Protecting What Matters: A Podcast by the Ohio Department of Commerce

The Ohio Department of Commerce is the state’s chief regulatory agency with a specific focus on consumer protection. We issue more than 600,000 licenses, permits, registrations, and certifications each year in various professions, industries, and commercial enterprises. We have a vital role in keeping people, property, and assets safe. From real estate to fireworks, banks to construction, and more, this podcast is a resource for businesses, families, and individuals that want to protect what matters most in their life.

Protecting Ohio: Hottest Scams of 2025 & Essential Strategies to Combat Fraud

As technology rapidly advances, so do the tactics of scammers using social media and AI, making it essential for Ohio consumers to closely guard their personal and financial information. In this episode of Protecting What Matters, we collaborate with the Ohio Attorney General's Office to raise awareness and educate all listeners, so they don’t risk falling prey to these sophisticated frauds. Listen now for the top scams happening in our backyard and for guidance as wediscuss practical methods to avoid becoming a potential victim.

02-26
26:24

The Dangers of Unsolicited Messages

This podcast highlights how unknown individuals are targeting Ohio consumers via unsolicited communications, text messages, phone calls, emails, and letters to acquire their personal information or property for less than its worth. Our experts, Kenyetta Bagby from the Consumer Affairs section of the Division of Financial Institutions and Daphne Hawk, Superintendent from our Division of Real Estate and Professional Licensing, share valuable insights, resources, and tips for safeguarding yourself from these fraudulent practices.For more information visit: com.ohio.gov/ConsumerAffairs

02-18
27:15

Burn Awareness: Protecting Your Loved Ones Starts Where You Live

In this important and timely episode, we discuss the topic of burn prevention and fire safety as we recognize Burn Awareness Week in Ohio. This year’s theme, "Burn Prevention Starts Where You Live," emphasizes the importance ofunderstanding and mitigating burn risks within your own home.Burn risks can exist in any living space, from houses to apartments, and may present themselves in various forms. However, by adopting a proactive approach and taking simple steps, you can significantly reduce the risk of burns and ensure the safety of your family. Join us as Fire Prevention Bureau Assistant Chief Paul Martin shares valuable insights and practical advice for Ohio consumers looking to maintain a fire-safe environment. From identifying potential hazards to implementing effective prevention measures, we'll cover everything you need to know to keep your loved ones protected. Listen now and help spread the word on fire safety in Ohio and together let's create safer homes and communities across Ohio. Stay Fire Safe, Ohio!

02-03
29:00

Ohio’s Homebuyer Representation Laws

Are you looking to buy a new home? But more importantly, have you heard about the recent changes in Ohio real estate law? In the next episode of Protecting What Matters, the Ohio Department of Commerce helps homebuyers and sellers navigate the changes in buyer representation and how it can impact your search for that dream home.

01-07
22:53

Social Responsibility and Dry January

In this episode of Protecting What Matters, Ohio Liquor talks about the concept of Dry January and how many people use it as an opportunity to reset their relationship with alcohol. We also dive into the important work of the Prevention Action Alliance and highlight other valuable resources that help individuals understand the importance of responsible alcohol consumption. Learn more about how you can make informed choices when it comes to alcohol by visiting www.OHLQ.com.

12-27
23:14

Deck the Halls, Don’t Wreck the Halls: Stay Fire Safe This Holiday Season

The Christmas holiday is a time for celebration and joy, but it’s also a time with increased fire risks. Listen and learn how you can protect your loved ones and home this holiday season. In this episode we're talking fire safety tips with Ohio State Fire Marshal Fire Prevention Bureau Chief Anita Metheny.

12-02
29:46

Holiday Budgeting: Enjoy the Season Without Breaking the Bank

In this must-listen episode of Protecting What Matters, we discuss all of the great resources in our newly launched Holiday Gift Budgeting Guide from the Ohio Department of Commerce. Deputy Superintendent of the Division of Financial Institutions Rob Rutkowski shares examples of how you and your family can enjoy a festive holiday season with confidence and financial savvy.  There are also plenty of tips that will help you choose thoughtful, cost-effective gifts for your loved ones while instilling important budgeting skills in your children. Don’t miss out on this opportunity to make your holidays not only joyful but also more financially secure.

11-22
25:10

Understanding the Ohio Manufacturing and Construction Mentorship Program

In this discussion, we'll educate the audience so they better understand the opportunities available to 16- and 17-year-old students through the Ohio Manufacturing and Construction Mentorship Program. This episode will inform Ohioans about the opportunities available to those who consider careers in the skilled trades – and it will highlight how the program works, what the benefits are tostudents, and how the program benefits employers who participate. It also will direct listeners to where they can learn more about the program, whether they are teens or employers. Learn more by visiting Com.ohio.gov/mentorship

10-25
25:50

The Essential Things to Know About Living in an Ohio Manufactured Home Community

In this discussion, we're educating Ohioans to better understand safety regulations in Ohio manufactured home communities. This episode will inform the Ohioans about the guidelines, regulations, and safety standards. Moreover, this is designed to encourage residents of these communities to notify authorities about any problems or damages, from severe weather, tornadoes or other incidents, and to prepare their homes for the winter season before the chilly weather arrives.

10-04
25:42

Have You Ever Wondered How Local Elections Can Impact Your Community?

Join us for an informative episode of Protecting What Matters, where Division of Liquor Control Licensing Director Paul Kulwinski breaks down Ohio's wet anddry laws and the local option election process. In this episode, we comprehensively discuss how these laws impact your community.  Gain insights into how these decisions affect local businesses, economic development, and more. Tune in to understand how these laws shape our communities and your role in the local decision-making process.

09-16
28:49

Ohio Make Me a Firefighter Campaign and the Ohio Fire Marshal Festival

Join us as we explore the innovative "Make Me a Firefighter" campaign aimed at boosting recruitment and support for the Ohio Volunteer Fire Service. We’ll discuss the rewards of being a volunteer firefighter, the impact of new initiatives, and how the upcoming 2024 Ohio Fire Marshal Festival is a free, family-friendly outreach opportunity to educate and celebrate efforts to shape the future of firefighting in Ohio. If you have the heart and drive to make a difference in your community, you can become a volunteer firefighter.No prior experience in emergency services is required — we provide training for you to become the local hero you were born to be. Get started at MakeMeAFirefighter.org.

08-22
20:53

What You Need to Know Before Investing in Crypto

In this episode of Protecting What Matters,  experts from our Division of Securities Enforcement Section talk about the cryptocurrency landscape. Our experts uncover ways to safeguard your investments and keep you informed with the latest safety protocols in the crypto markets. We explore the critical aspects of crypto safety through thelens of regulatory oversight and best practices for consumers. Make sure you listen to this episode before you start to invest!  Whether you're a beginner or a seasoned investor, stay informed about the latest in the world of crypto and risk management strategies to protect your assets.

07-25
26:58

The Heart of Prosperity: Visit the Commerce House at the Ohio State Fair

Join us as we celebrate year three for Protecting What Matters. We’re talking about all things Ohio State Fair, from giveaways and how to win a prize. Plus, learn more about the Ohio Governor’s Imagination Library and how kids from birth to age 5 can get 1 free book each month. Get ready to immerse yourself in an exciting visit to the Commerce House! We invite you to join us at the Ohio State Fair, beginning on Wednesday, July 24 and running through August 4. The Commerce team is all set to engage and enlighten Ohio families across various areas of our work, offering valuable education, volunteer opportunities, and a chance to uncover treasures and delights.

07-02
25:34

Breaking Down the 2024 Ohio Building Codes

In this episode, we discuss Ohio's new Building Standards codes for the Mechanical and Plumbing industries and what that means for Ohio's construction landscape. Join us as we talk with Board of Building Standards Chair Tim Galvinto discuss critical changes and share examples of how these regulations play a crucial role in our lives while providing valuable insight into the safety of Ohioans, businesses, and the construction industry. Click here to learn more about the 2024 Ohio Building Code Rules.

06-12
28:03

Navigating Affordable Housing Resources for Ohio Consumers & Real Estate Agents

Join us in this educating episode as we delve into an important partnership between the Ohio Division of Real Estate and the Ohio Housing Finance Agency. Discover how this partnership benefits not only consumers seeking affordable housing solutions but also empowers real estate professionals with the resources and support they need to thrive in a competitive housing market. From innovative initiatives to collaborative efforts, shapingOhio's real estate landscape, explore how these agencies are working hand in hand to build a brighter future for communities across the state.Resources:Ohio's Home Buyers GuideOhio Housing Finance Agency

05-30
24:54

Season of DORAs: Exploring an Exception to Ohio's Open Container Law

Exploring Ohio's DORA -  we invite listeners to into the world of Designated Outdoor Refreshment Areas (DORAs) just in time for summer. As warmer weather increases,we’re outdoors to dine, shop, and connect with our communities, at events and festivals throughout Ohio.  In this episode of Protecting What Matters, you understand the creation and evolution of DORAs and hear how they have become vibrant spaces in some communities. Tune in and discover how DORAs are not just about refreshment but also essential to the essence of community and outdoor enjoyment.

05-16
29:02

Navigating Mortgages and Real Estate Professionals in the Homebuying Process

In this episode of Protecting What Matters, we’re helpingOhioans navigate the complex process of selecting the right mortgage lender and real estate professional. Whether you're a first-time homebuyer or a seasonedhomeowner, we provide invaluable insights and tips to help ensure you make informed decisions and have access to the resources you need to protect what matters most— with your finances and home. Experts from the Ohio Department of Commerce’s Division of Financial Institutions and Division of Real Estate and Professional Licensing provide important steps to help you both before and during your next home purchase. Check out our valuable resources by visiting: com.ohio.gov/Mortgageand com.ohio.gov/HomeBuyersGuide

05-03
26:39

Spring Into Safety: Ohio State Fire Marshal's Essential Guide to a Fire-Free Home This Season

In the spirit of spring, a season synonymous with renewal and tidying up, the Ohio Department of Commerce’s Division of State Fire Marshal's Fire Prevention Bureau reminds you that spring cleaning and fire safety go hand-in-hand. We’ll walk you through what you need to know as you clean up your home.  #Ohio #OhioCommerce#OhioFire #ProtectingWhatMatters #NewPodcast #Podcast #FireSafety

04-11
26:42

Ohioans, Protect Your Money: Financial Fraud & Identify Theft by the Numbers

Financial fraud and identity theft continues to be a pressing issue for consumers across the country and here in Ohio. In this episode, we break down the Federal TradeCommission Consumer Sentinel Network Report, revealing the shocking reality that consumers nationwide lost an alarming $10 billion to fraud in 2023. Ohio ranked 26th in the country, with $154 million in losses to Ohioans last year. The Ohio Department of Commerce’s Division of Financial Institutions Office of Consumer Affairs Program Administrator, Viktoria Jurkovic, sheds light on these alarming trends and provides consumers, like you, with the resources and tools essential in making smart financial decisions. Check out some of our free consumer resources by visiting: com.ohio.gov/consumers

03-18
25:35

Consumer Protection for Ohioans: How We Can Help You Prevent Fraud and Secure Your Life

The Ohio Department of Commerce produced this episode for National Consumer Protection Week, but the tips and educational content are good for you and your family year-round! Assistant Director Charity Robl explains all the different ways we protect Ohio’s consumers, help them make more confident decisions, and take decisive action in many areas of their life

02-29
24:21

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