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Point Me To First Class

Author: Devon Gimbel MD

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Point Me to First Class is a show for employed professionals, solopreneurs, entrepreneurs, and business owners with higher-than-average personal and/or business expenses who want to learn to leverage them into credit card points to spend on travel. Your expenses are your greatest untapped asset - but learning how to use them to travel the world doesn’t have to be confusing or complicated.

Each week, Devon Gimbel shares valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points and shows you how to spend them on incredible travel experiences.

Interested in learning more about working with Devon? Visit www.pointmetofirstclass.com to learn more.

This podcast is for you if you find yourself asking questions like:
How do I earn credit card points and use them for travel?
How can I make my expenses benefit me?
How can I earn as many credit card points for as little spending as possible?
How to maximize value from credit card points.
How to earn credit card points for travel.
Turn credit card points into travel.
33 Episodes
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I’m joined by two guests, Dr. Kathy Zhang and her husband Jake Jansen, this week and this is the first time I’ve had a points travel partnership on the show. They’re an amazing example of what’s possible when two people come together to maximize their points. Although they experienced some difficulty in the early days, they have a two-player points game that’s creating some wonderful travel opportunities.   Tune in this week to discover what a two-player points strategy looks like in practice. Kathy is sharing how she first became interested in points, how she showed her husband Jake why he should get involved, and they’re discussing why they decided to join my program despite already redeeming their first luxury points trip.   Get full show notes and more information here: www.pointmetofirstclass.com/blog/travel-points-couples The Purpose Filter Podcast: https://pod.link/purposefilter The Purpose Filter Instagram: http://instagram.com/purposefilter   If part of living your wealthy life includes using points for travel instead of cash, join me in Points Made Easy to learn how to maximize earning and redeeming points for travel. Points Made Easy opens for enrollment from October 14-October 21. Grab your spot on the waitlist at https://www.pointmetofirstclass.com/pointsmadeeasy.
Today, I’m covering something that never gets talked about in the points travel world but is really one of the secrets to becoming more proficient when it comes to points travel: The Dunning-Kruger Effect. The Dunning-Kruger Effect is a type of cognitive bias that causes people to overestimate their knowledge or abilities, particularly in areas where they have little to no experience.   Discover how the Dunning-Kruger Effect is impacting how you approach the hobby of points travel. I’m showing you the different stages of the journey when learning the ins and outs of points travel, and how to keep moving through the stages until you reach a point of confidence and competence.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/psychology-points-travel-competency   If part of living your wealthy life includes using points for travel instead of cash, join me in Points Made Easy to learn how to maximize earning and redeeming points for travel. Enrollment opens in October, so grab your spot on the waitlist here: https://www.pointmetofirstclass.com/pointsmadeeasy
Dr. Latifat Akintade is a gastroenterologist, money coach, and mother of three beautiful children. She’s also the author of the Amazon Bestseller Done With Broke: The Woman Physician’s Guide to More Money and Less Hustle, and Latifat is the host of The MoneyFitMD Podcast. Combining her knowledge of personal finance with her skills as a certified life coach, Dr. Latifat Akintade empowers women to take control of their finances and break free from the cycle of financial struggle.   Tune in this week to discover why your travel options are broader than you might think. Dr. Latifat Akintade is discussing how she has managed to take a year-long sabbatical with her family, traveling the world, sharing the truth about job security as we know it, and explaining how she’s used points throughout this adventure.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/family-sabbatical-dr-latifat-akintade   If part of living your wealthy life includes using points for travel instead of cash, join me in Points Made Easy to learn how to maximize earning and redeeming points for travel. Enrollment opens in October, so grab your spot on the waitlist here: https://www.pointmetofirstclass.com/pointsmadeeasy  
Two popular rewards cards on the market are the Chase Freedom Flex and the Chase Freedom Unlimited cards. This week, I’m pitting these two cards against each other in a head-to-head comparison to find out which one has the highest potential when it comes to earning points.   Tune in this week to discover how to choose between the Chase Freedom Flex and the Chase Freedom Unlimited. I’m discussing why applying for both of these cards simultaneously may not be viable, and I’m sharing the factors and statistics you need to consider when deciding which of these two cards will be the most rewarding for you.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/chase-freedom-flex-freedom-unlimited   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
Dr. Suzy Spadafora is a world wanderer with her husband and 2 teenage boys, except for when she's playing tennis or practicing dermatology. She has been travel hacking since 2016, visiting tons of countries including Turks and Caicos, Bonaire, the Philippines, Langkawi Island (Malaysia), Peru, Romania, Amsterdam, and the Seychelles.   In this episode, discover everything you need to know about travel coverage before you need it for a travel mishap. Dr. Suzy Spadafora is sharing her favorite insurance products, walking us through how the claims process works, and covering some of the nuances around insurance and points travel specifically.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/travel-mishaps-insurance-suzy-spadafora   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
Joining me today is Dr. Disha Spath, a practicing Primary Care physician and Hospitalist, and the founder and CEO of The Frugal Physician: an award-nominated multimedia company that focuses on personal financial empowerment for healthcare workers. She helps doctors avoid common money mistakes, and she’s here to help me break down Chase’s 5/24 rule.   Tune in this week for a simple explanation of the Chase 5/24 rule from somebody with a special interest in the rules that govern the most impactful rewards cards. We’re discussing some common beginner mistakes, how these mistakes can stop you from getting new Chase rewards credit cards, and how you can avoid them on your own points journey.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/chase-524-rule-disha-spath   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy   Get my Cash-Back Credit Card Cheat Sheet: https://www.pointmetofirstclass.com/cashback
Once you're sold on the value of earning points for your expenses, you might be overlooking cash-back rewards credit cards and focusing only on points-earning cards. But that would be a mistake, because some cash-back cards are actually points earning cards in disguise.   Discover everything you need to know about earning points using cash-back cards. I’m sharing which specific cash-back cards can earn you points, the details of how to leverage these cards to earn points, and how valuable these cards can be as part of an overall rewards card portfolio.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/cash-back-cards-transferable-points   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy   Get my Cash-Back Credit Card Cheat Sheet: https://www.pointmetofirstclass.com/cashback
Stephanie Jones is a physician and a mother of two girls. She has a lifelong love of travel and has always been the trip planner of the family. However, she has always operated on a strict budget, doing the most travel for the least amount of money. When she discovered points travel, an entirely new world of opportunities opened up.   Discover the realities of getting started navigating the world of points and miles. Stephanie is sharing how she removed the overwhelm from learning about points travel, the details of her first rewards trip, and everything she’s learned in the early stages of her points travel adventure.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/getting-started-points-travel-stephanie-jones   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
When multiple people own a business, creating a rewards credit card plan becomes a little more complex. However, there are ways to navigate this situation so you don’t miss out on using your business expenses to earn points. Here to discuss this topic is Dr. Andrea Mabry, a dermatologist and co-founder of Pinnacle Dermatology, a dermatology practice located in Little Rock, Arkansas.   Dr. Andrea Mabry is an expert when it comes to creating a rewards credit card and points plan that incorporates your business partners. If you want to know how you and your business partners or co-owners can create a cohesive plan that benefits everyone involved, this episode is for you.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/points-sharing-business-dr-andrea-mabry   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
How do you get your partner or spouse on board with joining you in earning and using points for travel? Maggie Reyes is a Master Certified Life Coach and Modern Marriage Mentor who specializes in helping driven, ambitious women create their best marriages without waiting for their partners to change or adding more work to their lives.    Maggie is discussing how to see what’s going on in your partner’s brain when you come to them with a points proposition, and she's sharing her tips for bringing your partner along with you in these conversations, rather than trying to convince them or asking for permission.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/partner-points-maggie-reyes   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
Is it a good idea to speculatively transfer points from a credit card account to an airline account? This is a particularly relevant question this week because three of the major transferable points currencies (Amex, Chase, and Capital One) are currently offering transfer bonuses when you move points from your credit card accounts to specific airline transfer partners for a limited time.   Discover whether it’s a good idea to speculatively transfer your flexible points to take advantage of bonuses. I’m sharing the specific offers that are on the market as of July 2023, and I’m showing you the risks you need to consider when trying to maximize the potential value of your transferable points.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/speculative-points-transfers   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
I'm joined by my client and good friend, Dr. Bonnie Koo, a points-travel convert. We’re discussing one of our shared loves: the World of Hyatt Loyalty Program.   Discover everything you need to know about the World of Hyatt Loyalty Program. We're discussing why Hyatt's Loyalty Program is our favorite hotel rewards program, some of the amazing upgrades that make Hyatt a great choice for families, and why you don't need to stay with Hyatt super frequently to take advantage of some unique and unrivaled offerings.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/world-of-hyatt-dr-bonnie-koo   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
With the Olympics taking place in Paris next summer, there will be a significant impact on travel to Europe in 2024, and you can expect some unique challenges to arise.   Discover how to navigate the obstacles of planning a family trip to Europe in 2024. Whether you're going for the Olympics, planning to travel all summer long, or just organizing a short getaway with your family, this episode covers everything you need to know about using points to reduce out-of-pocket costs while traveling during a busy period.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/rewards-travel-europe   Want to learn how to use points to travel business class to Europe next summer? Come to my Secrets to Finding Business Class Award Flights to Europe workshop on July 15th, 2023: https://www.pointmetofirstclass.com/europe2024 
Do you know the difference between a charge card versus a credit card when it comes to accumulating points? It’s possible that you have one, or even a few, without realizing that they’re not exactly the same thing as a traditional credit card. So today, we’re taking a closer look at what makes a charge card different from a credit card.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/charge-cards-vs-credit-cards   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
I'm welcoming back Kelly, The Points and Miles Doc, to the podcast. We're talking about points strategies when you have a points partner, commonly referred to as a P2 or player two in the points travel world.   Discover how to choose a partner for your points and miles journey. We're discussing some of the common misconceptions around who can be your P2 in the game of credit card points, the advantages of having a player two, and how to make decisions regarding your own P2 strategy so you can diversify and maximize your points potential.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/p2-strategies-maximize-points   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
I’m joined by two guests who are here to discuss a points-earning opportunity that could potentially earn you one million or more American Express Membership Rewards Points. Leslie and Demma have recently leveraged the purchase of a home to earn a huge points reward, and they’re here today to share their experiences and advice with all of us.   Discover how to get potentially one Amex Point per dollar of the purchase price of your home, with no limit on the number of points you can earn, and without needing to use a credit card for the purchase.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/1-million-points-one-purchase   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
Earlier this month, United Airlines increased its award prices across the board for economy and business class flights on United and partner-operated international flights without any advanced notice to its frequent flyer program members. After this points devaluation, it now costs roughly 33% to 55% more points for any award flight booked through United. The worst part of this news is that United points aren't transferable.   Discover how to protect yourself from points devaluations by leveraging transferable points. I'm showing you how to keep your options open when accumulating awards-travel points, how to see whether you will be disproportionately affected by a points devaluation, and how you can act now to protect yourself against the instability of points as a currency.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/points-devaluations   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
Julia Menez is a points strategy coach, speaker, and host of the Geobreeze Travel Podcast. Having traveled to more than 30 countries before the age of 30 and saving thousands of dollars using points and miles in the process, Julia has distilled the strategies from top award travelers around the world and shares them with her audience.   Discover some of the amazing things we can learn when we diversify the conversation around points travel and discuss our mistakes along the way. Julia Menez is sharing why your points journey doesn’t have to start out a certain way in order to be successful, her favorite lessons she’s learned from opening up the conversation on her own podcast, and her strategic tips for points travel that everyone can benefit from.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/luxury-travel-strategies-obstacles-mistakes-julia-menez   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
You guys have a lot of questions. So, we’re doing something a little bit different this week. Instead of me teaching you about a specific topic within the world of credit card points travel, I’m bringing you a listener Q&A.    I’m talking transfer bonuses, airline-specific cards, business credit cards, and maintaining a good relationship with banks. I’m also providing a framework for understanding the reasoning behind these answers, so you can decide what’s best for you.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/rewards-travel-qa   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
My guest this week is Dr. Priyanka Venugopal, a physician-turned-coach for high-achieving working moms. Priyanka and I have been working together for a while, and she’s here today to tell us about her first trip with her husband and kids all together to visit their extended family in India. Not only was this trip booked using points, but it was Priyanka’s first-ever first-class flight.   Discover why your points journey doesn’t have to be planned out a certain way. As an entrepreneur, Priyanka didn’t realize how many points she was accumulating. However, when she learned what she was sitting on and how to leverage those points, she was able to book four first-class tickets going halfway around the planet. She just needed to ask for help to make it happen.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/fly-first-class-priyanka-venugopal   Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy
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