Property Apprentice Podcast

Property Apprentice dives deep into the what's and how's of real estate investing in New Zealand. Each week, we discuss topics relevant to every home buyer and investor.

Is Capital Gains Tax the Key to Funding NZ's Aging Population?

Send Us A Message! Let us know what you think.Topic #1: Interest.co.nz 20th of November-Independent global economic researchers Capital Economics say despite their expectation the RBNZ will slash the OCR to just 2.25% in 2025 the housing market price recovery will be 'muted'Topic #2: The Mortgage Mag 19th of November -Mortgages harder to get over the lineTopic #3: NZ Herald 19th of November -Landlord paid $4k after $40k of damage, goes to Tenancy TribunalTopic #4: Stuff 21st of November - Inv...

11-22
17:42

Market Insights: From Home Renovations to Summer Travel Booms

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: RNZ 12th of November-Average house values little changed from start of yearTopic #2: Oneroof 13th of November -Tony Alexander: Where Kiwis plan to splash the cash now rates are fallingTopic #3: RNZ 13th of November -Wanting to sell your house? It may take 7 years before you don't face a lossTopic #4:Good Returns 14th of November -Govt takes risk-based approach to deposit guarantee schemeTopic #5: Interest.co.nz...

11-18
18:02

First-Home Buyers Are Winning: Lower Prices, Better Deals

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: RNZ 7th of November-Current first-home buyers paying less but getting moreTopic #2: The Mortgage Mag 5th of November -Banks asses what stressors could destroy capital buffersTopic #3: Interest.co.nz 7th of November -Newly released 2023 Census data shows that around one-in-16 houses in New Zealand are too small for the number of people living in themTopic #4: NZ Advisor 6th of November -NZ property market shows ...

11-08
22:17

Voter Push to Tax Property Investors – What It Means for You

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: 1News 29th of October-Rents fall to eight-month low, but still higher than last yearTopic #2: Stuff 29th of October -Last minute home loan fixing could save thousands, mortgage broker saysTopic #3: 1News 29th of October -How the Government is moving to streamline building consentsTopic #4: NZ Herald 29th of October -Bond refunds spark disputes: Tenants and landlords clash in tribunalTopic #5: Interest.co.nz 29t...

11-05
21:11

Christchurch Students Face Housing Crisis: The Struggle to Find Accommodation

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Oneroof 22nd of October-‘They know they will be blowing first-home buyers out of the water’Topic #2: 1News 22nd of October -Jumbo-sized 75 point OCR cut possible next month - economistTopic #3: Oneroof 22nd of October -‘Heart-wrenching’: Christchurch students struggling to find a roof as accommodation shortage bitesTopic #4: Oneroof 22nd of October -Tony Alexander: 2025 could have been a really bad year f...

10-25
16:02

Avoiding Mortgagee Sales : Are Banks Relying on Unauthorised Overdrafts?

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Interest.co.nz 15th of October-Unauthorised overdrafts, the banks' secret weapon in avoiding mortgagee sales?Topic #2: Stuff 16th of October -Five places where property sales are picking upTopic #3: NZ Herald 15th of October -Auckland house prices fall 5.4%, national inventory up 27.4%Topic #4: RNZ 16th of October -How does NZ's pension compare?Topic #5: NZ Adviser 17th of October -Kiwis moving more, stay...

10-22
15:42

Stable Rents Across NZ: Has Supply Finally Caught Up with Demand?

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Interest.co.nz 10th of October-Statistics New Zealand figures show household net worth dropped by $47 billion in the June quarter, while total income fell for the first time since this data series began in 2016Topic #2: 1News 9th of October -OCR cut reaction: 'Brighter days' ahead as rate relief comingTopic #3: Interest.co.nz 8th of October -NZ Banking Association says despite tough economic conditions, '...

10-11
16:47

Mortgage Showdown: Banks Reduce Rates in Competitive Market

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 17th of September- Mortgage rate battle continues as Kiwibank cuts home loans ratesTopic #2: Oneroof 18th of September -Tony Alexander: Why do Kiwi houses cost nine times the average income?Topic #3: NZ Adviser 18th of September - Kiwis' growing obsession with 'dream scrolling'Topic #4: Oneroof 17th of September -Vibrations damage homeowner’s property - and the insurer is ignoring the claimTopic #5: 1...

09-20
16:32

What you Need to Know about Rateable Values, Market Values and Rates

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Corelogic 12th of September -NZ property market faces mixed fortunes as recent slowdown hits suburbsTopic #2: 1News 10th of September -More than 300 Kāinga Ora projects across NZ in limboTopic #3: RNZ 11th of September - Rateable values, market values and rates: What you need to knowTopic #4: RNZ 12th of September -Mortgage brokers push back on Commerce Commission advice to present multiple offersTopic #5: RNZ ...

09-13
16:45

Is it Time to Boost KiwiSaver Contributions?

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Interest.co.nz 3rd of September -New Zealanders are falling short on retirement savings – is it time to boost KiwiSaver contributions?Topic #2: RNZ 3rd of September -How many borrowers have 'fix regret'?Topic #3: Interest.co.nz 4th of September -Opinions split about whether it's a good time to buy a house, ASB survey showsTopic #4: Oneroof 4th of September -Tony Alexander: How long have buyers got before they l...

09-06
24:11

BNZ: House Prices to Return to Normal in 2025

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Corelogic 29th of August -Brighter future for small investors and relocating owner-occupiers as market conditions shiftTopic #2: NZ Herald 27th of August -2025 the year house price rises revert to normal, BNZ saysTopic #3: NZ Herald 28th of August -The KiwiSaver fund that has returned nearly 400%Topic #4: Interest.co.nz Mag 29th of August -Housing market downturn is helping first home buyers get into a home of ...

08-30
17:16

Ryan & Kellie's Journey - Financial Freedom By Forty

Send Us A Message! Let us know what you think.Join Debbie from Property Apprentice as she sits down with longtime clients Kellie and Ryan Dawson, who began their property investment journey back in 2012. Kellie shares how they overcame early skepticism about investing and built a successful property portfolio over the years, while raising their family. Now, as they enter a new chapter of life, Kellie talks about their bold decision to travel around Australia with their two boys in a caravan! ...

08-29
19:25

House Prices Tumble but Good News for Buyers

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: 1News 19th of August -With the OCR coming down, how far will home loan rates fall?Topic #2: Interest.co.nz 20th of August -House prices continued to tumble in July but that's proving to be good news for buyersTopic #3: Landlords.co.nz 20th of August - From hunted to huntersTopic #4: The Mortgage Mag 20th of August -Mortgage advisers should put greater emphasis on price: ComComTopic #5: Interest.co.nz 19th of Au...

08-28
16:35

First Homebuyers Drive Market Comeback

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Winter blues over? First-home buyers lead market resurgenceHalf of household income going to the mortgageOCR drops, but may not impact housing too muchBanks slash mortgage rates as further OCR cuts signalledRBNZ says rate cuts should act faster this timeSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted ...

08-19
16:17

Capital Gains Tax: A Solution to Unaffordable Renting?

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Stuff 31st of July - Tax warning for property flippersTopic #2: 1News 30th of July - Explainer: The changes coming for the process of borrowing moneyTopic #3: RNZ 30th of July - Is a capital gains tax the answer to unaffordable renting?Topic #4: NZ Herald 31st of July -ANZ cuts home loan and business interest ratesTopic #5: RNZ 1st of August -Banks relax borrowing test ratesSupport the show*Nothing from this ep...

08-02
18:31

Here are Some Solutions to Declining Homeownership

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Good Returns 22nd of July - Predictions for OCR cut next monthTopic #2: The Mortgage Mag 23rd of July -Deloitte: shared equity schemes could arrest declining home ownershipTopic #3: Stuff 25th of July - Teenagers buy their own home after years of saving at their supermarket jobsTopic #4: RNZ 24th of July -Rents falling for first time in nearly two years, data showsTopic #5: RNZ 23rd of July -More home loan rate...

07-26
15:07

ANZ Cuts Bank Home Loan Rates, Listings Soar & Kainga Ora’s New Approach to Renancy

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: 1News 17th of July - NZ's largest bank cuts home loan rates as inflation dipsTopic #2: NZ Herald 15th of July - Housing: Listings soar, Auckland, Canterbury buck price falls, ASB expects turnaround in late 2024Topic #3: Oneroof 17th of July - Tony Alexander: Why the era of crazy house price rises is overTopic #4: 1News 16th of July -Govt considers rolling back home insulation standardsTopic #5: Kainga Ora 14th ...

07-19
20:34

Housing Changes on Accessibility, QV Records House Values Fall & Lending Limits Influence Bank Books

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: The Mortgage Mag 10th of July Expectation of Nov rate cuts prompts record short rate borrowingTopic #2: Stuff 10th of July - Housing changes will make it ‘harder for disabled people to live’, advocate saysTopic #3: Interest.co.nz 9th of July - QV says house hunters are going into hibernation as values continue to fallTopic #4: NZ Herald 8th of July -Lending limits: How they could affect bank mortgage book...

07-15
17:07

Banks Pick Date for OCR Cut, Climate Risks for Investors & Government to Boost Housing

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 4th of July -Government to ‘flood’ cities with more housing by liberalising planning rulesTopic #2: Oneroof 2nd of July - Banks pick date of first interest rate cut - will mortgage pain ease this year?Topic #3: NZ Herald 2nd of July - New building consents take a tumbleTopic #4: The Mortgage Mag 3rd of July -New code brings commonsense to lending - FSFTopic #5: RNZ 2nd of July -Australian, New Z...

07-05
15:59

July 1 Tax and Bright-line Changes, KiwiSaver Reminders & How to Work Through Affordability Issues

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: Interest.co.nz 27th of June -Trade Me says more rooms in flats are being advertised but fewer people want themTopic #2: NZHerald 26th of June - Another major bank scales back house price forecastTopic #3: NZ Herald 27th of June -How July 1 changes to Auckland Fuel Tax, paid parental leave and the bright-line test could affect you – The Front PageTopic #4: Oneroof 25th June -Works hard, earns good money, s...

06-28
19:28

Recommend Channels