Today is episode 200 of Price of Avocado Toast! What a wild journey! Thank you everyone for all of your support the last five seasons. Today we’re debunking 6 common misconceptions about debt. We take on some of the big phrases you’ve heard and share why we don’t agree with some of these stances. We want you to know you have value and worth to this world outside of your debt, so fighting these misconceptions is priority number one as we heal our mindset around debt. Enjoy! In this episode, we chat about: Debt vs. Leverage Good Debt? Bad Debt? Do I have to do this alone? MENTIONED IN THIS EPISODE: Empowered Money Academy ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis
Today’s guests are siblings Israel and Sunem Tovar from the Money Noticias podcast. Their story of first-generation living brings a unique voice to the personal finance space. They share the money narrative prevalent in their community and the ways they are helping to break down systemic barriers to equal access to financial education. You’ll feel empowered to uplift and honor all voices in the personal finance space after listening to this one. Enjoy! In this episode, we chat about: Equal access to money education Navigating historically underserved spaces Bridging the mistrust of money and comfort CONNECT WITH TODAY’S GUEST: Podcast: Money Noticias Podcast Instagram https://moneynoticiaspodcast.com/ Coaching with Israel & Sunem ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis
Today's guest is Allison Baggerly from Inspired Budget. Allison is a fellow former teacher who realized that the dream life she was desiring was right at her fingertips. After she and her husband managed to tackle their debt payoff journey, Allison began to support others on the path toward financial empowerment. She has now coached hundreds of folks to pay off their debt and build a budget they can be inspired by! Enjoy! In this episode, we chat about: Paying off debt as newlyweds Making sacrifices on the journey Building a career you feel proud of MENTIONED IN THIS EPISODE: Money Made Easy by Allison Baggerly CONNECT WITH TODAY’S GUEST: Allison Baggerly is an author, podcast host, and founder of Inspired Budget. Her book, Money Made Easy, inspires readers to find a balance between enjoying their life and reaching their financial goals. As a teacher and small business owner, Allison combined her passion for teaching and finances to help others learn how to start budgeting. Allison and her husband paid off over $111K of debt on 2 teacher salaries while growing their family. Since starting Inspired Budget in 2017, Allison has been able to retire as a teacher and take her desire to help others full-time. Now she is helping women all over the world get started with budgeting when they feel lost and overwhelmed. Allison has built a community that turn to her for budgeting advice and inspiration to save more than they ever imagined! She also hosts classes on budgeting, saving money, and paying off debt. She loves teaching others how to take back control of their money. Instagram @inspiredbudget Tiktok @inspiredbudget Inspired Budget Podcast Money Made Easy by Allison Baggerly https://inspiredbudget.com/ ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis
On today's episode we review 5 money mindsets that might be holding you back from getting ahead. Scarcity mindsets affect all of us at some point and it takes some work to break them. We wanted to name some of the major ones we see and give you some actionable steps to breaking them moving forward. Things might not change overnight, but with intention and reframe we just might get to a healthy space. In this episode, we chat about: Scarcity vs abundance money mindsets Mindsets that may harm you Strategies for reframing your lens MENTIONED IN THIS EPISODE: Empowered Money Academy Opal app Patrice Washington ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Join Empowered Money Academy Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis
On today's episode we have Naseema McElroy, the founder of Financially Intentional, to share her story of debt free living. Naseema recognized she was living a “normal” life in our society, but she felt an underlying tension with her debt. Through intentional change and education, she managed to pay off $1 million of debt and restart her financial journey, helping rewrite the story for other generations as well. Naseema shares about the lessons she learned on the journey, especially as a Black woman who is a leader in the space educating others. Enjoy! In this episode, we chat about: Finding contentment Amplifying marginalized voices Changing generational cycles MENTIONED IN THIS EPISODE: Cashing Out by Julien and Kiersten Saunders Empowered Money Academy CONNECT WITH TODAY’S GUEST: Instagram @financiallyintentional https://www.financiallyintentional.com/ Financially Intentional Podcast ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Empowered Money Academy Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Join Empowered Money Academy Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis
Today's episode approaches the topic of debt and the effects it has on our wellness. We look at the key areas of physical, mental, and emotional health and how debt can harm these spaces. You’ll hear some troubling statistics about debt and mental health, and we’ll leave you with the reminder that you are not the sum total of your debt score. This is a message we could expand on even more, so expect this to come back around to the show in the near future. In this episode, we chat about: Student loan debt crisis Negative connotation of debt Navigating the debt journey MENTIONED IN THIS EPISODE: Join us for our free Slash Your Debt masterclass on October 3rd where we are teaching simple and effective strategies to help you pay off your debt and stay out of debt in a way that is realistic and sustainable for your lifestyle. ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis
In today's episode we give you seven reasons we have seen people struggle on the debt payoff journey. We wanted to highlight some reasons to help you check in on your own journey and see if any feel like a hurdle for you. These aren’t a bad or good thing; they are just a thing. If you need more support on your debt free journey, make sure you sign up for our Slash Your Debt masterclass coming up on October 3rd! In this episode, we chat about: Old patterns and habits Having a clear strategy and vision Becoming a united team with your partner MENTIONED IN THIS EPISODE: Slash Your Debt masterclass Join us for a live masterclass where we are teaching simple and effective strategies to help you pay off your debt and stay out of debt in a way that is realistic and sustainable for your lifestyle. ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
Today's episode features Liran Eliner from Cache AI. Cache is a modern personal finance tool aimed to help folks automate their personal finance outcomes and goals. We chat about the power in having a seamless product to help you take back your time and how automation can be a benefit to folks. Make sure you listen all the way through because there is a special promo for the Toasties you'll want to hear about! Enjoy! In this episode, we chat about: Automation in personal finance management The importance of HYSA accounts Common misconceptions about automation and investing CONNECT WITH TODAY’S GUEST: Dr. Liran Eliner holds a PhD from Harvard, where he studied the financial decisions of individuals. As part of his PhD, Liran focused on the effects of recent trends and events, such as heavier-than-ever social media use, widespread working from home, and more, on people's financial behavior and outcomes. Today, Liran is the Founder & CEO of Cache, an innovative financial technology company at the forefront of introducing automation to improve personal financial outcomes. Unlike other personal finance apps that focus on advice and recommendations, Cache recognizes that not everyone has the time or motivation to manage their finances on a daily basis, and therefore introduces automation as a tool to help people make better, and in most cases optimal, financial decisions. Special $100 offer mentioned in this episode Facebook Instagram X/Twitter Linkedin ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
Today’s episode stems from a conversation our family had recently. We were frustrated with some car logistics and weren’t sure what the next step was. Do we NEED a new car? Well, turns out this is a conversation we’ve had with many coaching clients, so we figured it was time for a breakdown of the questions we asked ourselves in this situation. Enjoy! In this episode, we chat about: What is the problem? Does this cost upgrade the value? How can I be empowered when car shopping? MENTIONED IN THIS EPISODE: The Car Mom Kelly Blue Book ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
Today’s episode is all about the key terms surrounding what happens to money when we die. We give you some blanket definitions, share our experience going through this process, and answer some of the main questions we get from social media. This conversation might feel heavy, but it is an important one to set the future up appropriately. Remember: this episode is for education and entertainment only. We suggest you contact a legal expert if you need any additional support. In this episode, we chat about: Definitions of common terms Questions we get asked often Our experience through probate MENTIONED IN THIS EPISODE: Die With Zero Our estate attorney, Carmen Sinigiani ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
Today’s guests are Vanessa and Xander Marin from VM Therapy. They come on to share about common struggles for couples regarding sex, and the crossover we can see with finances. You’ll hear about some of the growing pains with relationships and intimacy while also getting some tips for how you might be able to initiate sex that double as a financial conversation piece! Enjoy! In this episode, we chat about: The discomfort with initiation Having hard conversations about sex The “Bristle Reaction” in sex + money MENTIONED IN THIS EPISODE: Forbes Article CONNECT WITH TODAY’S GUEST: https://vmtherapy.com/ Instagram TikTok Pillow Talks Podcast Courses & Guides Sex Talks: The Five Conversations That Will Transform Your Love Life ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
Today's episode is your game plan for building in rewards on the debt free journey! You don’t have to be miserable while you work on your finances. We give you our three tips and talk through how we coach clients to continue to enjoy their life even when paying off debt. Toasties, this is a value-packed episode, so make sure you listen all the way through! Enjoy! In this episode, we chat about: Moderation, not deprivation Scheduling your rewards Doubling up on value time MENTIONED IN THIS EPISODE: Atomic Habits by James Clear ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
Today's episode is our intro to Season 5! Can you believe that we are entering season FIVE!? We’re here to say welcome back and give some updates on things you can expect this season. We’ve got big things coming for the business and the show and we’re so thankful that you’re all here to support our work. Happy listening! In this episode, we chat about: What to look forward to in season 5 Exciting projects we are working on Life updates ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
We are wrapping up our 6 week Summer Rewind Series with today’s episode. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? 👀 This episode was originally aired on June 29, 2022 as episode 92 which was also our season two finale episode. Today’s episode concludes the three part investigation series that looks into Dave Ramsey's company, Ramsey Solutions. In this episode, we discuss Dr. Steven Haasan's BITE Model of Authoritarian Control and compare the model’s guidelines to previous interviews this season and our personal experience as former Dave Ramsey followers. After tossing around the word "cult" in reference to Dave Ramsey for months, we come to a final consensus on whether or not Dave Ramsey is leading a cult. Referenced in today's episode: Steven Haasan's BITE Model Robert Jay Lifton's eight criteria of thought reform as applied to the Executive Success Programs Dr. Margaret T. Singer - 6 Conditions for Thought Reform Part 1 of this podcast series with Amy Fritz Part 2 of this podcast series with Dr. Natalie Feinblatt Disclaimer: Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone. ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
We are currently in week five of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? 👀 This episode was originally aired on June 15, 2022 as episode 91. On today’s episode, Dr. Natalie Feinblatt, nationally recognized cult recovery psychologist, joins the podcast to discuss the cult-like nature of Dave Ramsey and his evangelical personal financial empire, Ramsey Solutions (The Lampo Group, LLC). Dr. Feinblatt explores cults from NXIVM and The Children of God to Scientology and “therapeutic” boarding schools. She has been featured on A&E’s Leah Remini: Scientology and The Aftermath, NBC, New York Magazine and more. She is a Los Angeles native with her Master’s and Doctorate in Psychology from Pepperdine University. She specializes in compassionate addiction and trauma therapy Referenced in today's episode: Steven Haasan's BITE Model Robert Jay Lifton's eight criteria of thought reform as applied to the Executive Success Programs Dr. Margaret T. Singer - 6 Conditions for Thought Reform Part 2 of this podcast series with Amy Fritz CONNECT WITH TODAY'S GUEST: @healingwithdrnatalie on Instagram https://drnataliefeinblatt.com Disclaimer: Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone. ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
We are currently in week four of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? 👀 This episode was originally aired on June 8, 2022 as episode 90 and it kicks off part one of our three part series, where we do a deep examination of Ramsey Solutions. Today’s guest, Amy Fritz, shares her story of her family's experience with Ramsey Solutions, Dave Ramsey's Company. Amy’s husband, Nathan Fritz, worked at Ramsey Solutions and made his exit after realizing he was no longer aligned with the company. After his departure, interesting things happened— including, but not limited to the Chris Hogan controversy. And, yes, we talk allllll about it. CONNECT WITH TODAY’S GUEST: @untangledfaith on Instagram @faithuntangled on Twitter Untangled Faith Podcast Disclaimer: Price of Avocado Toast podcast is marketed as and in fact is “one man’s opinion.” This show is not nor should anything said on it be construed as “legal, tax, or financial advice.” If you make investing or legal decisions after listening to this show it is recommended that you consult a qualified professional first. If you don’t, the decision is yours and yours alone. ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
We are currently in week three of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? This episode was originally aired on March 10th, 2021 as episode 82. We are giving you a complete revamp of Dave Ramsey's 7 Baby Steps from the perspective of folks who have stepped away from Dave's financial empire and are now looking at his advice through a different lens. During this episode, we go through each step in depth with our recurring guest host, Vee Weir, and give our take on what we would adapt to modern times. If you started your financial journey with Dave Ramsey, this episode is for you! Connect with Vee on Instagram @veefrugalfox ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
We are currently in week two of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? This episode was originally aired on March 10th, 2021 as episode 36. During this episode, we chat with Alison, a fellow former Dave Ramsey follower who kickstarted her journey using the Dave Ramsey Baby Steps. She talks with us about the Baby Steps that she didn't vibe with after she and her husband got themselves out of debt. In this episode, we chat about: Paying off $125k of debt in 26 months Life after a debt payoff journey Starting with Dave Ramsey and then pivoting CONNECT WITH TODAY'S GUEST Youtube ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
Today's episode kicks off our 6 week Summer Rewind series before we start season 5 in the fall. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? This episode was originally aired on January 20th, 2021 as episode 29. It was a pivotal episode that drew the line in the sand for us as we parted ways with Dave Ramsey after following him and his Baby Steps program religiously for over a year. We do a deep dive into why chose to step away supporting from DR. ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing
Today's episode is our season four finale! Four years, 180 episodes, and plenty of friends made along the way. We’re taking this episode to remind you to rest as you need (while also reminding ourselves after the sickness our family has been facing the past two weeks) and sharing our plans for our summer rewind episodes. Thank you so much Toasties for coming on this journey with us! We’ll see you in season five ♥️ In this episode, we chat about: Resting for long term change Our summer rewind series Some teasers for season 5! MENTIONED IN THIS EPISODE: Episode 167: Is Bankruptcy Right For You? ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing