On Aon

How is the food, agriculture, and beverage industry building resilience amid intense volatility? In this episode of the On Aon podcast, Ciara Jackson and Marinus Van Driel discuss established and emerging risks in the industry, including prices, tariffs, weather, and AI. Experts in this episode: Ciara Jackson, Global Food, Agribusiness and Beverage Leader, Enterprise Client GroupMarinus van Driel, Partner, Workforce Transformation Advisory, North America Additional Resources:Better Decisions on Risk Capital and Human Capital for Food Agribusiness and BeverageWhy Pay Equity Should Be Every Food, Agribusiness and Beverage Leader’s PriorityMitigating Volatility and Maximizing Profits: A Guide to Risk Capital in the Food, Agribusiness and Beverage IndustryStrengthening Human Capital Strategies to Attract Talent in the Food, Agribusiness and Beverage Industry Soundbites: “Many organizations are launching AI and data science training programs to equip employees with the skills to work alongside automation rather than being replaced by technology. So we're seeing a lot of human technology interactions coming to the fore and organizations focusing on people enabling that to happen in a good and a seamless way.”— Marinus Van Driel“Many companies are partnering with universities and even at the high school level with STEM programs to introduce young people into careers in the food, agribusiness and beverage industry. This industry really provides incredible career growth opportunities. And what organizations are doing now is that they're emphasizing career growth for prospective employees whether it be through internships and apprenticeships, all the way through leadership training programs that are provided.” — Marinus Van Driel 

How is growing complexity and volatility impacting businesses around the world? And how can data and analytics help leaders make better decisions? On this episode of the On Aon podcast, we hear from Aon’s CEO, Greg Case, and Chief Administrative Officer, Lisa Stevens, about the opportunities for businesses to more effectively address risk and people issues and how Aon is going further, faster to help. Experts in this episode: Greg Case, CEO, AonLisa Stevens, Chief Administrative Officer, Aon Additional resources: 2025 Climate and Catastrophe Insight2024 Client Trends Report Key Moments: [1:50] What we heard from clients at our Property & Casualty Symposium[4:42] Aon’s Better Decisions Lab[6:33] The interconnected megatrends of Trade, Technology, Weather and Workforce[9:45] Opportunities for businesses in 2025 Soundbytes:Greg Case: “Our clients consistently remark that decision-making is becoming harder. Last year proved to be no exception and 2025 is off to a challenging and fast start…Yet in the face of this volatility, there's also significant opportunity for businesses and society to use data and analytics and innovative solutions to address their risks in new and more impactful ways.”Lisa Stevens: “We’ve identified four megatrends that are impacting every aspect of business decision making – Trade, Technology, Weather and Workforce…and the interconnected nature of these trends means that clients need advisors who are able to look at the connection points and provide integrated solutions and responses.” Greg Case: “Our clients have really responded to these megatrends, which are driving a level of complexity and volatility that has changed the way they think about risk and people issues.”Greg Case: “Our Better Decisions Lab brings together the content, the data, the analytics that we've been working so diligently on for a number of years in response to client need. It was a thrill to sit with our clients as they saw their own data come to life in real time and experience what this data could do for them as they think about the potential impact over time of climate risk on their overall portfolio of assets.”Greg Case: “I feel privileged to support our 60,000 colleagues at Aon on our mission to serve our clients and make a difference in the world. We have never been in a better position to help clients address their challenges, which is incredibly gratifying. If you want to see a happy Aon colleague, watch them wow a client – that really makes a massive difference at our firm.”Greg Case: “We've created what we believe is very much a first mover advantage. Our 3x3 Plan puts our firm in a position to curate and develop a set of analytics and content that will help us go further, faster and accelerate our Aon United strategy to serve client need.”

Despite risks becoming more interconnected and complex, some middle market companies are providing a model for others to follow. This On Aon podcast episode examines what successful middle market companies are doing in talent, risk management, and technology.  Experts in this episode: Don Ortegel, Executive Vice President, Aon North AmericaDouglas Farren, Managing Director of the Ohio State University’s National Center for the Middle Market  Key Moments: [3:18] Strong performance in the middle market[5:21] Interconnection between talent, risk, and technology[7:07] Supply chain disruption is a growing challenge[8:27] Companies scale their technology investment for success   Additional Resources:Driving Growth: The Role of People, Risk, and Technology in Middle Market SuccessNational Center for the Middle MarketNCMM & Aon On-Demand Webinar Soundbytes: “We found that companies that not only just pick the hottest or latest and greatest technology, but actually pick the ones that were right for their business and could be scaled appropriately were companies that that really kind of took off.” — Doug Farren“Most middle market companies tend to scale their technology investments. In other words, they may not have the capital and the resources to just really go big. So they want to start with a technology that makes sense for them, making sure that it's scalable, that it can really help support the growth plans that that company has.” — Doug Farren“Companies that viewed risk more strategically, that were proactive about managing it, that had tools and other things in place, rather than being reactive and defensive about it, also outperformed their peers.” — Doug Farren

Record-breaking losses are reshaping the property and casualty market, but analytics can help companies better understand and price risk. This On Aon podcast episode examines climate losses, the effects of court cases, and how analytics can help businesses make better decisions. Experts in this episode: Joe Peiser, Global CEO of Aon Commercial RiskSteve Hackenburg, Property and Casualty Leader, Commercial Risk North AmericaPaul Shedden, Global Head of Risk Capital Analytics  Key Moments: [2:14] Climate as driver of significant loss activity[2:44] Effects of tort activity on casualty losses[5:00] Setting temperature records each year[7:58] Favorable insurer results and what that means for companies[9:29] Investing in digital and analytical capability Additional Resources:Climate and Catastrophe Insight  Soundbytes: “Activities such as severe convective storms and wildfires traditionally have been viewed by the underwriting community as secondary perils, but given the frequency and severity of these events, they are now really being viewed as more primary perils by the underwriting community.” — Steve Hackenburg“What's been less widely reported is that, in fact, every single one of the past 10 years has hit a new record, not consecutively, but each one of those in its own has hit a new record for warmest temperature as set by the World Meteorological Organization. So climate change is happening.” — Paul Shedden“There’s lots of uncertainty out there and lots of confusion for clients. And that's where we really hope that some of our science and technology and own research can really help.” — Paul Shedden

Healthcare costs are surging, and organizations are under pressure to strike a balance between employee expectations and the financial sustainability of their benefits programs. This special “On Aon” episode examines what’s behind these rising costs and what companies can do to tackle these risks in the new year. Experts in this episode: Doug Melton, Leader of Client Analytics for Human Capital Meghan Rausch, Analytics Solution Development and Commercialization Leader[2:05] Defining high-cost claimants [3:09] Driving factors and conditions associated with high-cost claimants [5:41] Strategies that employers can utilize to mitigate increasing costs[9:35] Lessons learned from correct (and incorrect) use of this framework[14:56] Enhancing total workforce function in 2025 Additional Resources:The Global Medical Trend Rates Report 2025Helping Employers Navigate the Rise in High-Cost Medical ClaimsKey Trends in U.S. Benefits for 2024 and Beyond Tweetables:“It’s really important that employers have strategies in place to try to get ahead of these increasing costs and plan for them.” — Meghan Rausch“Employers need to know their future risk, not base their strategy on their historical risk.” — Meghan Rausch“Employers need to look toward the future as they’re trying to manage some of these risks.” — Meghan Rausch

In this year’s final “On Aon” episode, we take a closer look at one of the four key megatrends impacting organizations around the world: Technology. AI is driving new exposures that leaders need to identify and address. Our experts discuss the human risk in AI and the steps organizations should be taking. Experts in this episode: Spencer Lynch, Global Security Consulting Leader, Cyber SolutionsAdam Peckman, Head of Risk Consulting and Cyber Solutions, Asia Pacific[1:35] AI’s increasing risk in cyber exposure[3:02] Regulatory challenges with AI[3:25] The human element of cybersecurity[4:50] Strategies for managing increasing risk exposureAdditional Resources:Evolving Technologies Are Driving Firms to Harness Opportunities and Defend Against Threats2024 Client Trends Report: Better Decisions in Trade, Technology, Weather and WorkforceOn Aon Special Edition: 2024 Business Decision Maker Survey2024 Business Decision Maker SurveySpecial Edition: Global Trade and its Impact on Supply ChainTweetables:“Gen AI will help businesses productivity and allow employees to be more engaged in stimulative work activities.” — Adam Peckman“The human element remains the weakest link in defending against cyber attacks.” — Adam Peckman“Risk leaders cannot afford to wait until these new technology initiatives go live before investigating the risk and insurance implications.” — Adam Peckman

In this special “On Aon” episode, we take a closer look at one of the four key client megatrends impacting organizations around the world: Trade. Our experts discuss the global tensions impacting supply chains and the strategic moves companies can make now to manage risk. Experts in this episode: Tracy-Lee Kus, CEO, Global Broking CentreJohn Minor, National Practice Leader, Structured Credit & Political Risk[1:53] Current geopolitical issues and their impact on supply chains[4:14] Potential trade restrictions from the incoming Trump administration[5:12] The impact on trade of the Middle East and Ukraine conflicts[6:10] Risk management intervention options[8:20] Climate change presents increasing concerns for supply chain and geopolitical violence[8:45] Strategies for proactively managing supply chain riskAdditional Resources:On Aon Insights: Climate and Supply Chain: Why Supply Chain Security is Crucial for Transportation CompaniesGlobal Peace Index 20242024 Client Trends Report: Better Decisions in Trade, Technology, Weather and WorkforceOn Aon Special Edition: 2024 Business Decision Maker SurveyOn Aon Special Edition: Aon’s 2024 Client Trends Report2024 Business Decision Maker SurveyThe Global Medical Trend Rates Report 2025Tweetables:“Trade is the lifeblood of the global economy.” — John Minor“Aon rates more than half of global conflicts have high or medium-high geopolitical conflict risks.” — John Minor“Building transparency around your most important suppliers, their geographic location and their dependency on third parties will be really critical as risks continue to evolve.” — John Minor

Aon’s 2025 Global Medical Trend Rates Report analyzes the factors driving medical costs around the world. In this episode, Aon experts discuss the best strategies companies can explore to help mitigate rising costs — now and in the future. Experts in this episode: Celine Ng Tong, Global Benefits ConsultantKathryn Davis, Global Benefits Data and Analytics Leader[1:17] In-depth overview of the report findings[3:55] Trends in weight management drug costs[6:25] Proactive healthcare cost management strategiesAdditional Resources:Aon’s websiteThe Global Medical Trend Rates Report 2025Special Edition: Building a Total Rewards Plan for Every Employee2023 Global Medical Trend Rates WebinarTweetables:“This is the first time since 2021 that the trend rate has been projected to be lower than the previous year.” — Kathryn Davis“What employees are still struggling with, with their health, and what is driving these costs, hasn’t changed in ten years.” — Kathryn Davis“Effective wellbeing programs are an excellent option that keep employees healthier and save medical costs.” — Kathryn Davis

In this special “On Aon” episode, we take a closer look at one of the four key client megatrends impacting organizations around the world: the workforce. With new skills gaps emerging and employee preferences shifting, the pressure is on for business leaders to reimagine their rewards programs — including healthcare. Our experts focus on the current state of healthcare affordability, its impact on recruiting and retention, and what companies can do. Experts in this episode: Byron Beebe, Global Chief Commercial Officer, Human Capital Farheen Dam, Health Solutions Leader, North America[1:37] Key concerns regarding healthcare costs[3:40] Healthcare affordability refers to both the employee and the employer[6:07] The impact of healthcare affordability on employee recruiting and retention[8:31] Strategies for tackling the challenges of healthcare affordability[11:07] The urgency of addressing accessibility issuesAdditional Resources:2024 Client Trends Report: Better Decisions in Trade, Technology, Weather and WorkforceOn Aon Special Edition: 2024 Business Decision Maker SurveyOn Aon Special Edition: Aon’s 2024 Client Trends Report2024 Business Decision Maker SurveyThe Global Medical Trend Rates Report 2025Tweetables:“We’re still feeling the impact of inflation from after the pandemic.” — Farheen Dam“Historically when we use the term affordability, we think about it in terms of individuals.” — Farheen Dam“The reality is that total reward budgets are being swallowed up by healthcare just to maintain the status quo.” — Farheen Dam“In order to build the most robust and valuable total rewards package they can, employers have to address healthcare spending.” — Farheen Dam“In this high trend environment, doing nothing simply isn’t an option for employers.” — Farheen Dam

Burnout is on the rise everywhere. Understanding and managing burnout not only benefits employees but also improves the bottom line. Today’s Better Being episode focuses on the increasing dangers of burnout, warning signs that burnout is building and strategies for preventing – rather than merely coping with – the work stressors that lead to burnout. Experts in this episode: Rachel Fellowes, Chief Wellbeing Officer, Aon Christina Maslach, Professor of Psychology at the University of California, Berkeley[3:58] Classification of burnout as a stress response[11:00] The danger of viewing burnout as a disease[12:28] Three dimensions of the Maslach Burnout Inventory[14:58] Symptoms of classic burnout patterns[17:21] Six areas of mismatch that result in burnout[23:03] Effective strategies for burnout improvement[24:18] Distinguishing between coping and preventionAdditional Resources:Aon’s websiteBetter Being Series: Are You Taking Care of Your Digital Wellbeing?Better Being Series Dives into Women’s HealthRachel Fellowes LinkedInAon’s Workplace WellbeingAon’s 2022-2023 Global Wellbeing SurveyChristina Maslach Resources:UC Berkeley Psychology WebsiteUC Berkeley Research Social Psychology NetworkMaslach Burnout Inventory™ (MBI)The Burnout ChallengeLinkedInTweetables:“[Burnout] is not a pathology itself, but it's the lack of recovery afterward that really becomes the problem.” — Christina Maslach“With burnout, employees are switching from doing their very best to doing the bare minimum.” — Christina Maslach“We need to recognize burnout as a phenomenon that can happen in the workplace because of the health consequences it can have.” — Christina Maslach“We should not honor increasingly difficult jobs by just coping with it, we should get rid of some of these stressors or make them less frequent.” — Christina Maslach

Supply chains are coming under pressure from major geopolitical events, advancements in AI technology and climate change. In this episode of On Aon, experts discuss the steps transportation and logistics businesses can take to improve their supply chain security.Featured in this episode: Chris Bhatt, Chief Commercial Officer, Transportation and LogisticsChris Law, Senior Vice President, Marine Risk Engineering and Loss Control Practice LeaderJan Steven Kelder, Specialty Leader, Transportation and Logistics, EMEA[2:04] Geopolitical risks in supply chain security[6:30] AI and risk management[10:20] Preparing for climate riskAdditional Resources:Aon’s websiteTransportation and Logistics Industry Overview Aon Insights: Transportation and LogisticsTweetables:“Risk management and insurance solutions need to be aligned with changing risks.”  — Chris Law“A key element of tech resilience to cargo theft and crime is having resilient cybersecurity policies in place, and that starts with the people.” — Chris Law“At the end of the day, rerouting of cargo, irrespective of the cost, means you have to assess the security risk of your supply chain.” — Jan Steven Kelder“You have to make sure that your risk transfer solutions are always aligned with today’s changing and complex supply chains.”— Jan Steven Kelder

This summer’s CrowdStrike outage highlighted the potential for significant loss in the insurance market and organizations. In this episode, Aon experts weigh in on the impact of the CrowdStrike incident and the cyber and supply chain lessons learned.Featured in this episode: Sabba Manyara, Director, Cyber Solutions, AsiaMatt Chmel, Chief Broking Officer, Cyber Solutions GroupAlistair Clarke, Cyber Broking Leader, Global Broking Center[1:38] The global significance of the CrowdStrike incident[5:58] What CrowdStrike means for the future of cyber risk[7:47] Deep dive into the current cyber insurance marketAdditional Resources:Aon’s websiteCyber Resilience Report: Cyber Attacks on Supply Chains Are Causing a Widespread ImpactOvercoming the Reputational Cost of Cyber Attacks: The 10-Day PlanResponding to the CrowdStrike Outage: Implications for Cyber and Technology ProfessionalsResponding to the CrowdStrike Outage: Implications for Cyber (Re)InsuranceClient Spotlight: Building a Cyber-Resilient Supply ChainTweetables:"But no one really expected a provider like CrowdStrike to be impacted by such an incident, or to create such an impact." — Sabba Manyara“This was a very complex situation and a very unique situation for each company individually.” — Matt Chmel"From insurers, we have heard, in the past, concerns about systemic risk, a widespread event of this magnitude." — Sabba Manyara“What was so terrifying about this particular outage was that it came as a result of an update by Crowdstrike, one of the world’s leading network security businesses.” — Alistair Clarke“With cyber, the next loss looks nothing like the last one.” — Alistair Clarke“I think going into 2025 we’re still going to see a buyer friendly market in terms of the cyber insurance landscape.” — Matt Chmel

How can businesses keep abreast of the evolving cyber risk landscape — especially when it comes to supply chain and regulatory trends? In this week’s episode, Cristina Palomo from Schneider Electric, Aon’s client, discusses new regulations, the changing landscape around cyber risk and how companies can successfully manage a cyber crisis. Featured in this episode: Eddie McLaughlin, Global Practice Leader, AGRC, AonCristina Palomo, Cybersecurity Risk & Compliance Director Governance, Schneider Electric[1:55] Significant cyber risk landscape changes in recent years[3:08] The digital transformation program at Schneider Electric[6:26] Determining and mitigating third party risk[10:13] Regulatory risk in the face of compliance on a global scale[13:53] Reputation risk in Schneider’s cyber risk management program[16:12] The potential for managing a cyber crisis event wellAdditional Resources:Aon’s website2023 Cyber Resilience ReportOvercoming the Reputational Cost of Cyber Attacks: The 10-Day PlanSchneider Electric WebsiteTweetables:“The cyber landscape has been continuously evolving, making it increasingly challenging for companies to anticipate and prepare for the diverse range of threats.” — Cristina Palomo“When we identify any cyber regulation that affects us and requires compliance, we have a systematic and repetitive approach.” — Cristina Palomo“Reputation risk is embedded in every single cyber risk scenario that we assess.” — Cristina Palomo

With record heatwaves, drought, wildfire and other perils, how can the insurance industry protect and fuel innovation in the face of climate challenges? Featured in this episode: Petra Schmidt, global industry leader, Enterprise Client GroupLiz Henderson, global head of Climate Risk Advisory[1:50] The impact of climate risk on employees[2:37] Heat stress is often underrepresented in climate models[4:15] Key proactive considerations for employers when handling extreme heat[5:50] Tangible strategies for reducing carbon footprint[10:41] The value of expert risk transfer supportAdditional Resources:Aon’s websiteSpecial Edition: Preparing Business for Changing WeatherClimate Analytics Unlock Capital to Protect People and Property2024 Client Trends Report: Better Decisions in Trade, Technology, Weather and WorkforceTweetables:“Any organization that has started to experience extreme weather events and the impact they have on the ability to be resilient in the face of climate change are starting to feel the pain of ignoring the implications of climate on people.” — Liz Henderson“Heat is going to impact people before it impacts anything else.” — Liz Henderson“Having a tangible, quantifiable transition plan is part of your risk management strategy.” — Liz Henderson“Insurance is your ally, and oftentimes it is the key to unlocking investment into your organization.”  — Liz Henderson

Chronic diseases caused by a poor diet are responsible for more than 70 percent of all deaths globally, making healthy food choices a critical component of overall health and wellness. What — and how much — you eat is the leading factor for heart disease, stroke, diabetes and certain cancers. Today’s Better Being episode talks about the impact nutrition has on productivity, the steps you can take to improve your health and the importance of making sustainable and healthy diet choices.Experts in this episode: Rachel Fellowes, Chief Wellbeing Officer, Aon Dr. Michael Greger, M.D. FACLM, Founder, President, NutritionFacts.org[3:45] Why nutrition is essential in wellbeing[4:56] Diet is a combination of what you eat and how you eat it[5:41] The direct impact of nutrition on productivity[6:40] Key tips for improving health from Dr. Greger[7:57] Considerations for obtaining quality food intake[8:37] The impact of diet on work productivity[10:15] Recent findings from landmark health studies[12:48] The importance of sustainable and healthy lifelong choicesThe content made available in this podcast is provided for informational purposes. Remember to consult your doctor or other health care provider before beginning a new diet or exercise program.Additional Resources:Aon’s websiteBetter Being Series: Discover the ‘Blue Zones’ Where People Live LongerBetter Being Series: Improving Your Financial WellbeingBetter Being Series: Are You Taking Care of Your Digital Wellbeing?Better Being Series Dives into Women’s HealthRachel Fellowes LinkedInAon’s Workplace WellbeingAon’s 2022-2023 Global Wellbeing SurveyDr. Michael Greger ResourcesNutritionFacts.orgInstagramTweetables:“The number one source of death in the U.S., the UK and the world more broadly is humanity’s diet.” — Dr. Michael Greger“Diet is the single most important decision we can make in terms of our health and wellbeing.” — Dr. Michael Greger“The good news is that we have tremendous power over our health, destiny and longevity.” — Dr. Michael Greger“Real foods that grow out of the ground are our healthiest choices.” — Dr. Michael Greger“In terms of productivity and diet, it’s really all about health.” — Dr. Michael Greger

As weather intensifies, leaders increasingly look to climate and weather mitigation strategies. But weather can often take a backseat to other risks of technology, trade, and workforce. This special “On Aon” episode explores a powerful tool for weather risk: parametric insurance. Experts in this episode: Laura Wanlass, Partner and Global Head of Corporate Governance ConsultingLiz Henderson, Global Head of Climate Risk Advisory[2:29] Key questions linking parametric insurance and the management of weather risk[2:41] How does parametric insurance work?[4:42] How these policies are becoming increasingly important to businesses[6:33] Addressing the protection gaps in the face of increasingly extreme weather with parametric insurance[9:53] Steps for the practical application and implementation of parametric insurance[12:30] Underscoring the impact of weather on every aspect of businessAdditional Resources:Climate Analytics Unlock Capital to Protect People and Property2024 Client Trends Report: Better Decisions in Trade, Technology, Weather and WorkforceOn Aon Special Edition: 2024 Business Decision Maker SurveyOn Aon Special Edition: Aon’s 2024 Client Trends Report2024 Business Decision Maker SurveyTweetables:“Parametric products have been around for a pretty long time in the insurance space, but there’s still a lack of understanding of how they actually work.” — Liz Henderson“There are many sources of volatility related to natural disasters that are not easily identifiable or quantifiable in an indemnity product.” — Liz Henderson“Insurance only picks up version portions of most losses, so that gap between what insurance covers and doesn’t cover is the protection gap.” — Liz Henderson“Clients have to have an understanding of the risk that they’re actually facing on a holistic basis.” — Liz Henderson“It isn’t just about physical property damage anymore. Weather affects all aspects of your business.” — Liz Henderson

Where are the Blue Zones, the areas around the world where communities are continually producing centenarians and demonstrating an exceptional quality of life. And what are they getting right? Today’s Better Being episode considers lifestyles in the Blue Zones, and how leaders can use these characteristics to build a team culture that makes healthy choices. Resulting in the greatest ROI of all: longer life. Experts in this episode: Rachel Fellowes, Chief Wellbeing Officer, Aon Danny Buettner, EVP, Chief Development Officer, Blue Zones[3:21] Characteristics of Blue Zones around the world[4:48] The fountain of youth is found in the Blue Zones[6:54] The common denominators including rituals, behaviors, and habits[9:58] Implementing a team culture that makes healthy choices naturally[14:16] The unmatched ROI of adding a year to life expectancyAdditional Resources:Aon’s websiteBetter Being Series: Improving Your Financial WellbeingBetter Being Series: Are You Taking Care of Your Digital Wellbeing?Better Being Series Dives into Women’s HealthRachel Fellowes LinkedInAon’s Workplace WellbeingAon’s 2022-2023 Global Wellbeing SurveyDanny Buettner Resources: LinkedInBlue Zones WebsiteNetflix Documentary: Live to 100: Secrets of the Blue Zones NFX: The Business Case for LongevityTweetables:“These researchers found cultures and environments that produce centenarians at scale, consistently, with a fraction of the disease prevalence.” — Danny Buettner“Of the 350 people we studied, not a single one of them pursued health.  Not a single one of them pursued longevity, or resilience, or purpose or connection or happiness...it ensued.”  — Danny Buettner“[These results] were a by-product of where you live and who you pursue life with.” — Danny Buettner“There is no greater ROI than adding a year or two of life expectancy to the world.” — Danny Buettner

What does financial wellbeing mean and how can you improve it? In today’s Better Being episode, our experts explore financial wellbeing and offer steps and strategies both employers and colleagues can take in the workplace to improve it.Featured in this episode: Rachel Fellowes, chief wellbeing officer, Aon Bobbi Rebell, CFP, founder and CEO of Financial Wellness Strategies[4:38] Defining financial wellbeing as it relates to happiness[7:26] Bobbi’s motivation to establish Financially Wellness Strategies[9:19] The role of the workplace in cultivating healthy financial wellbeing[12:00] Bobbi’s approach to increasing financial literacy in adults[16:01] Strategies for supporting better employee financial wellbeingAdditional Resources:Aon’s websiteBetter Being Series: Are You Taking Care of Your Digital Wellbeing?Better Being Series Dives into Women’s HealthRachel Fellowes LinkedInAon’s Workplace WellbeingAon’s 2022-2023 Global Wellbeing SurveyBobbi Rebell Resources:NewsletterBooksWebsiteTweetables:“The workplace creates both a challenge and a huge opportunity to have financial wellness conversations.” — Bobbi Rebell“It is important for employers to understand that to get the best out of their workforce, [financial conversations] make a lot of business sense.” — Bobbi Rebell“The workforce is where we can really make an impact, not only for employees but companies benefit from this as well.” — Bobbi Rebell“Structured programs with accountability can be very effective [in supporting financial wellbeing].” — Bobbi Rebell

Business leaders around the world face growing complexity and volatility. Aon’s new Better Decision Maker Survey gathered insights from over 800 C-suite and business executives in North America, UK and Europe about four Megatrends across Trade, Technology, Weather and Workforce that are impacting businesses. Aon’s Global CEO of Commercial Risk Solutions, Joe Peiser, hosts a discussion about the insights derived from the survey with Aon experts Richard Waterer, global risk consulting leader; Spencer Lynch, global security consulting leader; Liz Henderson, global head of Climate Risk Advisory; and Lisa Patel, head of health and talent for EMEA.  [0:33] Four megatrends shaping the future of business[2:27] Risks linked to trade are among leader’s top concerns[4:09] Concerns over new and evolving technology risks[5:44] Insights into the impact of extreme weather and changing climate[7:40] Balancing workforce costs with a compelling employee experienceAdditional Resources:Aon’s website2024 Business Decision Maker SurveySpecial Edition: Aon’s 2024 Client Trends ReportAon’s 2024 Client Trends ReportTweetables:“Businesses are more connected than ever before, and they have a greater dependence on third parties.” — Richard Waterer“The good news that we see from the survey is that business decision makers recognize the importance of assessing not just the potential positive impacts of embracing change, but also understanding the risk that they’re going to face.” — Spencer Lynch“There’s a lot of opportunities for our clients to lean into really understanding how weather risk manifests itself throughout their business.” — Liz Henderson“The key to all of this is how to make decisions, it will be using data to make the right decisions.” — Lisa Patel

Clients are always looking for new protection solutions in a changing marketplace. Alternative risk transfer (ART) offers alternative solutions that can help them manage risk and access capital more effectively. Host and Head of Strategy & Program Management Office, Commercial Risk EMEA and London GBC, Natalia Svirshchevsky, is joined by Rob Kemp, strategic broking director, EMEA, and Guy Malyon, strategic broking director, EMEA, for a look at the ins and outs of ART.[1:30] The impact of ART on conversations with clients[3:50] Evolution of market conditions in the casualty space[4:56] The value of ART solutions in the changing marketplace[9:12] Clients that are typically bringing more ART to their portfolio[11:08] Benefits of parametrics for clients and the wider marketAdditional Resources:Aon’s websiteCapabiliity Overview of Risk TransferRisk FinancingTweetables:“The market is definitely transitioning and improving and it’s provoking conversations around different ways of managing risk and volatility.” — Rob Kemp“Those companies with U.S. or high hazard industries are still seeing increases, still seeing compression in terms and conditions, in particular capacity, and we don’t see that changing too much this year.” — Guy Malyon“We’re trying to make sure that all of that risk capital is brought to our clients to give them flexibility in what has been a challenging marketplace, but more importantly, set them up for years to come so they become more resilient to the marketplace and flexibility and changes within it.” — Rob Kemp“I haven’t yet found a line of business that wouldn’t be applicable to ART.” — Guy Malyon