeecerka.com/action For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/210

05-27
10:39

209: 5 Red Flags You’re Sabotaging Your Finances

Let's explore the hidden ways we self-sabotage our finances - especially the external systems and tactical mistakes that keep us stuck. If you’re making decent money but still feel broke or stressed, we’ll talk about the real reasons, from poor bookkeeping and missing cash flow plans to investing for the wrong reasons and trying to do it all yourself. Join me as we blend mindset, habits, and step-by-step strategy to make your finances truly unstoppable!14-Day Money Mastery Action Plan - https://aimeecerka.com/action For the full transcript and all links mentioned, see the blog post:https://aimeecerka.com/209

05-20
12:15

208: Simple Money Habits That Make or Break Your Financial Success

Let's dive into the hidden habits that silently sabotage our finances - those tiny daily routines that can drain our financial power without us realizing it. I’ll walk you through practical, actionable strategies like the Daily Money Minute and financial check-ins to help you get organized and stop avoiding your money. You’ll also learn about the 24-hour rule to prevent impulse spending and how small habits can compound to create big change over time. If you’re tired of feeling overwhelmed or stuck with your finances, this episode is full of tips to help you take confident, meaningful steps forward!14-Day Money Mastery Action Plan - https://aimeecerka.com/action For the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/208

05-13
15:34

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