DiscoverNerdWallet's Smart Money Podcast
NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

Author: NerdWallet Personal Finance

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NerdWallet’s objective finance journalists answer real-world questions empowering you to make smarter decisions with your money and help your finances thrive.


The Nerds are your resource to make the most of your personal finances, while cutting through the clutter and misinformation of today’s economic news and advice. You’ll get clarity on strategies to help you build your wealth, invest wisely, shop for financial products, and plan for major life events.


By the end of each episode, you’ll feel smarter and more informed to make the most of your finances. Future You will thank you.


Join hosts Sean Pyles, Sara Rathner, and other expert Nerds as they discuss everything personal finance, including:


- Credit cards: credit card rewards, different types of credit cards, credit card annual fees


- Investing and retirement: investment strategies, retirement planning, financial independence, investing in the stock market, money market accounts, financial strategies, mutual funds, short-term bonds, exchange-traded funds (ETFs), Roth IRA investing, robo-advisors, retirement savings


- Personal finance: budgeting methods, emergency funds, paying off debt, frugal living, money management tips, wealth accumulation, money habits, cultivating a money growth mindset, debt-free living, financial resources, budgeting apps and browser extensions, avoiding scams, tax bills, financial success and financial stability


- Banking: high-yield saving accounts, online banking, credit unions


- Loans: student loans, home equity loans, HELOC, student loan forgiveness


- Home: mortgage interest rates, homebuying, home improvement projects, homeowners insurance


- Insurance: travel insurance, pet insurance, auto insurance, home insurance


You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth.


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372 Episodes
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Explore how to protect yourself from identity fraud, understand its emotional toll and learn fraud recovery steps. How can you protect yourself from identity theft and fraud?  What steps should you take if you become a victim of financial fraud?  Hosts Sean Pyles and Sara Rathner delve into the unsettling world of identity theft and fraud prevention to help listeners safeguard their finances and wellbeing. They begin with a discussion on the various facets of identity theft, with tips and tricks on identifying fraudulent activity, enhancing personal banking security and dealing with the aftermath of having your identity compromised. Then, they discuss the differences between identity fraud and scams, the importance of good cyber hygiene, and the steps to take immediately if your personal information is breached. Sean also speaks with John Breyault, Vice President of Public Policy, Telecommunications and Fraud at the National Consumers League, about the current trends in identity theft and the forms of fraud that are on the rise in 2024. They cover topics such as new account fraud, the impact of zero-day vulnerabilities on personal data security and the necessity for consumers to stay vigilant with software updates and report incidents promptly. They also explore how victims can navigate the process of recovering from fraud, including freezing credit reports, changing passwords, and engaging with financial institutions and law enforcement to document the crime and seek restitution. In their conversation, the Nerds discuss: identity theft, fraud prevention, financial fraud, cyber security, bank account fraud, scams, identity fraud, data breach, zero-day vulnerabilities, credit report freeze, two-factor authentication, artificial intelligence, online banking security, phishing, cyber criminals, emotional impact of fraud, credit card fraud, fraud alerts, financial wellbeing, scam awareness, cyber hygiene, consumer protection, financial predators, cyber theft, financial crime, financial education, cyber vigilance, fraud recovery, financial security, scam prevention, identity protection, personal finance, cyber fraud, bank fraud, fraud detection, identity theft awareness, and fraud restitution. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Unlock insights on vacation spending to leverage summer travel trends, and dive into the latest employment report.  Planning to travel this summer? In this episode of NerdWallet’s Smart Money podcast, hosts Sean Pyles and Anna Helhoski delve into the world of summer travel. They discuss the key findings from NerdWallet’s 2024 Summer Travel Report, revealing insights into Americans’ vacation plans and expected spending. NerdWallet travel rewards expert Sally French joins them to dissect the latest trends in airline fees, price fluctuations, and factors influencing travel decisions. Whether you plan on traveling across the globe, or staying local, understanding summer trends can help you optimize your travel planning. Later in this week’s Money News roundup, Sean and Anna cover the latest money headlines, including the March employment report and a new student loan relief program. From travel and job market trends to initiatives aimed at reducing student loan debt, this episode highlights some evolving aspects of the American financial landscape.   In their conversation, the Nerds discuss: summer travel, vacation spending, travel trends, money news, airline fees, travel expenses, travel insights, travel decisions, travel tips, travel rewards, employment report, job market trends, student loan relief, student loan debt, financial developments, personal finance, summer vacations, travel planning, inflation impact, travel industry, airline pricing, travel costs, budgeting tips, financial decisions, economic indicators, financial trends, travel research, travel data, travel analysis, vacation budget, travel hacks, budget travel, money management, financial advice, money-saving tips To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Get a comprehensive breakdown of strategies for buying, selling, and improving homes in our homeowners lightning round. 00:42 This Month’s Nerdy Question: What’s the best thing you spent your money on this month? Hosts Sean Pyles and Sara Rathner kick off a new segment by sharing some of their recent purchases, in a new segment designed to encourage you to think about your consumption habits. 08:24 Today’s Money Question: Should you shop around for a title agency? What are the pros and cons of owning a second home? What’s the ROI for home improvement projects? What are the financial implications of using retirement funds for home improvements? Housing Nerd Kate Wood joins Sean and Sara to delve into the complexities of the homebuying process, financing home upgrades, and leveraging home equity. They discuss the risks and strategies associated with using home equity for investing in real estate, the importance of an emergency fund when becoming landlords, and the alternatives to using retirement savings for home improvements.  In their conversation, the Nerds discuss: homeownership, smart home investments, title insurance, home equity, real estate investments, financial security, home improvement financing, title agencies, home disasters, buying a home, home equity loans, home equity line of credit (HELOC), cash-out refinancing, real estate game, emergency funds, home buying process, navigating title agencies, financial planning, home maintenance savings, intentional purchasing, home renovations ROI, anti-overconsumption, plumbing repairs, tax lien, closing costs, home buying in 2024, second property investment, becoming a landlord, IRA withdrawals, real estate attorney fees, escrow services, lender's title insurance, owner's title insurance, home value increase, property investment risks, buying second home, home buying expenses, mortgage application, real estate market trends, and decision fatigue. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Learn how to protect your identity from theft and fraud by understanding how criminals are exposing authentication flaws. How can you protect yourself from identity theft and financial scams?  What steps should you take if your identity has been compromised?  Hosts Sean Pyles and Sara Rathner discuss the pervasiveness of identity theft and practical defense strategies to help you safeguard your financial well-being. They begin with a discussion of protecting yourself from identity theft, with tips and tricks on setting up fraud alerts, freezing your credit and using unique passwords with the aid of password managers.  Then, Eva Velasquez joins Sean to discuss the nuances of authentication and identity theft. They discuss the challenges businesses and individuals face in verifying identities online, the misuse of social security numbers and the rise in data breaches, particularly in the healthcare sector.  Plus: the alarming increase in data breaches in 2023, the importance of questioning every suspicious communication you receive, and the necessity for public and private organizations to refine their authentication methods. In their conversation, the Nerds discuss: identity theft, financial scams, data breaches, cyber security, credit freeze, fraud alert, authentication, online identity, personal data protection, cybercriminals, financial fraud, password managers, financial well-being, data security, impostor scams, phishing, identity fraud, scam prevention, credit monitoring, sensitive information, identity protection, financial instruments, identity thieves, scam victims, credit card fraud, loan fraud, biometrics, cybersecurity strategies, data privacy, digital financial transactions, identity theft resource center, federal trade commission, IRS IP PIN, financial defense, digital predators, financial peace of mind, consumer protection, scam recovery, safeguarding data, and financial education. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Explore the latest on inflation, employment, and growth trends, and what it means for the future of the US economy. How is the economy doing right now and what does it mean for inflation, growth, and jobs? What do recent credit card settlement news and updates on inflation rates mean for your finances? Hosts Sean Pyles and Anna Helhoski delve into the current state of the economy, dissecting the latest data on inflation, growth, and employment. Joined by NerdWallet data journalist Elizabeth Renter, they explore how the economy is faring amid ongoing challenges. From the robust labor market and its impact on wages to the intricacies of inflation and its implications for consumers, they provide insights into the broader economic landscape. They seek to give listeners a deeper understanding of key economic indicators and how they could shape your financial decisions.  Then, in this week's Money News roundup, Sean and Anna discuss a credit card settlement potentially affecting premium reward cards, updates on inflation rates, and the legacy of Daniel Kahneman, a pioneer in behavioral finance. In their conversation, the Nerds discuss: the economy, inflation, growth, employment, credit card settlement, financial decisions, consumer confidence, labor market, wage growth, Federal Reserve, interest rates, GDP, economic indicators, Daniel Kahneman, behavioral finance, money news, consumer spending, unemployment rate, inflation rates, market value, price growth, Federal Reserve interest rates, economic outlook, GDP growth, consumer sentiment, labor supply, labor demand, price levels, real GDP, swipe fees, interchange rate, rent inflation, housing prices, annual rate, economic landscape, economic data, macroeconomic phenomena, economic trends, and money headlines. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Learn to maximize retirement savings with tax diversification by balancing your Roth and traditional IRA contributions. 00:27 This Week in Your Money: What are expense ratios? How do you decide between a Roth and traditional 401(k)? Hosts Sean Pyles and Sara Rathner discuss understanding investment terms and retirement account options and strategies to help you understand how to make more informed and beneficial financial decisions. They begin with a new segment called Nerdy Vocab, in which they explain tips and tricks on recognizing how expense ratios affect your investments. They offer clarity on how fees can eat into your returns, explain how to utilize tools like the FINRA Fund Analyzer, and explain considerations for selecting cost-effective funds. 09:27 Today’s Money Question: NerdWallet writer Alieza Durana joins Sean and Sara to help answer a listener’s question about how to decide between investing funds in a Roth versus a traditional 401(k). They discuss the tax implications of different retirement accounts, how to harmonize retirement savings with other financial priorities, and the importance of tax diversification in an investment strategy. Their discussion covers the tax benefits of traditional and Roth 401(k)s, IRAs, and HSAs, and the importance of balancing retirement contributions with immediate financial needs like debt and emergency funds. In their conversation, the Nerds discuss: retirement savings, investment fees, Roth 401(k), traditional 401(k), expense ratios, IRAs, retirement planning, maximize returns, minimize fees, financial planning, nest egg, investment strategies, tax diversification, employer match, retirement accounts, mutual funds, exchange-traded funds, passively managed funds, actively managed funds, FINRA Fund Analyzer, tax benefits, contribution limits, debt management, emergency funds, capital gains, tax-free withdrawals, tax implications, asset allocation, rebalancing your portfolio, tax season, pre-tax contributions, and after-tax contributions. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Explore the ins and outs of planning a cruise, from choosing the right trip to coordinating on-board activities. What are the benefits of booking a group cruise for your friends and family?  What amenities do cruises offer that could make travel easier for you and your group?  Hosts Sean Pyles and Meghan Coyle discuss how to choose and book the best cruise to help you understand the logistics of planning a group vacation at sea. They begin with a discussion of the advantages and drawbacks of going on a cruise with a group, with tips and tricks on selecting destinations that fit your travel style, managing the financial aspects of shared cruise costs, and utilizing onboard amenities for all age groups.  Then, Sean and Meghan discuss the ins and outs of cruise excursions and travel tips for groups. They discuss the importance of early reservation for excursions, strategies for avoiding the rush when disembarking at ports, and the value of shared travel experiences for bonding with your party. Has this episode given you a travel bug? Then check out our list of the 15 Best Travel Credit Cards of March 2024. In their conversation, the Nerds discuss: group cruises, cruise planning, group travel, cruise excursions, booking a cruise, cruise experience, family cruises, cruise ship amenities, group vacations, group cruise booking, onboard activities, cruise ship entertainment options, cruises for seniors, group vacation planning, and travel planning tips. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Neera Tanden, domestic policy advisor to President Biden, discusses the fight against junk fees impacting college students. What hidden “junk fees” are college students facing? How is the Biden Administration addressing fees to make higher education more affordable? Hosts Sean Pyles and Anna Helhoski discuss the Biden Administration's recent efforts to combat junk fees in colleges, from financial products marketed to students like credit cards and bank accounts to textbook costs and unused meal plan dollars. They speak with Neera Tanden, domestic policy advisor to President Biden, about the more than $1 billion annual impact of these fees and the bipartisan support she expects for some of these policies. Then, in this week's Money News roundup, Sean and Anna discuss issues with the new FAFSA, the Federal Reserve's latest stance on interest rates, and continuing surge of home sales. Get a comprehensive overview of the latest developments affecting your finances and gain valuable insights to stay ahead in an ever-changing economic environment, whether you're a student navigating the labyrinth of college fees or a homeowner keeping tabs on market trends. In their conversation, the Nerds discuss: hidden fees, FAFSA troubles, Federal Reserve, interest rates, housing market, college fees, student finances, financial aid, junk fees, textbook costs, student loans, college expenses, student banking, origination fees, meal plans, tuition bills, open-source textbooks, college affordability, financial literacy, student debt, financial aid applications, existing homes, home prices, National Association of Realtors, mortgage rates, economic indicators, market trends, financial decisions, and personal finance. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Learn the truth behind common credit score myths and get a better understanding of digital wallet privacy and security. 00:51 This Week in Your Money: Do you need to carry a credit card balance in order to maintain a good credit score? Does checking your credit score hurt your credit? Hosts Sean Pyles and Sara Rathner debunk common credit score myths to help you understand the realities of your credit health. They offer valuable insights into how carrying a balance affects your credit score, the safety of checking your credit score regularly, and the importance of maintaining a history with your credit accounts open.  09:45 Today’s Money Question: Are digital wallets truly safe and private? Is it safer to pay with a check than online? Sean and Sara discuss the intricacies of digital wallets, explaining the role of tokenization in securing transactions, the importance of phone security features like passcodes and biometrics, and the varying privacy policies of digital wallet providers like Google Pay and Apple Pay. They explain how digital transactions are protected, how to navigate privacy settings in apps like Venmo, and how they’ve used digital wallets in their own lives. In their conversation, the Nerds discuss: credit score myths, digital wallets, mobile transactions, transaction tokenization, credit scores, cashless transactions, credit card balance, checking credit scores, Google Pay, Apple Pay, Venmo, Samsung Pay, digital payment options, digital spending, financial reputation, privacy policies, mobile payments, credit card fraud, secure transactions, consumer data, credit utilization, credit history, biometric data, phone locks, digital payment security, financial decisions, credit score improvement, online bill payments, credit card security, payment tokenization, credit bureaus, credit profile, credit card management, digital wallet adoption, credit score factors, cashless convenience, and payment privacy. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Get savvy about car rental services, pros and cons of RV rentals and navigating public transportation when traveling. What are the best transportation options when traveling with a group?  When is it worth it to rent a car?  NerdWallet’s Meghan Coyle and Sally French discuss group transportation options and public transportation strategies to help you understand how to move your squad around efficiently and economically. They begin with a discussion of various modes of transportation, with tips and tricks for saving money on rental cars. Then, they discuss the ins and outs of RV travel and public transit in cities. They also talk about RV delivery services, managing fuel costs, the practicality of Amtrak for group travel, and the advantages of public transit over car rentals in urban settings. Has this episode given you a travel bug? Then check out our list of the 15 Best Travel Credit Cards of March 2024. In their conversation, the Nerds discuss: group travel, rental cars, RV travel, public transportation, Amtrak trains, electric vehicles, travel tips, group excursions, travel with friends, family vacations, RV adventures, RV delivery services, rental car expenses, rental car elite status, downtown rental locations, travel logistics, group transportation options, car sharing apps, travel insurance, travel savings, renting electric cars, Turo, GetAround, group travel strategies, group transportation logistics, hop-on hop-off buses, travel by train, urban travel, group road trips, managing travel costs, travel apps, rental car alternatives, efficient transportation, travel planning, group trip planning, sustainable travel, eco-friendly travel, family road trips, and car rental tips. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Discover how a historic change in the way real estate agents are paid could impact prices for home buyers and sellers. Will housing costs become cheaper under new real estate commission rules? How will the recent settlement by the National Association of Realtors impact home buyers and sellers? Hosts Sean Pyles and Anna Helhoski delve into the details of the $418 million settlement by the National Association of Realtors, discussing its potential implications on the home buying and selling process. NerdWallet mortgage writer Holden Lewis joins the conversation to break down the changes and their possible effects on home prices. From understanding the intricacies of commission negotiations to potential ripple effects on the housing market, this episode equips you with the knowledge to navigate the evolving real estate industry. Whether you're a first-time buyer or a seasoned seller, you'll gain valuable perspectives on optimizing your real estate transactions and making informed financial decisions. In their conversation, the Nerds discuss: real estate commissions, home buyers, home sellers, National Association of Realtors, real estate industry, realtor commissions, housing market, real estate agents, buyer agents, seller agents, real estate negotiations, real estate lawsuit, buyer negotiation, seller negotiation, home prices, home sales, NAR settlement, real estate news, commission structures, buyer-seller negotiations, and real estate commission changes. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
“Your Rich BFF” Vivian Tu explains how to adopt a millionaire’s mindset and shares key strategies for building wealth. How do wealthy people think about building wealth? What career choices can lead to a faster increase in income? Hosts Sean Pyles and Sara Rathner discuss spring financial planning and wealth-building strategies to help you understand how to effectively grow your finances and navigate career advancement. They begin with a discussion of setting SMARTR financial goals for spring, with tips and tricks on setting realistic goals, checking in on your financial objectives, and planning for home improvements.  Then, podcaster, social media influencer, and author Vivian Tu, also known as "Your Rich BFF," joins Sean to discuss wealth-building through passive income and active career decisions. They discuss the importance of making your money work for you, the psychological barriers to seeking higher income, and the significance of securing a meaningful raise or position shift every two years. She shares her insights on transitioning from Wall Street to digital media, democratizing financial knowledge, and cultivating a mindset for wealth accumulation.  In their conversation, the Nerds discuss: financial growth, wealth-building strategies, smart money moves, financial planning, financial freedom, financial literacy, career growth, money management, passive income, salary negotiation, side hustles, investing, home improvement fund, tax season, budgeting, saving money, personal finance, financial goals, wealth accumulation, money strategies, raise negotiation, professional development, financial wellbeing, emergency funds, financial education, financial independence, increase income, workplace dynamics, financial security, money motivation, financial planning tips, money tasks, personal finance philosophy, financial automation, meritocracy, job switching, raise requests, and wealth-building tips. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Discover tips and get answers to common questions for smooth group travel, from choosing accommodations to managing meals and costs for a successful trip. How can you find the perfect accommodations for group travel without overspending?  How can you split group expenses fairly?  NerdWallet’s Megan Coyle and Megan Lee discuss the ins and outs of group travel accommodations and the logistics of planning a group trip to help you understand how to orchestrate a seamless group vacation experience.  They begin with a discussion of lodging options, with tips and tricks on selecting cost-effective stays, balancing the convenience of hotels against the charm of vacation rentals, and splitting costs to prevent financial surprises. Then, they discuss orchestrating meals for large parties, managing group dynamics by rewarding those who take the lead, and crafting memorable group activities that cater to everyone's interests. Interested in more travel tools? Then check out our list of the 15 Best Travel Credit Cards of March 2024. In their conversation, the Nerds discuss: group travel, travel planning, group accommodations, vacation rentals, Airbnb, Vrbo, group vacations, travel expenses, travel budgeting, group meals, shared costs, travel tips, group activities, retreat planning, travel harmony, travel expert insights, group lodging, cost savings, group getaways, stress-free travel, group retreats, group travel strategies, travel accommodations, hotel stays, city travel, group dynamics, group costs, travel flexibility, travel adventures, travel amenities, travel experiences, group dining, communal experiences, travel memories, group travel options, group travel challenges, and budget discussions. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Understand the recent resurgence of cryptocurrency prices and what the future may have in store for crypto investments. Why did Bitcoin’s price go back up? Why are cryptocurrencies controversial? Hosts Sean Pyles and Anna Helhoski delve into the recent resurgence of cryptocurrency, particularly Bitcoin, after its dramatic fall in previous years. They discuss the factors behind Bitcoin's recent rally, including the upcoming blockchain reward halving and the approval of spot Bitcoin ETFs, shedding light on what this means for investors. NerdWallet investing writer Sam Taube joins the discussion to provide insights into the divisive nature of cryptocurrency, its use as an alternative investment, and the controversies surrounding aspects like mining and environmental impact. In their conversation, the Nerds discuss: bitcoin ETFs, blockchain, digital currencies, ethereum ETFs, crypto investing, cryptocurrency investments, personal finance, cryptocurrency market, bitcoin prices, cryptocurrency trading, cryptocurrency mining, cryptocurrency volatility, DeFi, cryptocurrency regulation, cryptocurrency adoption, and decentralized finance. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Learn from others’ missteps in our new segment, “My Favorite Financial Mistake.” Plus: balancing paying debt vs. saving. 00:39 This Week in Your Money: What can you learn from making financial mistakes? Should you save and invest or pay off debt when you get a financial windfall? Hosts Sean Pyles and Sara Rathner, along with their new co-host Elizabeth Ayoola, discuss turning financial blunders into learning opportunities to help you set up for future financial success. They begin with a candid discussion about their personal financial missteps, offering insights on mental accounting, the perils of emotional spending, and the importance of maintaining flexibility in your financial planning.  13:22 Today’s Money Question: Adam, a Colorado firefighter, joins Sean and Sara to discuss cash windfalls and long-term planning. They delve into the intricacies of choosing between paying off debt and investing in a 529 college savings plan, the merits of a zero percent APR balance transfer, and the joy of spending on memorable family experiences. They also explore long-term financial goals and the art of balancing immediate financial needs with future planning. They highlight the benefits of starting an emergency fund with modest contributions, the strategy of tackling high-interest credit card debt while saving, and the value of investing in life experiences.  In their conversation, the Nerds discuss: financial planning, money management, paying off debt, 529 college savings plan, retirement savings, emergency funds, financial goals, investment strategies, credit card debt, high-yield savings accounts, long-term wealth creation, financial windfall, financial mistakes, educational savings accounts, budgeting, personal finance, managing finances, mental accounting, emotional spending, financial balance, financial empowerment, financial success, economic stability, budgetary slips, financial blunders, credit challenges, money missteps, financial faux pas, long-term planning, financial fears, and financial shame. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Get expert tips on affordable group and family air travel, from maximizing points and rewards to booking the best flights and maximizing airline perks. How can you make group travel both enjoyable and affordable?  What are the best strategies for using travel points and credit cards to your advantage when planning group trips?  Hosts Sean Pyles and Meghan Coyle discuss the intricacies of group travel planning and the mastery of travel points and credit card perks to help you understand how to have a memorable group trip without breaking the bank. They begin with a discussion of group travel planning, with tips and tricks on securing the best deals, navigating planning for multiple people, and leveraging travel credit cards to mitigate extra fees such as those for seat selection.  Then, Meghan interviews credit card Nerd Erin Hurd about the nuances of booking flights for groups. They discuss strategies for using points effectively when traveling with a group, the benefits of programs like Southwest Airlines' Early Bird Check-In and Upgraded Boarding, and the flexibility of pooling points with hotel programs like Hilton and Marriott. Has this episode given you a travel bug? Then check out our list of the 15 Best Travel Credit Cards of March 2024.  In their conversation, the Nerds discuss: group travel, travel savings, travel rewards, travel tips, budget travel, group vacations, travel points, travel credit cards, Southwest airlines, early bird check-in, family travel, travel planning, airline points, companion passes, airport lounges, group flights, group lodging, travel experiences, airline perks, travel benefits, travel coordination, credit card perks, flight booking, pooling points, credit card rewards, airport lounge access, travel itineraries, airline status matching, airline incidental fees, and upgraded boarding. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Understand how you may actually be able to save money on fast food thanks to “dynamic pricing.” What’s the difference between surge pricing and dynamic pricing? How can you take advantage of supply and demand timing for certain products and services? Hosts Sean Pyles and Anna Helhoski tackle the buzz around Wendy’s controversial new pricing strategy, dissecting the confusion surrounding surge pricing and clarifying Wendy’s actual plan of implementing dynamic pricing starting in 2025. They discuss the potential impact this AI-driven pricing may have on consumers and how it could result in discounts based on factors like weather and demand, and its applications in other areas such as ticket sales, hotels, and airlines. In their conversation, the Nerds discuss: dynamic pricing, fast food costs, AI technology, surge pricing, consumer impact, pricing strategies, Wendy’s, rideshare services, supply and demand, menu changes, digital menu boards, AI-enabled technology, real-time data, pricing decisions, ticket sales, value offers, fluctuating prices, industry trends, and price shifts. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Learn about savvy grocery saving and expert tax filing tips to bolster your budget and ease tax season stress. 1:14 This Week in Your Money: How can you slash your grocery bills and still eat healthy foods amid rising costs? What’s new for this year’s tax season? Hosts Sean Pyles and Sara Rathner discuss saving money on groceries and simplifying tax filing to help you understand how to eat smart, save big, and conquer tax season with ease. They begin with a discussion of frugal grocery shopping, with tips and tricks on comparing unit prices, the benefits of curbside pickup, and incorporating a plant-based diet. NerdWallet’s Alana Benson joins Sean and Sara to explain how she saved $800 on groceries over 5 months, highlighting the financial and health benefits of a plant-based diet and giving practical tips for those who are interested in cutting costs. 10:33 Today’s Money Question: Bella Avila from NerdWallet’s tax team joins Sean and Sara to discuss IRS updates for this tax season, including the new Direct File tax filing software and an update to standard deductions. They also demystify tax brackets, explain how to get your tax refund faster, and weigh the pros and cons of consulting with a professional advisor for personalized financial guidance. In their conversation, the Nerds discuss: tax filing, grocery shopping hacks, grocery bills, tax season, plant-based diets, money saving tips, tax refunds, IRS Direct File, standard deductions, tax brackets, healthy eating, tax filing deadline, tax updates, tax software, student loan interest deduction, curbside pickup, vegetarian meals, tax returns, frugal food shopping, maximizing your return, tax preparation, financial savings, navigating taxes, budgeting tips, tax filing tips, comparing prices, direct deposit, IRS updates, lentils and legumes, affordable eating, tax deductions, and tax rates. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
Discover how to revamp your finances with a 30-day money cleanse that aligns your spending with joy and personal values. How can you set a budget that aligns with your goals?  How can you optimize your spending to reduce waste?  NerdWallet’s Kim Palmer talks to Ashley Feinstein Gerstley, author of The 30-Day Money Cleanse, to help you understand how small changes can make a significant impact on your financial health. They begin with a discussion of the financial cleanse, with tips and tricks on aligning spending with personal values, creating lasting habits in 30 days by using a method that has saved others an average of $950 over 30 days — without feeling deprived.  They also discuss money management tactics that include keeping a money journal, practicing visualization and having money parties. They discuss the benefits of recording feelings associated with each purchase, indulging in simple low-cost activities that bring happiness and aligning spending with personal values for a more satisfying approach to personal finance. In this conversation, you’ll learn about: The 30-day Money Cleanse, financial wellbeing, saving money, frugal living, financial habits, money management, financial health, money mindfulness, budgeting tips, personal finance, spending patterns, financial planning, money journals, visualization techniques, aligning spending with values, financial discussions, financial empowerment, financial strategies, money challenge, saving tips, low-cost activities, financial cleansing, emotional spending, money mindset, money and happiness, fiscal fitness, wealth building, financial conversations, money saving challenge, and money decisions. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
U.S. Education Secretary Miguel Cardona discusses the early rollout of $1.2B in student loan forgiveness and the future of debt relief. Why did the Biden administration accelerate student loan forgiveness by wiping away $1.2 billion in debt nearly six months ahead of schedule? How will eligible borrowers, especially those enrolled in the new income-driven repayment plan SAVE, be notified of this unexpected relief? Hosts Sean Pyles and Anna Helhoski explain the latest in student loan forgiveness before Anna speaks with Dr. Miguel Cardona, U.S. Secretary of Education. They break down the latest wave of debt relief, totaling a historic 138 billion dollars approved for cancellation among 3.9 million borrowers, all achieved through executive action. They also discuss the motivations behind prioritizing student debt forgiveness and the details of the SAVE plan, offering insights into who benefits, how eligible borrowers will be notified, and what lies ahead for student loan borrowers in 2024.  In their conversation, the Nerds discuss: student loans, loan forgiveness, Saving on a Valuable Education (SAVE) plan, debt relief, income-driven repayment, financial aid, student debt, loan cancellation, loan eligibility, loan notification, executive action, loan benefits, repayment plan, loan borrowers, debt cancellation, loan relief, loan impact, loan insights, loan motivations, federal student aid, and Free Application for Federal Student Aid (FAFSA). To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.
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Comments (3)

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Feb 4th
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Morgan Malice

thank you so much for this series

Jul 2nd
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Nathaniel Hyman

wat should i do about investing

May 23rd
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