Claim OwnershipOpen Banking Expo Unplugged
Subscribed: 13Played: 105
Subscribe
© Open Banking Expo
Description
Open Banking Expo Unplugged is a series of easy listening podcasts brought to you by the team behind Open Banking Expo Magazine. Digital knows no boundaries, with each episode winging its way to you on all things Open Banking, Open Finance and broader digital transformation within financial services from across the globe.Unplugged will bring you one-on-one interviews and carefully curated industry panels with thought leaders and digital disruptors working hard to bring about change in the digital financial services market.
119 Episodes
Reverse
In this episode, Garri Galanter, chief exective officer of Salt Edge, Alina Beleuta, chief growth officer at Salt Edge, and Caroline Cope, head of business development, banking and finance at CRIF explore how Open Banking data and AI are reshaping traditional credit scoring. Through a real case study between Salt Edge and CRIF, they highlight how credit assessment is moving toward real-time adaptive models, a “super-score” that learns and evolves beyond historical, credit-only views. They shed light on how financial identity is being redefined for both lenders and consumers.
In this episode, head of content Ellie Duncan is joined by Huw Davies, co-founder and co-chief executive officer of Ozone API to discuss the ongoing industry conversation around the monetisation of Open Banking and Open Finance. He explains what balance he thinks needs to be struck and the kinds of conversations Ozone API is having with clients and partners on this subject. What does this mean for consumers, and for the long-term viability of Open Banking and Open Finance, globally?
For this Women in Open Banking edition of the Open Banking Expo Unplugged podcast, Ellie Duncan is joined by Yaspa’s chief marketing officer Kate Marsden, head of compliance and deputy MLRO Sarah Ahle, and Renuka Rawlins, head of policy and public affairs. They discuss their involvement as a partner of the initiative and what the power of community means to them as an organisation and individuals. They also reveal how Yaspa came to achieve a 50/50 gender split in its senior leadership team and why DEI initiatives are more vital than ever.
Ellie Duncan, head of content at Open Banking Expo, welcomes onto the podcast Nadia de Villa, senior vice president, business development and innovation solutions at GFT Canada, and Alastair Angus, chief information officer at Prospect 33. Nadia and Alastair discuss the latest GFT Banking Disruption Index and what it revealed about how financial institutions (FIs) are using AI to improve fraud detection. They also explain how adoption of AI by banks and FIs is changing customer expectations at the point of interaction. Finally, they talk about the intersection between Open Banking and AI, and the implications for data quality.
Open Banking Expo’s Ellie Duncan is joined by Mike Cascone, vice president, government experience, Americas at Xero and Eric Saumure, principal at Zenbooks ahead of their session at Open Banking Expo Canada 2025. In this episode, they discuss the specific needs of Canada’s small businesses and, in particular, the business banking challenges they face in the current environment. Mike and Eric discuss the potential for Open Banking to address SMBs’ pain points and how to encourage awareness of Open Banking’s benefits among small business owners.
Open Banking Expo’s Ellie Duncan is joined by Hamish Wood, vice president, customer success at GoCardless and Dave Campbell, operations lead at Tembo, to discuss how UK businesses can benefit from being “early adopters” of new payment technology, such as Open Banking. Dave explains how Open Banking has enabled Tembo to help individuals get onto the property ladder, while Hamish reveals how GoCardless has approached Open Banking innovation with customer experience front and centre. They also talk about the myths and misconceptions that still need to be busted in order to encourage more widespread adoption of Open Banking technology.
Salt Edge’s head of accounts executive Mihail Ceres and chief product officer Ilia Dragan join Open Banking Expo’s Ellie Duncan to discuss the transition from an Open Banking to an Open Finance ecosystem. They consider regulation versus market-driven approaches, and what is behind the evolution of Open Finance use cases. They explain the practical applications of Open Finance that demonstrate its untapped potential, and what countries need to know as they make the shift to Open Finance.
In this episode, Open Banking Expo’s Ellie Duncan is joined by guests from across the ecosystem to delve into the SEPA Payment Account Access scheme. Ghela Boskovich, head of Europe at FDATA, Louise Beaumont, senior vice president, Open Banking & Open Finance, global industry & policy engagement at Mastercard, Robert Sullivan, Token.io’s public policy and strategy director, and Gijs Boudewijn, general manager at the Dutch Payments Association discuss how its implementation will unlock commercial Open Banking payments and pave the way towards an Open Finance future. They consider what needs to happen to encourage adoption of SPAA and how the success of SPAA will be measured.
Jamie Leach, Open Data strategist at Raidiam, joins Open Banking Expo’s Ellie Duncan to bring listeners up to speed with Open Banking in Australia, where it’s better known as the Consumer Data Right (CDR). She talks about some of the setbacks faced by the CDR and what the Australian government’s recent “reset” means for progress. Jamie reveals the strategies and developments she believes are required to advance CDR, as well as the innovations in Australia that make her excited for the future.
In this episode, Conor Tiernan, VibePay’s head of insights, joins Ellie Duncan to discuss joining the business to build out its new insights platform, VibePay Insights, which uses Open Banking data. Conor explains his own background in financial advice, payments and Open Banking, including most recently at Klarna, where he headed up its Open Banking initiatives. He explains how VibePay is helping businesses and brands to engage with an audience directly by identifying purchasing trends and establishing buying intent – what he refers to as “conversational commerce”. Conor discusses the potential value that this offering can create for brands and their customers. Finally, with VibePay having secured additional funding from existing investors recently, the conversation moves onto the UK fintech sector more generally, and the UK government’s National Payments Vision.
Open Banking Expo’s Ellie Duncan is joined by Jim Wadsworth and Lauren Jones, who recently joined Raidiam as head of advisory and strategic advisory partner, respectively. They reveal how, in their new roles, they will spearhead a new advisory service, Raidiam Advise, and how this will fit alongside its core business. Lauren reveals why she think Switzerland’s Open Finance approach is one of her favourite implementations and why she’ll be moderating a Fireside Chat on it at Open Banking Expo UK & Europe this October. Finally, they discuss why Raidiam is headline partner of the Open Banking Expo Award 2024 and the importance of recognising the industry innovators.
Ivo Venetziev, co-founder and chief executive officer of Open Banking provider Contiant, joins Ellie Duncan on the podcast to discuss European payment initiatives, such as SEPA Instant and the SEPA Instant Credit Transfer scheme. He explains how this has helped Europe achieve payments harmonisation. Ivo also highlights some of the pain points that remain for European merchants and consumers alike, including IBAN discrimination and unsettled funds, and where there are opportunities to improve the checkout experience.
Paolo Zaccardi, co-founder and chief executive officer of European Open Banking platform Fabrick, tells Ellie Duncan how Fabrick is helping companies and large corporates to embed financial services in their customer journeys, as embedded finance takes off. He explains what a €40 million fundraise led by Mastercard and other investors means for Fabrick, and reveals the company’s European expansion plans, given its recent acquisition of finAPI. Finally, Paolo discusses the fintech landscape in Southern Europe and what is behind a drop in investment levels.
In this special episode of Open Banking Expo Unplugged for the Women in Open Banking initiative, Ellie Duncan is joined by Pauline Nicol, payments partnerships manager, payments and Open Banking at Tesco Bank, and co-founder and director of the Saorsa Menopause Consultancy. The menopause has gone from being a taboo subject to a talked-about topic, both at home and in the workplace, but it is still widely misunderstood. Pauline explains why she and her colleague set up ‘Hot at Tesco’ and the support it provided to colleagues experiencing menopause symptoms, and why it is vital that employers offer support and guidance to female employees going through the perimenopause and menopause. She also reveals the tools and resources available to women and those who want to support their partners, colleagues and parents going through the menopause.
GFT’s Mauricio Deutsch, senior vice president, banking and capital markets Canada and Nadia de Villa, vice president, client innovation solutions join Open Banking Expo’s Ellie Duncan to discuss the challenges in adopting Open Banking, including monetisation, customer trust and partnering. Mauricio and Nadia explain how GFT has worked with Brazil’s central bank, and consider some of the lessons learned from Asia Pacific, Europe and Latin America. They also reveal key findings from GFT’s 2024 Global Banking Disruption Index and, crucially, what these reveal about Canadians’ loyalty to their banks.
Brigit Carroll, policy lead, North America at Wise, returns to Open Banking Expo Unplugged to discuss the key announcements on consumer-driven banking from Finance Canada’s Budget 2024. She explains the importance of interoperability between Canada’s technical standard and the US, and reveals how expanding the Financial Consumer Agency of Canada’s remit will help to ensure continued momentum in the ecosystem. Finally, Brigit discusses the latest update from Payments Canada on Real-Time Rail.
Ozone API’s co-chief executive officer Huw Davies and newly-appointed chair Dame Jayne-Anne Gadhia join Ellie Duncan on Open Banking Expo Unplugged to discuss the global state of the Open Banking and Open Finance movement, from Latin America, to MENA and the UK. In light of Ozone API’s recent funding round, they reveal its plans for expansion into North America, and beyond, and Dame Jayne-Anne talks about her recent appointment as chair.
Open Banking Expo’s head of content Ellie Duncan is joined on this episode by Stephen Wright, head of regulation and standards, at NatWest’s Bank of APIs, and his colleague, business architect Nisha Rajasingham, as well as Nilixa Devlukia, chair of the Open Finance Association. The guests consider what is required for the UK to make the move from Open Banking to Open Finance, and what might be causing progress to stall. They also discuss Europe’s payment services regulation, and the outcomes from CFIT’s Open Finance Coalition.
Open Banking Expo’s Ellie Duncan is joined by Brigit Carroll, policy lead, North America at Wise, to hear about the latest real-time payments developments in Canada. Brigit discusses the recent changes to the Payments Act, as well as what the ecosystem might expect from the Department of Finance’s Budget 2024 when it comes to RTR and Open Banking. She also explains how Canadian consumers and businesses can benefit from payments modernisation.
In this episode, Andrew Boyajian, vice president of product for payments and CX at Tink, identifies the three key milestones for European payments this year, starting with the main opportunities and challenges that European instant payment regulation is set to bring. Andrew also tells Ellie Duncan how the European Digital Identity Regulation, or eIDAS 2.0, will revolutionise payments. Do these regulations, together with the SEPA Payment Account Access (SPAA) scheme, herald an era of European payments harmonisation?
Comments
Download from Google Play
Download from App Store
United States