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Optimal Finance Daily

Optimal Finance Daily

Author: Dan | Optimal Living Daily

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Why bother searching for the best blogs about personal finance when it can be found and read for you? Think of Optimal Finance Daily as an audioblog or blogcast. Support this podcast: https://anchor.fm/optimal-finance-daily/support
1178 Episodes
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Vitaliy Katsenelson of Contrarian Edge shares his thoughts on value investing. Episode 1177: Was Our Money Manager Kidnapped? by Vitaliy Katsenelson on Value Investing Investment Advice Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/was-our-money-manager-kidnapped/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
J. Money of Budgets Are Sexy asks how often do you judge people based on their money. Episode 1176: How Often Do You Judge People Based On Their Money? by J. Money of Budgets Are Sexy on Finance & Relationships J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/how-often-do-you-judge-people-based-money/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group If you are ready for the best WiFi ever, you can get it today from NETGEAR and never worry about WiFi again. Check out Orbi WiFi 6 at NetGear.com/bestWiFi. --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Joel of 5AM Joel shares how to start big fights with your partner about money. Episode 1175: How to Start Big Fights with Your Partner About Money by Joel of 5 AM Joel on Money and Marriage Advice Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human. The original post is located here: http://5amjoel.com/partner-fights-about-money/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group If you are ready for the best WiFi ever, you can get it today from NETGEAR and never worry about WiFi again. Check out Orbi WiFi 6 at NetGear.com/bestWiFi. --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Harry Stout of Financial Verse shares his thoughts on changing your money mindset and cash tips. Episode 1174: Improving Financial Health: Changing Your Money Mindset AND Cash Tips: Moneytime by Harry Stout of Financial Verse Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia. Harry is the author of the upcoming book - The FinancialVerse - A Common Sense Approach for Your Money to be published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors. The original posts are located here: https://www.financialverse.com/post/improving-financial-health-changing-your-money-mindset & https://www.financialverse.com/post/cash-tips-moneytime-you-need-more Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group BetterHelp online counseling is there for you. Best of all, it's a truly affordable option - Optimal Finance Daily listeners get 10% off your first month with discount code OFD. So why not get started today? Go to BetterHelp.com/ofd --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on mastering the fear of stocks. Episode 1173: Mastering the Fear of Stocks by Darrow Kirkpatrick of Can I Retire Yet on Investing for Financial Independence Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/mastering-the-fear-of-stocks/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Chris Reining shares if regular people with boring jobs can retire early too. Episode 1172: Can Regular People With Regular Boring Jobs Retire Early Too? by Chris Reining on Financial Independence Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/can-regular-people-with-regular-boring-jobs-retire-early-too/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Kumiko of The Budget Mom shares how to organize your financial clutter. This is part 2 of 2. Episode 1171: [Part 2] How to Organize Your Financial Clutter by Kumiko of The Budget Mom on Organizing Your Finances Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-organize-your-financial-clutter/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Kumiko of The Budget Mom shares how to organize your financial clutter. This is part 1 of 2. Episode 1170: [Part 1] How to Organize Your Financial Clutter by Kumiko of The Budget Mom on Decluttering Your Finances Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-organize-your-financial-clutter/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Alexa Mason with The College Investor shares how to make progress even with boring goals. Episode 1169: Saving for Long Term Goals: How to Make Progress (Even with Boring Goals) by Alexa Mason with The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/17299/saving-for-long-term-goals-how-to-make-progress/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Phil Town of Rule One Investing shares why to not get caught in the dollar cost averaging trap. Episode 1168: Don't Get Caught In the Dollar Cost Averaging Trap by Phil Town of Rule One Investing on Stock Investing Ideas Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC. The original posts are located here: https://www.ruleoneinvesting.com/blog/how-to-invest/dollar-cost-averaging-vs-payback-time/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Craig Stephens of Retire Before Dad shares why you should never regret a paid off debt. Episode 1167: Never Regret a Paid Off Debt by Craig Stephens of Retire Before Dad on How to Design a Debt-Free Lifestyle Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/never-regret-paid-off-debt/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Kalen Bruce of Money Mini Blog shares what a retired Army Colonel taught him about money. Episode 1166: What a Retired Army Colonel Taught Me About Money by Kalen Bruce of Money Mini Blog on Financial Advice Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/investing/retired-army-colonel-taught-money/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
April Dykman with Get Rich Slowly shares her thoughts on to automate or not to automate. Episode 1165: To Automate, or Not to Automate by April Dykman with Get Rich Slowly on Personal Finance Automation Downsides J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/to-automate-or-not-to-automate/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Art of Flex Cents shares questions to ask before you rollover your 401k. Episode 1164: Questions To Ask Before You Rollover Your 401k by Art of Flex Cents on Retirement Account Advice & Changing Jobs Art is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and him were thinking about moving out of their parents’ homes and began looking at houses to buy. Knowing that there are others who have reached financial independence changed the outlook of their lives for the better. He couldn’t contain his excitement and created Flexcents as a way to share it with as many people as possible. Both his wife and him are now striving towards financial independence and are creating a life they cannot wait to live each day. The original post is located here: https://www.flexcents.com/questions-to-ask-before-you-rollover-your-401k/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Mike Ballew of Eggstack shares his thoughts on the pros and cons of real estate investing. Episode 1163: Pros and Cons of Real Estate Investing by Mike Ballew of EggStack on Home Rental Investments & Diversification Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2020-05-03-Pros-and-Cons-of-Real-Estate-Investing/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Chris Guillebeau shares his thoughts on the land of too much. Episode 1162: The Land of Too Much by Chris Guillebeau on Appreciating Life & How To Be More Grateful Chris Guillebeau is a New York Times bestselling author and modern-day explorer. He is the author of 5 books and his daily podcast, Side Hustle School, is downloaded more than 2 million times a month. Every summer in Portland, Oregon, Chris hosts the World Domination Summit, a gathering of creative, remarkable people with thousands in attendance. Chris is also the founder of Pioneer Nation, Unconventional Guides, the Travel Hacking Cartel, and numerous other projects. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday. The original post is located here: https://chrisguillebeau.com/the-land-of-too-much/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Dawn Starks of SimpleMoney shares her thoughts on dialing back expectations to save money. Episode 1161: Dial Back Expectations to Save Money by Dawn Starks of Simple Money Pro on Spending Awareness & Mindfulness Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original post is located here: https://simplemoneypro.com/blog/dial-back-expectations-to-save-money/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group If you are ready for the best WiFi ever, you can get it today from NETGEAR and never worry about WiFi again. Check out Orbi WiFi 6 at NetGear.com/bestWiFi. --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
Kyle Mast of True Hourly Wage shares 3 reasons to favor recurring income over one-time income. Episode 1160: 3 Reasons to Favor Recurring Income Over One-Time Income by Kyle Mast of True Hourly Wage on Investment Advice Kyle Mast is a husband, father, financial planner, real estate investor, and lover of good conversations over coffee. He lives just south of Portland, Oregon. He launched True Hourly Wage to be able to help more people than he is able to serve individually in his financial planning practice. His hope is that you are able to find at least one idea or concept from his writing that will improve your financial and personal life today and well into the future. The original post is located here: https://www.truehourlywage.com/thw-blog/3-reasons-to-favor-recurring-income-over-one-time-income Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group If you are ready for the best WiFi ever, you can get it today from NETGEAR and never worry about WiFi again. Check out Orbi WiFi 6 at NetGear.com/bestWiFi. --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
2 shorter posts from JL Collins of JLCollinsNH on why he can't pick winning stocks and you can't either & the monk and the minister. Episode 1159: Why I Can't Pick Winning Stocks, And You Can't Either AND The Monk and the Minister by JL Collins on Index Funds Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: https://jlcollinsnh.com/2011/06/02/why-i-cant-pick-winning-stocks-and-you-cant-either/ & https://jlcollinsnh.com/2011/06/02/the-monk-and-the-minister/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group BetterHelp online counseling is there for you. Best of all, it's a truly affordable option - Optimal Finance Daily listeners get 10% off your first month with discount code OFD. So why not get started today? Go to BetterHelp.com/ofd --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
FIRECracker of Millennial Revolution shares her thoughts on your number one obstacle. Episode 1158: Your Number One Obstacle by FIRECracker of Millennial Revolution on Roadblocks to Financial Independence FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views. The original post is located here: https://www.millennial-revolution.com/build/number-one-obstacle/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Get 20% off Grammarly Premium when you sign up at Grammarly.com/OFD --- Support this podcast: https://anchor.fm/optimal-finance-daily/support
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Comments (24)

Man in the Moon

I can understand both sides. On the one side, the majority of people who are good with money won't have a million dollars, and probably won't until they're in their 50s or later. That doesn't mean that their advice is worthless until they've made it. On the other side, plenty of people will give unsolicited advice on money while being terrible with it. I think what it comes down to is knowing who the advice is coming from.

Feb 25th
Reply (1)

Man in the Moon

I knew a guy who paid something around $800 per month who said he'd never be able to retire, and I believe him.

Feb 5th
Reply

Angel J. Segura

Thank you for helping people to improve their finacial literacy.

Nov 30th
Reply

Man in the Moon

Some of the financial problems people face can be because of poor choices, but it's hard to deny the fact that people aren't making what they did a couple generations ago, and those generations encourage and put pressure on the future generations to live up to the same lifestyle.

Oct 30th
Reply

Man in the Moon

This feels more like bragging than it does helpful advice.

Oct 30th
Reply

Man in the Moon

This isn't a very good example. It is highly doubtful that a more expensive school will guarantee you a 50% pay increase for your first job. It would have been a better example to compare saving up for school for several years vs getting a loan and starting the career job sooner.

Sep 4th
Reply

Man in the Moon

With a Roth, you're betting that you'll have a higher tax bracket in retirement and that taxes will be higher in the future. Considering that most of us on here should have high savings ratios and that we are at a historic low for taxes, that's a bet I'll make.

Dec 19th
Reply

Rogier Blokhuis

awesome post!

Dec 6th
Reply

Man in the Moon

Can you really claim to be "self made" while inheriting a family business? To claim the majority of Forbes richest list are self made requires a very liberal definition.

Nov 24th
Reply

Man in the Moon

part of the problem with many financial blogs is that they all assume you're spending money that you aren't even making to get these wild numbers. Many families don't even make 40k per year to start with.

Oct 24th
Reply

Man in the Moon

Having a mindset that $10k is a lot of money isn't the cause of making money, making a lot of money is the cause of thinking that way. Its actually about percentages of your income, if anything.

Oct 9th
Reply

Pooja Prabhu

Renters can be a nightmare sometimes. loved the podcast!

Sep 5th
Reply

Man in the Moon

it's all wishful thinking at best

Aug 21st
Reply

Man in the Moon

Wow, I guess I'm sitting on a veritable gold mine of a spouse. Guess we should both quit our jobs and find someone willing to pay over a hundred grand to do laundry and cook a meal a few hours per day.

Aug 16th
Reply

Man in the Moon

This is actually pretty terrible advice for most people. For most, it's easier to plan short term goals that build up to larger ones, or they get frustrated and give up. You have to crawl before you walk, walk before you run.

Aug 16th
Reply

T. K. Bennett

Great lessons learnt.

Aug 2nd
Reply

Laureanne Lorenzo

.%

Jul 30th
Reply

Man in the Moon

If you're at risk of ruining your retirement by helping your kids get through college you've already failed yourself. Might as well roll the dice and see if your kids will do any better than you.

Jun 22nd
Reply

Man in the Moon

I hate that you so regularly hear about successful business owners saying how amazing it is to own a successful business. What they don't tell you is how rare successful businesses are, or how much more work they can be. It's like asking lottery winners if they're glad they bought a lottery ticket. All I'm saying is, there's reasons why running a business isn't for everyone.

Feb 21st
Reply

Vichaya Chungu

this article is crammed with good points and advice. I thought the presenter was reading too fast and repeatedly had to hit back to listen again.

Dec 13th
Reply
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