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© 2023 Confessions Of A Gospel DJ
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Conversations with Stellar Award Nominee and Veteran Radio Host, Randi Myles
140 Episodes
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It’s getting harder for families to afford groceries. Prices are up, paychecks haven’t kept pace, and too many people are taking out loans just to eat. On this week’s Take Control Tuesday, Mansa Musa reminds us that while life is expensive, we can’t borrow our way out of hunger. Instead, we have to think, plan, […]
This week on Take Control Tuesday, Mansa Musa shared something many people still don’t realize — you can now get a free copy of your credit report every single week. That’s right! It used to be once a year, but now you can check it weekly to keep tabs on your financial health and protect […]
Interest rates are dropping—and that creates both opportunities and challenges. The good news? Lower rates can help if you have debt. The not-so-good news? They can hurt your savings. This week, Mansa Musa shares four smart ways to take advantage of a declining interest rate environment: Bottom line: lower interest rates open doors—but only if […]
Martha Munizzi is a Gospel powerhouse with a fresh word for today. The Grammy®, Dove, and Stellar Award winner was recently inducted into the Women Songwriters Hall of Fame in Washington, D.C.—a moment she calls a blessing she didn’t see coming. But she’s also focused on what’s next. Martha and her twin sister, Mary Alessi, […]
Living paycheck to paycheck is stressful—and surprise fees make it worse. This week, Mansa Musa shares a simple but powerful tip: create a cash flow calendar. By tracking when money comes in and when bills go out, you’ll see patterns, spot problems early, and even adjust due dates to avoid financial crunches. It’s a small […]
Today on Take Control Tuesday, Mansa Musa and I talked about how credit cards can be more than just plastic in your wallet. Used wisely, they’re a real safety net. Here’s why: a higher credit limit means more access to cash when you need it most. It also lowers your credit utilization ratio — and […]
Today on Take Control Tuesday, Mansa Musa says buy now, pay later may look simple — but it can damage your credit in a big way. On the surface, it feels convenient. Break up the payments. Pay it off quickly. Move on. But here’s the catch: every account lowers your credit score twice. Once when […]
When it comes to credit bureaus, most people only think about the big three—Equifax, Experian, and TransUnion. But as Mansa Musa explains, there are dozens more reporting agencies that can impact your financial life. These specialty bureaus don’t give you a score, but they do share your information with employers, landlords, banks, and insurers. And […]
Today on Take Control Tuesday, our financial educator Mansa Musa says this: right here in Metro Detroit, your zip code can shape your future — even how long you live. And here’s the surprising link — it’s tied to your credit score. In some neighborhoods, people live 10 to 20 years less than those just […]
This week on Take Control Tuesday, Mansa Musa breaks down how credit cards can actually help improve your lifestyle—if you use them strategically. Let’s be real: the credit card industry makes big money off people who carry a balance. But if you’ve got decent credit (especially good credit), these companies compete hard for your business. […]
Good news for renters: your on-time rent payments could now help you qualify for a mortgage! In a recent conversation with Mansa Musa, we learned about Make Rent Count — a new program from Fannie Mae designed to give credit where it’s long overdue. If you’ve been paying at least $250 in rent each month […]
Today on Take Control Tuesday, Mansa Musa breaks down the five tiers of credit scores—from Poor to Excellent—and what they really mean for your financial future. Each tier isn’t just a number, it’s a tool. Depending on how you use it, it can either work for you or against you. That’s why building your credit […]
In June, FICO—the major credit scoring company—announced it’s starting to include “buy now, pay later” (BNPL) data in its credit scoring models. At first glance, that might seem like good news. If you’re making those payments on time, it should help your credit score, right? Well… not exactly. According to Mansa Musa from Moneysmartlife.org, there […]
On today’s Take control Tuesday, we’re talking about credit bureaus. And Mansa Musa says when most of us think about credit reports, we usually picture the big three: Experian, Equifax, and TransUnion. But there’s a whole other layer of credit reporting that often flies under the radar—secondary credit bureaus. These companies collect more specialized information […]
Last week on Take Control Tuesday we shared a simple strategy to help lower your credit card interest rate for those who pay their bill on time but still end up with a balance after the billing cycle. But what if you don’t have the best payment history? Is there a way to get the […]
If you’re carrying a credit card balance every month, you already know how tough it is to pay it off—especially with those sky-high interest rates. Today, Mansa Musa shares a simple strategy to help lower your rate—specifically for folks who pay on time but still end up with a balance after the billing cycle. Mansa […]
For the past few weeks on Take Control Tuesday, we’ve been exploring what it really means to live a frugal lifestyle—and how powerful it can be when done with purpose. Hear: A Frugal Mindset & Living A Frugal Lifestyle Today, Mansa Musa returns with eight practical habits to help you cultivate a frugal mindset, and […]
Today on Take Control Tuesday we continue with our series on having a frugal mindset. Last week Mansa Musa gave us five characteristics of a frugal mindset. Today he gives us seven examples of how we know we’re living a frugal lifestyle. Mansa said, “It’s a holistic view when it comes to what is a […]
Today on Take Control Tuesday, Mansa Musa gives us five characteristics of a frugal mindset. By the way, none of the characteristics contain the word “cheap.” Mansa said as we maneuver through these uncertain times, it’s time to “up your game just to stay where you are.” That starts with a frugal mindset. Also: Check […]
Mansa Musa gives us four pre-recession credit moves on today’s Take Control Tuesday. These strategies will give you a safety net in times of financial instability, but Mansa warns us that these tips are to “expand our credit lines not our debt.” Also: Check Out Our Archives Each Tuesday, catch up with Mansa Musa from […]
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