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Pillars Of Wealth Creation

Pillars Of Wealth Creation
Author: Todd Dexheimer
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Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus in business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers and coaches.
Todd Dexheimer, with Endurus Capital focuses on multi-family and senior housing syndication, specializing in purchasing value add apartment buildings in emerging markets. His companies currently own 4,000 units with $400mm assets under management. Todd talks openly about what it takes to run a successful business and become financially free. He talks about mistakes and lessons learned and how you can avoid the same pitfalls. Subscribe to our show and you won't be disappointed.
Todd Dexheimer, with Endurus Capital focuses on multi-family and senior housing syndication, specializing in purchasing value add apartment buildings in emerging markets. His companies currently own 4,000 units with $400mm assets under management. Todd talks openly about what it takes to run a successful business and become financially free. He talks about mistakes and lessons learned and how you can avoid the same pitfalls. Subscribe to our show and you won't be disappointed.
903 Episodes
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In this solo episode of Pillars of Wealth Creation, host Todd explores how to identify your true goals and build strategies that align with them. He emphasizes that success starts with soul searching — taking time to understand what truly matters to you rather than chasing what others are doing. Once you’ve defined your goals, the next step is to learn and explore — read, study, and listen to podcasts to discover the many paths to success. Todd reminds listeners that everyone starts from a different place, and finding the best direction for you personally is key to creating lasting results and meaningful progress.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode, Todd Dexheimer sits down with Mike Irving, CEO of Advanced Business Abilities, to explore the intersection of sales, leadership, and communication. They dive into how communication truly serves as the hub of business success, influencing every interaction and decision.
Mike shares the unique approach his team uses with clients: a deep-dive series of questions designed to uncover the key personality traits of business owners and leaders. Todd and Mike discuss how understanding these traits—and knowing when to leverage one over another—can dramatically impact outcomes. Using the wrong trait at the wrong time, they explain, can undermine communication and derail business success.
Listeners will gain actionable insights into aligning leadership style with effective communication, and how self-awareness in personality can become a powerful tool for driving growth and building stronger teams.
Favorite Book: Humans are Underrated By Jeff Cauldron and Outwitting the Devil by Napoleon Hill
3 Pillars
1. Invest in yourself
2. Take what you’ve invested and take action to achieve
3. Give yourself permission to enjoy
Mike Irving is the CEO of Advanced Business Abilities, a leadership and sales development firm dedicated to helping business owners and executives unlock their full potential. With years of experience in performance coaching and team development, Mike specializes in transforming how leaders communicate and connect with their teams. His approach focuses on uncovering the core personality traits that drive success—and teaching leaders when and how to use them effectively. Passionate about people and performance, Mike believes that communication is the central hub of every thriving organization.
If you would like to connect with Mike Irving and receive a copy of his book, visit AdvancedBusinessAbilities.com or email him at mike.irving@advancedbusinessabilities.com
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
Todd Dexheimer explores what it truly means to make an impact—not just in business, but also in your family and community. He emphasizes that creating wealth isn’t only about money; it’s about positioning yourself to influence and serve others in meaningful ways. Todd outlines five powerful strategies that can help you move toward a life of greater impact while also addressing the risks and fears that hold many people back.
5 Strategies to Make a Greater Impact:
1. Learn to control your fear – Fear can be paralyzing, but managing it is essential for growth.
2. Think abundantly – Shift your mindset from scarcity to abundance to see greater opportunities.
3. Take action – Success comes from doing, not just planning or waiting.
4. Stop making excuses – Excuses only delay progress; own your path forward.
5. Serve others – Focus on helping and adding value, not just how it benefits you.
Todd also unpacks the risks that come with stepping into greater influence, but explains how embracing these challenges leads to stronger leadership, deeper fulfillment, and a legacy that lasts.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode, Todd talks with franchise expert Jon Ostenson about what it takes to succeed in franchising. Jon shares how to get started, the trends shaping today’s market, and why buying a franchise can sometimes be a smarter move than starting from scratch or purchasing an existing business.
They also discuss how choosing the right industry often matters more than chasing a particular brand, and touch on ownership models—including semi-absentee options—that can fit different lifestyles. Whether you’re an investor or aspiring business owner, this episode offers practical insights on using franchises as a powerful wealth-building tool.
Favorite Book: Compound Effect By Darren Hardy and Non-Food Franchising: The Better Path to Business Ownership By Jon Ostenson
3 Pillars (5 F’s)
Faith, Family, Friends, Finances, Fitness, Franchising
Jon Ostenson is a franchise consultant, investor, and author who specializes in non-food franchise opportunities. As CEO of FranBridge Consulting & Capital, he helps entrepreneurs and investors identify high-growth franchise models that fit their goals and lifestyles. A former franchise president and corporate executive, Jon brings real-world experience to guiding others on building wealth through franchising. He is also the author of Non-Food Franchising: The Better Path to Business Ownership.
If you would like to connect with Jon Ostenson, visit https://franbridgeconsulting.com/
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
Todd Dexheimer unpacks the Fed’s recent 25 basis point rate cut and its impact across the real estate market. He explains how lower rates could shape demand in single-family housing, open doors for new construction, and shift valuations in multifamily. Todd also touches on refinancing opportunities, the effect on buying and selling activity, and whether supply might expand in this new environment. With practical insights, he shares what investors should be watching as they navigate the months ahead.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode of Pillars of Wealth Creation, Todd Dexheimer sits down with entrepreneur and investor Manoj Moorjani to dive into the current market for buying and selling businesses. They explore what today’s brokers look for in both buyers and sellers and how understanding these factors can give you an edge in negotiations.
Manoj also shares the strategies he used to grow his own business and how he’s diversified his wealth through a variety of investments, including real estate. Todd and Manoj discuss why diversification matters, what it means for long-term financial security, and how to approach wealth-building strategically in today’s economy.
Favorite Book: Rich Dad Poor Dad By Robert Kiyosaki and Millionaire Next Door By Thomas Stanley
3 Pillars
1. Love
2. Faith
3. Blessings
Manoj Moorjani is a seasoned entrepreneur, investor, and business strategist with a proven track record of buying, scaling, and selling successful companies. With years of experience navigating the business acquisition market, Manoj has built a reputation for identifying opportunities, creating growth, and building long-term value. Beyond his business ventures, he has diversified his wealth through strategic investments—including real estate—while mentoring other entrepreneurs on building sustainable, multi-stream income portfolios.
If you would like to connect with Manoj Moorjani, visit https://www.calhouncompanies.com/ or email him at manoj@calhouncompanies.com.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
Todd was out in Montana Elk hunting and came away with a few business lessons.
Each day at 5 am, Todd and 2 of his friends began to hike the mountain to an observation point, listening and watching for signs of Elk. Once they heard or saw an Elk, they began to press forward and find a way to get close. With lots of patience and the right game plan, they could be successful.
As Todd reflected in the mountain silence, he realized that Elk hunting and business are very alike. Four success principles came to mind:
1. Preparation
2. Patience
3. Taking Action
4. Teamwork
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode of Pillars of Wealth Creation, Todd sits down with Brent Kesler to uncover how properly structured whole life insurance can be far more than just financial protection—it can become a powerful tool for building long-term wealth.
Brent shares his personal journey of turning massive debt into financial freedom in just 31 months, offering a real-life example of the Infinite Banking Concept in action. He breaks down how infinite banking works, why it challenges traditional financial advice, and how listeners can take back control of their money.
From budgeting for emergencies to creating a system that allows you to invest in your future on your own terms, Brent provides actionable insights to start using your dollars more efficiently and grow lasting wealth.
Favorite Book: Who Not How By Dan Sullivan
Becoming Your Own Banker By R. Nelson Nash
3 Pillars
1. Mindset
2. System
3. Mentor/Coach
Brent Kesler is the Founder of The Money Multiplier, a financial education company dedicated to helping people take control of their money and get out of debt. Before this work, he was a chiropractor and chiropractic coach for over 14 years. Through his own Money Multiplier (TMM) Method, he managed to pay off $984,711 in third-party debt in just 39 months. Since then, he has spent more than eight years teaching thousands of people nationwide how to break free from financial stress and build wealth using strategies like whole life insurance and infinite banking.
If you would like to connect with Brent Kesler, visit themoneymultiplier.com or email him at brent@themoneymultiplier.com
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
Today, in this solo episode, Todd shares why a consistent morning routine is key to a productive day. It’s not about waking up at 4:30 a.m., but about starting your day with purpose. He advises getting out of bed as soon as the alarm goes off, avoiding your phone, and focusing on simple habits. Todd shares his own routine—movement, prayer, reading, and drinking water (10–15 minutes each)—and emphasizes the importance of creating one that works for you. He also suggests reviewing your calendar to mentally prepare. A strong morning routine builds momentum and sets the tone for success.
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode of Pillars of Wealth Creation, Todd sits down with Brad Johnson to discuss the realities of mobile home park investing. Brad shares how he first tried managing parks from 2,000 miles away, only to realize the inefficiencies of remote operations. Today, he focuses on providing capital to local operators with the infrastructure and systems needed to manage these communities effectively.
Mobile home parks are an operationally intensive asset class, essentially functioning like small cities for 100+ families. Success requires strong teams, reliable rent collection, and well-built systems to manage expenses and infrastructure. Brad emphasizes the importance of investing with experienced operators who understand how to grow NOI and sustain communities—rather than newcomers chasing an idea without a plan.
Favorite Book: Poor Charlie’s Almanac By Charles T Munger
3 Pillars
1. Compounding
2. After Tax Return Wealth
3. Diversification
Brad Johnson is the Co-Founder and Chief Investment Officer of Vintage Capital, where he leads private alternative investment strategies with a focus on mobile home parks and private credit. With over 20 years of experience in real estate and private equity, he has closed more than $3.3 billion in transactions and brings prior expertise from Wells Fargo’s Eastdil Secured, TA Associates Realty, and The Swig Company. Brad holds a B.S. from Cal Poly San Luis Obispo and an M.B.A. from MIT.
If you would like to connect with Brad Johnson, visit vintage-funds.com
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
Welcome to Pillars of Wealth Creation, I’m Todd Dexheimer. Today, he is diving into the world of property metrics and how to measure the true performance of an investment. When it comes to real estate, cash flow is king. Some people get caught up in equity, but cash flow is real—actual money flowing into your pocket—and that’s what drives any business.
He’ll break down key metrics every investor needs to know: Debt Service Coverage Ratio, Operating Expense Ratio, Loan to Value, Capital Expenditures, Internal Rate of Return, Preferred Return, and Equity Multiple. If you’re ready to take a closer look at how to measure and maximize your property returns, let’s dive in.
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode, Michael Uadiale and Todd Dexheimer discuss avoiding large income tax bills and why the government incentivizes business owners and investors. Michael discusses the 6 steps to big tax reductions and why having the right tax advisor on your team is critical. They also dive into the Big Beautiful Bill (BBB) and how you can take advantage of it.
Favorite Book: Amp It Up by Frank Slootman
3 Pillars
1. Business
2. Tax savings
3. Insurance
Michael Uadiale is a seasoned CPA and Master Tax Advisor with more than 25 years of industry experience, including 18 years leading SMEED CPA, a 7-figure revenue firm with 15 employees. Through his proven tax and wealth-building strategies, he has helped entrepreneurs achieve financial freedom within 5–7 years, saving clients over $15 million in taxes in just the past seven years—an average of $31,426 per client annually. Beyond SMEED CPA, Michael is a serial entrepreneur, having founded six other businesses, including ventures in innovative telehealth software.
If you would like to connect with Michael Uadiale, email taxes@smeedcpa.com
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode of Pillars of Wealth Creation, Todd reflects on a message from his pastor’s Sunday sermon that deeply resonated with him: God doesn’t cause hardship, but He works through it to mold, shape, and transform us. Todd shares how this perspective applies not only to our personal lives but also to business. Bad things will inevitably happen, but what truly matters is how we respond and redirect our path after the setback. He highlights examples of large, nationally known companies that went through significant struggles yet survived—and even thrived—by restructuring, learning from mistakes, and adapting. The takeaway: challenges are not the end, but opportunities to grow stronger.
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode, Todd sits down with Jonathan and Dustin from Convoy Home Loans to dive into DSCR (Debt Service Coverage Ratio) loans and how they can be a game-changer for real estate investors. Unlike traditional banks that rely heavily on personal income and tax returns, DSCR loans focus on the cash flow the property itself generates.
They talk about how this approach opens the door for investors to continue scaling their portfolios, even if they already have multiple properties or complex financials. Jonathan and Dustin also share insights into the different loan structures Convoy offers, how they match the right loan to each investor’s needs, and why flexibility in lending can make the difference between stalled growth and long-term success.
Favorite Book: The Mamba Mentality by Kobe Bryant
Pillars of Wealth:
1. Real Estate
2. Doing the work/due diligence and researching/learning
3. More than physical money- family/time/interests
Convoy Home Loans is a nationally licensed mortgage broker founded by Dustin Rosenberg and Jonathan Yoo. Based in California and serving clients across all 50 states, Convoy specializes in DSCR (Debt Service Coverage Ratio) loans, helping real estate investors scale by qualifying based on a property’s income rather than personal income. Along with investor-focused options like bridge, short-term rental, and construction loans, Convoy also offers conventional, FHA, VA, and jumbo products—all delivered with a focus on transparency, flexibility, and treating clients like family.
If you would like to connect with Jonathan & Dustin, visit https://convoyhomeloans.com/meet-the-team or email info@convoyhomeloans.com
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this solo episode, Todd Dexheimer shares the five key habits that set successful investors apart—whether you’re active or passive, seasoned or just getting started. Drawing from years of experience, Todd breaks down what it takes to build lasting wealth through smart investing.
5 Key Habits:
1. Clarity
2. The Right Management Team & Systems
3. Reputation
4. Diligence
5. Diversification
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
Todd Dexheimer sits down with note investing expert Eddie Speed to unpack why “the note is the bank” and how investors can profit from the 100,000+ seller-financed loans created every year.
They cover:
-Using leverage the right way
-Risks (good and bad) in note investing
-Performing vs. non-performing notes
-Where to find opportunities, from residential loans to large commercial notes
-The importance of knowing your numbers and setting an investment policy
-Deciding whether you’re investing for cash flow, wealth, or both
If you’ve ever wanted to understand how to “be the bank,” this episode gives you the roadmap.
Pillars of Wealth:
1. Time/Freedom
2. Choice – not depending on a job for the rest of your life
3. Don’t jeopardize your wealth by doing dumb deals
Eddie Speed is the founder of NoteSchool and a leading educator in the field of note investing, with over 40 years of experience helping investors diversify their portfolios through mortgage notes. He shares strategies on managing risk, investing with limited funds, and finding opportunities even during economic downturns.
Eddie is also the Owner and President of Colonial Funding Group LLC, specializing in the acquisition and brokerage of discounted real estate-secured notes. In addition, he participates in private equity funds that acquire bulk portfolios of notes, giving him hands-on experience across all facets of the note investing industry.
If you would like to connect with Eddie, you can connect with him through his website: https://noteschool.com/contact-noteschool/
Resource-Free Webinar: NoteSchool.com/Pillars
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this solo episode, Todd breaks down how history repeats itself in the real estate market — and why Class C properties are getting hit harder than Class A and B in today’s environment. Todd discusses why C-class rents are declining faster, property values are softening, and growth is slowing compared to their higher-class counterparts. He explains why tenants don’t “move down” from A-class to B-class, and what that means for your investing strategy. Wrapping up, Todd shares why investing in your own backyard can give you a major advantage — but only if you do your due diligence with the same rigor you’d apply to an out-of-state deal.
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode, Todd sits down with world-class coach Will Steel to explore how he’s helped people from all walks of life achieve extraordinary personal and professional growth. Will shares how his unique ability to quickly uncover what’s blocking someone—and his skill in listening from an ontological perspective—empowers clients to break through barriers they didn’t even know existed. By guiding people to see beyond their blind spots and limiting beliefs, Will helps them take bold, effective action toward the results they truly want.
Book Recommendation: Think and Grow Rich by Napoleon Hill & How to Win Friends and Influence People by Dale Carnegie
Will’s Book: Free to Lead: Unleash Your Hidden Leadership Genius - Available through Amazon in about a month.
Pillars of Wealth:
1. Integrity
2. Responsibility
3. Creativity
Will Steel is an internationally recognized coach with decades of experience working across business, sports, politics, and the arts. Known for his direct yet supportive approach, he partners with clients to create lasting change and achieve ambitious goals. Will’s diverse background and global client base give him a uniquely broad perspective on leadership, performance, and personal growth.
If you would like to connect with Will, you can connect with him through his website www.willsteel.com
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this solo episode, Todd breaks down the top mistakes he’s seen — and made — when purchasing real estate assets. Drawing from both personal experience and the lessons learned from other investors, he unpacks the key areas that can make or break a deal.
Top Mistakes Investors Make:
1. Location
2. Financing
3. Poor Business Plan
4. Poor Management (asset and property)
5. Low Reserves
6. Renovations out of cash flow
This episode is packed with insights to help you avoid common pitfalls and build a stronger, more resilient investment strategy.
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...
In this episode, Todd Dexheimer talks with Edgar Zavala of Global Financial Impact about his journey into coaching and leadership. After hitting a plateau in his life, Edgar faced a fork in the road—a moment that led to a powerful paradigm shift and a move toward growth, purpose, and mentoring others.
He shares his guiding philosophy built around the “5 F’s”:
➡️ Faith
➡️ Family
➡️ Fitness/Health
➡️ Finance
➡️ Fun
Edgar emphasizes the importance of scheduling what matters, staying disciplined, and being present. He encourages listeners to take a step back and ask: Are you following a path that serves you, or is it time to make a shift?
His core message: Stop trading time for money—leverage it, grow through discomfort, and find a mentor to help you level up.
Book Recommendation: Think and Grow Rich by Napoleon Hill
Pillars of Wealth:
1. Self Development
2. Find Mentor/Coach
3. Start Planning Your Legacy
Edgar Zavala is a U.S. Marine Corps veteran, coach, and mentor with Global Financial Impact. Drawing on the discipline and leadership skills forged during his military service, Edgar now empowers others to push past personal and financial limits. After experiencing a pivotal shift in his own life, he committed to helping others grow through discomfort and step into purpose-driven leadership. His philosophy centers on the “5 F formula” — Faith, Family, Fitness, Finance, and Fun — as a foundation for living a life of impact, intention, and balance.
If you would like to connect with Edgar, you can connect with him through Instagram @zavala_edgar25
Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches.
YouTube: www.youtube.com/c/PillarsOfWealthCreation
Interested in coaching? Schedule a call with Todd at www.coachwithdex.com
Listen to the audio version on your favorite podcast host:
SoundCloud: https://soundcloud.com/user-650270376
Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835...
Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ...
iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../
CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation...
Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0
Pandora: https://pandora.app.link/YUP21NxF3kb
Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...