Protecting What Matters: A Podcast by the Ohio Department of Commerce

The Ohio Department of Commerce is the state’s chief regulatory agency with a specific focus on consumer protection. We issue more than 600,000 licenses, permits, registrations, and certifications each year in various professions, industries, and commercial enterprises. We have a vital role in keeping people, property, and assets safe. From real estate to fireworks, banks to construction, and more, this podcast is a resource for businesses, families, and individuals that want to protect what matters most in their life.

Answering the Call by Becoming an Ohio Volunteer Firefighter

Breaking down the new Ohio Volunteer Firefighter Recruitment Portal and other efforts by the Ohio State Fire Marshal's office and the Ohio Fire Academy to help the volunteer fire service. Learn more by visiting com.ohio.gov/fire

09-12
29:59

Building Safety: The Role of Ohio Building and Elevator Inspectors

Your safety is our top priority! Discover how Ohio’s Building Code and Elevator Inspectors work every day behind the scenes to protect you. In this episode of Protecting What Matters, experts from our Division of Industrial Compliance discuss the insights of our safety inspections and the importance of the work inspectors do to ensure every commercial building open to the public meets the highest safety standards. Learn more by visiting com.ohio.gov/dic

08-18
25:21

Back to School Budgeting and Ohio Sales Tax Holiday

In this episode of Protecting What Matters, we discuss the Ohio Sales Tax Holiday and how to navigate the busy back-to-school season without breaking the bank. Our Division of Financial Institutions has you covered with smart budgeting tips, insights from Ohio retailers, and everything you need to know about Ohio’s two-week Sales Tax Holiday. For more information about the Ohio Sales Tax Holiday, visit:Ohio's 2025 Expanded Sales Tax Holiday | Department of TaxationExplore our free budgeting tools by visiting: Making a Budget Fit You | Ohio Department of Commerce

08-01
28:11

Ohio Housing Finance Agency Homebuyer Program Updates

In this episode of Protecting What Matters, we discuss changes to the Ohio Housing Finance Agency (OHFA) homebuyers' programs to ensure the long-term availability of help for Ohioans to achieve their dreams of purchasing a home. The Ohio Division of Real Estate Superintendent Daphne Hawk and OHFA's Executive Director Bill Beagle speak about these important updates that took effect starting July 1, 2025.

07-16
18:08

How to Start a Bank in Ohio

In this episode of Protecting What Matters, we discuss bank regulations for starting a de novo bank in Ohio with the Ohio Division of Financial Institutions. We also chat with CEOs from both Fortuna Bank and Adelphi Bank about the application process, the importance of careful planning, and compliance with state and federal regulations when starting a new bank in Ohio.

07-01
28:37

Protecting Our Seniors – Focus on Financial Exploitation for WEEAD

Last year $28 billion was stolen from individuals over the age of 60 in a variety of financial scams and frauds originating both here in Ohio by perpetrators known by the victim, or elsewhere around the world. In this episode of Protecting What Matters, the Ohio Department ofCommerce will walk you through what these scams look like and how to keep your loved ones safe. 

06-13
29:13

The Future of Ohio Liquor Permitting is Here

The Division of Liquor Control launched the Ohio Permit and Licensing System (OPAL) — a cutting-edge digital portal that transforms the management of liquor permits in Ohio. The system will simplify the process for the nearly 40,000 individuals and businesses that hold or seek a liquor permit or another type of registration. Learn more by visiting com.ohio.gov/opal

06-06
29:26

Careers in the Trades: Building a Better and Safer Ohio

In this episode of Protecting What Matters, we explore job opportunities within the construction trades and how Ohio is addressing the growing need forskilled workers in the industry. Megan Foley, Professional Development Coordinator with the Ohio Board of Building Standards, and Michael Baisden, Ohio Contracting Administrator with the Ohio Construction Industry Licensing Board, provide insights into the certification and licensing process, the value of adhering to proper building codes, and how these measures contribute to asafer Ohio. Tune in to explore the various resources and programs available to help you get started on your journey in the skilled trades.

05-06
26:51

Alcohol Regulation Awareness & Social Responsibility

It’s Alcohol Awareness Month. This podcast will highlight how the Ohio Department of Commerce Division of Liquor Control regulates alcohol in the state, how it partners with other external agencies to do so. In addition, it will highlight how the Division’s agency operations arm known as Ohio Liquor (OHLQ) embraces and promotes social responsibility given its role in owning and selling high-proof spirits in the state.

04-25
28:14

New System for Ohio Division of Unclaimed Funds

The Ohio Department of Commerce is excited to announce a new system for its Division of Unclaimed Funds. The new technology will improve efficiency in processing claims and holder reporting. Ohioans will be able to claim lost money directly on the department's website, and holders can report unclaimed funds directly onthe website. For more information, visit unclaimedfunds.ohio.gov

03-20
26:05

Protecting Ohio: Hottest Scams of 2025 & Essential Strategies to Combat Fraud

As technology rapidly advances, so do the tactics of scammers using social media and AI, making it essential for Ohio consumers to closely guard their personal and financial information. In this episode of Protecting What Matters, we collaborate with the Ohio Attorney General's Office to raise awareness and educate all listeners, so they don’t risk falling prey to these sophisticated frauds. Listen now for the top scams happening in our backyard and for guidance as wediscuss practical methods to avoid becoming a potential victim.

02-26
26:24

The Dangers of Unsolicited Messages

This podcast highlights how unknown individuals are targeting Ohio consumers via unsolicited communications, text messages, phone calls, emails, and letters to acquire their personal information or property for less than its worth. Our experts, Kenyetta Bagby from the Consumer Affairs section of the Division of Financial Institutions and Daphne Hawk, Superintendent from our Division of Real Estate and Professional Licensing, share valuable insights, resources, and tips for safeguarding yourself from these fraudulent practices.For more information visit: com.ohio.gov/ConsumerAffairs

02-18
27:15

Burn Awareness: Protecting Your Loved Ones Starts Where You Live

In this important and timely episode, we discuss the topic of burn prevention and fire safety as we recognize Burn Awareness Week in Ohio. This year’s theme, "Burn Prevention Starts Where You Live," emphasizes the importance ofunderstanding and mitigating burn risks within your own home.Burn risks can exist in any living space, from houses to apartments, and may present themselves in various forms. However, by adopting a proactive approach and taking simple steps, you can significantly reduce the risk of burns and ensure the safety of your family. Join us as Fire Prevention Bureau Assistant Chief Paul Martin shares valuable insights and practical advice for Ohio consumers looking to maintain a fire-safe environment. From identifying potential hazards to implementing effective prevention measures, we'll cover everything you need to know to keep your loved ones protected. Listen now and help spread the word on fire safety in Ohio and together let's create safer homes and communities across Ohio. Stay Fire Safe, Ohio!

02-03
29:00

Ohio’s Homebuyer Representation Laws

Are you looking to buy a new home? But more importantly, have you heard about the recent changes in Ohio real estate law? In the next episode of Protecting What Matters, the Ohio Department of Commerce helps homebuyers and sellers navigate the changes in buyer representation and how it can impact your search for that dream home.

01-07
22:53

Social Responsibility and Dry January

In this episode of Protecting What Matters, Ohio Liquor talks about the concept of Dry January and how many people use it as an opportunity to reset their relationship with alcohol. We also dive into the important work of the Prevention Action Alliance and highlight other valuable resources that help individuals understand the importance of responsible alcohol consumption. Learn more about how you can make informed choices when it comes to alcohol by visiting www.OHLQ.com.

12-27
23:14

Deck the Halls, Don’t Wreck the Halls: Stay Fire Safe This Holiday Season

The Christmas holiday is a time for celebration and joy, but it’s also a time with increased fire risks. Listen and learn how you can protect your loved ones and home this holiday season. In this episode we're talking fire safety tips with Ohio State Fire Marshal Fire Prevention Bureau Chief Anita Metheny.

12-02
29:46

Holiday Budgeting: Enjoy the Season Without Breaking the Bank

In this must-listen episode of Protecting What Matters, we discuss all of the great resources in our newly launched Holiday Gift Budgeting Guide from the Ohio Department of Commerce. Deputy Superintendent of the Division of Financial Institutions Rob Rutkowski shares examples of how you and your family can enjoy a festive holiday season with confidence and financial savvy.  There are also plenty of tips that will help you choose thoughtful, cost-effective gifts for your loved ones while instilling important budgeting skills in your children. Don’t miss out on this opportunity to make your holidays not only joyful but also more financially secure.

11-22
25:10

Understanding the Ohio Manufacturing and Construction Mentorship Program

In this discussion, we'll educate the audience so they better understand the opportunities available to 16- and 17-year-old students through the Ohio Manufacturing and Construction Mentorship Program. This episode will inform Ohioans about the opportunities available to those who consider careers in the skilled trades – and it will highlight how the program works, what the benefits are tostudents, and how the program benefits employers who participate. It also will direct listeners to where they can learn more about the program, whether they are teens or employers. Learn more by visiting Com.ohio.gov/mentorship

10-25
25:50

The Essential Things to Know About Living in an Ohio Manufactured Home Community

In this discussion, we're educating Ohioans to better understand safety regulations in Ohio manufactured home communities. This episode will inform the Ohioans about the guidelines, regulations, and safety standards. Moreover, this is designed to encourage residents of these communities to notify authorities about any problems or damages, from severe weather, tornadoes or other incidents, and to prepare their homes for the winter season before the chilly weather arrives.

10-04
25:42

Have You Ever Wondered How Local Elections Can Impact Your Community?

Join us for an informative episode of Protecting What Matters, where Division of Liquor Control Licensing Director Paul Kulwinski breaks down Ohio's wet anddry laws and the local option election process. In this episode, we comprehensively discuss how these laws impact your community.  Gain insights into how these decisions affect local businesses, economic development, and more. Tune in to understand how these laws shape our communities and your role in the local decision-making process.

09-16
28:49

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