My go-to, Marshalls, is sponsoring today’s episode! They get the deals, so we get the good stuff. (advertisement by Marshalls) On today's episode of Networth and Chill, we are looking ahead to the future and talking about retirement. When we are young, it can be tempting to just not think about retirement. That's a problem for later, right? I'm here to tell you that that's far from the truth, and the earlier you start thinking about and saving for retirement, the better off you'll be. I'm breaking down the steps you need to take to determine your retirement plan, where you should be investing your money, and how you can maximize your savings in the long run.  Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

My fav, Marshalls, is sponsoring today’s episode reminding us where we can get the good stuff for less (advertisement by Marshalls). On this week's episode of Networth and Chill, I'm sitting down with the queen of cupcakes and founder of Sprinkles, Candace Nelson. Opening your own business can feel like a huge risk, especially when you are throwing a complete career change into the mix. But when Candace lost her job as an investment banker, she did just that, and opened one of the most recognizable cupcake businesses in the country. I ask Candace what it was like to pivot her professional career into something completely new, what drew her to baking, and what some of the biggest challenges she faced were when starting out. There is so much that goes into opening your own business, and I ask Candace what advice she has for those looking to head down that path. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

On this week's episode of Networth and Chill, I'm joined by the founder and CEO of LearnVest, Alexa Von Tobel and we are chatting about all things investing. Investing can be a great tool to increase your wealth, but knowing where to start can feel overwhelming. Not only that, but it can feel like a huge risk to put your hard earned money into something that feels risky. Alexa is an expert when it comes to the world of investing, and she is here to break down the basics and walk us through the easiest ways to get started. We talk about the biggest mistakes people make when investing, and how to not let a fluctuating market scare you into making a rash decision. Plus, I ask Alexa what her opinion is on some of the most popular investing categories, from real estate to collectibles to crypto. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Facet: Use my link to have the enrollment fee waived. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase.

On this week's episode of Networth and Chill, I'm sitting down with beauty influencer legends, Manny MUA and Laura Lee to break down the beauty industry. The beauty industry is a multi-billion dollar industry, with more products available to consumers than ever before. With so much to choose from, and at such varying levels of expense, it's impossible to know which products are worth the hype. As two long time beauty influencers, as well as entrepreneurs of their own makeup lines, Manny and Laura know a thing or two about what goes into making a good product. We chat about how they got into the industry, and what they have learned about the making of makeup since starting out. What products are worth the money, and which would they steer clear from in the future? And with people wanting to make smarter financial decisions, I want to know what Manny and Laura think about drugstore makeup vs. luxury brands.  Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Honeylove: Use my link and save 20% on your entire order. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Babbel: Use my link to get 55% off your subscription. 

On this week's episode of Networth and Chill, we are diving into the world of Greek Life! With Fall semesters beginning, and Sorority Rush Season in full swing in some places, I want to talk about the cost of Greek Life, and take a look at what that money can buy. How much does it actually cost to Rush? And once you are accepted, what should you expect to pay to stay in the sisterhood? The cost of Greek Life has always come with scrutiny, with many saying the lofty dues are just a way to "pay to make friends". However, I have seen first hand that there are plenty of financial and social benefits to joining Greek Life, and the cost you pay can open doors you might not otherwise have access to. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase.

[TW - brief mention of sexual assault] On this week's episode of Networth and Chill, we are getting a little spicy! I'm joined by one of the top paid creators on OnlyFans, Rebecca Goodwin, to talk about the financial side of adult entertainment and how working in this industry has dramatically changed her life. Rebecca talks about her start in the industry, what her life looked like before, and how her work has given her the financial freedom to provide for herself, her children, and others. Plus, we discuss the issues people involved in the adult entertainment industry face with financial institutions, and why some of these companies are living in the past. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: ZocDoc: Use my link and download the Zocdoc app for free. ExpressVPN: Use my link to get 3 months free. Shopify: Use my link to sign up for a one-dollar-per-month trial period.

On this week's episode of Networth and Chill, I'm joined by NYT best selling author, viral speaker, and founder of Girls Who Code, Reshma Saujani. Reshma has an extensive career working with girls and women, and talking about what is holding them back in life. As the founder of Girls Who Code, Resham has seen the confidence gap between young girls face first hand, and has been working for years to try and bridge that gap. Women continue to face inequality in the workplace, and for women who choose to become mothers, that inequality only increases. I ask Reshma what disadvantages working women are facing today, and what we can do to combat them. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Facet: Use my link to have the enrollment fee waived.

On this week's episode of Networth and Chill, I'm joined by V Spehar of UnderTheDeskNews on TikTok and across social media. V has made a huge name for themself as a citizen journalist on social media, giving daily reports on the news in easy to digest short videos. This week we are talking politics, traditional news coverage, and how changes in media have affected how people receive and consume the news. V talks about their journey from non profit work to social media reporter, and explains how their own life experience has affected how they deliver information. We discuss hot button topics in politics and news today, and talk about how where you get your news can influence on how you think. All this, plus I find out how V got started under their desk in the first place!  Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Honeylove: Use my link and save 20% on your entire order.  Facet: Use my link to have the enrollment fee waived.

On this week's episode of Networth and Chill, I'm tackling one of the most requested topics, student loans. Student Loan forgiveness has in the news a lot lately, and with the recent Supreme Court ruling putting a halt to President Biden's plan, many people are wondering what is going to happen when payments start back up again. I'm breaking down the recent news, and what the next steps towards student loan forgiveness might look like. Plus I'll be giving some advice on what to do if you know you'll be struggling to make your payments. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link. Babbel: Use my link to get 55% off your subscription. 

On this week's episode of Networth and Chill, we are heading to Hollywood to discuss celebrities and their money habits. I'm joined by pop-culture queen and host of the podcast Fluently Forward, Shannon McNamara, to dive into the world of celebrity spending, saving, and entrepreneurship. We love to know what celebs are spending their money on, and especially what they are NOT spending their money on. And what about all those nepo babies who have seemingly had fame handed to them on a silver platter? I ask Shannon who she thinks is deserving of recognition, and who are just reaping the benefits of their parents. Plus we discuss celebrity backed businesses to figure out which are worth supporting, and which just feel like a money grab. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Facet: Use my link to have the enrollment fee waived. ExpressVPN: Use my link to get 3 months free. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase.

On this week's episode of Networth and Chill I'm talking all things financial scams. I'll be breaking down some of the most common money scams, including Payday Loans, Venmo Scams, and of course Ponzi schemes and MLMs. Some of these might not seem like scams on the surface, but I'm here to tell you how these situations can swindle you out of your hard earned money. And I'll be talking about one of the biggest scams of them all, Identity Theft. I'll give you a step-by-step guide for what to do if your identity gets stolen, and give you the tools necessary to undo the damage done and get your financial life back on track. Here's who to contact if you are a victim of identity theft: The Federal Trade Commision - identitytheft.gov One of the following credit bureaus: Equifax (1-800-525-6285), Experian (1-888-397-3742), or TransUnion (1-800-680-7289) Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Olive and June: Use my link to get 20% off your first Mani System. ZocDoc: Use my link and download the Zocdoc app for free.

On this week's episode of Networth and Chill, I'm sitting down with the founder of Tipped Finance and author of Tipped Barbara Sloan to discuss all things tipping. These days it seems like we are prompted to tip everywhere, and it can be hard to know when, where, and how much we should be tipping. Barbara gives her expert advice on when tipping is a must, and talks about how much is appropriate. Plus we dive into the world of tipped workers, and discuss the best ways those in the service industry can reach financial freedom. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Shopify: Use my link to sign up for a one-dollar-per-month trial period. Honeylove: Use my link and save 20% on your entire order. 

On this week's episode of Networth and Chill, I'm talking about how psychology affects our money decisions. So many things can influence our minds when it comes to purchases, and sometimes it's hard to see when a company or brand is trying to sell to your subconscious. I'll be breaking down the 5 psychological concepts that are behind making bad money decisions, and giving you my tips on how to combat them!  Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase.

On this week's episode of Networth and Chill, I'm sitting down Ankur Jain, the founder and CEO of Bilt Rewards. These days a huge portion of the population are renting their homes. And while paying a mortgage every month has plenty of financial benefits, paying rent does nothing to improve your credit score or invest in your future. Ankur wanted to change that, and as a result, founded Bilt Rewards. I'm asking Ankur all about how he got started, what went into founding his business, and how Bilt is helping its users invest in their future. Plus we discuss all things renting, and why the rent vs buy argument if full of nuance. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link. ZocDoc: Use my link and download the Zocdoc app for free. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase.

On this week's episode of Networth and Chill, I'm covering one of my most asked about topics, debt. Specifically what to do if you have it, and how to stay out of it. Being in debt is super common, and while it can be overwhelming, there are several things you can do to get on top of it and pay it off. I'm sharing all my tips and tricks to understanding your debt, and making this scary part of financial life a little more manageable. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Shopify: Use my link to sign up for a one-dollar-per-month trial period. Babbel: Use code richbff when you purchase a 3-month subscription and get an additional 3 months for free.

On this week's episode of Networth and Chill, I'm sitting down with Brian Kelly aka The Points Guy to chat about all things credit cards and credit card points. What started as planning his own family vacations using points turned into an incredible resource for people all over to learn about how to maximize their credit card benefits. I ask Brian about how he got started, and how he built his business into what it is today. Plus we talk credit card debt, what to do it you have it and how to avoid it in the future. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Olive and June: Use my link to get 20% off your first Mani System. ExpressVPN: Use my link to get 3 months free. 

On this week's episode of Networth and Chill, I'm talking about my parents! As the daughter of two Chinese immigrants, my relationship with money and finances was shaped by my parents lived experience and trauma. And to this day their relationship with money has directly impacted my own. Today I'll be telling their story and talking about how our finances looked growing up. Plus, I'll be breaking down how those experiences have affected my own relationship with money and spending. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Olive and June: Use my link to get 20% off your first Mani System.  BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link.

On this week's episode of Networth and Chill, I'm sitting down with the one and only Victoria Paris. Victoria has made a massive name for herself in the last few years across social media. But I want to know what her financial life looked like before and after fame. And as the influencer industry only continues to grow, I get her thoughts on the creator economy and what the future holds. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Jenni Kayne: Find your forever pieces @jennikayne and get 15% off with promo code RICHBFF at jennikayne.com/RICHBFF! #jennikaynepartner BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link.

On this week's episode of Networth and Chill, I'm talking about love, relationship, and how choosing the right partner can positively impact your financial life. I'll be telling you all about how I met my fiance, and the dating scene I traveled through before him. But how does your choice in a romantic partner affect your financial life?  I'll be breaking down all the ways your partner can either positively or negatively impact your finances, and what to look for in a potential mate to set your relationship up for success.  Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Masterclass: Use my link and get 15% off an anual membership. Hello Fresh: Use my link and code richbff16 for 16 free meals plus free shipping.

On this week’s episode of Networth and Chill, we are celebrating the start of Asian American and Pacific Islander Heritage Month with the one and only Lisa Ling. A New York Times bestselling author, and world renowned journalist, Lisa has made a massive name for herself over the years. Today we will be discussing life growing up with immigrant parents, Lisa’s amazing career thus far, and how her heritage and upbringing played a role in shaping her professionally. Plus, we talk about the misconceptions, stereotypes, and hardships people in the AAPI community face every single day. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Babbel: Use my promo code: richbff and get an additional 3 months free when you purchase a 3 month subscription. ExpressVPN: Use my link to get an extra 3 months free. ZocDoc: Use my link and download the Zocdoc app for free.