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NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

Author: NerdWallet

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At the SmartMoney podcast, NerdWallet's in-house writers answer your real-world money questions. Our Nerds are your guides so you can get smart, then get back to doing you.


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52 Episodes
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Air travel brings you in close contact with others, sometimes for hours. A road trip may be a better option. Also, handle old collection accounts with care. Paying an old debt typically doesn’t help your credit, and may lead to a lawsuit. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Losing your health insurance can expose you to medical bills that could bankrupt you. Most people can get subsidized coverage through HealthCare.gov. Also, setting financial goals requires thinking about what’s most important to you and then making a plan. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Spending more impulsively because of the pandemic? You’re not alone. Also, different debt payoff methods have their merits, but paying off small balances first can help your credit. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
The IRS has payment plans if you can’t pay what you owe on July 15. Also, the steps to building wealth are simple, even if they’re not easy: spend less than you earn and save or invest the difference. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Discrimination affected wealth creation and opportunity in the U.S., leading to vastly different median incomes, unemployment levels and homeownership rates. Also, people with variable-rate student loans can struggle to predict what their future payments will be, which can make budgeting difficult. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
As you approach your 30s, 40s or beyond, let the milestone birthday be an excuse to set some new money goals. Also, some banks will pay you to open a new bank account, but you need to look beyond the bonus to see if you’ll pay more in fees or collect less interest. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
In this episode, Sean and Liz give tips for managing your finances in a recession. Then they answer a listener's money question about how to handle an inheritance — and whether you owe any taxes on it. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
In this episode, Sean and Liz discuss survey results that show how money habits are changing as a result of COVID-19. Then, they answer a listener's money question about whether home improvement projects can help home refinancing odds — and if it’s still a good time to refinance. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
In this episode, Sean and Liz start off by discussing how you can make your donations to social causes go further. Then, they answer a listener's money question about how to plan for expenses as a new parent. Kim Palmer, a Nerd with a lot of first-hand experience managing baby costs, joins the conversation.   As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Can identity theft protection services really protect us from identity theft? No, but they can serve as an (expensive) early warning signal. Most people should first consider some free ways to reduce the chances of becoming a victim, such as credit freezes and monitoring a credit score. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
People who invest in bitcoin and other cryptocurrencies need to be ready for a wild ride. Values can soar and plunge, plus there’s no guarantee you’ll get your money back. Cryptocurrency is more of a gamble than an investment, and shouldn’t be more than a small portion of your overall portfolio. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Getting your retirement account squared away is just one of the many tasks facing the newly unemployed, but it’s an important one. Rolling the money into an IRA could be the best choice, particularly if your former employer isn’t allowing the new “coronavirus hardship withdrawals.” As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
It used to be easy for people with good credit scores to get 0% balance transfer offers. As lenders pull back, those with credit card debt may need alternative plans to deal with their balances. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Being a first-time homeowner can be daunting, especially in a pricey market like Southern California. Chris Browning of the Popcorn Finance podcast has questions about what to expect, and he turns to the Nerds for some answers. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Most American adults are eligible for government relief checks of $1,200, but many are still waiting for their money — plus the usual advice about what to do with a windfall doesn’t apply in a crisis. Sean and Liz discuss how to find out where your payment is and put it to the best use. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast for more info on this episode.
Don’t stop with your closets. Spring cleaning your finances can be just as satisfying, not to mention more lucrative. Whip your budget into shape, check your credit and make sure your investments are on track. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Help! I owe the IRS!

Help! I owe the IRS!

2020-04-1314:17

You were expecting a tax refund — but wound up owing money. Changing tax laws and the gig economy mean many taxpayers who traditionally got money back are now having to pay. Sean and Liz help a reader navigate paying a tax bill, as well as steps for avoiding a tax bill next year. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.    
The economic stimulus package gave millions of student loan borrowers some important breaks, but people are confused about what they are and what they have to do. Sean and Liz get the scoop from student loan nerd Ryan Lane. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
Nauseating drops in the stock market can be hard to endure, but most of us should try to do just that -- and even invest more, if we can. If you need the money within five years or you’re losing sleep, though, you might need to get at least some of your portfolio to safer ground. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.
The coronavirus pandemic has scrambled people’s travel plans and their budgets. Here are the most important things to know now about emergency funds, spending plans and travel in the coming months. As always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373.  
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Comments (1)

Nathaniel Hyman

wat should i do about investing

May 23rd
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