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How to Money

How to Money

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Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
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Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Should I buy a primary home or a rental property instead? 2 - When do I sell investments for a large financial goal that’s three years away? 3 - Do 529 contributions count towards my savings rate? 4 - What is a mistake to go with a 15 year mortgage?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Nut Brown Ale by Samuel Smith! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: banks for rednecks, more debt less fun, cruisers standby, frictionless payments, echo housing boom, phantom housing costs, baked rates, turning down a promotion, lotto lies, false jackpots, money dysmorphia, you need less to retire than you think, & advice only advisors.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.
The preconceived notion of the word “retirement” is one of the biggest hurdles to overcome here in the US. Be honest- what do you think of when you hear that someone is retiring? Maybe you think of someone who is a bit older or maybe they’re past their prime. You might not go as far as to say they’re “giving up”, but there’s this idea that they’ve put in several decades of hard work and are now kicking back. And if you attempt to picture yourself in that situation, it’s often so far off into the future that it’s difficult to have any connection to that future version of you. Honestly you probably don’t have any idea of what retirement might look like. Well, HOLD THOSE THOUGHTS, because these are precisely the types of problems that our friend Jillian Johnsrud loves to help folks navigate. She writes over at RetireOften.com, hosts a podcast by the same name, and coaches individuals who are looking to custom build a lifestyle that perfectly reflects their values, passion, and purpose. And while “retiring often” might sound like a luxury reserved for the ultra-wealthy, Jillian is here to point out that it’s more achievable than you think. Today we discuss what constitutes a mini-retirement, how long they should be, the kinds of goals you should set during a mini-retirement, and how to negotiate one with your employer.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Grits N Juice by Carolina Bauernhaus! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Should or shouldn’t I prioritize paying down my student loans with the potential of forgiveness on the horizon? 2 - As a recent college grad, what is the best financial advice you have for me? 3 - Is it worth taking the additional tax hit to prioritize a Roth 401k over a traditional 401k? 4 - Using my Roth IRA as an emergency fund- is this a good idea? 5 - What is the best way to buy out my car lease and is it even a wise move?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Wake-n-Bake Coffee Imperial Stout by Terrapin! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: last minute tax tips, more money vs more time, new job fever, jobs of tomorrow, beware of the neobanks, car wrap scams, repair or replace that appliance, less cashierless stores, fewer discount stores, ‘use by’ dates, & nutrition labels for the internet.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.
There are three ways to boost your net worth: you can invest more money, but keep in mind that we’re in it for the long haul- it takes decades for compounding to really kick in. You can earn more money which is a ton of fun- who doesn’t like getting promoted or earning a fat bonus at work? But again, this can take years of grinding it out, at the very least months of hard work in order to stand out among your peers. OR, there are changes that you can literally make immediately by cutting your expenses in order to save more money. That’s what we’re discussing with our guest today, Michael Timmerman. Michael writes over at MichaelSaves.com, his YouTube channel has over 25 million views- in part because he's virtually a human guinea pig, working on our behalf to test products and services to make sure we’re getting the best deals possible. And today we have a great conversation centered around the many different scrappy ways that we can save on streaming, cell phones, and more!    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we both enjoyed a Buzzfest by Infinite Ale Works! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Should I consider alternative investments offered by the newer fintech platforms? 2 - Do medical bills need to be directly paid for with my HSA or should I use a credit card? 3 - What should I do with over six figures from my employer's profit sharing plan? 4 - How should I account for the US national debt in my retirement portfolio allocation? 5 - Paying off a 2.5% mortgage- does it ever make sense?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed an I Choose Yuzu by Pure Project Brewing- a big thanks to Kristi for donating this one to the pod! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Just like how we can idolize ‘finding the right one’ when looking for a partner or spouse, the same can be true of passive income as we’re talking about our personal finances. We can be tempted into thinking that if we only find the right person then it’s smooth sailing. But as anyone who has been in a long-term relationship knows- the work has only just begun! The same is often true of the different passive income opportunities that we hear pitched in social media or hawked in YouTube videos. Passive income is a legit and real concept, but the way it’s often presented doesn’t include the full story, or they leave out some crucial details. There are very few sources of 100%, purely passive income and so that’s why we are dispelling the myth that there are opportunities around every corner, but have a listen because there are ways you can begin establishing your own future streams of income, today.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Radix by Halfway Crooks! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
With Bitcoin near all-time highs, maybe you’re thinking “DANG, I need to buy some… BTC is going to the moon after all!” Well not necessarily- don’t think that you’re missing out on an opportunity of a lifetime to strike it rich. But we are going to discuss how investing in Bitcoin can not only boost your overall returns, but how it can also be a balanced and healthy strategy for investors. We’re joined today by Marko from White Board Finance to have a frank and practical conversation about Bitcoin. Marko was self-taught and started investing in the market at the age of 18. But then after studying finance and working for tech startups and in banking, he launched his YouTube channel which is currently just shy of one million subscribers! He’s an expert of all things personal finance, but we’re mainly going to focus on the future of Bitcoin, the recent events responsible for it blowing up, how much Bitcoin you should own in your portfolio, and much more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Diamond Dust by Pure Project- a big thanks to Kristi for donating this one to the pod! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Should I invest in the stock market if I’m planning to maximize my real estate holdings? 2 - I’d like to build generational wealth so how should I look to invest money for my son? 3 - What do I do about the individual company stock I own that I acquired via a 401k match? 4 - Is it too late to contribute to a 2023 Roth IRA? 5 - Financial regrets: how would we have invested $500, knowing what we know now?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Boneshaker by Moat Mountain- thanks for donating this one to the podcast Todd! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: Daniel Kahneman vs Sam Bankman-Fried, banana prices, seeking after passive income via vending machines and house flipping, paying down points, keeping the mortgage, fabulous 401(k)s, rewards rug pulls, Robinhood is golden, & an annuity in search of a problem.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.
We love real estate! Any long-time listener of the podcast knows that we’re fans of investing in real estate. We both have a handful of rentals and a decent chunk of our financial success is due to those houses! That being said, we also approach the conversation with a degree of reservation because we don’t think it’s for everyone- it’s not nearly the source of passive income like many would lead you to believe. Not to mention we happened to dip our toes in the waters at a historically great period of time. So we’re nuanced, but our guest today is NOT! Here to preach the real estate gospel is Alan Corey who is all-in: he’s a realtor, author of A Million Bucks By 30 as well as House FIRE, which we’ll be discussing today, and of course an investor himself. Alan is a self-proclaimed ‘real estate maximalist’ here in our wonderful city of Atlanta, and we’re going to talk about all things real estate- the current state of the market, why first time home buyers shouldn’t wait, why he doesn’t care about interest rates as an investor, the role of leverage when investing in real estate, if umbrella insurance is enough to mitigate risk, how to think about investing in an Airbnb, vacation rentals, and more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed an Oost by HighGrain Brewing- a big thanks to Mike and Kristy for donating this one to the pod! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Am I supposed to include employer contributions when determining my savings rate? 2 - Is it possible to negotiate a lower car loan interest rate now that I have a higher credit score? 3 - Should I save extra for retirement if I have a healthy guaranteed pension? 4 - After purchasing my dream home, what should I work towards next?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed an Alpsi by HighGrain Brewing- a big thanks to Mike and Kristy for donating this one to the pod! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: a reason for checked bag fees, mandatory 4-day workweeks, post-achievement life, right to disconnect, valuing a leisure ethic, underwater cars and diving used car prices, restless realtors, negotiating fees, blue collar cash, no-loan degrees, and social media is for savers.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.
When you read the words: tightwad and spendthrift, it’s likely that you find yourself drawn to one over the other. Maybe you’ve always been on the cheaper end of the spectrum and you see it as being a responsible adult. Or maybe you’re more like a lot of Americans and you find it impossible to pass up a good sale- even if you don’t necessarily need that item you just want to have some fun! Or perhaps you’re what our guest today calls an ‘unconflicted consumer’. Either way, the good news is that you’re not locked into this archetype forever. You can modify your behavior which can be incredibly beneficial, not only for your personal financial goals, but also to your relationship with your spouse or significant other. To talk about that and more today, is Scott Rick. Scott holds a PhD in Behavioral Decision Research from Carnegie Mellon. He’s known for his work on consumer financial decision-making where Scott focuses on the emotional aspects that influence spending behaviors and his latest book is Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships. Today we discuss how retail therapy actually works, why financial opposites tend to attract, the best ways for couples to combine their money, “spending roles” for tightwads and spendthrifts, and much more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Dreh by HighGrain Brewing- a big thanks to Mike and Kristy for donating this one to the pod! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Is it worth spending extra money on organic products for your baby? 2 - How do I move my cash over to a high yield savings account and should I move ALL of it? 3 - What is the best way to tax shelter retirement funds if I’m a high wage earner? 4 - Health sharing accounts seem like a great way to save money, but what are the risks?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Gnomaste IPA by Moat Mountain Brewing- a big thanks to Todd for donating this one to the pod! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: Rivian R2 deposits, streaming services vs. a Tesla, car privacy invasions, plummeting savings rates, crappy credit unions, cheap coffee hacks, contractor scams, smaller affordable homes, Airbnb scapegoat, Aldi everywhere, self-checkout lanes, & donation solicitations,    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.
Today is going to be all about making money and getting paid! Hala Taha is the host of the Young and Profiting podcast, which is a top business and entrepreneurship podcast across all the apps. She is also the founder and CEO of YAP Media, a business podcast network with a full-service social media and podcast marketing agency for top podcasters, celebrities, and CEOs. Hala is an expert on networking, marketing, side-hustles, personal branding- and one of the platforms she recommends to achieve much of this success is LinkedIn. It turns out that LinkedIn isn’t just for old cubicle workers anymore so Hala has some great advice like retargeting content, the rise of ‘broetry’, using keywords to your advantage, and much more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Chocorua Imperial Stout by Moat Mountain Brewing- a big thanks to Todd for donating this one to the pod! Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Is it better to inherit a house eventually or buy it outright now in order to gain the tax benefits? 2 - I don’t want my credit score to get dinged so how hard should I work to keep my 20 credit cards active? 3 - Should $200k-$300k be enough for my husband and I to retire on? 4 - What’s the best car I can get for under $10,000?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Cuvée des Jonquilles by Brasserie au Baron- a big thank you to Alice for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: two weeks left to find a Mint budget alternative, Bitcoin booming, 401k millionaires, political investing, tax refund robbers, bought and paid for reviews, bogus bag fees, goldilocks travel window, financial literacy on the rise, & late fee caps on credit cards.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.
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Comments (89)

malutty malu

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Feb 5th
Reply

Maggie Liu

You don't have to do coin star if you use a brick and mortar for any of your banking you can just deposit it in account. They have a coin counter.

Jan 8th
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adrian woodbury

change that battery!. I ran my battery into the ground and it messed up my alternator.

Oct 17th
Reply

G

SoFi bank is amazing. I switched from a local credit union after they wouldn't raise my interest rate from .08% to 1%. Got me looking around and I found SoFi.

Mar 15th
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Erin Thorp

Hi! Not sure if anyone will see this, but I must ask! Regarding Target Retirement Date funds... I read somewhere online that investing in TRD within a regular brokerage acct (rather than a tax-advantaged 401k or Roth IRA), can have unintended/massive tax consequences. Is this true? Should TRDs be avoided unless in a tax-advantaged account?

Feb 3rd
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Empty Tuna Can

lolololol. 'now that the pandemic is over.' Murica!

Jul 24th
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Empty Tuna Can

I've been a listener from the start. You should not have made this episode. Most of the developed world doesn't use your term of socialism the way America does. Are your public roads socialist? You have extreme capitalism. Most countries call lobbying bribery. Universal healthcare is not socialism. I live both here and another developed country and America's capitalism fosters inequality.

Feb 25th
Reply (3)

Kyle Moomaw

Great content but way too many ads

Nov 6th
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adrian woodbury

just for the record, the fda did not give full approval to the Pfizer vaccine. they gave approval to a future vaccine that hasn't come out yet.

Aug 27th
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adrian woodbury

hey guys, love the show. thought this might be helpful for the teacher who was asking for a curriculum for financial knowledge. https://www.choosefifoundation.org/prek12

Aug 9th
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Randall Caughron

I assume you're familiar with the Spark Bandit "bike"

Jul 30th
Reply

Amy Krause-Lisiecki

Hey guys, in July I believe it will be free on Disney +!!!

Mar 26th
Reply (1)

Randall Caughron

good luck in getting your tax refund if you file early. i filed January 15, waited until February 12 for Irs to start processing. I have not seen a refund nor stimulus payment. explain that. one cannot even call the irs. they aren't taking phone calls. explain that!

Mar 15th
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Austin Peek

But how do I make money???

Feb 27th
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Randall Caughron

I noticed that the owner of ReviewMeta is leaving soon, to become an EMT, and is actively looking for his replacement.

Feb 26th
Reply (1)

Matt Crisp

Congrats Joel, big accomplishment!

Feb 12th
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apricotic

the option to work remote is great. emphasis on the option... because I think everyone is sick of it and mothers are struggling and I feel disconnected from coworkers and... it doesn't seem sustainable to me.

Feb 10th
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Matthew Kerfoot

such a good podcast on how to make the most money and the most of your money!

Oct 25th
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Damion Powers

Love you guys!

Oct 14th
Reply

Dana Van Stee

I thought being homeless WAS debt free?

Sep 29th
Reply (1)
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