Claim OwnershipReady-Aim-Retire
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Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
114 Episodes
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A strong financial plan is your shield against the fear and panic that market volatility ignites, but many investors treat a plan like a mere suggestion. This episode reveals the key strategies—from tactical asset allocation to disciplined spending—that insulate your retirement from economic uncertainty. Tune in to understand that "This is Why We Plan" is not just a title, but the difference between merely hoping for the best and confidently being prepared for the worst.
In this episode, we break down what the recent interest rate cuts mean for your personal finances. We'll explore how these changes can impact everything from your mortgage and credit card debt to the returns on your savings accounts and investments. Tune in to learn how to adapt your financial strategy and make the most of this new economic environment.
Navigating retirement can feel like a puzzle with many moving parts, but this episode helps you put all the pieces together. We’ll guide you through the complexities of Social Security, pension plans, and investment withdrawals, showing you how to build a reliable income stream. Learn practical strategies for creating a sustainable financial plan that ensures your retirement years are comfortable and stress-free.
Navigating an inheritance can be a complex and emotional journey, often leaving people unsure of what to do first. This episode provides a clear roadmap for managing a financial windfall, from the initial steps of securing the funds to creating a thoughtful long-term strategy. We'll cover key considerations like paying off debt, understanding tax implications, and making smart investment decisions to honor your loved one's legacy.
Don't wait until the last 2 months of the year...get that year-end financial checklist done now! In this episode we talk about what should be on your BEFORE the year-end financial checklist.
This episode breaks down the complex and far-reaching impacts of the newly passed "One Big Beautiful Bill." We'll simplify the key provisions, explaining how this landmark legislation will directly affect everything from your taxes to your investment portfolio. Join us for a clear and concise analysis of what this bill means for your financial future.
Join us for a comprehensive "First Half Review of 2025" as we break down the major financial events and market trends that shaped the first six months of the year. We'll analyze what happened, why it matters, and what actionable insights you can glean from this period. Tune in to discover strategies and perspectives that will empower you to finish the year strong and achieve your financial goals.
Keith Gangl joins to dive into the often-overlooked benefits of investing within tax-advantaged accounts. We'll break down the differences between various account types like 401(k)s, IRAs, and HSAs, and explain how each can shield your investments from taxes. Tune in to learn practical strategies for maximizing your returns by minimizing your tax burden.
We break down the key factors that influence your personal retirement savings goal. We'll explore how considering your desired lifestyle, anticipated expenses, and potential income streams can help you pinpoint that crucial number. Tune in to learn practical steps for calculating your own retirement number and building a confident plan for your future.
We discuss the hidden costs of delaying your financial planning. Discover how putting off seemingly small decisions can snowball into significant setbacks for your future. Learn actionable strategies to overcome inertia and start taking control of your money today, not tomorrow.
Navigating your Required Minimum Distributions (RMDs) can feel like a maze, but we're here to light the way. This week, we break down exactly what RMDs are, when you need to start taking them from your retirement accounts, and how they're calculated. We'll also explore strategies to potentially minimize their impact and make the most of your hard-earned savings in retirement.
Ready to unlock a powerful retirement savings strategy? This week, we dive deep into the Backdoor Roth IRA, explaining who it's for and the crucial steps to execute it correctly. Learn how high-income earners can bypass traditional Roth IRA limitations and potentially enjoy tax-free growth in retirement.
Curious about your chances of stock market gains? This episode of [Podcast Name] dives into the historical probabilities of achieving positive returns across various investment timeframes. We analyze data to reveal how your holding period significantly impacts the odds and discuss strategies for maximizing your likelihood of success in the market.
In this episode we tackle the current market volatility, the tariffs and what it may mean for you and your finances.
In this episode, we delve into the complex world of annuities, exploring their potential benefits and drawbacks. Special guest Troy McCrady helps us decipher the various types of annuities and determine if they align with your long-term financial goals. We'll cut through the jargon and provide clear, actionable insights to help you make informed decisions about your retirement strategy.
In this episode, we dissect how fear and greed can lead to disastrous investment decisions, revealing the common emotional traps that sabotage even the most well-laid plans. Discover practical strategies to detach your feelings from your finances and build a resilient portfolio immune to emotional volatility. We explore real-world examples of emotional investing gone wrong, providing actionable steps to cultivate a disciplined and rational approach to market fluctuations.
In this episode, we dissect common portfolio pitfalls that lead to excessive risk, from chasing hot stocks to neglecting diversification. We'll explore practical strategies for reassessing your risk tolerance and aligning your investments with your long-term financial goals. Learn how to balance potential rewards with the security you need to weather any market storm.
On this week's episode we discuss the importance of estate planning and why it's so important for everyone. Don't delay this important task. Join us as we break down the key components of estate planning and offer practical steps you can take today.
In this episode we welcome special guest, Gradient Investments portfolio manager Keith Gangl. We delve into the potential economic fallout of escalating trade tensions. Gangl shares his insights on how tariffs could impact various sectors and offers strategies for investors to navigate this uncertain landscape. Tune in to gain a better understanding of the risks and opportunities that lie ahead.
Get ready for changes to your tax bill! In this episode we break down the major tax law updates taking effect in 2025, from individual deductions to corporate tax rates. We'll help you understand how these shifts could impact your finances and what steps you can take now to prepare.
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