Personal Finance and Coffee

Free Budget Template: https://shorturl.at/jpxEcBuy Full Year Budget Template: https://selar.co/24msw2COACH WITH ME: https://selar.com/7w7b75🍿 WATCH NEXT:============How to use budget binders: https://youtu.be/Divx_b9EOJYCHAPTERS:====================00:00 Intro01:47 What is reconciling?02:05 How to reconcile02:48 Tracking your money03:26 Match real cash to tracker054 When I forget to track 04:55 Why it's important to reconcile05:51 The Wins of reconciling06:20 The frequency of reconciling07:01 It takes time to find a rhythm 08:00 I sleep better at night08:41 Inconsistent income09:47 My budget template10:21 Outro📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

Free Budget Template: https://shorturl.at/jpxEcBuy Full Year Budget Template: https://selar.co/24msw2COACH WITH ME: https://selar.com/7w7b75🍿 WATCH NEXT:====================Weekly Allowances System: https://youtu.be/Divx_b9EOJYNot enough money mid month: https://youtu.be/cZ6ChSYX3z0Saving for a car Journey: https://youtu.be/KQYWxjpmK5ECreating Sinking Funds: https://youtu.be/6QpfcCJemuwMonthly Reset Playlist: https://www.youtube.com/playlist?list=PLPE0WyxgH245Bg34EqOOeoINs9JqFJ2nzCHAPTERS:====================00:00 Intro01:27 Winning in the margins02:08 You can only save so much02:34 Saving Coins Challenge03:03 Wooden savings box story04:14 Doesn't mean I'm doing nothing else04:52 Using weekly rollover06:08 Having a monthly Budget06:49 The intention for my savings07:41 Creating Sinking funds09:33 Personal Sinking Fund10:03 Plan for the coin-saving challenge11:09 How I track my savings: Challenges12:05 Why I use Google Sheets instead of Excel13:06 I enjoy the process14:00 Outro📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

Free Budget Template: https://shorturl.at/jpxEcGET THE BUDGET TEMPLATE: https://selar.co/24msw2COACH WITH ME: https://selar.com/7w7b75🍿 WATCH NEXT:====================When your money doesn't make it to end of month: https://youtu.be/cZ6ChSYX3z0How I track my money: https://youtu.be/5adykgVrYmkCHAPTERS=================00:00 Intro01:58 It takes time03:39 Tracking your money06:58 There's nothing new, take action07:51 Make the budget08:32 Prepare to fail09:44 Become aware of your triggers10:07 Set a goal11:55 Build trust with yourself12:40 Make the goal visual14:03 Give Yourself grace15:51 Outro📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

Making money and managing money is greatly affected by the mindset that we have. Journaling is on way to change it. GOOGLE SHEETS BUDGET TEMPLATE: https://selar.co/24msw2COACH WITH ME: https://selar.com/7w7b75====================00:00 Intro0052 Journaling & Finances Correlation01:56 Processing Fear03:00 Brainstorming Actions05:30 Lessons Learnt06:25 Applying Lessons from Books07:18 Looking back at where I was08:12 Keeping memories📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

GET THE BUDGET TEMPLATE: https://selar.co/24msw2Coach with me: https://selar.com/7w7b75🍿 WATCH NEXT:===========What are Unit Trusts? https://youtu.be/v-_a9ovK4mYChapter:====================00:00 Intro01:00 Starting the journey to buy a car02:02 Choose where to save the money02:30 Find ways to earn more03:30 Reducing Expenses04:45 Not using the emergency fund to buy the car05:37 Not selling assets to buy a car06:21 Nor getting a loan to buy the car08:00 Outro📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

Join Planner Waitlist: https://shorturl.at/bQlnGGET THE BUDGET TEMPLATE: https://selar.co/24msw2📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

GET THE BUDGET TEMPLATE: https://selar.co/24msw2🍿 WATCH NEXT:====================Start Sinking Funds: https://youtu.be/6QpfcCJemuwSet a realistic Budget: https://youtu.be/sPHx0qcgS7kCHAPTER====================00:00 Intro01:37 Setting an unrealistic Budget03: 02 Making a new budget mid-month04:05 Life style creep06:14 Making intentional uncomfortable decisions07:29 Not using weekly allowances09:07 Going back to weekly allowances09:49 Accepting the life change11:04 Accepting to save less11:53 Outro📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

GET THE BUDGET TEMPLATE: https://selar.co/24msw2The Budget Mom Channel:  @thebudgetmom  Happy 2 plan with Desiree Channel:  @Happy2planwithDesiree  The Aesthetic Dollar Channel: @theaestheticdollar  🍿 WATCH NEXT:====================November Monthly Reset: https://youtu.be/yAE7M4qQa6oSinking Funds: https://youtu.be/6QpfcCJemuwCHAPTERS:====================00:00 Intro01:06 How to use Budget Binders03:04 Struggling with unrelatable videos03:28 Complex Binder Systems04:03 How to use binders05:43 How Binders helped me07:20 Saving up for events08:55 Get Started using binders09:47 Why do you want to use binders?10:00 Pick the Categories to start with11:42 Outro📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

GET THE BUDGET TEMPLATE: https://selar.co/24msw2🍿 WATCH NEXT:====================The 4 Disciplines of Execution: https://youtu.be/3U-_j7LfBzgCHAPTERS:====================00:00 Intro01:43 What Progress Really Looks like4:37 Changing your identity is important07:46 How to build a Habit09:56 Motivation is over rated, Environment matters more13:30 Outro #atomichabits #personalfinance #moneyhabits #financialsuccess #budgetingtips #MoneyManagement #JamesClear #FinancialFreedom #smallhabits #budgetingsystem 📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

GET THE BUDGET TEMPLATE: https://selar.co/24msw2This step-by-step guide shows you how to reassess and rebuild your budget after experiencing income reduction. Learn actionable strategies to reduce expenses, make tough financial decisions, and create a realistic spending plan that works for your new situation.🍿 WATCH NEXT:====================When to check on your budget: https://youtu.be/XaglKqMsRgEWhat to do when the budget changes: https://youtu.be/SFhBaBrcIjMCHAPTERS:====================00:00 Intro1:18 Some changes that can happen3:28 Make an appointment4:50 Set the agenda6:16 Letting go of the victim mindset7:12 What is your new budget?7:27 Lifestyle decisions to make8:18 Why focus on managing expenses8:48 How can I earn more money9:16 Make an action list, a result list10:25 Set the next appointment 11:07 The 12 Week Year take away11:46 Embrace the trying mindset12:34 Take action on what you learn13:18 Manage your mindset16:06 Outro#BudgetAdjustment #IncomeLoss #financialreset #PracticalMoney #budgetingbasics #moneymanagement #financialplanning #budgetingtips #financialliteracy #budgetingtips 📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

GET THE BUDGET TEMPLATE: https://selar.co/24msw2 Stop believing you need a full day for a monthly reset! In this video, I show my actual process of planning May's budget and expenses in small chunks that fit my busy life. Learn my practical approach to financial planning, grocery list organization, and how this prevents emotional spending.#monthlyresetroutine #budgetplanning #personalfinance #financialsuccess #moneymanagement #monthlyresetroutine #budgettips #financialplanning #moneymanagement #OrganizedFinances #SaveMoney #BudgetSystem #MonthlyReset #FinancialOrganization #SmartBudgeting #RealisticBudgeting #BusyMomFinances #monthlyresetroutine #PracticalBudgeting #timemanagement #budgetwithme #ReduceMoneyStress #monthlyresetroutine #financialplanning #budgettemplate 📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

GET THE BUDGET TEMPLATE: https://selar.co/24msw2 Reduce financial anxiety by automating your money decisions! Learn how to create a system where you decide once about your finances, eliminating the stress of constant money choices and helping you stay consistent.🍿 WATCH NEXT:====================CHAPTERS:====================00:00 Intro1:20 What I mean by automate your finances2:40 Do you know what your fixed expenses are?4:50 Why automating is important5:20 How do you automate?7:14 Learn what works for you7:50 Outline Action Steps8: 20 Why you need to choose10:13 Handling variable expenses10:53 Keeping within the planned spending14:30 Sharing my system19:10 Outro#financialstress #moneymanagement #budgetingtips #financialwellness #weeklybudget #BudgetSystem #financialplanning #moneymanagement #NoAppBudget #SimpleBudgeting #financialplanning #BudgetNotebook #financialsuccess #BudgetingSystem #moneyhabits #personalfinance #MinimumBudget #FinancialBasics #moneymanagement #budgetingtips #personalfinance #budgetingtips #FinancialAutomation📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

GET THE BUDGET TEMPLATE: https://selar.co/24msw2🍿 WATCH NEXT:====================Books Review Playlist: https://www.youtube.com/playlist?list=PLPE0WyxgH246KCKIIXMI6IOfKWFfZJtaECHAPTERS:====================00:00 Intro01:59 You are always choosing4:32 You're wrong about everything, & So am I06:26 Failure is the way forward07:58 The Importance of Saying No09:40 How I read Non-Fiction books10:16 Outro📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

GET THE BUDGET TEMPLATE: https://selar.co/24msw2====================#frugal #cheap #frugalliving #personalfinance #money #moneytips #savemoney #budgeting #financialfreedom #money management #smartmoney #frugalvscheap #valueinvesting #financialliteracy #consciousspending #longtermsavings #moneysavingtips #wealthbuilding #personalfinancejourney #financialplanning #frugallife #cheapvsfrugal #moneysmart #budgetingtips #financialwellbeing #mindset #abundantmindset #scarcitymindset #spendinghabits #financialgoals #investing #qualityoverquantity#FrugalLiving #PersonalFinance #MoneyTips #CheapVsFrugal #BudgetingTips #SaveMoney #FinancialFreedom #MoneyMindset #SmartSpending #ValueBasedBudgeting📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/

GET THE BUDGET TEMPLATE: https://selar.co/24msw2 If you feel overwhelmed by the idea of a monthly reset due to time constraints, this episode shares how it can be done a little at a time each day. Slowly budgeting, setting my planner and planning my groceries for April. 🍿 WATCH NEXT:====================Monthly Reset Playlist: https://shorturl.at/C4ArvMaking your first budget: https://youtu.be/ckgJHWPDBgYCHAPTERS:====================00:00 Intro00:30 A different Reset00:44 The value of monthly resets01:44 How I use my planner03:15 Planner Flip Through05:53 Grocery Planning09:21 Budgeting11:40 Analyzing the Budget12:43 Budget apps VS Google Sheets template13:55 Giving all your money a job====================#budgettemplate #expensetracking #savingsgoals #financialliteracy #monthlyresetroutine #personalfinance #budgeting #financialplanning #moneymanagement #Q2Goals#plannersetup #goalsettings #FinancialFreedom#expensetracking#AprilReset#financialgoals#budgettemplate #moneytips #productivityhabits #financialpeace #financialpeace #BudgetOrganization#MonthlyRoutine #BatchShopping #budgetplanning #MonthlyPrep #emotionalspending #financialdecisions #moneyhabits #QuarterlyFinances #TemplateWalkthrough #Q2Planning #budgetreset #GroceryPlan #financialgoals #plannersetup #moneymanagement #2025planning 📱LETS CONNECT:====================📷Instagram: https://www.instagram.com/personalfinancecoffee/