Money with Carla

This week I sit down with Marisca, a tax expert, to unpack trusts and estate planning in South Africa. We chat about when a trust makes sense, common mistakes, and how to plan ahead to protect the wealth you leave to your family. Find Marisca on Socials

Get my book here: https://www.moneywithcarla.com/book Free Investment Masterclass: https://learn.moneywithcarla.com/masterclass2026 Most South Africans are losing hundreds of thousands of rands in household-name investment funds, without even realising it. In this video I compare real fund performance from two of my students against equivalent ETFs, and show you exactly how to benchmark any active fund yourself (it takes about five minutes). What you'll learn: 1. Why big brand = good investment is one of the most expensive assumptions you can make 2. How to find a fund's minimum disclosure document and read the numbers that matter 3. A simple method to compare any active fund against its benchmark index What 95% of SA equity funds and 100% of global equity funds have in common (spoiler: it's not good) 4. The real rand difference between 1% and 6% annual underperformance over 20 years Get the book here · Free Investment Masterclass

Find Anzel on socials: https://www.instagram.com/anzelrabie/?hl=en What does a CA who almost became Miss SA have to teach us about generational wealth? More than you'd expect. In this episode, I sit down with Anzel – chartered accountant turned TV personality and mom of two – to talk about the money lessons we weren't taught growing up, and the ones we're now trying to pass on to our own kids. We cover a lot of ground: how an Afrikaner upbringing shaped her relationship with money, why tax-free savings accounts are the first thing she maxes out on 1 March every year (and the costly mistake she made with hers), and why parking money in the stock market is not the same thing as building wealth. There's also a really honest conversation about mom guilt, career pivots, and what it actually means to give your children more than you started with. Disclaimers: All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms

What’s really happening inside your investment account and how do you know the platform holding it is trustworthy? In this episode, I sit down with the Higgo van Biljon from EasyEquities to unpack how the platform works, what investors actually own, and the questions that matter before you invest. We cover tax-free savings accounts for children, the power of compounding, platform security, fees, transfers, AI in investing, and their upcoming adviser offering. We also get a candid look at the Higgo's own investment approach. This is an honest, practical conversation for DIY investors and anyone trying to make smarter long-term financial decisions. This episode is not sponsored. It is for educational purposes only and is not personal financial, investment, or tax advice. Always consider your own circumstances and seek regulated advice where appropriate. Disclaimers: All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms (Easy Equities) : Disclaimer: Any opinions, news, research, reports, analyses, prices, or other information contained within this research is provided by an employee of EasyEquities an authorised FSP (FSP no 22588) as general market commentary, and does not constitute investment advice for the purposes of the Financial Advisory and Intermediary Services Act, 2002. First World Trader (Pty) Ltd t/a EasyEquities ("EasyEquities") does not warrant the correctness, accuracy, timeliness, reliability or completeness of any information (i) contained within this research and (ii) received from third party data providers. You must rely solely upon your own judgment in all aspects of your investment and/ or trading decisions and all investments and/or trades are made at your own risk. EasyEquities (including any of their employees) will not accept any liability for any direct or indirect loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on the market commentary. The content contained within is subject to change at any time without notice. Ts and Cs apply.

Find Daniel on socials: https://www.instagram.com/_danielvivier_/ What happens when you stop consuming and start creating? In this conversation, Daniel shares how he overcame the fear of being judged online and began building a public presence while developing an AI-focused business. We talk about the uncomfortable early stage of creating content, why you do not need to have your whole business figured out before you begin, and how a small audience can become powerful digital capital. We also unpack building in public, learning what actually holds people’s attention, using your audience to understand what they need and why the fastest way to get better is to be willing to start badly. If you have been sitting on an idea, feeling stuck in your career, or waiting until you feel “ready” to post this episode is for you.