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Your current financial situation is a reflection of how you've treated money in the past. Change the way you treat money, and you will change your life. In April of 2018, my wife and I took our first steps on the road toward financial independence. Two years later, we've paid off over $182,500 in debt, made crucial pivots in our careers, and we've learned to treat money in a whole new way. I started this podcast so that I could have an opportunity to have deep conversations with experts about personal finance. Follow along as I speak with financial advisors, insurance agents, real estate professionals, and more.Check out PPF on Youtube: www.youtube.com/practicalpersonalfinanceInterested in collaborating? Send an email to: practicalpf@gmail.com
31 Episodes
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What if your family suddenly lost its primary source of income due to a freak accident? Would you be able to buy yourself some time to get things figured out? Or would you be plunged into debt immediately? Today I'm joined by David Wolfenden, founder and CEO of Eden, for a conversation about emergency funds. David tells me the story of when his family lost its primary income source overnight and how this experience led him to start his own banking app that makes saving money more fun.Check out David's app: EdenPractical Personal Finance on YouTube
Debt free! John is an author and YouTuber from Los Angeles who just finished paying off $105,000 of debt in 3 years. Including a brand new car, student loans, and even braces. Today, John shares what made him so motivated to become debt free, his feelings on the importance of community college as a path to a debt free education, and how it feels to be out from under the burden of his debts.Have you recently become debt free? Would you like to share your story to help inspire others? Send me an email to be featured.Email: practicalpf@gmail.comCheck out John's YouTube channelPractical Personal Finance on YouTube
Should you work with a financial advisor when it comes to managing your money, investing, and planning for retirement? Is it still necessary to do so? Today I'm joined by Kyle from @Financial Awareness with K.Scholl for a conversation about the changes in the financial world that have come about over the past few decades and how those changes might affect the way you manage your money. We talk about whether or not financial advisors will be going away any time soon, how much of your income you should be saving for retirement, and some sage advice for developing a healthy relationship with money.Check out Kyle's YouTube channelPractical Personal Finance on YouTube
Debt free! Will Ibekwe is a product manager for CapitalOne who just finished paying off over $143,000 in debt. It took him 5 long years to do it. Today, Will shares his story and provides insight into how he remained focused for such a long period of time, how he leveraged the pandemic to aid with his debt payoff, and how he's rewarding himself for becoming debt free.Have you recently become debt free? Would you like to share your story to help inspire others? Send me an email to be featured.Email: practicalpf@gmail.comPractical Personal Finance on YouTube
What to look for when buying a house - explained by real estate agent Bryson Lefmann! If you're in the market for buying your first home, it can be a little bit challenging to know what you should be looking for. Today, I'm joined by Bryson Lefmann, a real estate agent from Richmond, Virginia, for a conversation about how to approach buying a home. If you're a first time homebuyer, this video is for you!Bryson's WebsitePractical Personal Finance on YouTube
Debt free at age 23. WOW! What I would give to have been debt free when I was 23 years old! Today I'm joined by Andrea, a clinical trial specialist from Kansas City. She just became debt free after paying off all of her student loans AND her brand new car, all by age 23. Her story will inspire you!Practical Personal Finance on YouTube
Starting your very own catering business might be easier than you thought. Today I'm having a conversation with Austin Berry, owner of On the Ridge BBQ in Maysville, Kentucky. Austin has been a barbeque lover his entire life, but three years ago, he started taking it a little more seriously. In 2020, he monetized his passion for cooking BBQ by beginning to provide delivery and catering services to his community. Do you have a unique side hustle? Let me know in the comments! I'd love to feature you on the show.Connect with Austin on FB: https://www.facebook.com/austin.berry.562
Robert Johnson is a freelance musician from the upper Midwest who spent the last 27 months paying off over $94,000 in student loan debt. Today, Robert tells me the story of how he overcame the odds and became debt free - and what impact he believes debt freedom will have on his life.Have you recently become debt free? Send me an email! I'd love to interview you for a future episode.Email: practicalpf@gmail.comPractical Personal Finance on YouTube
What is an ETF? How do ETFs compare to mutual funds and index funds? And how do you invest in ETFs? Today I'm joined for a conversation with Josh Olfert, a certified financial planner from Canada. Josh answers all three of those questions, and many more.Josh Olfert on YouTubePractical Personal Finance on YouTube
What is a mutual fund? What are the different types of mutual funds? What is the minimum amount of money you need to get started investing in mutual funds? Today I'm joined by Andy Panko, a Certified Financial Planner from New Jersey, for a discussion that covers all of these questions and more. Andy's YouTube ChannelAndy's WebsitePractical Personal Finance on YouTube
If you've ever wondered what it takes to become a calligrapher, then today is your lucky day. I'm joined by Liz Powell, creator and chief calligrapher at Write Liz Write, a calligraphy business in Northern Virginia. Liz walks me through the process of how to get started with calligraphy and how she turned this passion of hers into an income generating side hustle.Write Liz Write on InstagramWrite Liz Write on EtsyPractical Personal Finance on YouTube
Do you have questions about buying your first home? Today, I'm joined by Hanh Hoang, a residential real estate agent from Los Angeles. Hanh has been in the real estate industry for nearly a decade, and I ask him some basic questions about buying a home for the first time. We're talking neighborhood selection, down payments, inspections, negotiating, and closing costs. Hanh Hoang on YouTubeHanh Hoang on FacebookPractical Personal Finance on YouTube
Is there any way to still get federal stimulus money that you should've gotten but never did? If you don't get a 1099 form for work as an independent contractor, do you still need to report that income? What can I do with my FFELP student loans to qualify for the federal relief?It's the first Thursday of the month and that means I'm answering your questions about money and personal finance.Got a question? Send an email to PracticalPF@gmail.com. The first Thursday of each month, I'll select five of my favorites and answer them right here.Watch Practical Personal Finance on YouTube!
If you've got student loans, or really any sort of debt, you may be wondering how you can get it paid off and become debt free more quickly. Today I'm giving you three strategies that will help you do just that. Practical Personal Finance on YouTubeStudent Loan Refinancing with SoFi - $300 Sign Up Bonus!
Have you ever thought of starting a video production side hustle? Today, for the inaugural episode of my new series, Practical Hustles, I have a conversation with Greg Prinz, CEO of Chapter One Films in Charlotte, NC. Greg started his very own video production business back in 2018. I ask him questions about what it was like to get started and what advice he would give to someone who might want to pick up video production as a side job.Chapter One Films WebsiteChapter One Films on FacebookPractical Personal Finance on YouTube
If you own a home and you're thinking about refinancing, then listen up! Today I speak to Grace Maxwell a senior mortgage loan officer from Richmond, Virginia. Grace answers all of my questions about the basics of refinancing a mortgage, including what the purpose of refinancing is, what you need to do to prepare, and why or why not it may be right for you.Connect with Grace via email: gmaxwell@gmmllc.comWatch Practical Personal Finance on YouTube!
Should you buy an investment property while you're a renter? Is there a financial advantage to filing your taxes jointly with your spouse? How can you create a budget if you have an irregular income? I'm answering your questions about money and personal finance in my brand new series, Practical Answers. Got a question? Send an email to PracticalPF@gmail.com. The first Thursday of each month, I'll select five of my favorites and answer them right here.Watching Practical Personal Finance on YouTube!
A new year can man new beginnings. If you've fallen out of love with your current employer, or if you're ready to change careers entirely, you need to be prepared in order to succeed. This week I have a conversation with career coach and LinkedIn expert, Professor Nez. He walks me through the signals that it might be time for a change, how to make your application stand out from the crowd, and what questions to ask during an interview.Professor Nez on YouTubeProfessor Nez's WebsitePractical Personal Finance on YouTube
If you're new to taxes or never really understood the process of filing, this is the episode for you. This week I have a conversation with Tiffany McMillan, a Certified Public Accountant, or CPA, from Northern Virginia. Tiffany walks me through the basics of filing your taxes for the first time including the forms you should expect to receive, important dates to be aware of, and some of the most common mistakes by first time filers.Check out Tiffany's WebsitePractical Personal Finance on YouTube
If you want to win with money in 2021, here's some advice on how to do so. This week I have a conversation with Reece Caruso, a 26-year old engineer from Australia who is very passionate about personal finance. He shares some of the strategies that have made him successful with money at a young age. His suggestions will inspire you to take action and change your relationship with money in the new year.Reece's YouTube ChannelPractical Personal Finance YouTube Channel
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