Predictable: NBC’s Weather and Climate Podcast

Homeowners across the United States already face a difficult choice — try to sell their beloved home or face foreclosure. It's already becoming a reality from Florida and Louisiana to California. That financial pressure is being driven by the soaring cost of home insurance. Climate change is making disasters more common, and it's making hurricanes, wildfires, and floods more extreme. In turn, insurance companies are rushing to offset the cost of those disasters by increasing rates.According to a new report from Realtor.com, in the metro areas of Miami, Fort Lauderdale, New Orleans, and Fort Myers insurance accounts for more than 20% of the monthly cost to own a home. That's more than many homeowners can afford. By the end of 2025, First Street projects that nearly 7% of all foreclosures across the U.S. will be linked to unaffordable home insurance. First Street's Chief Economist Jeremy Porter explains more about that concerning trend. He's among an increasing number of insurance experts, researchers, and politicians who say these are red flags that economic disaster is on the horizon.Senator Sheldon Whitehouse (D-RI) has been one of the loudest and most consistent voices sounding the alarm and advocating for change. He led the Senate Budget Committee's research which culminated in an alarming report published in December 2024. It found soaring insurance costs or non-renewals across the U.S. — especially in southern New England, Florida, Louisiana, Texas, California, Oklahoma, and Hawaii. So nearly a year later, why hasn't Congress acted to address the growing financial risk from climate change? NBC meteorologist Chase Cain sat down with Sen. Whitehouse for a candid conversation about home insurance, climate change, and the influence of fossil fuel money in Washington.

Does the category of a hurricane even matter anymore? The Saffir-Simpson Hurricane Scale was developed in 1971 based entirely upon damage from a storm's winds. But today, it's the flooding and storm surge from hurricanes which cause more than 75% of all deaths. The deputy director of the National Hurricane Center explains why a hurricane's category isn't what you should pay attention to.Why are hurricanes intensifying so much more quickly than ever before? It's all the "jet fuel" the oceans hold as they keep getting hotter. NBC Miami hurricane specialist John Morales talks with meteorologist Chase Cain about the growing threat of extreme rapid intensification and how it erases time to safely evacuate.If you'd like to see the impacts of the storms that John and Chase discuss in this episode, you can watch here: https://www.nbcmiami.com/video/news/national-international/turbo-charged-tropical-cyclones-are-making-the-saffir-simpson-hurricane-scale-outdated/3681600/The 2025 Atlantic hurricane season remains on-track for an above average year. John Morales explains what that could mean for South Florida on NBC Miami: https://www.nbcmiami.com/weather/hurricane-season/john-morales-on-noaas-updated-outlook-and-current-disturbances-in-atlantic/3674488/

Climate change is an irrelevant phrase to many Americans, so Arnold Schwarzenegger believes we should stop saying it! The former Republican governor of California says that talking about air pollution, water pollution, and cheaper sources of energy are all much more effective at gaining bipartisan support. Meteorologist Chase Cain sat down with the Hollywood movie star turned California governor for a candid, one-on-one conversation in Los Angeles about his ongoing work to advance climate action with the Schwarzenegger Climate Initiative and Austrian World Summit.If you’d like to learn more about Americans’ views on global warming, check out the Six Americas research from Yale and George Mason Universities.

Introducing "Predictable," NBC's new weather and climate podcast. NBC meteorologist Chase Cain dives deep into everything from how we forecast tomorrow’s weather to long-term trends and how climate change is impacting those predictions.