How much of our lives are we living truly based on our own design (and not someone else's, or society's)? Our lives are influenced by our Beliefs, Stories and Behaviours, around money, and other areas. Being inspired by others is one thing. Comparing ourselves to them is a recipe for depression and anxiety. In the episode I talk about some strategies I use on myself and my clients to help manage situations when I'm not feeling that my life is really heading where I want it to go.
Procrastination and avoidance is something we do when we don't like it. Money tends to be one of those somethings. And it doesn't need to be like that. Especially as money is extremely important. In this episode I take you through 3 steps to help you find more fun in sorting out your finances.
Travel is something I've loved since I was a very little girl. When I started working at the age of 14, my primary goal was to save up to travel. Apart from a few years when my daughter was first born, I've gone away somewhere every year. I even worked at an airline for a few years, and did a lot of travelling in that time - taking advantage of the standby deals! So, I've cultivated my travel budgeting too over the years. However, this last trip I just took with my mum and daughter didn't go quite to plan. Have a listen to find out why, and what I did.
Budgeting is something that many of us avoid, but know we really should do. It's a bit like exercise, only exercising you can make somewhat fun (think Zumba!)... Being aware of what is coming in and what is going out each month is part of it. Forecasting is important also. Many accounting systems will try and help you with this, however, the budgeting side doesn't connect in with your personal budget. This episode takes you through the principles behind how I do this. To watch this episode on YouTube: Click here.
Money is something we are not taught about - neither personal finances nor business finances. And yet, we feel so much shame and guilt around our ability to manage money. This episode is me delving into the "why" of this, and also to give you some strategies to help yourself move beyond it and head towards confidence and financial empowerment.
Manifestation and Money Strategy might seem like a odd combination, but in order to make anything real (which is what manifestation essentially is), you first need to be super clear. Strategy gives you direction and is a way to condense your "wish list" into a structure that you can make plans and then tasks lists on. Alignment between your strategy, plans and tasks are important. Think about making a meal, or organising and holiday, or renovating a house. Without first knowing what you want to do (or where you want to go, or what you want to eat), it makes everything else completely random and even more difficult. Here are the 5 elements I go through in this episode: What do you want? Why do you want it? How will you do it? (what action step(s) will create movement towares what you want) Money audit (knowing where your money is coming and going) Visualisation. Now is the time to get clear and be strategic about your money and finances! If you want some help with this, here is what I mention in the episode - Money Makeover (money-madesimple.com.au)
What better way to reach retirement faster than to pay off your debts and invest more! Debt is not a fun topic, so the best thing to do is talk about how to get rid of it as quickly as possible! Especially debt that has a high interest rate. In this episode I go through how to pay down debt faster, including your mortgage, and why it's important to invest while you're doing this. Also important to consider is how much you need in retirement, so you can make decisions about how to get there faster. Here are some resources mentioned in the episode: If you want to watch this on Youtube (where I also have some visuals) - https://youtu.be/UM0xr1qHdL4 a good calculator to help you figure out how much you need for the retirement lifestyle you want - https://www.australianretirementtrust.com.au/learn/tools/retirement-calculator#/personal-details/about-you
Habits have the power to help us and hold us back. Are you happy with your money habits and how they are influencing your finances? These habits apply to both your business finances and your personal finances. Here are the 5 Money Habits I go through in this episode: Get Clear on Your Vision/Purpose Watch your Money Monthly Streamline Your Spending Use Savings Instead of Credit Invest on a Monthly or Quarterly Basis Here are some resources that I mention during the episode as well: Money & Lifestyle Vision - guide and meditation Money Habits Reset - mini-program waitlist
Think of the different areas of your life, and what happens if you don't pay them enough attention: Relationship with your partner - this doesn't get better with less communication (especially if you avoid talking about money) Relationship with your kids - they want to be seen and heard, and that means paying them focused attention Your garden - it won't be beautiful or healthy if you complete ignore it! Your relationship with money - it will deteriorate the more you ignore it, and the issues that are there now will just get bigger. I could go on, but I think you get my point. I could go on, but I think you get my point. The more attention you pay something, the healthier it becomes. This was inspired by my recent gardening endeavours and how much better my vege patch is after paying it some decent attention!
Money brings up all sorts of emotions in us - overwhelm, fear, shame, guilt, anger, confusion. Wouldn't it be great if instead of these emotions, it make us feel - joy, excitement, determined, clear, confident. How then, do you shift from one end of the scale to the other? In this episode I go through: Challenging Your Beliefs around Money Get Clear on What You Want Money For Look at or Prepare a Workable Budget See Where You Can Make Better Decisions Take Action
This week, Emma Gilmour from Hope Rising talks about her experiences with alcohol and how quitting back in 2020 has changed her life for the better. She now works with other women to help them develop a better sense of self, without alcohol. Here are the FREE Awareness Worksheets mentioned - Preparing for a break from booze or just wanting to get intentional with your drinking https://www.hoperisingcoaching.com/awareness-worksheets-opt-in Her 5 day virtual retreat is starting on 19 Feb. To find out more - https://www.hoperisingcoaching.com/5dayvrfeb2024 To connect with Emma: Midlife AF Podcast: https://www.hoperisingcoaching.com/podcast Website: www.hoperisingcoaching.com Social handles: @hoperisingcoaching
In this week's podcast episode I go through the 5 financial game changers that have influenced where I am today. It's been a 10 year long journey, so hopefully some of this might help you shorten your journey! You can now also watch this episode on YouTube - https://youtu.be/cbwlCbVaDN4
It's a New Year - yay! So much excitement goes into thinking about and planning for another year. What happens if something happens and this all falls flat? That's what happened to me, and I go through my experience and what I'm learning from it (it's still an active process). Some of this may help you too.
As we approach the end of the year, here are some ideas for you to ponder over as you wind down. Take some time for yourself over the next few weeks. Do some planning, and map out what you want the coming year to bring. Here are some resources to help you: Free download of a simple 3 page annual plan - Annual Plan Template FREE Download (money-madesimple.com.au) Mini program to get your energy and mind on track - Elevate Your Money Vibration: 30 Daily Practices (money-madesimple.com.au)
Emma Lovell leads a life that many of us would love - combining her passion for travel with her business. She recently came back from a retreat she held in India and her approach is to help clients achieve more prosperity and results with greater ease and taking time to rest. This is something Emma has learned the hard way and she now builds rest and ease into her business and helps others to do the same. In this episode we talk about money, building wealth, mindset, challenging the status quo - it's full of inspiration and great ideas that you too can implement. To find out more about Emma: Hot off the press - her next retreat is just being announced. These sell out, so get in quickly - https://www.emmalovell.au/srilankaretreat Emma “Lovelly” Lovell (@emmalovell.au) • Instagram photos and videos Emma Lovell - Live a life you LOVE! The EMMA LOVELL Show on Apple Podcasts
There are 5 main components that contribute to a mind that is fueled up with the right elements to help you experience more joy and ease when it comes to money: Language Assumptions Sleep Nutrition Support.
Money is energy. The energy we give to our thoughts and behaviours around money has an impact to the way money shows up in our life. In this episode I delve more into this and how you can raise your energetic vibration around money and create the abundance you want. Here is the link to the program I mention in the episode, which is starting on 2 January: Elevate Your Money Vibration: 30 Daily Practices (money-madesimple.com.au)
As we start to wind down for the end of this Calendar Year, there are some great books that you can curl up with and enjoy some much needed "me time". I really tried to get this list down to 3, but I ended up with 7. Here they are in no particular order: "The Four Agreements" by Don Miguel Ruiz "The Gap and the Gain" by Dan Sullivan and Dr Benjamin Hardy "The Subtle Art of Not Giving a F*ck" by Mark Manson "Think and Grow Rich" by Napoleon Hill "Be Seen" by Jen Gottlieb "Atomic Habits" by James Clear "Life Admin Hacks" by Mia Northrop and Dinah Rowe-Roberts.
Christmas is coming! The best way to keep the cost and effort as low as possible over Christmas is to start planning - preferrably now. In this episode I give you some ideas and also let you in on what I do to keep Christmas manageable - both financially and mentally. Every year I host a large Christmas Eve dinner, and I've worked out how to make it fun and as fuss free as possible. Enjoy!
Being an adult can often feel just plain hard - especially as a woman, a mum and a business owner. There is SO much to do. Life Admin is also something we don't really acknowledge to the fullest extent of its impact. We realise there is housework, taking care of the kids, taking care of parents, taking care of the household in general. Life Admin forms a HUGE part of this. Over a glass of wine, Mia Northrop and her good friend Dinah Rowe Roberts were lamenting all the "stuff" that just needs to get done, and they decided to do a lot of work and research to put together the amazingly helpful book, "Life Admin Hacks". In this episode Mia takes us through lots of great tips to make your life easier to "adult" (I love how language develops, and that this can be used as a verb!). Get the Book! Follow on Instagram Follow on Facebook